一、关于重庆银行 2026 年度主要经营指标计划的议案 议案表决情况：有效表决票 14 票，同意 14 票，反对 0 票，弃权 0 票。 证券代码：601963 证券简称：重庆银行 公告编号：2026-003 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 第七届董事会第十九次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆银行股份有限公司（以下简称"本行"）于 2026 年 1 月 19 日发出第七 届董事会第十九次会议通知，会议于 1 月 28 日以现场会议方式在本行总行 27 楼三会议室召开。会议由杨秀明董事长主持，应参会董事 14 名，实际亲自参会 董事 12 名，郭喜乐董事、周宗成董事委托杨秀明董事长出席会议并代为行使表 决权，本行高级管理人员列席了会议。会议的召开符合法律法规及《重庆银行股 份有限公司章程》的有关规定。 会议审议通过了以下议案： 议案表决情况：有效表决票 14 票，同意 14 票，反对 0 票，弃权 0 票。 二、关于重庆银行 2026 年度财务预算方案的议案 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《第七屆董事會第十九次會議決議公告》，僅供 參閱。 代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2026年1月28日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重 ...

Market Performance - The city commercial bank sector increased by 0.13% compared to the previous trading day, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 4139.9, up 0.18%, while the Shenzhen Component Index closed at 14329.91, up 0.09% [1] Individual Stock Performance - Qingdao Bank (002948) closed at 4.61, up 2.22% with a trading volume of 820,200 shares and a transaction value of 376 million [1] - Ningbo Bank (002142) closed at 30.55, up 0.86% with a trading volume of 507,200 shares and a transaction value of 1545 million [1] - Hangzhou Bank (600926) closed at 15.69, up 0.71% with a trading volume of 837,900 shares and a transaction value of 1323 million [1] - Qilu Bank (601665) closed at 5.59, up 0.54% with a trading volume of 649,200 shares and a transaction value of 363 million [1] - Chongqing Bank (601963) closed at 10.36, up 0.39% with a trading volume of 91,200 shares and a transaction value of 94.52 million [1] - Shanghai Bank (601229) closed at 9.27, up 0.11% with a trading volume of 635,000 shares and a transaction value of 593 million [1] - Other banks such as Changsha Bank, Xiamen Bank, and Suzhou Bank showed minimal changes in their stock prices [1] Capital Flow - The city commercial bank sector saw a net inflow of 404 million from main funds, while retail investors experienced a net outflow of 4.15 billion [2] - The main funds' net inflow and outflow for individual banks varied, with Ningbo Bank and Jiangsu Bank showing significant inflows [3] - Retail investors showed notable outflows in several banks, indicating a shift in investment sentiment [3]

2025年，对于重庆银行而言是具有里程碑意义的一年。作为全国首家万亿"A+H"股上市城商行，重庆银 行紧扣"数字金融"与"数字重庆"战略导向，积极响应国家金融相关政策要求，落实"数据要素×"和"人工 智能+"两大系统性工程，奋力推进数字化转型从1.0版迭代升级到2.0版，即数字化到数智化的提档升 级，以科技硬实力重塑业务流程，为全行高质量发展注入强劲动力。 创新驱动：培育跨越发展"新动能" 在数字化转型和金融科技创新的赛道上，重庆银行始终跑在西部城商行第一梯队。2025年，该行以"基 于机器学习的可疑交易监测风控服务"项目连续6年入选人民银行金融科技创新监管试点应用，并连续多 年获评监管部门"金融科技工作先进单位""金融标准工作先进单位"。 不同于为了创新而创新，重庆银行注重的是数据、技术与业务的深度融合。在2025年第十届重庆市"五 小"创新晒决赛中，重庆银行数字化创新项目斩获7个奖项，位居全市参赛金融机构之首。其中，"智能 影像防伪与质检平台""遥感赋能数字三农"等获奖项目，不仅体现出技术突破，更切中业务痛点，大幅 提升了运营效率与风控水平，展现出全行上下蓬勃的创新创效意识。 筑牢防线：构建稳健经营"新基 ...

