Group 1: Economic Support and Loan Distribution - Jiangyin Bank focuses on serving the real economy, particularly in the manufacturing sector, which constitutes 57.76% of the total loan amount [2] - The bank has supported over 4,000 manufacturing enterprises with a loan balance of 289.11 billion [2] - Jiangyin is recognized as a leading county in industrial economy and private economy within the Yangtze River Delta region [2] Group 2: Investment Strategy and Market Position - The bank's investment income in Q1 2017 remained stable compared to the same period last year [2] - In a tightening financial environment, the bank adopts a defensive strategy in the bond market, focusing on short-duration investments [2] - Jiangyin Bank maintains the largest market share among local financial institutions in Jiangyin [2] Group 3: Risk Management and Loan Recovery - The non-performing loan (NPL) ratio has remained stable since the end of last year [2] - The bank has enhanced loan entry standards and risk control measures to improve overall risk management capabilities [2] - Efforts to accelerate the recovery of non-performing loans include setting up special assessments and tailored recovery plans [2] Group 4: Compliance and Information Disclosure - The bank ensures compliance with information disclosure regulations, guaranteeing the accuracy and completeness of disclosed information [2] - There have been no incidents of significant undisclosed information leaks during the investor relations activities [2]

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2017-05 | --- | --- | --- | |-----------------------------|---------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | 投资者关系活动类 别 | √ 特定对象调研 □ 媒体采访 □ 新闻发布会 □ 现场参观 | □分析师会议 □ 业绩说明会 □路演活动 □ 其他： | | | | | | 参与单位名称及人 员姓名 | ...

Group 1: Market Position and Competition - Jiangyin Bank maintains the largest market share in deposits and loans among local financial institutions, despite intense competition from 26 commercial banks in Jiangyin [2][3] - The bank's performance is stable, with a focus on accelerating the disposal of non-performing loans [3] Group 2: Financial Health and Strategy - Jiangyin Bank's non-performing loan ratio is slightly higher than average, but the non-performing loan balance in Jiangyin is less than half of the bank's total non-performing loans [3] - The bank has implemented strategies to optimize credit asset disposal and has seen initial control over non-performing loans [3] Group 3: Expansion and Development - The opening of the Changzhou branch on December 21, 2016, marks a significant step in the bank's cross-regional development and the establishment of a branch management model [3] - The bank has optimized its network by opening its first microfinance branch and establishing multiple quick loan teams in urban and rural areas [3] Group 4: Communication and Compliance - During investor relations activities, the bank ensured compliance with information disclosure regulations, maintaining the accuracy and timeliness of disclosed information [3]

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2017-04 | --- | --- | --- | |-----------------------------|---------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

Group 1: Company Overview - Jiangyin Bank is one of the first rural commercial banks in China and a leader in the banking sector in Jiangyin [2] - The bank has a strong presence in the Jiangyin region, with business extending to Sichuan, Guizhou, Hainan, and Anhui, and has pioneered the development of markets outside its home region [2] - The bank maintains the largest market share in deposits and loans among financial institutions in Jiangyin [2] Group 2: Financial Strategy and Market Position - Jiangyin Bank has a fully private shareholder structure, allowing for a market-oriented management approach that seizes market opportunities [2] - The bank has focused on serving small and medium-sized enterprises (SMEs) due to previous capital constraints, which limited its ability to provide adequate financial services to large local enterprises [2] - The bank aims to enhance its capital through public listing to better meet the financing needs of large enterprises and expand its customer base [2] Group 3: Loan Management and Economic Stability - The bank's non-performing loan (NPL) rate is slightly above average, but the NPL balance in Jiangyin is less than half of the bank's total NPL balance, with most NPLs originating from external institutions [2] - The bank has adjusted its operational strategy to tighten the scale of external business, leading to a decline in NPL growth [2] - Recent board decisions have authorized the management to implement plans to optimize credit assets and accelerate the resolution of NPL issues [2] Group 4: Expansion and Investment Activities - Jiangyin Bank has established five village banks and opened seven branches in provinces such as Guizhou, Anhui, and Jiangsu to explore new market opportunities [3] - The bank's investment activities primarily include government bonds, financial bonds, and a small amount of asset management and trust products [3] - The bank's strategic focus on both local and external business development is expected to alleviate NPL pressures as the local economy stabilizes [3]

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2017-03 | --- | --- | --- | |-----------------------------|--------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

证券代码：002807 证券简称：江阴银行 2020 年 7 月 28 日投资者关系活动记录表 编号:2020-01 | --- | --- | --- | |----------------|------------------------------|---------------------------------| | | | | | | ■ | 特定对象调研 □分析师会议 | | 投资者关系活动 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | 类别 | □ 现场参观 | | | | | □其他（请文字说明其他活动内容） | | | 东吴证券 马祥文 | | | | 东吴证券 陶哲航 | | | | 浙商资管 刘玮琦 | | | 参与单位名称及 | 中庚基金 杨雪 | | | 人员姓名 | 恒大人寿 夏星创 | | | | 国寿安保 张英 | | | | 平安资管 李崇 | | | | 光大资管 丁瑾 | | | 时间 | 2020 年 7 月 28 日 | 10:00-11:30 | | --- | --- | |----------------|------ ...

证券代码：002807 证券简称：江阴银行 2019 年 6 月 14 日投资者关系活动记录表 | --- | --- | --- | |-----------------------|------------------------------|--------------------------------------------------| | | | | | | ■ | 特定对象调研 □分析师会议 | | 投资者关系活动 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | 类别 | □ 现场参观 | | | | | □其他（请文字说明其他活动内容） | | 参与单位名称及 | 中原证券——王鸿行 | | | 人员姓名 | | | | 时间 | 2019 年 6 月 14 日 | 9:30-11:00 | | 地点 | 江苏省江阴市长江路 | 203 号十楼董事会办公室 | | 上市公司接待人 员姓名 | 董事会秘书——陆建生 | | | 投资者关系活动 | 主要问题及回答 | | | 主要内容介绍 | Q | ：贵行一季度净息差下降的原因？ | | | A | ： ...

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2019-01 | --- | --- | --- | |-----------------------------|--------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------| | 投资者关系活动类 \n别 | √ 特定对象调研 \n□ 媒体采访 \n□ 新闻发布会 \n□ 现场参观 | □分析师会议 \n□ 业绩说明会 \n□路演活动 \n□ 其他： | | 参与单位名称及人 | 国信证券金融业首席分析师王剑 | | | 员姓名 | 博时基金管理有限公司吴鹏 南方基金金融地产组金岚枫 光大保德基金管理有限公司于华 | | | | 泰康资产朱婕 | | | 时间 | 201 ...

Group 1: Risk Management and Strategy - The bank's non-performing loan ratio has been decreasing for three consecutive years but remains above 2% [1] - The bank adopts a selective development strategy to manage risks, focusing on upgrading technology and optimizing structure in response to uncertainties in 2019 [2] Group 2: Market Expansion and Service - The bank aims to meet the higher regulatory requirements for serving agriculture and small enterprises, emphasizing local roots and resource allocation [2] - The bank holds approximately 20% market share in deposits and loans among 29 financial institutions in Jiangyin, ranking first [2] Group 3: Support for the Real Economy - The bank supports strategic emerging industries and key projects through financial resource allocation, aligning with the "Made in China 2025" initiative [2] - As of the end of 2018, the bank's agricultural loans accounted for over 90% of the total scale in Jiangyin, with small and micro enterprise loans making up 83% and private enterprise loans 78% [2]