证券代码：601963 证券简称：重庆银行 公告编号：2023-046 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 第六届董事会第七十三次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆银行股份有限公司（以下简称"本行"）于 2023 年 9 月 14 日以电子邮 件方式发出第六届董事会第七十三次会议通知，会议以通讯表决方式召开，表决 截止日为 2023 年 9 月 18 日。会议应参会董事 12 名，实际参会董事 12 名。会议 的召开符合法律法规及《重庆银行股份有限公司章程》的有关规定。 会议审议通过了以下议案： 一、关于提名朱燕建先生为重庆银行股份有限公司独立董事候选人的议案 附件：朱燕建先生简历 重庆银行股份有限公司董事会 2023 年 9 月 18 日 二、关于召开重庆银行股份有限公司 2023 年第一次临时股东大会的议案 议案表决情况：有效表决票 12 票，同意 12 票，反对 0 票，弃权 0 票。 本行 2023 年第一次临时股东大会拟于 2023 年 10 月 19 ...

独立董事候选人声明与承诺 本人朱燕建，已充分了解并同意由提名人重庆银行股份有限 公司董事会提名委员会提名为重庆银行股份有限公司第六届董 事会独立董事候选人。本人公开声明，本人具备独立董事任职资 格，保证不存在任何影响本人担任重庆银行股份有限公司独立董 事独立性的关系，具体声明并承诺如下： 一、本人具备上市公司运作的基本知识，熟悉相关法律、行 政法规、部门规章及其他规范性文件，具有 5 年以上法律、经济、 会计、财务、管理或者其他履行独立董事职责所必需的工作经验。 本人已经参加培训并取得证券交易所认可的相关培训证明 材料。 管理规定》《保险机构独立董事管理办法》等的相关规定； （六）其他法律法规、部门规章、规范性文件和上海证券交 易所规定的情形。 三、本人具备独立性，不属于下列情形： （一）在上市公司或者其附属企业任职的人员及其配偶、父 母、子女、主要社会关系（主要社会关系是指兄弟姐妹、兄弟姐 妹的配偶、配偶的父母、配偶的兄弟姐妹、子女的配偶、子女配 偶的父母等）； （二）中国证监会《上市公司独立董事管理办法》、上海证 券交易所自律监管规则以及公司章程有关独立董事任职资格和 条件的相关规定； （三）中共中央纪委 ...

证券代码：601963 证券简称：重庆银行 公告编号：2023-047 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于召开 2023 年第一次临时股东大会的通知 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、召开会议的基本情况 （一）股东大会类型和届次 （五）网络投票的系统、起止日期和投票时间。 网络投票系统：上海证券交易所股东大会网络投票系统 网络投票起止时间：自 2023 年 10 月 19 日 至 2023 年 10 月 19 日 股东大会召开日期：2023年10月19日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 出席本行2023年第一次临时股东大会的H股股东之出席事项和方式请参 阅本行于H股市场发布的有关公告 2023 年第一次临时股东大会 （二）股东大会召集人：董事会 （三）投票方式：本次股东大会所采用的表决方式是现场投票和网络投票相 结合的方式，其中网络投票仅适用于 A 股股东 （四）现场会议召开的日期、时间和地点 召开的日期时间：2023 ...

