截至6月末，光大银行供应链金融业务余额较年初增幅7.5%，服务上下游客户数较年初增幅7.8%。 依托"阳光财资"，服务企业财资管理全流程 光大银行聚焦企业财资管理需求，着力打造数智化财资生态金融服务矩阵，为企业提供便捷、高效 的"全品类、全渠道、全流程"现金管理产品。一方面，深耕企业经营管理场景，以"嵌入式"服务满足企 业全场景资金管理和支付结算需求，助力企业高效运营管理资金，降低财务管理成本。另一方面，积极 赋能企业数字化转型发展，通过"全方位、全体系、全周期"的司库体系建设服务，助力企业构建更具韧 性、更可持续的交易结算基础设施，向实体经济发展注入更强金融动能。 光大银行积极落实国家战略、助力高水平对外开放，为企业提供集国际结算、跨境融资、外币存贷款和 外汇资财等一揽子金融服务解决方案。在跨境结算与贸易融资领域，光大银行提供境内外、线上下、多 币种金融服务，确保企业资金跨境汇划便捷高效，外汇资产负债有效规避汇率风险。在跨境信贷领域， 光大银行配套提供银团贷款、跨境融资等产品，为企业参与"一带一路"建设、海外并购项目等提供长 期、稳定的资金支持。在资本市场融资领域，光大银行提供境外债券发行、境外IPO等产品 ...

当前，新质生产力已成为中国经济高质量发展的核心引擎，亦是我国经济发展的又一"增长极"。支持科 技创新企业发展已是银行业金融机构支持实体经济的重要着力点。 作为金融"五篇大文章"之首，科技金融也成了各家银行高质量发展的"必争之地"。一方面，良好的发展 势头和旺盛的金融需求为商业银行带来了巨大的商机和潜在的回报；另一方面，科技企业不同于传统企 业"强专业、轻资产、高成长、高不确定性"的特征，不断促使商业银行重新审视和创新经营理念及服务 模式。 银行业金融机构正在改变传统信贷逻辑的模式，用金融"活水"精准滴灌科创"幼苗"，"看不懂、摸不 准"已不再是阻碍科技企业融资的难题。科技金融发展已进入"奇点时刻"，更专业、更多元化、更综合 性的服务模式逐渐形成。 据了解，光大银行（601818）已摸索出了一套多元化服务科技创新产业（300832）金融需求的"组合 拳"。该行持续健全 "1+16+100" 科技金融专业化专营化组织体系，打造强服务、强产品、强生态、强行 研、强数智的"五强"特色支撑体系，为科技型企业提供多元化金融服务。根据光大银行半年报，今年上 半年，该行科技型企业贷款余额达到4170亿元，比上年末增长9.9% ...

9月9日，在第二十五届中国投资贸易洽谈会上，光大集团成功举办"和光同行·共赢未来——光大集团产 业生态路演"活动。光大银行依托集团平台，在路演活动中焕新发布了"阳光交易+"综合金融服务体系， 以创新为驱动、以交易银行业务为抓手，全力打造跨境金融、供应链金融、财资管理等交易型重点业 务，以交易银行特色业务助力实体经济高质量发展。 截至6月末，光大银行供应链金融业务余额较年初增幅7.5%，服务上下游客户数较年初增幅7.8%。 依托"阳光财资"，服务企业财资管理全流程 光大银行聚焦企业财资管理需求，着力打造数智化财资生态金融服务矩阵，为企业提供便捷、高效 的"全品类、全渠道、全流程"现金管理产品。一方面，深耕企业经营管理场景，以"嵌入式"服务满足企 业全场景资金管理和支付结算需求，助力企业高效运营管理资金，降低财务管理成本。另一方面，积极 赋能企业数字化转型发展，通过"全方位、全体系、全周期"的司库体系建设服务，助力企业构建更具韧 性、更可持续的交易结算基础设施，向实体经济发展注入更强金融动能。 截至6月末，光大银行为企业提供财资交易服务规模达5000亿元。 "阳光交易+"作为光大银行交易银行"易"系列焕新升级的3 ...

