Key Takeaways AJG is pursuing organic and inorganic growth worldwide, with solid retention and improving renewal premiums. AJG expects margin stability near 21% in 2025, with Risk Management and Brokerage driving organic growth. AJG's acquisition pipeline remains strong, boosting international revenue share and supporting dividends. Arthur J. Gallagher & Co. (AJG) shares are trading at a discount compared with the Zacks Brokerage Insurance industry. Its price-to-book value of 2.85X is lower than the industr ...

Company Overview - Arthur J. Gallagher & Co. (NYSE:AJG) is a leading global insurance brokerage and risk management services firm, competing with major players like Marsh & McLennan and Aon [1] - AJG offers a comprehensive range of insurance and consulting services to clients worldwide [1] Stock Performance - The current stock price of AJG is $251.64, experiencing a decrease of 1.78% or $4.55 [3] - The stock has fluctuated between a low of $249.54 and a high of $256.64 during the trading day [3] - Over the past year, AJG has seen a high of $351.23 and a low of $236.34, showcasing its volatility [3] - AJG has a market capitalization of approximately $64.62 billion and a trading volume today of 1,400,337 shares [3][4] Analyst Insights - Truist Financial has set a price target of $280 for AJG, indicating a potential upside of 11.39% from its current trading price [4] - B. Riley Wealth Advisors Inc. has acquired a new stake in AJG, purchasing 3,622 shares valued at approximately $1.16 million, reflecting confidence in the company's future performance [2] - Advisory Services Network LLC increased its holdings in AJG by 3.4%, while Pitcairn Co. boosted its position by 20.7% during the second quarter, indicating a trend of institutional investment adjustments [2]

ConversationRaymond IardellaVice President of Investor Relations All right. So good morning, everyone. I'm Ray Iardella, Head of Investor Relations at Gallagher. I want to welcome everyone to our fourth quarter 2025 Investor Meeting, including those of you that are here in person and those that are joining via the webcast. So in lieu of our business leaders getting presentation sort of vertically across the business, we're going to focus on 2 fireside chats today talking about our two-pronged growth strateg ...

Core Insights - Arthur J. Gallagher & Co. (NYSE:AJG) is recognized as one of the 15 Best Stocks to Buy for the Long Term [1] - Wells Fargo analyst Elyse Greenspan has reduced the price target for AJG from $362 to $344 while maintaining an Overweight rating, citing expected pressure on margins for Q4 2025 [2] - The company has been actively acquiring firms, including the recent purchase of UK-based First Actuarial and Tompkins Insurance Agencies in New York [3] Financial Performance - AJG reported a strong third quarter with a 20% total revenue growth, marking its 19th consecutive quarter of double-digit growth [4] - The incremental revenue from acquisitions in Q3 was $450 million, with six acquisitions closed that are expected to generate over $3 billion in annualized revenue [4] Company Overview - Arthur J. Gallagher & Co. is an American insurance brokerage, risk management, and consulting services firm operating in approximately 130 countries globally [5]

Core Insights - The article emphasizes the importance of having survival tools for investment, suggesting that preparedness is crucial in the financial sector [1] Group 1: Investment Philosophy - The lead analyst for Dividend Kings, Scott Kaufman, focuses on identifying high-quality dividend-growing and undervalued opportunities to achieve strong total returns through cash dividends and capital gains [1]

It's often said that it's better to have survival tools and not need them than to need survival tools and not have them. The extra weight of having those tools that might save your life in anScott Kaufman, aka Treading Softly, learned about investing firsthand from over a decade of financial sector experience. He is the lead analyst for Dividend Kings providing actionable insight into high quality dividend growing and undervalued opportunities. His focus is to see a bountiful harvest of cash dividends and s ...

