Group 1 - The core point of the article is that Chongqing Bank (601963.SH) reported a revenue of 11.74 billion yuan for the first three quarters of 2025, reflecting a year-on-year growth of 10.40% [1] - The net profit attributable to shareholders of the listed company reached 4.879 billion yuan, with a year-on-year increase of 10.19% [1] - The basic earnings per share (EPS) for the company is 1.40 yuan [1]

Core Insights - Chongqing Bank's Q3 2025 report highlights a historic milestone with total assets surpassing 1 trillion yuan, indicating a new phase of development and strong growth momentum in profitability and asset quality [1][3] Group 1: Asset Scale and Growth - As of the end of Q3, Chongqing Bank's total assets reached 1,022.7 billion yuan, a 19.4% increase from the beginning of the year, marking a significant achievement in its comprehensive strength and market position [1] - The bank's deposit balance stood at 554.25 billion yuan, up 16.9% year-on-year, while the loan balance reached 520.39 billion yuan, reflecting an 18.1% increase, providing a solid foundation for its main business [1] Group 2: Financial Performance - The bank achieved operating income of 11.74 billion yuan, a year-on-year growth of 10.40%, and a net profit of 5.196 billion yuan, also up 10.42%, marking the first time in nine years that both metrics experienced double-digit growth [1] - Net interest income increased by 15.2% year-on-year, reinforcing the bank's profitability and highlighting the effectiveness of its business structure optimization [1] Group 3: Asset Quality and Risk Management - Chongqing Bank's asset quality continues to improve, with a non-performing loan ratio of 1.14% at the end of Q3, down 0.11 percentage points from the beginning of the year [2] - The bank's provision coverage ratio reached 248.11%, an increase of 3.03 percentage points, enhancing its risk absorption capacity and providing a solid safety net for future operations [2] Group 4: Strategic Contributions - The bank actively supports national strategic initiatives, with financing for the Chengdu-Chongqing economic circle exceeding 300 billion yuan, a 20% increase, aiding over 120 major projects [3] - In supporting the construction of the Western Land-Sea New Corridor, the bank's financing balance reached 53.3 billion yuan, a remarkable 79% increase, showcasing its commitment to regional development [3] - Chongqing Bank has successfully attracted over 20 billion yuan in funding to support local economic development, aligning with its goal of becoming a Western financial center [3]

Core Viewpoint - Chongqing Bank has demonstrated strong operational growth in its third-quarter report, achieving historic milestones in several key indicators, significantly enhancing its market competitiveness and influence, thereby injecting robust financial momentum into the high-quality development of the local economy [1] Financial Performance - As of the end of the third quarter, the bank's total assets reached 1,022.7 billion yuan, marking a 19.4% increase from the beginning of the year, making it the first city commercial bank in China to surpass the trillion yuan mark in both A and H shares [1] - The bank's revenue and net profit both experienced over 10% year-on-year growth, increasing by 10.40% and 10.42% respectively, reaching 11.74 billion yuan and 5.196 billion yuan [1] - The deposit balance stood at 554.245 billion yuan, reflecting a 16.9% increase since the start of the year, while the loan balance reached 520.385 billion yuan, up 18.1% [1] - Net interest income grew by 15.2% year-on-year [1] Strategic Positioning - Analysts attribute Chongqing Bank's recent success to its clear strategic positioning and efficient management, which have contributed to the improvement of operational indicators and a steady increase in market share [1] - The bank is expected to leverage its new trillion-yuan asset milestone to further enhance its role as a financial state-owned enterprise, contributing more significantly to regional economic development [1]

Core Insights - Chongqing Bank reported a revenue of 11.458 billion yuan for the first nine months of 2025, representing a year-on-year increase of 10.69% [1] - The net profit attributable to shareholders reached 4.879 billion yuan, marking a year-on-year growth of 10.19% [1] - Basic earnings per share stood at 1.4 yuan [1]

BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 茲載列本行在上海證券交易所網站刊發之《關於2025年三季度利潤預分配方案的公告》， 僅供參閱。 代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2025年10月24日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為91500000202869177Y號的企業法人營業執照。 本行根據香港銀行業條例（香港法例第155章）並非一家認可機構，並非 ...

Core Viewpoint - Chongqing Bank (01963) announced a quarterly dividend of 1.684 RMB per 10 shares for the nine months ending September 30, 2025 [1] Company Summary - The dividend distribution reflects the bank's ongoing commitment to returning value to its shareholders [1] - The specified dividend amount indicates the bank's financial health and profitability outlook [1]

重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* 中國重慶，2025年10月24日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為91500000202869177Y號的企業法人營業執照。 本行根據香港銀行業條例（香港法例第155章）並非一家認可機構，並非受限於香港金融管 理局的監督，及不獲授權在香港經營銀行及╱或接受存款業務。 海外監管公告 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《第七屆董事會第十五次會議決議公告》，僅供 參閱。 代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 中國重慶，2025年10月24日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 生。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經 ...

Core Viewpoint - Chongqing Bank announced a profit distribution plan for the third quarter of 2025, proposing a cash dividend of 585 million yuan, which accounts for 11.99% of the net profit attributable to ordinary shareholders [1] Group 1 - The total number of ordinary shares as of September 30, 2025, is 3.475 billion [1] - The proposed cash dividend per 10 shares is 1.684 yuan (including tax) [1] - The profit distribution plan is subject to approval by the bank's shareholders' meeting before implementation [1]