Financial Performance - The net profit for the first half of 2023 was CNY 3,052,330 thousand, representing a year-on-year increase of 5.36% from CNY 2,896,970 thousand in 2022[13]. - Net interest income for the first half of 2023 was CNY 5,386,427 thousand, a slight increase of 0.60% compared to CNY 5,354,539 thousand in the same period of 2022[13]. - The operating income for the first half of 2023 was RMB 6.73 billion, an increase of 1.29% compared to the same period last year[24]. - The group's pre-tax profit for the first half of 2023 was RMB 3.43 billion, down RMB 45.50 million or 1.31% compared to the same period last year[52]. - The net profit attributable to the shareholders of the bank for the first half of 2023 was RMB 2.91 billion, representing a year-on-year increase of 4.38%[22]. Asset and Liability Management - As of June 30, 2023, the total assets of the Bank of Chongqing amounted to CNY 727.06 billion, with total deposits of CNY 406.18 billion and total loans of CNY 378.41 billion[9]. - The total liabilities of the group reached RMB 673.09 billion, an increase of 6.30% from the previous year-end[20]. - The total equity of the group was RMB 53.97 billion, an increase of RMB 2.47 billion or 4.80% from the end of 2022[72]. - The capital adequacy ratio stood at 12.50%, indicating a stable capital strength[21]. - The core tier 1 capital adequacy ratio was 9.38% as of June 30, 2023, slightly down from 9.52% at the end of 2022[16]. Loan Quality and Risk Management - The non-performing loan ratio stood at 1.21%, with a provision coverage ratio of 251.88%, indicating strong asset quality and compliance with regulatory requirements[9]. - The non-performing loan ratio improved to 1.21% as of June 30, 2023, down from 1.38% at the end of 2022, indicating better asset quality[16]. - The loan loss provisions increased to RMB 11.43 billion, with a non-performing loan coverage ratio of 251.88%, up by 40.69 percentage points from the previous year[94]. - The group has strengthened risk management and credit risk prevention measures amid challenging macroeconomic conditions[75]. - The group is exploring new methods for managing non-performing assets to improve recovery efficiency and asset value[132]. Digital Transformation and Innovation - The bank achieved a 55.72% growth in self-operated online consumer products, emphasizing its digital transformation and technology-driven initiatives[9]. - The bank's digital banking services have integrated over 90 financial services in the upgraded mobile banking version 6.0, enhancing user experience[120]. - The bank has completed the design of the digital credit scene loan foundation, facilitating the migration of related products to the self-developed decision-making platform "Xinghan Zhice"[117]. - The company is enhancing its digital development by implementing a "Remote Assistance" system for loan processes, improving customer interaction and service efficiency[105]. - The digital credit product "Haoqi Loan" has cumulatively issued over 40.86 billion CNY, with a balance of 13.67 billion CNY, reflecting a year-to-date increase of 0.83 billion CNY, or 6.42%[117]. Regulatory Compliance and Governance - The financial report for the first half of 2023 has not been audited[6]. - The bank's board of directors confirmed the accuracy and completeness of the semi-annual report, assuming legal responsibility for any misrepresentation or omissions[6]. - The group has established a robust anti-money laundering framework, enhancing compliance through the development of a comprehensive management system and digital tools to monitor risks effectively[149]. - The group has met the minimum capital requirements set by the National Financial Supervision Administration, ensuring compliance with transitional arrangements and counter-cyclical capital requirements[151]. - The commitments made by the company and its major shareholders are effective from February 5, 2021, and are intended to be long-term[181]. Market Position and Recognition - The bank has been recognized as an investment-grade institution by Standard & Poor's for the past year, highlighting its financial stability[9]. - The bank has been ranked among the top 300 banks in the world by The Banker magazine for eight consecutive years, showcasing its competitive position[9]. - The company was recognized as an advanced unit for financial services to small and micro enterprises by the Chongqing Banking and Insurance Regulatory Bureau[103]. - The company has launched innovative products such as "Flow Loan" and "Communication Chain Quick Loan" to meet the financing needs of small and micro enterprises[104]. - The company is focusing on enhancing financial services for small and micro enterprises, increasing credit support and optimizing service pricing based on market rates[104]. Economic Environment and Outlook - The domestic GDP growth for the first half of 2023 was 5.50%, supporting the annual growth target of around 5%[159]. - The GDP of Chongqing grew by 4.60% year-on-year in the first half of 2023, indicating a recovery in the local economy[160]. - The banking sector will focus on supporting high-quality development of the real economy, enhancing technology-driven financial transformation, and advancing inclusive and green finance[160]. - Infrastructure investment and manufacturing investment show resilience, with significant potential for digital and green transformation in enterprises[160]. - The regulatory environment is evolving with ongoing reforms in financial supervision, aiming to strengthen risk prevention and enhance governance in financial institutions[160].

