Core Viewpoint - Zuoli Micro-finance (06866) announced a proposed change in its company name from "Zuoli Kechuang Micro-finance Company Limited" to "Zuoli Kechuang Company Limited" following considerations of business development and a suggestion to return its license [1] Group 1 - The company has received a name change retention notice from the Zhejiang Provincial Market Supervision Administration, confirming the proposed change to "Zuoli Kechuang Company Limited" [1] - The name change is subject to certain conditions that must be met before it can be finalized, and as of the date of the announcement, these conditions have not yet been fulfilled [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不 發表任何聲明，並表明不會就因本公告全部或任何部分內容而產生或因倚賴該等內容而引致之任何損失承擔 任何責任。 自願公告 (1) 建議更改公司名稱及經營範圍 及 (2) 建議修訂章程以及採納經修訂及重列章程 茲提述佐力科創小額貸款股份有限公司（「本公司」，連同其附屬公司統稱「本集團」）日期為 二零二六年一月九日的公告（「該公告」）。除另有指明者外，本公告所用詞彙與該公告所界 定者具有相同涵義。 建議更改公司名稱及經營範圍 佐 力 科 創 小 額 貸 款 股 份 有 限 公 司 (Zuoli Kechuang Micro-finance Company Limited * ) （ 於中華人民共和國註冊成立之股份有限公司） （股份代號：6866） 誠如該公告所披露，待建議退回牌照經浙江省地方金融管理局正式批准後，董事會擬變更 本公司的公司名稱及經營範圍（「建議變更」）以反映本公司（ 在其實體層面 ）向一般控股公司 的轉變。 於二零二六年一月二十六日，浙江省市場監督管理局已就本公司擬將公司中文名稱變更為 「佐力科創股份有限公 ...

Core Viewpoint - The company Zuo Li Xiao Dai has announced its decision to return its small loan license, indicating a strategic shift towards resource consolidation and operational efficiency in response to industry trends [1][4]. Company Summary - Zuo Li Xiao Dai plans to change its name to "Zuo Li Ke Chuang Co., Ltd." after returning the small loan license, pending approval from the Zhejiang Provincial Financial Management Bureau [4]. - Established in 2011 with a registered capital of 1.18 billion yuan, Zuo Li Xiao Dai became the first pure small loan company listed on the Hong Kong Stock Exchange in January 2015 [4]. - The company acquired a 96.9298% stake in Deqing Jinhui Small Loan Co., which was later increased to 99.7557% after restructuring [4]. Industry Context - The decision to return the small loan license aligns with a broader industry trend, as over 400 small loan companies have exited the market this year, primarily due to regulatory pressures [6]. - The move reflects an "elimination of the weak" mechanism within the industry, promoting consolidation and efficiency by reducing ineffective licenses and focusing on core business operations [6]. - The number of small loan licenses in China has decreased from nearly 9,000 to under 5,000, indicating a clear regulatory direction towards limiting license holdings and ensuring capital adequacy [7]. Financial Impact - Zuo Li Xiao Dai reported a net profit of 51.694 million yuan for the first three quarters of 2025, a year-on-year decline of 11.3% [7]. - The company anticipates that returning the small loan license will not adversely affect its business operations or financial status, as most related assets and liabilities were transferred to Deqing Jinhui during a restructuring in 2018 [5].

Core Viewpoint - Zoli Microfinance (06866.HK) is applying to return its small loan license at the entity level while planning to change its name and business scope to transform into a general holding company, which is a strategic adjustment rather than an exit from the small loan business [2][3] Group 1: Company Actions - The return of the small loan license is a rational choice to optimize the "dual license, single operating entity" structure, as the main operating subsidiary, Deqing Jinhui, will continue to hold its small loan license and manage all small loan operations [2][3] - Zoli Microfinance plans to change its name to "Zoli Science and Technology Co., Ltd." and revise its business scope to focus on managing core assets after the license return is approved [4] - The company aims to simplify its organizational structure, improve operational management efficiency, and enhance shareholder value through this adjustment [3][4] Group 2: Industry Context - The small loan industry is undergoing significant restructuring, with over 350 small loan institutions being canceled or withdrawn since 2025, reflecting a trend of "stock clearing and structural optimization" [5][6] - Regulatory tightening is a key driver of the industry's reshuffling, with new guidelines aimed at reducing the number of local financial organizations and enforcing stricter operational standards [6] - The competitive landscape is expected to intensify, with leading institutions focusing on resource integration and core business, while smaller entities may need to pivot towards technology output and niche financial scenarios to survive [6]