Core Insights - The Baldwin Group and CAC Group are merging to form one of the largest independent insurance advisory and distribution platforms in the U.S. [1] - The total purchase price for the merger is approximately $1.03 billion, comprising $438 million in cash and 23.2 million shares valued at $589 million [1][2] - The merger is expected to generate gross revenue of $2 billion in 2026, with nearly 5,000 employees across major U.S. markets [3] Financial Details - The post-closing payments include a performance-based earnout of up to $250 million and a $70 million deferred payment [2] - Baldwin Group reported approximately $1.06 billion in property/casualty revenue, ranking ninth on Insurance Journal's list of Top 100 Independent Property/Casualty Agencies for 2025, while CAC Group had about $260 million in P/C revenue, ranking 22nd [5] Strategic Implications - The merger is described as a "transformational moment" by Baldwin Group CEO Trevor Baldwin, emphasizing the complementary nature of the two firms [4] - The combination will enhance Baldwin's Insurance Advisory Services by integrating CAC's expertise in various product lines, including financial lines and cyber insurance [4] Industry Context - This merger is part of a trend of billion-dollar deals in the insurance brokerage sector, following significant acquisitions by Arthur J. Gallagher & Co. and Brown & Brown Inc. [6]

Core Insights - Arthur J. Gallagher has acquired UK-based pension administrator First Actuarial, enhancing its pension service capabilities in the UK [1][2] - First Actuarial will continue to operate under its existing leadership and locations, integrating into Gallagher's UK Benefits and HR Consulting Division [1][2] - This acquisition aligns with Gallagher's strategy to expand its employee benefits consulting operations [2] Company Overview - Arthur J. Gallagher is a global insurance brokerage and risk management company headquartered in Rolling Meadows, Illinois, operating in approximately 130 countries [4] - The company provides a range of services including insurance brokerage, risk management, and consulting across various industries [4] Recent Acquisitions - In November 2025, Arthur J. Gallagher acquired Tompkins Insurance Agencies for around $223 million, expanding its property and casualty insurance and employee benefits services in the US [2][3] - In August, Gallagher completed the purchase of AssuredPartners for a gross consideration of $13.45 billion, further strengthening its position in the insurance brokerage market [3]

Core Insights - Arthur J. Gallagher & Co. has acquired UK-based First Actuarial, enhancing its pension service capabilities in the UK [1][3] - First Actuarial specializes in pension administration, employee benefits, consultancy, and investment services for employers and pension plan trustees in the UK [2] - The acquisition aligns with Gallagher's strategy to expand its employee benefits consulting operations and will retain the First Actuarial team under existing leadership [2][3] Company Overview - Arthur J. Gallagher & Co. is a global insurance brokerage, risk management, and consulting services firm headquartered in Rolling Meadows, Illinois, operating in approximately 130 countries [3] - The company continues to grow through strategic acquisitions, as evidenced by its recent purchases, including Surescape Insurance Services and Tompkins Insurance Agencies [5][6]

Company Overview - Arthur J. Gallagher & Co. (AJG) is based in Rolling Meadows, Illinois, and provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services [1] - The company has a market capitalization of $63.6 billion, categorizing it as a large-cap stock, which indicates its substantial size and influence in the insurance industry [2] Stock Performance - AJG stock has declined 29.9% from its all-time high of $351.23 reached on June 3 [3] - Over the past three months, AJG's stock prices have dropped 18.7%, underperforming the S&P 500 Index, which increased by 5.5% during the same period [3] - Year-to-date, AJG's stock has decreased by 13.3%, and it has fallen 21.2% over the past 52 weeks, while the S&P 500 has gained 15.8% in 2025 and 12.9% over the past year [4] Recent Financial Results - Following the release of Q3 results on October 30, AJG's stock prices fell by 4.8% [5] - The company reported a 22% year-over-year increase in overall topline revenue, reaching $2.9 billion, but this figure missed market expectations [5] - Adjusted EPS increased by 2.7% year-over-year to $2.32, which was 7.6% below consensus estimates, causing investor concern [5] Peer Comparison - AJG has underperformed compared to its peer, Willis Towers Watson Public Limited Company (WTW), which saw a 2.4% gain in 2025 [6] - Among 22 analysts covering AJG stock, the consensus rating is a "Moderate Buy," with a mean price target of $313.06, indicating a 27.2% upside potential from current price levels [6]