股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 豐銀禾控股有限公司 呈交日期: 2025年9月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 08030 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 50,000,000,000 | HKD | | 0.01 | HKD | | 500,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 50,000,000,000 | HKD | | 0.01 | HKD | | 500,000,000 | 本月底法定/註 ...

Group 1 - The company, Fengyinhe Holdings (08030), reported a mid-term performance for 2025, with revenue of 60.99 million, a decrease of 27.53% year-on-year [1] - The profit attributable to shareholders was 28.708 million, reflecting an increase of 4.08% compared to the previous year [1] - The basic earnings per share were reported at 8.46 cents [1]

Group 1 - The company reported a revenue of 60.99 million, representing a year-on-year decrease of 27.53% [1] - The profit attributable to shareholders was 28.708 million, showing a year-on-year increase of 4.08% [1] - The basic earnings per share were 8.46 cents [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不 對 因 本 公 告 全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 Fengyinhe Holdings Limited 豐 銀 禾 控 股 有 限 公 司 （ 於 開 曼 群 島 註 冊 成 立 的 有 限 公 司 ） （ 前 稱 Flying Financial Service Holdings Limited 匯 聯 金 融服 務 控 股 有 限 公 司 ） （股份代號： 8030） 截至二零二五年六月三十日止六個月之 中期業績公佈 豐 銀 禾 控 股 有 限 公 司（「本公司」）董 事 會（「董事會」）謹 此 公 佈 本 公 司 及 其 附 屬 公 司（統 稱「本集團」）截 至 二 零 二 五 年 六 月 三 十 日 止 六 個 月 之 未 經 審 核 中 期 業 績。 本 公 告 列 載 本 公 司 二 零 二 五 年 中 期 報 告 之 全 文，並 符 合 香 港 聯 合 交 易 所 有 限 公 司GE ...

承董事會命 豐銀禾控股有限公司 執行董事 劉 毅 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 告 全 部 或 任 何 部 分 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 之 任 何 損 失 承 擔 任 何 責 任。 Fengyinhe Holdings Limited 豐 銀 禾 控 股 有 限 公 司 （ 於 開 曼 群 島 註 冊 成 立 的 有 限 公 司 ） （ 前 稱 Flying Financial Service Holdings Limited 匯 聯 金 融服 務 控 股 有 限 公 司 ） （股份代號： 8030） 董事會會議通告 豐 銀 禾 控 股 有 限 公 司（「本公司」）董 事（「董 事」）會（「董事會」）謹 此 宣 佈，董 事 會 將 於 二 零 二 五 年 八 月 二 十 九 日（星 期 五）舉 行，藉 以（其 中 包 括）考 慮 及 批 准 本 公 司 及 其 附 屬 公 司 截 至 二 零 二 五 年 六 月 三 ...

致：香港交易及結算所有限公司 公司名稱: 豐銀禾控股有限公司 呈交日期: 2025年8月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 08030 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 50,000,000,000 | HKD | | 0.01 | HKD | | 500,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 50,000,000,000 | HKD | | 0.01 | HKD | | 500,000,000 | 本月底法定/註冊股本總額： HKD 500,000,000 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至 ...

Group 1 - The stock price of Fengyinhe Holdings (08030.HK) closed at 4.200 HKD on June 3, marking a 20.0% increase from the previous trading day and reaching a nearly one-year high [1] - The net capital inflow for the day was 1.0819 million HKD, with a total of 1.5367 million HKD flowing in and 0.45485 million HKD flowing out [1] - Fengyinhe Holdings was established in 2001 and listed on the Hong Kong Stock Exchange on May 7, 2012, under the stock code HK8030, previously known as Huilian Financial Services Holdings Limited [1] Group 2 - Since 2015, the company has been operating a financial services platform primarily focused on the real estate market [2] - In 2018, the company expanded its services by launching a financial management service platform that includes banking and deposit management services [2] - The financial technology service platform collaborates with licensed institutions like Tencent Cloud to establish a comprehensive business process and technical system covering customer acquisition, risk identification, risk assessment, loan issuance channels, payment channels, and big data analysis [2]