证券代码：601963 证券简称：重庆银行 公告编号：2023-044 可转债代码：113056 可转债简称：重银转债 重要内容提示： 重庆银行股份有限公司（以下简称"本行"）已于 2023 年 8 月 31 日在上海 证券交易所网站（www.sse.com.cn）披露本行 2023 年半年度报告，为便于广大 投资者更全面深入地了解本行 2023 年上半年经营成果、财务状况，本行计划于 2023 年 9 月 25 日上午 10:00-11:30 举行 2023 年半年度业绩说明会，就投资者普 遍关心的问题进行交流。 一、业绩说明会类型 本次业绩说明会以视频录播结合网络互动方式召开，本行将针对 2023 年度 经营成果及财务指标的具体情况与投资者进行互动交流和沟通，在信息披露允许 的范围内就投资者普遍关注的问题进行回答。 二、业绩说明会召开的时间、地点 1 会议召开时间：2023 年 9 月 25 日（星期一）上午 10:00-11:30 会议召开地点：上海证券交易所上证路演中心（http://roadshow.sseinfo.com/）、 全景网（https://rs.p5w.net/） 会议召开方式：视频录 ...

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券代码：601963 证券简称：重庆银行 公告编号：2023-043 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于小型微型企业贷款专项金融债券发行完毕的公告 重庆银行股份有限公司董事会 2023 年 9 月 15 日 1 经中国人民银行批准，重庆银行股份有限公司（以下简称"本行"）2023 年 小型微型企业贷款专项金融债券（以下简称"本期债券"）于 2023 年 9 月 12 日 簿记建档，2023 年 9 月 14 日发行完毕。本期债券为 3 年期固定利率债券，发行 规模为人民币 45 亿元，票面利率为 2.75%。 本期债券发行的募集资金在扣除发行费用后，将依据适用法律和监管部门的 批准，专项用于小型微型企业贷款，推动本行业务稳健发展。 特此公告。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 重慶銀行股份有限公司 呈交日期: 2023年9月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 01963 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 1,579,020,812 | RMB | | 1 RMB | | 1,579,020,812 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 1,579,020,812 | RMB | | 1 RMB | | 1,579,020,812 | | 2. 股份分類 | 普通股 | 股份類別 | A | | 於香 ...

证券代码：601963 证券简称：重庆银行 公告编号：2023-042 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于股东权益变动的提示性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: 2023 年 8 月 31 日，重庆银行股份有限公司（以下简称"本行"）收到股东 重庆渝富资本运营集团有限公司（以下简称"渝富资本"）转发的《重庆市国有 资产监督管理委员会关于无偿划转重庆水务环境控股集团有限公司 80%股权的 通知》（渝国资﹝2023﹞351 号），重庆市国有资产监督管理委员会（以下简称"重 庆市国资委"）将持有的重庆水务环境控股集团有限公司（以下简称"水务环境"） 80%股权无偿划转给重庆渝富控股集团有限公司（以下简称"渝富控股"）。 渝富控股为渝富资本的控股股东，上述无偿划转完成后，水务环境将成为渝 富资本的关联方，渝富资本及其关联方的构成将发生变动，同时渝富资本及其关 联方的累计持股变动将超过 1%。 一、本次权益变动完成前后持股情况 （一）本次权益变动前持股情况 本次权益 ...

Financial Performance - Net profit for the first half of 2023 was CNY 3,052,330 thousand, representing a 5.36% increase compared to CNY 2,896,970 thousand in the first half of 2022[15]. - Interest income for the first half of 2023 reached CNY 14,085,252 thousand, a 3.14% increase from CNY 13,656,304 thousand in the same period of 2022[15]. - The bank's operating income for the first half of 2023 was RMB 6.98 billion, up by 3.07% year-on-year[23]. - The company's net profit reached RMB 3.052 billion, an increase of RMB 155.36 million, with a growth rate of 5.36% compared to the previous year[26]. - The bank's total loan amount reached RMB 336.18 billion, with a focus on inclusive finance and rural revitalization[8]. - The bank's total liabilities reached CNY 673,094,013 thousand, a 6.30% increase from CNY 633,217,086 thousand at the end of 2022[16]. - The bank's equity attributable to shareholders increased to CNY 51,738,550 thousand, a 4.87% rise from CNY 49,336,512 thousand at the end of 2022[16]. Asset and Liability Management - As of June 30, 2023, the total assets of the Bank of Chongqing amounted to RMB 727.06 billion, with total deposits reaching RMB 403.77 billion[8]. - The bank's total assets as of June 30, 2023, amounted to CNY 727,060,949 thousand, a 6.18% increase from CNY 684,712,563 thousand at the end of 2022[16]. - The bank's total customer deposits reached RMB 406.18 billion, an increase of RMB 23.58 billion, with a growth rate of 6.16% compared to the end of the previous year[74]. - The bank's total liabilities of the group amounted to RMB 673.09 billion, an increase of RMB 39.88 billion, representing a growth of 6.30% compared to the end of the previous year[73]. - The bank's total financial assets amounted to RMB 715.64 billion, while total financial liabilities were RMB 671.01 billion, resulting in a net financial position of RMB 44.63 billion[133]. Loan and Credit Quality - The non-performing loan