Key Insights - The rapid development of the green finance market has led to an increase in relevant information and data, with a focus on the latest trends and practices in green finance to provide decision-making references for stakeholders in the field [1] Group 1: Policy Developments - The Ministry of Finance, along with other regulatory bodies, has included green consumption in the interest subsidy policy, specifically targeting sectors such as building energy efficiency and green transportation, which is expected to stimulate investment in the green consumption sector [2] - The United Nations Environment Programme (UNEP) reported that nearly half of global economic activities heavily rely on natural resources, highlighting the need for annual investments of $571 billion in nature-based solutions by 2030 to achieve sustainable development [3] Group 2: Market Trends - The national carbon market saw a maximum price of 81.00 yuan per ton, with a closing price increase of 3.18% compared to the previous week, indicating a growing market interest in carbon trading [4] Group 3: Green Finance Practices - The first cross-provincial GEP (Gross Ecosystem Product) pledge loan was successfully implemented in Chongqing and Sichuan, marking a significant step in transforming ecological value into bank-acceptable collateral, thus supporting regional ecological protection and green agriculture [5] - The Hong Kong Monetary Authority released the second phase of the Sustainable Finance Classification Directory, expanding the framework to include transition and climate adaptation activities, which will facilitate financing for high-carbon industry transitions [6]

Investment Rating - The report maintains a positive long-term outlook for the insurance sector, indicating a strong continuity in market performance despite recent fluctuations [2][12][16]. Core Insights - The financial sector experienced a mixed performance this week, with the non-bank financial index down by 1.45%, underperforming the CSI 300 index by 0.83 percentage points. The insurance sector saw a decline of 4.02%, while the brokerage sector decreased by 0.61% [1][10]. - The insurance sector's performance is driven by two main factors: policy support leading to economic recovery and liquidity easing combined with a strong stock market. The report suggests a shift from liquidity-driven growth to a focus on macro policy support and economic recovery expectations [2][13][16]. - The brokerage sector is expected to benefit from new regulations that enhance investment management quality, with a recommendation to focus on larger, undervalued firms and those involved in mergers and acquisitions [3][18]. - The banking sector is facing a slight decline, but there are signs of recovery in profitability for leading banks, with recommendations to focus on banks with high dividend yields and those expected to benefit from market conditions [19][21]. Summary by Sections Insurance Sector - The insurance sector's recent decline is attributed to short-term market sentiment and liquidity changes, but the long-term outlook remains positive due to strong support from both the liability and asset sides [2][12][16]. - Key recommendations include focusing on companies like China Pacific Insurance, China Ping An, China Life (H), and China Taiping, with a specific recommendation for New China Life [4][16]. Brokerage Sector - The brokerage sector's performance is slightly better than the overall market, with a focus on the new guidelines from the regulatory body that aim to improve fund management quality [3][17]. - Recommended firms include Guotai Junan, Huatai Securities, and others, particularly those with strong merger and acquisition prospects [4][18]. Banking Sector - The banking sector has shown a decline but is expected to stabilize, with recommendations to focus on banks with high earnings elasticity and strong dividend yields [19][21]. - Specific banks to watch include Hangzhou Bank, Ningbo Bank, and others, with a focus on those that have previously been undervalued [4][21].

