Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1] Company Overview: Banner (BANR) - Banner currently holds a Momentum Style Score of A, indicating strong momentum characteristics [2] - The company has a Zacks Rank of 2 (Buy), suggesting it is positioned for potential outperformance in the market [3] Price Performance - Over the past week, BANR shares increased by 7.86%, outperforming the Zacks Financial - Savings and Loan industry, which rose by 3.05% [5] - In a longer timeframe, BANR's monthly price change is 3.96%, significantly better than the industry's 0.11% [5] - Over the last quarter, BANR shares rose by 7.1%, and over the past year, they increased by 44.12%, while the S&P 500 only moved 5.33% and 26.85%, respectively [6] Trading Volume - The average 20-day trading volume for BANR is 203,861 shares, which serves as a bullish indicator when combined with rising stock prices [7] Earnings Outlook - In the past two months, three earnings estimates for BANR have been revised upwards, with no downward revisions, leading to an increase in the consensus estimate from $4.87 to $5.06 [9] - For the next fiscal year, one estimate has moved upwards, with no downward revisions noted [9] Conclusion - Considering the positive momentum indicators and earnings outlook, BANR is classified as a 2 (Buy) stock with a Momentum Score of A, making it a strong candidate for near-term investment [11]

Financial Data and Key Metrics Changes - The fourth quarter and full year 2024 earnings call for Banner Corporation was held on January 23, 2025, indicating a focus on financial performance and outlook for the year [1] - Management highlighted that forward-looking statements regarding financial performance measures will be discussed, emphasizing the importance of understanding potential risks and uncertainties [2][3] Business Line Data and Key Metrics Changes - Specific details regarding changes in various business lines were not provided in the available content, indicating a need for further information from the earnings press release or subsequent discussions Market Data and Key Metrics Changes - The earnings call did not include specific market data or key metrics changes, suggesting that this information may be covered in other sections of the earnings report Company Strategy and Development Direction - Management's discussion included forward-looking statements about the company's plans and objectives for future operations, although specific strategies were not detailed in the provided content [2] Management Comments on Operating Environment and Future Outlook - The management acknowledged the presence of risks and uncertainties that could affect actual results, indicating a cautious approach to future performance expectations [3] Other Important Information - The call was structured to include a question-and-answer session, where additional insights and clarifications may be provided, but specific details were not included in the current content Q&A Session Summary Question: What are the key risks affecting future performance? - Management indicated that various risk factors could lead to actual results differing from expectations, although specific risks were not detailed in the provided content [3]

Core Viewpoint - Banner Corporation held its Fourth Quarter and Full Year 2024 earnings call, discussing the company's performance and outlook for the future [2]. Group 1: Company Overview - The call was hosted by Mark Grescovich, President and CEO of Banner Corporation, along with key executives including the Chief Financial Officer, Chief Credit Officer, and Head of Investor Relations [2]. - The company provided a forward-looking safe harbor statement, indicating that the presentation would include management's plans, objectives, and forecasts for financial performance [2][3]. Group 2: Financial Performance - The earnings call aimed to discuss the financial results for the fourth quarter and the full year of 2024, although specific financial metrics were not detailed in the provided text [2].

Fourth Quarter 2024 Photo by Salvador Saldana Photo by Yvonne McDonald Photo by Maria DeVecchio Photo by Siti Alimah Disclosure Statement This presentation includes forward-looking statements. These statements include descriptions of management's plans, objectives or goals for future operations, products or services, forecast of financial or other performance measures and statements about Banner's general outlook for economic and other conditions. Additional forward-looking statements may be made in the que ...

For the quarter ended December 2024, Banner (BANR) reported revenue of $160.57 million, up 5.3% over the same period last year. EPS came in at $1.33, compared to $1.34 in the year-ago quarter.The reported revenue represents a surprise of +4.60% over the Zacks Consensus Estimate of $153.5 million. With the consensus EPS estimate being $1.22, the EPS surprise was +9.02%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expec ...

Banner (BANR) came out with quarterly earnings of $1.33 per share, beating the Zacks Consensus Estimate of $1.22 per share. This compares to earnings of $1.34 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 9.02%. A quarter ago, it was expected that this regional bank would post earnings of $1.18 per share when it actually produced earnings of $1.30, delivering a surprise of 10.17%.Over the last four quarters, the company has ...

Exhibit 99.1 CONTACT: MARK J. GRESCOVICH, PRESIDENT & CEO ROBERT G. BUTTERFIELD, CFO (509) 527-3636 NEWS RELEASE Banner Corporation Reports Net Income of $46.4 Million, or $1.34 Per Diluted Share, for Fourth Quarter 2024; At December 31, 2024, Banner, on a consolidated basis, had $16.20 billion in assets, $11.20 billion in net loans and $13.51 billion in deposits. Banner operates 135 full-service branch offices, including branches located in eight of the top 20 largest western Metropolitan Statistical Areas ...

In its upcoming report, Banner (BANR) is predicted by Wall Street analysts to post quarterly earnings of $1.22 per share, reflecting a decline of 9% compared to the same period last year. Revenues are forecasted to be $153.5 million, representing a year-over-year increase of 0.7%.The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this per ...

The Zacks Savings and Loan industry is expected to benefit from the Federal Reserve’s interest rate cuts. This is likely to support a decent rise in loan demand. Also, relatively lower rates will stabilize funding costs over time, supporting net interest income (NII) and net interest margin (NIM) expansion.The digitization of operations and a stable deposit base are anticipated to support industry players in the near term. Thus, some of the industry players like Banner Corporation (BANR) , HomeStreet, Inc. ...

For those looking to find strong Finance stocks, it is prudent to search for companies in the group that are outperforming their peers. Banner (BANR) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? A quick glance at the company's year-to-date performance in comparison to the rest of the Finance sector should help us answer this question.Banner is one of 871 individual stocks in the Finance sector. Collectively, these c ...