Core Viewpoint - China Everbright Bank emphasizes its commitment to serving the real economy through a dual-driven approach of "interbank investment + interbank ecology," showcasing its value pursuit of "finance for the people" [1] Group 1: Financial Performance and Strategy - In the first half of the year, the bank's interbank business saw a 63% year-on-year increase in bond investments directed towards the real economy [2] - The bank's investments in technology finance, inclusive finance, and green finance grew by 36%, 21%, and 7% respectively, while it made a breakthrough in pension finance by investing in the first pension industry bond in the national interbank market [2] - The bank established specialized investment products for major regional development strategies, exceeding 20 billion yuan, to support significant projects and industrial upgrades in regions like Beijing-Tianjin-Hebei and the Yangtze River Economic Belt [2] Group 2: Collaborative Development and Market Integration - Everbright Bank aims to deepen cooperation with various financial institutions, enhancing resource allocation and market connectivity, with over 4,000 interbank clients served and a GMV scale exceeding 17 trillion yuan [3] - The bank's interbank distribution trading volume increased significantly by 392% year-on-year, and the balance of settlement interbank deposits grew by 76% since the beginning of the year [3] - The bank is committed to transforming and upgrading its interbank business, enhancing its modern financial service system to support high-quality economic development in China [3]

生成"一朵云"，把"缴费窗口"装进民众口袋； 构建"数字渠"，让"物畅其流"更加丝滑高效； 打造"密码锁"，以"数字防线"护航客户资产…… 随着数字中国乘风起势，数字金融成为开启中国特色现代金融体系"未来式"、推动经济社会高质量发展 的一把"关键之钥"。 以数为"光"，惠泽广"大"。光大银行南京分行积极贯彻执行中央金融工作会议精神，深入实施创新驱动 发展战略，扎实做好数字金融大文章，推动数字金融与实体经济深度融合，将"数字基因"植入业务体系 与服务模式"肌理"，通过"数字渠道"精准滴灌江苏沃土，让每一滴活水成为滋养国家战略与地方经济 的"甘霖"、润泽人民美好生活的"雨露"，为江苏扛起"经济大省挑大梁"责任贡献力量。 以"数"谋篇，澎湃数字金融发展"牵引能量" 累计服务医疗机构55家、供应商4972家，支付结算规模累计超100亿元…… 作为南京市医保局"医用耗材阳光监管平台"的唯一清算银行，光大银行南京分行自2020年起为平台提供 支付结算服务，并为入驻企业提供融资服务。该项目荣获光大集团"优秀孵化奖"，也成为光大银行南京 分行以"数字引擎"驱动服务焕新升级的一个缩影。 实现由内到外"数智蜕变"，离不开创新文化 ...

原标题：中国光大银行焕新"阳光交易+"综合金融服务体系 服务实体经济再创新篇 9月9日，在第二十五届中国投资贸易洽谈会上，光大集团举办"和光同行·共赢未来——光大集团产业生 态路演"活动。光大银行依托集团平台，在路演活动中焕新发布了"阳光交易+"综合金融服务体系，以创 新为驱动、以交易银行业务为抓手，全力打造跨境金融、供应链金融、财资管理等交易型重点业务，以 交易银行特色业务助力实体经济高质量发展。 "阳光交易+"作为光大银行交易银行"易"系列焕新升级的3.0版本，突出"交易有光 领创未来"的价值主 张，产品包含阳光外汇、阳光链融和阳光财资三大业务领域。"阳光交易+"坚持以客户为中心，提供集 表内外、本外币、结算融资、利率汇率、境内外、自贸区内外、线上线下于一体的综合金融服务方案， 满足企业多方面的金融需求。 面对全球产业链、供应链的深化整合和变革，光大银行聚焦供应链金融及企业"收、付、管、融"四大类 场景，围绕"订单、账单、收付、对账、开票"等全结算流程，完善供应链金融产品体系，重点推动如阳 光e付通、阳光融e链、阳光电费通等供应链金融产品，通过创新的供应链金融服务模式，为核心企业和 上下游企业提供一站式、 ...

Group 1 - The low-altitude economy is becoming a new growth engine for production capacity, with Hunan Province actively laying out strategies to capitalize on this opportunity [1] - Everbright Bank's Changsha branch is providing precise and efficient financial services to support the accelerated development of the low-altitude economy in Hunan [1] Group 2 - The "Hunan Low-altitude Economy Industrial Park Infrastructure Project" includes the construction of the Aviation City General Aviation Incubation Park, covering an area of 800 acres and aims to enhance the region's aviation manufacturing capabilities [2] - The project is part of Hunan's key construction initiatives, with a total industrial chain scale of 35 billion yuan, involving over 120 upstream and downstream enterprises [2] - Everbright Bank has provided 400 million yuan in early-stage loans to address funding bottlenecks for this key provincial industrial platform [2] Group 3 - A leading domestic light aircraft company, recognized as a national-level "little giant" enterprise, has received a three-year comprehensive credit approval of 60 million yuan from Everbright Bank for daily operational needs [3] - The company is also receiving a 21 million yuan fixed asset loan to support the construction of a new industrial base, enhancing its production capacity and intelligent manufacturing capabilities [3] Group 4 - A state-owned mixed-ownership general aviation company in Zhuzhou has been supported by Everbright Bank through working capital loans, enabling it to maintain operations in various sectors including emergency rescue and agricultural services [4] - The company has been collaborating with Everbright Bank for five years, highlighting the significant role of the bank's financial support in its growth and development [4] Group 5 - Everbright Bank's Changsha branch plans to continue focusing on key segments of the low-altitude economy industry chain, offering customized financial solutions to support technological advancements and capacity upgrades [5]