Core Viewpoint - The article discusses the increasing trend of personal non-performing loan (NPL) transfers in the banking sector, driven by regulatory changes and the rising pressure of bad debts on financial institutions [1][5]. Group 1: Market Dynamics - The personal NPL transfer market is experiencing a surge, with transaction volumes rising from 186.48 billion in 2021 to 965.30 billion in 2023, and projected to reach 1583.50 billion in 2024 [3][4]. - As of January 22, 2026, there were 20 new announcements for personal NPL transfers within the month, indicating heightened activity in the market [2][8]. - The average discount rate for personal NPL packages has significantly decreased, with rates dropping from 8%-10% before 2023 to around 5% in 2026 [10][11]. Group 2: Regulatory Impact - A regulatory notification extended the trial period for bulk transfers of personal NPLs until December 31, 2026, allowing a wider range of financial institutions to participate in the transfer process [2][4]. - The expansion of trial institutions to include city commercial banks and rural commercial banks has led to a notable increase in the volume of NPL transfers [5][17]. Group 3: Borrower Profile and Economic Context - The borrower demographic for personal NPLs includes failed entrepreneurs, unemployed individuals relying on credit cards for living expenses, and consumers with excessive debt [4][20]. - The economic backdrop, characterized by macroeconomic fluctuations and income instability, has exacerbated the bad debt situation, compelling banks to offload risk assets [5][20]. Group 4: Challenges in Asset Recovery - The recovery rates for NPLs have declined, with some packages facing average recovery rates below 6%, marking the lowest in five years [12][13]. - Financial institutions are facing challenges in asset valuation and recovery due to incomplete documentation and inefficient legal processes [26][28]. Group 5: Strategic Adjustments - Banks are adapting their strategies by improving the quality of NPL packages, such as reducing overdue times and increasing the concentration of borrowers in economically developed areas [24][25]. - There is a push for enhanced transparency and standardization in the NPL transfer process to improve market confidence and asset pricing [28].

近日，重庆银行为位于川渝交界处的重庆市开州区大进镇、四川省宣汉县漆树土家族乡的两家经营主体 合计发放了120万元的GEP质押贷款，这是川渝地区首笔跨省域GEP质押贷款，迈出了从生态价值核算 到信用融资"两山"转化的关键一步。 大进镇和漆树土家族乡地处秦巴山区腹地，生态资源丰富。去年 底，开州区与宣汉县共建的川渝雪巴画廊绿色生态屏障统筹发展先行区获评"绿水青山就是金山银山"实 践创新基地，大进镇和漆树土家族乡则是该先行区的核心区域之一。 业内人士认为，GEP质押融资金 融创新，将生态效益转化为可度量、可质押的金融资产，为缺乏传统抵押物的绿色产业主体开辟了新的 融资渠道，将有效激励生态保护者，促进生态保护与经济发展良性互动。（四川日报） ...

股票研究 /[Table_Date] 2026.01.23 票 研 究 主动基金环比持平，被动基金增持 [Table_Industry] 商业银行 | [姓名table_Authors] | 电话 | 邮箱 | 登记编号 | | --- | --- | --- | --- | | 马婷婷(分析师) | 021-23185608 | matingting@gtht.com | S0880525100001 | | 陈惠琴(分析师) | 021-38676666 | chenhuiqin@gtht.com | S0880525100003 | 本报告导读： 25Q4 主动基金对银行持仓比例环比持平于 1.9%，被动基金持仓比例环比+1.6pct 至 7.0%，其中宁波银行、兴业银行、中国银行、建设银行等获主动基金增配。 25Q4 基金对银行持仓点评 投资要点： [Table_Summary] 2025 年四季度基金重仓持股情况披露（主动基金包括普通股票型、 偏股混合型、灵活配置型，被动基金包括被动指数型、指数增强型）： [Table_Report] 相关报告 商业银行《国有大行投放力度较大，不良压力或 企稳》20 ...

证券之星消息，1月23日城商行板块较上一交易日下跌1.01%，上海银行领跌。当日上证指数报收于 4136.16，上涨0.33%。深证成指报收于14439.66，上涨0.79%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002948 | 青岛银行 | 4.52 | 2.49% | 108.02万 | 4.86亿 | | 601963 | 重庆银行 | 10.44 | 1.75% | 13.53万 | 1.41亿 | | 600928 | 西安银行 | 3.69 | 0.54% | 22.19万 | 8174.14万 | | 601997 | 豊阳银行 | 5.83 | 0.52% | 22.43万 | 1.31亿 | | 002936 | 郑州银行 | 1.91 | 0.00% | 88.24万 | 1.69亿 | | 001227 | 兰州银行 | 2.32 | 0.00% | 53.68万 | 1.25亿 | | 601577 | 长沙银行 | 9.37 | ...