Financial Performance - Revenue for 2024 reached RMB 131,245,000, representing a 50.3% increase from RMB 87,307,000 in 2023[20] - Profit attributable to owners of the Company surged to RMB 54,873,000, a remarkable increase of 224.2% compared to RMB 16,926,000 in the previous year[20] - Total assets increased significantly by 116.7% to RMB 221,827,000 from RMB 102,367,000[20] - Cash and cash equivalents saw a substantial rise of 229.7%, reaching RMB 54,604,000 compared to RMB 16,561,000 in 2023[20] - Net assets grew by 213.0% to RMB 172,386,000 from RMB 55,075,000[20] - Basic earnings per share slightly decreased by 0.24% to 28.93 RMB cents from 29.00 RMB cents[20] - For the year ended December 31, 2024, the Group's revenue was approximately RMB 131.2 million, profit before income tax was RMB 82.6 million, and profit attributable to owners was RMB 54.6 million[34] - The Group's cash and cash equivalents increased by 229.7% year-on-year to approximately RMB 54.6 million, with net assets rising to RMB 172.4 million from RMB 55.1 million in 2023[35] - Revenue from financial service platforms amounted to approximately RMB120.9 million, reflecting an increase of approximately 44.9% year-on-year[49] - Interest income for the year was approximately RMB10.3 million, representing a year-on-year increase of approximately 165.7%[49] - Profit attributable to the owners of the Company was approximately RMB54.9 million, a significant increase from RMB16.9 million in the previous year[57] Dividends and Share Issues - No interim dividend was paid, and no proposed final dividend was mentioned for the year[20] - The company raised approximately HK$25.95 million through the subscription of 36,042,067 new shares at a price of HK$0.72 per share, with net proceeds of approximately HK$23.95 million[68] - Of the net proceeds, approximately HK$10 million is allocated for the development and operation of a financial service platform, approximately HK$5 million for debt repayment, and approximately HK$8.95 million for general working capital[69] - In 2024, the company issued 14,134,143 subscription shares at HK$0.315 per share, raising gross proceeds of approximately HK$4.45 million and net proceeds of approximately HK$4.4 million[74] - The Company proposes to raise up to approximately HK$63.6 million through a rights issue of 254,414,580 Rights Shares at a Subscription Price of HK$0.25 each[80] - The estimated net proceeds from the Rights Issue, after deducting expenses, are approximately HK$60.3 million[81] - The Rights Issue is conditional upon Independent Shareholders' approval at the EGM, as it will increase the total number of issued Shares by more than 50% within a 12-month period[85] Business Strategy and Future Outlook - The Company is focused on expanding its market presence and enhancing product offerings in the upcoming fiscal year[20] - Future strategies include potential market expansion and investment in new technologies[20] - The management remains optimistic about sustaining growth momentum in the next fiscal year[20] - The Group has been actively exploring new business opportunities, particularly in the Greater Bay Area, to enhance shareholder returns[25] - The Group plans to invest approximately HKD1.5 million to HKD2.0 million in R&D for a new data security-related business[42] Financial Management and Risk - The gearing ratio of the Group was approximately 0.6%, representing a year-on-year decrease of approximately 0.9%[35] - The Group's total borrowings were approximately RMB 1 million, down from RMB 1.5 million in 2023, resulting in a debt-to-asset ratio of approximately 0.5%, compared to 1.5% in 2023[67] - The Group faces foreign exchange risk primarily due to fluctuations between the Hong Kong dollar and the Renminbi, with no hedging arrangements currently in place[121] - The Group adopts a conservative approach to treasury policies, focusing on credit risk evaluation and liquidity management[116] Corporate Governance - The company has adopted and complied with the Corporate Governance Code during the year ended December 31, 2024[150] - The Board is responsible for leadership and control, promoting the success of the Group and enhancing shareholder value[159] - The Company has established three Board committees: Audit Committee, Nomination Committee, and Remuneration Committee, to assist in efficient governance[199] - The Company has formalized written terms on the division of functions reserved to the Board and those delegated to management, retaining decision-making on major matters[178] - The Company has not established a corporate governance committee; the Board performs all corporate governance duties[180] Employee and Director Information - As of December 31, 2024, the Group had a total of 23 staff, an increase from 22 in 2023, with total staff costs approximately RMB 5.2 million, unchanged from 2023[123] - The remuneration of Directors is reviewed by the remuneration committee, considering experience, responsibility, and the Group's operating results[125] - The Board currently consists of four members, including one Executive Director and three Independent Non-executive Directors, achieving gender diversity with two female Directors[166] Compliance and Regulatory Matters - The Group has complied with all relevant laws and regulations regarding environmental and social responsibilities, ensuring sustainable business development[94] - The Company has not utilized any financial instruments for hedging purposes during the review period[67] - The Company will continue to review its corporate governance practices to meet rising expectations of shareholders and investors[150]