ratio stood at 1.21%, while the provision coverage ratio was 251.88%[8]. - The non-performing loan ratio improved to 1.21%, down by 0.17 percentage points from the end of the previous year[24]. - The loan loss provisions amounted to RMB 11.43 billion, an increase of RMB 1.31 billion compared to the beginning of the year, with a coverage ratio of 251.88%, up by 40.69 percentage points[98]. - The overdue loans totaled RMB 9.66 billion, representing 2.57% of the total customer loans, a decrease of 0.40 percentage points from the end of 2022[91]. - The group’s total non-performing loans as of June 30, 2023, were RMB 4.56 billion, with a non-performing loan ratio of 1.21%[88]. Capital Adequacy and Risk Management - The capital adequacy ratio stood at 12.50%, with the core tier 1 capital ratio at 9.38% as of June 30, 2023[24]. - The core Tier 1 capital adequacy ratio is 9.38%, down 0.14 percentage points from the end of the previous year[148]. - The total capital adequacy ratio stands at 12.50%, reflecting a decline of 0.22 percentage points from the previous year-end[148]. - The bank's leverage ratio is 6.76% as of June 30, 2023, meeting regulatory requirements[150]. - The bank's liquidity coverage ratio as of June 30, 2023, was 255.37%, exceeding regulatory requirements, with high-quality liquid assets amounting to RMB 128.15 billion[138]. Strategic Initiatives and Support for Economy - The bank has actively supported the Chengdu-Chongqing economic circle and provided over RMB 70 billion in credit support to modern manufacturing industry clusters[8]. - The bank's "Two Increases" loans grew by RMB 4 billion compared to the end of the previous year, reflecting a strong focus on serving the real economy[8]. - The company provided credit support exceeding RMB 70 billion to the dual-city economic circle, focusing on major projects in infrastructure and industrial parks[105]. - The company supported over 2,500 enterprises with loan support exceeding RMB 50 billion, targeting key industrial clusters in the region[105]. - The bank's strategy includes expanding services to rural areas and supporting small and micro enterprises[126]. Digital Transformation and Innovation - The bank's digital payment services improved, integrating mobile payment features to enhance customer experience and increase transaction volume[110]. - The bank successfully launched its first cross-border e-commerce bulk financing business, marking the first foreign trade "Yumao Loan" in Chongqing, with a focus on quality cross-border e-commerce enterprises[115]. - The bank's wealth management product offerings were diversified, enhancing the marketing service system and improving customer service quality[110]. - The bank's digital asset construction has accelerated, with over 32,000 high-value data assets cataloged for operational efficiency[117]. - The bank's internet banking corporate clients reached 38,800, with total transaction amounts of 339.78 billion yuan[120]. Regulatory Compliance and Governance - The company has committed to strictly comply with the regulations of the China Securities Regulatory Commission and the relevant rules of the stock exchange where the issuer is listed[168]. - The company has established a long-term compliance management mechanism to strengthen operational compliance and risk control[143]. - The company has received an administrative warning from the China Securities Regulatory Commission for violations related to fund sales, which has been rectified[192]. - The company reported no non-operating fund occupation by controlling shareholders or related parties during the reporting period[183]. - The company has not experienced any criminal investigations or significant administrative penalties during the reporting period[192].

