FEBRUARY 18, 2026 ARMOUR RESIDENTIAL REIT Q4 2025 Investor Presentation 1 CORPORATE PROFILE ARMOUR Residential REIT, Inc. (NYSE: ARR) ARMOUR Residential REIT, Inc. ("ARMOUR"; NYSE: ARR) brings private capital into the mortgage markets to support home ownership for a broad and diverse spectrum of homeowners. We seek to create shareholder value through thoughtful investment and risk management of a leveraged and diversified portfolio of mortgage-backed securities issued or guaranteed by U.S Government-sponsor ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-34766 ARMOUR RESIDENTIAL REIT, INC. (Exact name of registrant as specified in its charter) Maryland 26-1908763 (State or other jurisdiction of i ...

ARMOUR RESIDENTIAL REIT, INC. ANNOUNCES Q4 RESULTS AND DECEMBER 31, 2025 FINANCIAL POSITION VERO BEACH, Florida -- February 18, 2026 -- ARMOUR Residential REIT, Inc. (NYSE: ARR and ARR PRC) ("ARMOUR" or the "Company") today announced the Company's unaudited Q4 results and December 31, 2025 financial position. Q4 2025 Results December 31, 2025 Financial Position Book value per common share consisted of: - MORE - ◦ Common stock outstanding of 119,384,920 shares. ◦ Preferred stock outstanding of 7,277,929 shar ...

Core Viewpoint - ARMOUR Residential REIT reported strong financial performance for Q4 2025, achieving a total economic return of 10.63% for the quarter and 12.79% for the year, driven by a significant increase in its investment portfolio and favorable market conditions [4][6]. Q4 2025 Results - The company recorded a GAAP net income of $208.7 million, equating to $1.86 per common share, with net interest income of $50.4 million [6]. - Distributable earnings available to common stockholders were $79.8 million, or $0.71 per common share [6]. - The average interest income on interest-earning assets was 4.97%, while the interest cost on average interest-bearing liabilities was 4.27%, resulting in an economic net interest spread of 1.77% [6][22]. December 31, 2025 Financial Position - The total stockholders' equity increased to $2.261 billion, up from $2.129 billion at the end of Q3 2025 [10]. - The company's portfolio totaled $20.0 billion, primarily composed of 97.0% Agency mortgage-backed securities (MBS) and 3.0% U.S. Treasury Securities [6]. - Liquidity, including cash and unencumbered securities, stood at $1.2 billion [6]. Management's Commentary - The CEO highlighted a 60% growth in the investment portfolio, with $878 million deployed in MBS acquisitions during 2025 [4]. - The company benefited from tightening MBS spreads, lower volatility, and a favorable interest rate environment [4]. - ARMOUR aims to maintain robust liquidity and dynamically adjust hedges for disciplined risk management [4]. Dividends - ARMOUR paid monthly cash dividends of $0.24 per share for Q4 2025, totaling $0.72 per share for the quarter [25]. - Future dividends will be determined based on the company's financial performance and market conditions [25].

VERO BEACH, Florida, Feb. 17, 2026 (GLOBE NEWSWIRE) -- ARMOUR Residential REIT, Inc. (NYSE: ARR and ARR-PRC) (“ARMOUR” or the “Company”) today announced the March 2026 cash dividend for the Company's Common Stock. March 2026 Common Stock Dividend Information Month Dividend Holder of Record Date Payment DateMarch 2026 $0.24 March 16, 2026 March 30, 2026               Certain Tax Matters ARMOUR has elected to be taxed as a real estate investment trust (“REIT”) for U.S. Federal income tax purposes. In order to ...

VERO BEACH, Florida, Feb. 17, 2026 (GLOBE NEWSWIRE) -- ARMOUR Residential REIT, Inc. (NYSE: ARR and ARR-PRC) (“ARMOUR” or the “Company”) announced today that it will provide an online, real‑time webcast of its conference call with equity analysts covering fourth quarter 2025 operating results on Thursday, February 19, 2026. The Company will issue its fourth quarter 2025 earnings release after the close of trading on Wednesday, February 18, 2026. The live broadcast will be available on February 19, 2026, beg ...

Core Viewpoint - The article discusses the potential for investors to identify undervalued stocks that are mispriced by the market as they approach 2026, suggesting that there are opportunities for significant returns through careful research and stock selection [1]. Group 1: Company Overview - Stone Fox Capital is an RIA based in Oklahoma, led by Mark Holder, a CPA with extensive experience in investing and portfolio management [2]. - Mark Holder has 30 years of investing experience, including 15 years as a portfolio manager, and leads the investing group Out Fox The Street [2]. Group 2: Investment Strategy - The investing group Out Fox The Street provides stock picks and in-depth research aimed at uncovering potential multibaggers while managing portfolio risk through diversification [2]. - Features of the group include model portfolios, stock picks with identifiable catalysts, daily updates, real-time alerts, and access to community chat for direct interaction with Mark Holder [2].

This is a high-risk/high-reward opportunity, which is exactly what I look for in my YOLO portfolio.Joint the Pragmatic Investor today to get insight into stocks with high return potential.You will also get:- Weekly Macro newsletter- Access to the End of The World and YOLO portfolios- Trade Ideas- Weekly Video ...

Core Viewpoint - ARMOUR Residential REIT, Inc. (NYSE:ARR) is identified as one of the most undervalued REIT stocks currently available for investment, with a recent upgrade from Hold to Buy by Jones Trading, setting a price target of $20.50 based on anticipated growth in book value [1] Group 1: Investment Ratings and Predictions - Jones Trading forecasts ARMOUR's book value to increase to $19.50 per share by January 15, up from $17.49 on September 30, indicating a trading ratio of 0.97x projected book value per share, which is at the lower end compared to agency mortgage REIT peers [2] - Compass Point initiated coverage of ARMOUR with a Buy rating, highlighting wider-than-average mortgage spreads as a significant factor for potential book value expansion, expecting these spreads to narrow as fixed income volatility decreases and the yield curve steepens [3] Group 2: Company Overview - ARMOUR Residential REIT, Inc. is based in Maryland and was established in 2008, primarily investing in residential mortgage-backed securities that are issued or guaranteed by U.S. government-sponsored entities [4]

Core Viewpoint - ARMOUR Residential REIT, Inc. announced a cash dividend of $0.24 for February 2026, with a record date of February 17, 2026, and a payment date of February 27, 2026 [1][2]. Dividend Information - The cash dividend for February 2026 is set at $0.24 per share [2]. - The holder of record date is February 17, 2026, and the payment date is February 27, 2026 [2]. Tax Matters - ARMOUR is taxed as a real estate investment trust (REIT) and must distribute substantially all of its ordinary REIT taxable income to maintain this status [3]. - Dividends exceeding current tax earnings and profits are generally not taxable to common stockholders [3]. - The board of directors determines actual dividends based on various factors, including operational results, cash flows, financial condition, capital requirements, and market conditions [3]. Company Overview - ARMOUR primarily invests in fixed-rate residential, adjustable-rate, and hybrid adjustable-rate residential mortgage-backed securities issued or guaranteed by U.S. Government-sponsored enterprises [4]. - The company is externally managed and advised by ARMOUR Capital Management LP, which is registered with the SEC [4].