Financial Performance - For the fiscal year ending December 31, 2024, the total revenue was RMB 131,245,000, representing an increase of 50.5% compared to RMB 87,307,000 for the fiscal year ending December 31, 2023[5] - The gross profit for the fiscal year 2024 was RMB 98,115,000, which is a 125.5% increase from RMB 43,551,000 in 2023[5] - The net profit for the fiscal year 2024 was RMB 54,560,000, compared to RMB 16,862,000 in 2023, indicating a growth of 223.5%[5] - The total comprehensive income for the fiscal year 2024 was RMB 54,818,000, up from RMB 16,030,000 in 2023, marking an increase of 242.5%[5] - The company reported other income of RMB 8,217,000 for 2024, compared to RMB 260,000 in 2023, showing significant growth[5] - Revenue for the year 2024 was reported at RMB 120,887,000, compared to RMB 83,408,000 in 2023, representing a growth of approximately 45%[21] - The company reported a total profit from external customers of RMB 131,245,000 for the year ending December 31, 2024, up from RMB 87,307,000 in 2023, indicating an increase of approximately 50%[26] - Reported segment profit before tax increased to RMB 82,591,000 in 2024 from RMB 27,005,000 in 2023, a significant increase of 205.5%[28] - The group reported a profit attributable to owners of the company of approximately RMB 54.9 million, compared to RMB 16.9 million in the previous year, mainly due to increased revenue from the financial services platform[55] Assets and Liabilities - As of December 31, 2024, the total assets of the company amounted to RMB 172,401,000, while total liabilities were RMB 49,426,000, resulting in a net asset value of RMB 172,386,000[8] - The company's accounts receivable and interest amounted to RMB 160,674,000, up from RMB 72,997,000, reflecting improved collection efficiency[8] - The total equity attributable to the owners of the company was RMB 172,386,000, compared to RMB 54,885,000 in the previous year, showing significant growth in shareholder value[8] - The company’s total current liabilities were RMB 49,426,000, a decrease from RMB 43,462,000, indicating better management of short-term obligations[8] - The company’s long-term service debt was reported at RMB 15,000, reflecting its commitment to long-term financial stability[8] - Total assets rose to RMB 221,827,000 in 2024 compared to RMB 102,367,000 in 2023, marking an increase of 116.5%[28] - Total liabilities increased slightly to RMB 49,441,000 in 2024 from RMB 47,292,000 in 2023, reflecting a growth of 4.6%[28] Expenses and Costs - Administrative expenses increased to RMB 29,304,000 in 2024 from RMB 13,792,000 in 2023, reflecting a rise of 113.5%[5] - The group’s administrative expenses amounted to approximately RMB 29.3 million, reflecting a year-on-year increase of 112%[53] - The group experienced an increase in expected credit loss impairment of approximately RMB 5.7 million, compared to RMB 3 million in the previous year, due to increased credit risk from existing customers[54] Investments and Future Plans - The company plans to continue investing in new technologies and market expansion to sustain growth momentum in the upcoming fiscal year[5] - The company is investing between HKD 1.5 million and HKD 2.0 million in research and development related to data security services, recognizing its increasing importance in the financial services industry[48] - The company is actively seeking various business opportunities to diversify its revenue sources and enhance shareholder returns[48] - The company intends to use the proceeds from the rights issue for general working capital, specifically for the development and operation of financial service platforms[62] Shareholder Information - The basic earnings per share for 2024 was RMB 28.93, slightly down from RMB 29.00 in 2023[7] - The average number of ordinary shares used for calculating basic earnings per share increased from 58,377,375 in 2023 to 189,654,483 in 2024[39] - The company does not recommend paying any final dividend for the fiscal year ending December 31, 2024[93] Corporate Governance and Compliance - The audit committee has reviewed the annual performance and the audited consolidated financial statements for the year ending December 31, 2024, confirming compliance with applicable accounting standards[96] - The company emphasizes the importance of good corporate governance for effective management and sustainable business growth[97] - The company has implemented accounting standards in accordance with the Hong Kong Financial Reporting Standards and has adhered to the relevant disclosure requirements[20] Risk Management - The group faces foreign exchange risk due to bank balances in HKD, which is not the functional currency, primarily exposed to HKD to RMB fluctuations[74] - The group adopts a prudent treasury policy, continuously assessing customer financial conditions to minimize credit risk[75] - The group has implemented measures to reduce the risk of cybersecurity threats, which could adversely affect business operations and financial performance[71]