Financial Performance - Bank of Chongqing reported unaudited interim results for the six months ended June 30, 2023[1]. - The net profit for the first half of 2023 was RMB 3,052,330 thousand, representing a year-on-year increase of 5.36% from RMB 2,896,970 thousand in 2022[13]. - Net interest income for the first half of 2023 was RMB 5,386,427 thousand, a slight increase of 0.60% compared to RMB 5,354,539 thousand in the same period of 2022[13]. - The operating income for the first half of 2023 was RMB 6.73 billion, an increase of 1.29% compared to the same period last year[26]. - The net profit attributable to the shareholders of the bank for the first half of 2023 was RMB 2.91 billion, up 4.38% from the same period last year[24]. - The total customer loans and advances amounted to RMB 378.41 billion, reflecting a growth of 7.33% year-on-year[22]. - The total customer deposits amounted to RMB 406.18 billion, reflecting a growth of 6.16% year-on-year[22]. - The total liabilities of the group reached RMB 673.09 billion, an increase of 6.30% from the previous year-end[22]. - The total assets of the group reached RMB 727.06 billion, an increase of 6.18% compared to the end of the previous year[22]. Risk Management - The bank faces significant risks and has outlined measures to address them in the risk management section of the report[6]. - The non-performing loan ratio stood at 1.21%, with a provision coverage ratio of 251.88%, meeting regulatory requirements[9]. - The coverage ratio for loan loss provisions improved to 251.88% as of June 30, 2023, compared to 211.19% at the end of 2022, reflecting stronger risk management[16]. - The bank has established a large exposure risk management system to monitor and control client concentration risks effectively[160]. - The bank has implemented stress testing for liquidity risk at least quarterly, with results indicating that liquidity risk remains within controllable limits[155]. Digital Transformation and Innovation - The bank achieved a 55.72% growth in self-operated online consumer products, emphasizing digital transformation and technology-driven initiatives[9]. - The bank's retail business is focused on digital transformation, enhancing customer engagement through the "Yulehui" e-commerce platform and integrating financial services with high-frequency lifestyle scenarios[117]. - The bank has implemented digital management initiatives to improve risk control and customer relationship management efficiency[111]. - The mobile banking user base surpassed 2 million, with an increase of 227,800 users during the reporting period, representing a growth of 12.83%[130]. - The bank's digital innovation projects have been systematically implemented, with 45 projects selected for the 2023 digital innovation project library[132]. Capital and Funding - The core tier 1 capital ratio was 9.38% as of June 30, 2023, slightly down from 9.52% at the end of 2022, indicating a stable capital position[16]. - The total capital net amount as of June 30, 2023, is CNY 64,572,930 thousand, up from CNY 61,032,503 thousand as of December 31, 2022[169]. - The bank issued RMB 50 billion subordinated bonds in March 2022, with a fixed interest rate of 3.73% for ten years, to supplement Tier 2 capital[175]. - The bank aims to enhance capital strength and optimize capital structure through innovative capital tools and external capital channels[175]. Regulatory Compliance and Governance - The bank's board confirmed the accuracy and completeness of the interim report, with no false statements or significant omissions[6]. - The bank operates under the financial license approved by the China Banking and Insurance Regulatory Commission[2]. - The bank has established a robust anti-money laundering management system and developed a comprehensive set of anti-money laundering policies[165]. - The bank has initiated a special action plan focusing on compliance system enhancement, with six major tasks and eighteen specific measures[164]. Economic Environment - The GDP growth rate for the first half of 2023 was 5.50%, supporting the annual target of around 5%[178]. - Chongqing's GDP grew by 4.60% year-on-year in the first half of 2023, indicating a recovery in economic activities[180]. - Major infrastructure projects and consumer policies are expected to create greater growth opportunities for financial institutions in the region[180]. Customer Engagement and Services - The bank has actively engaged in innovative business development, launching nearly 70 new financial services to meet the needs of various customer segments[9]. - The bank launched innovative products such as "Flow Loan" and "Yumao Loan" to enhance financial services for small and micro enterprises[114]. - The total number of debit cards issued increased by 216,800 to 5.1847 million, with transaction volume reaching CNY 8.961 billion during the reporting period[119]. - The bank's supply chain finance business financing balance exceeded CNY 700 million, transitioning from offline to online services[127]. Shareholder Commitments and IPO Regulations - The bank's shareholders have committed to a 36-month lock-up period for shares following the IPO, effective from February 5, 2021[182]. - The company has committed to not transferring shares held prior to the IPO for 36 months from the listing date[193]. - The company will initiate share repurchase procedures if there are significant misstatements in the prospectus[195]. - The company assures that the prospectus for the IPO does not contain any misleading statements or major omissions, and it will bear legal responsibility for its accuracy and completeness[200].