起初，本公司计划在上述公司重组的同时退回小额贷款牌照，并转变为一般控股公司，但有关计划搁 置，因此本公司虽然不再经营小额贷款业务，但直至本公告日期仍为持牌小额贷款公司。 佐力小贷(06866)发布公告，于2026年1月9日，本公司董事会(董事会)决议继续申请退回本公司实体层面 所持小额贷款牌照(建议退回牌照)。为免疑义，本公司主要运营附属公司德清金汇小额贷款有限公司(德 清金汇)开展本集团小额贷款业务持有的小额贷款牌照现时并将持续全面有效，且德清金汇现时并将持 续负责开展本集团的小额贷款业务。 建议退回牌照经浙江省地方金融管理局正式批准后，本公司亦拟变更公司名称及经营范围(建议变更)， 以反映本公司(在其实体层面)向一般控股公司的转变。 本集团自成立以来主要在中国从事小额贷款业务。其在香港联合交易所有限公司主板上市时，有关主营 业务由本公司开展。于2015年4月30日，本公司宣佈收购德清金汇(当时已为持牌小额贷款公 司)96.9298%的股权。其后，诚如本公司日期为2017年11月14日及2018年3月15日的公告所披露，本公司 完成公司重组，本公司已按注资方式将当时本公司以其实体身份开展的小额贷款业务营运相 ...

Core Viewpoint - The company has decided to apply for the return of its small loan license, transitioning to a general holding company structure, while its subsidiary, Deqing Jinhui, will continue to operate the small loan business [1][3]. Group 1: Company Background - The company has primarily engaged in small loan business in China since its establishment and acquired a 96.93% stake in Deqing Jinhui, a licensed small loan company, in April 2015 [2]. - Following a restructuring in 2017, the company transferred most of its small loan-related assets and liabilities to Deqing Jinhui, increasing its stake to 99.43% [2]. - The company acquired additional shares from minority shareholders in Deqing Jinhui in June 2021, raising its ownership to 99.7557% [2]. Group 2: License Return and Structural Changes - The company plans to return its small loan license to streamline operations and improve management efficiency due to significant overlap in organizational structure and resource allocation between itself and Deqing Jinhui [3]. - After the return of the license, the company will not be able to use "small loan" in its name due to regulatory restrictions, and it intends to change its name to "Zoli Technology Co., Ltd." to reflect its new business focus [3].

Core Viewpoint - The company, Zorui Xiaolai (06866.HK), has decided to apply for the return of its small loan license at the entity level, while its subsidiary, Deqing Jinhui Small Loan Co., Ltd., will continue to operate the group's small loan business [1] Group 1 - The board of directors has resolved to return the small loan license, pending approval from the Zhejiang Provincial Local Financial Regulatory Bureau [1] - The return of the license is aimed at reducing resource redundancy, improving operational management efficiency, simplifying the corporate structure, and enhancing shareholder value [1] - The company will change its name and business scope to reflect its transition to a general holding company after the license return is approved [1] Group 2 - Due to legal restrictions, the company cannot use the term "small loan" in its name after returning the license [2] - The proposed new name for the company is "Zorui Kecai Co., Ltd." subject to approval from the relevant authorities [2] - The business scope will be revised to reflect the changes at the entity level following the return of the small loan license [2]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不 發表任何聲明，並表明不會就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔 任何責任。 Zuoli Kechuang Micro-finance Company Limited * 佐 力 科 創 小 額 貸 款 股 份 有 限 公 司 （ 於中華人民共和國註冊成立之股份有限公司） （股份代號：6866） 內幕消息 (1) 建議更改公司名稱及經營範圍 及 (2) 建議修訂章程以及採納經修訂及重列章程 本公告由佐力科創小額貸款股份有限公司（「本公司」，連同其附屬公司統稱「本集團」）根據 香港聯合交易所有限公司證券上市規則（「上市規則」）第13.09 (2) (a)條及香港法例第571章證 券及期貨條例第XIVA部內幕消息條文作出。 (1) 建議更改公司名稱及經營範圍 於二零二六年一月九日，本公司董事會（「董事會」）決議繼續申請退回本公司實體層面 所持 小額 貸款 牌 照（「 建議 退回 牌照」）。 為免 疑義 ，本 公司 主 要運 營附 屬公 司德 清金 匯 小額貸款有限公司（「德清金匯」）開展本 ...

FF301 第 1 頁 共 10 頁 v 1.1.1 致：香港交易及結算所有限公司 公司名稱: 佐力科創小額貸款股份有限公司 (於中華人民共和國註冊成立之股份有限公司） 呈交日期: 2026年1月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 880,000,000 RMB | | | 1 RMB | | 880,000,000 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 880,000,000 RMB | | | 1 RMB | | 880,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 佐力科創小額貸款股份有限公司 (於中華人民共和國註冊成立之股份有限公司） 呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 880,000,000 RMB | | | 1 RMB | | 880,000,000 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 880,000,000 RMB | | | 1 RMB | | 880,000 ...