Financial Performance - The Group reported revenue of approximately RMB 84,162,000 for the six months ended 30 June 2024, representing an increase of approximately 231% compared to approximately RMB 25,447,000 for the corresponding period in 2023[6]. - Profit attributable to owners of the Company for the six months ended 30 June 2024 amounted to approximately RMB 27,582,000, compared to RMB 14,009,000 for the same period in 2023[9]. - Total comprehensive income for the period attributable to owners of the Company was RMB 27,639,000, compared to RMB 13,953,000 for the same period in 2023[9]. - The Group's profit before income tax for the six months ended 30 June 2024 was RMB 27,577,000[9]. - The company reported a total comprehensive income for the period of RMB 27,582,000, compared to RMB 14,009,000 in the previous year, reflecting an increase of about 96.5%[15]. - Profit before income tax expense for the six months ended June 30, 2024, was RMB 27,582,000, compared to RMB 14,009,000 in 2023, indicating a growth of 97%[70]. Earnings and Dividends - Basic earnings per share for the six months ended 30 June 2024 were RMB 32.79 cents, down from RMB 37.86 cents for the same period in 2023[9]. - The Board did not declare any interim dividend for the six months ended 30 June 2024, consistent with the previous year[6]. - The Group's income tax expense for the current period included RMB 10,520,000 for PRC Enterprise Income Tax and RMB 4,987,000 for Hong Kong Profits Tax[61]. - The Group did not declare any dividends for the six months ended June 30, 2024, consistent with the previous year[66]. Expenses and Costs - Employee benefit expenses for the six months ended 30 June 2024 were RMB 39,589,000[8]. - Other administrative expenses for the same period were RMB 38,097,000[8]. - Other administrative and employee benefit expenses increased by approximately 366% to approximately RMB 41,869,000, primarily due to increased marketing and advertising fees[99]. - Interest expenses decreased by approximately 21% to RMB 83,000 from RMB 105,000 for the corresponding period last year[98]. - The Group's salaries and wages for the six months ended June 30, 2024, were RMB 2,092,000, down from RMB 3,094,000 in 2023, a decrease of 32%[57]. Assets and Liabilities - As of June 30, 2024, total current assets increased to RMB 174,413,000 from RMB 97,239,000 as of December 31, 2023, representing an increase of approximately 79.4%[11]. - Loans and accounts receivables rose significantly to RMB 151,122,000, up from RMB 73,116,000, marking an increase of about 106.5%[11]. - Net current assets improved to RMB 85,481,000, compared to RMB 53,777,000 at the end of 2023, reflecting a growth of approximately 58.9%[13]. - Total equity attributable to owners of the Company increased to RMB 86,773,000 from RMB 55,075,000, indicating a rise of around 57.6%[13]. - Non-current liabilities increased to RMB 89,912,000 from RMB 58,905,000, representing a rise of approximately 52.7%[13]. - The Group's loans and accounts receivables amounted to RMB 160,305,000, a significant increase from RMB 77,940,000 as of December 31, 2023, representing a growth of approximately 105.5%[78]. Cash Flow and Financing - The net cash used in operating activities was RMB (1,101,000), an improvement from RMB (6,373,000) in the same period of 2023[17]. - Cash and cash equivalents at the end of the period stood at RMB 19,202,000, up from RMB 16,561,000 at the beginning of the period, showing an increase of approximately 9.9%[17]. - The company generated RMB 4,008,000 from financing activities, a decrease from RMB 23,552,000 in the previous year[17]. - The cash flow from investing activities was RMB 142,000, a significant recovery from RMB (3,000) in the same period last year[17]. - The Group had no borrowings as of June 30, 2024, maintaining a gearing ratio of 0%, compared to 1.5% on December 31, 2023[102]. Share Capital and Rights Issue - The total number of subscription shares issued was 14,134,143, representing approximately 16.67% of the issued share capital after the completion of the subscription[76]. - The subscription price for the new shares was set at HK$0.315 per share, with the agreement finalized on January 9, 2024[76]. - The proposed rights issue aims to raise up to approximately HK$63.6 million before expenses, with net proceeds estimated to be around HK$60.3 million after deducting estimated expenses[104]. - The rights issue will consist of 254,414,580 Rights Shares at a subscription price of HK$0.25 each, on the basis of three Rights Shares for every one Share held by Qualifying Shareholders[104]. - The Company issued 84,804,860 shares at HK$0.01 each, with a capital value of approximately RMB 740,000 as of June 30, 2024[118]. Corporate Governance and Compliance - The audit committee reviewed the unaudited condensed consolidated results for the six months ended June 30, 2024, ensuring compliance with applicable accounting standards and GEM Listing Rules[153]. - The Board believes the Company has met the code provisions set out in the Corporate Governance Code as per the GEM Listing Rules[149]. - The company has adopted a code of conduct for securities transactions by directors that meets the standards set out in the GEM Listing Rules[152]. - The company is committed to adhering to the corporate governance code as outlined in the GEM Listing Rules[150]. Future Outlook and Strategy - The Group is optimistic about its business planning for 2024, focusing on risk management and enhancing profitability and efficiency[109]. - For the second half of 2024, the Group aims to strengthen its competitiveness and develop its financial platform amid advancements in the financial business in Mainland China[109]. - The Group intends to develop a comprehensive product integrating mobile apps and decentralized security hardware[109]. - The strategy focuses on expanding in high-growth sectors while maintaining a presence in slower growth areas[110].