Core Insights - China Everbright Bank has released its 2025 semi-annual performance report, emphasizing its commitment to digital financial construction and the integration of technology in business development [1][2] Group 1: Digital Transformation and Technology Integration - The bank is advancing its digital transformation by leveraging artificial intelligence (AI) and big model technology as key drivers for innovation in banking operations [1] - A new "Big Model Intelligent Policy Assistant" has been launched, creating a knowledge base of over 1,700 internal policy documents, enhancing compliance execution efficiency [1] - The bank has developed an "Intelligent Credit Investigation Report" feature that can automatically generate a comprehensive report in just five minutes, benefiting over 2,000 frontline managers [1] Group 2: Data Analytics and Business Intelligence - Everbright Bank has introduced the "Ask Data" intelligent analysis tool, integrating AI and business intelligence (BI) to support over 2,000 data indicators across various business sectors [2] - The bank is enhancing its online and intelligent capabilities in key areas such as inclusive finance and supply chain finance, exemplified by the launch of the "Sunshine e-Jie Loan" product [2] - Future plans include deepening the financial technology strategy and upgrading the core business systems to enhance customer service experiences [2]

赋能资本市场，增强国内资本市场吸引力 光大银行充分发挥并购贷款在交易促成与资金融通方面的关键功能，为上市公司及其关联方提供涵盖股 权交易和资产交易的融资解决方案。通过支持上市公司并购重组、收购、定增等资本市场活动，为活跃 资本市场添砖加瓦。2025年上半年，光大银行累计为上市公司及其关联方提供并购融资服务十余次，以 实际行动增强国内资本市场吸引力，展现"光大担当"。 光大银行将科技金融作为并购贷款业务的战略核心，利用科技企业并购贷款试点政策，重点支持集成电 路、生物医药、新能源、节能环保等关键领域的并购整合，帮助企业突破技术瓶颈、构建技术优势、强 化产业链条。例如，2025年4月，光大银行为苏州某电子材料企业收购东南亚某同业公司提供了占交易 价款78%的融资支持，巩固了其在湿电子化学品领域的领先优势。 服务高端制造，助力构建现代化产业体系 光大银行并购贷款紧密围绕制造业高端化、智能化、绿色化转型方向，积极服务高端装备、汽车制造、 新材料等领域的并购交易，助力制造业企业获取关键技术、扩大先进产能，推动产业升级。例如，2025 年1月，光大银行向山东某新材料企业发放并购贷款6.7亿元，支持其收购聚烯烃弹性体（PO ...

Market Overview - On September 8, the share price of the joint-stock bank sector fell by 0.91%, with Everbright Bank leading the decline [1] - The Shanghai Composite Index closed at 3826.84, up 0.38%, while the Shenzhen Component Index closed at 12666.84, up 0.61% [1] Individual Bank Performance - The closing prices and performance of individual banks are as follows: - Zheshang Bank: 3.09, up 0.32% [1] - Ping An Bank: 11.70, down 0.17% [1] - China Merchants Bank: 42.43, down 0.77% [1] - Shanghai Pudong Development Bank: 13.58, down 0.80% [1] - Huaxia Bank: 7.27, down 0.95% [1] - Citic Bank: 7.72, down 1.15% [1] - Industrial Bank: 21.46, down 1.33% [1] - Minsheng Bank: 4.41, down 1.34% [1] - Everbright Bank: 3.66, down 1.35% [1] Capital Flow Analysis - The joint-stock bank sector experienced a net outflow of 1.457 billion yuan from main funds, while speculative funds saw a net inflow of 0.452 billion yuan, and retail investors had a net inflow of 1.005 billion yuan [1] - Detailed capital flow for individual banks shows significant outflows for several banks, including: - Everbright Bank: -304 million yuan from main funds, -1.53 billion yuan from speculative funds, and 1.51 billion yuan from retail investors [2] - China Merchants Bank: -681 million yuan from main funds, with a net inflow of 242 million yuan from speculative funds and 439 million yuan from retail investors [2] - Huaxia Bank: -825 million yuan from main funds, with a net inflow of 477 million yuan from speculative funds and 348 million yuan from retail investors [2]