FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 交通銀行股份有限公司 呈交日期: 2023年9月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 03328 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 35,011,862,630 | RMB | | 1 RMB | | 35,011,862,630 | | 2. 股份分類 | 普通股 | 股 ...

股票代码:601328 股票简称:交通银行 编号:临 2023-033 1 交通银行股份有限公司 关于参加上海辖区上市公司 2023 年投资者 网上集体接待日活动的公告 交通银行股份有限公司(以下简称"交通银行"或"本公司")董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性 和完整性承担法律责任。 为进一步加强与投资者的互动交流,本公司将参加由上海证监局、上海上 市公司协会与深圳市全景网络有限公司联合举办的"2023 年上海辖区上市公司 投资者集体接待日活动",现将相关事项公告如下: 本次活动将采用网络远程的方式举行,投资者可登录"全景路演"网站 (http://rs.p5w.net),或关注微信公众号:全景财经,或下载全景路演 APP, 参与本次互动交流,活动时间为 2023 年 9 月 7 日(周四) 14:00-16:30。届时 本公司高管将在线与投资者进行沟通与交流,欢迎广大投资者踊跃参与! (问题征集二维码) 特此公告 交通银行股份有限公司董事会 2023 年 9 月 4 日 2 ...

Financial Performance - The Bank of Communications reported a significant increase in net profit for the first half of 2023, reaching CNY 30 billion, representing a year-on-year growth of 12%[3]. - The net profit attributable to the parent company's shareholders for the first half of 2023 was CNY 46.039 billion, a year-on-year increase of 4.51%[10]. - Total operating income for the same period was CNY 137.155 billion, reflecting a growth of 4.77% compared to the previous year[10]. - The total profit for the first half of 2023 was CNY 49.674 billion, an increase of 8.83% year-on-year[10]. - The net profit for the period was 46,566 million RMB, an increase of 5.47% compared to the previous period[18]. - The total assets of the group reached CNY 13.813 trillion, an increase of 6.33% from the end of the previous year[10]. - The total assets of the Bank of Communications as of June 30, 2023, amounted to CNY 10 trillion, an increase of 8% compared to the previous year[3]. - The bank's capital adequacy ratio stood at 14.5%, ensuring compliance with regulatory requirements and maintaining financial stability[3]. - The outlook for the second half of 2023 remains positive, with a projected growth in net profit of 10% to 15%[3]. Customer Base and Loans - The number of retail customers reached 194 million, while corporate customers totaled 2.57 million, indicating a stable growth in customer base[8]. - Customer loan balance stood at CNY 7.8 trillion, up CNY 500.74 billion, representing a growth of 6.86%[15]. - The total customer loan balance reached CNY 7,795.71 billion, an increase of CNY 500.74 billion or 6.86% compared to the end of the previous year[49]. - Corporate loans amounted to CNY 5,134.96 billion, up CNY 423.60 billion or 8.99%, with a proportion of 65.87% in total customer loans[50]. - Personal loans totaled CNY 2,416.04 billion, increasing by CNY 50.72 billion or 2.14%, but the proportion decreased to 30.99%[50]. Risk Management - The bank's non-performing loan ratio remained stable at 1.5%, reflecting effective risk management strategies[3]. - The non-performing loan ratio remained stable at 1.35% as of June 30, 2023[15]. - The provision coverage ratio improved to 192.85%, an increase of 12.17 percentage points from the end of the previous year[11]. - The bank's risk management framework emphasizes a balanced approach to various risks, maintaining strict control over credit, market, and operational risks[132]. - The company aims to enhance risk management by strengthening governance and risk management systems across subsidiaries, particularly in real estate and local government debt sectors[162]. Digital Transformation and Innovation - The Bank of Communications plans to enhance its digital transformation initiatives, focusing on mobile banking and online services to improve customer experience[8]. - The company launched various digital transformation initiatives, enhancing customer experience and operational efficiency[100]. - The mobile banking platform saw a monthly active user count of 43.09 million, reflecting a year-on-year growth of 6.26%[124]. - The "Buy Now, Pay Later" app had a cumulative card-binding user count of 76.37 million, with 26.29 million monthly active users[125]. - The open banking initiative resulted in 54.72 thousand new retail customers, a year-on-year increase of 79.52%, and financing amounting to 79.73 billion CNY[126]. Wealth Management and Investment - The bank aims to expand its wealth management services, targeting a growth rate of 15% in this segment for the upcoming year[3]. - The balance of wealth management products was CNY 1.25 trillion, an increase of 3.94% compared to the end of the previous year[110]. - The net financial investment reached CNY 4,030.06 billion, an increase of CNY 748.54 billion or 1.89% compared to the previous year[54]. - The bond investment balance was CNY 3,507.46 billion, up CNY 908.25 billion or 2.66% from the end of the previous year[56]. - The company issued CNY 300 billion of green financial bonds with a coupon rate of 2.77%, all proceeds allocated to green industry projects[188]. Corporate Governance and Shareholder Information - The company strictly adheres to corporate governance regulations and has confirmed compliance with the majority of the best practice codes[190]. - The total number of ordinary shares at the end of the reporting period was 74,262,726,645, with A shares accounting for 52.85% and H shares for 47.15%[168]. - The Ministry of Finance is the largest shareholder, holding a total of 17,732,424,445 shares, representing 23.88% of the total[174]. - HSBC holds 13,886,417,698 H shares, making it the second-largest shareholder[174]. - The company approved a cash dividend of CNY 0.373 per share for the 2022 fiscal year, totaling CNY 27.7 billion distributed to shareholders[192]. Strategic Focus Areas - The company plans to continue optimizing asset allocation and increasing retail loan issuance to stabilize net interest margins amid external pressures[163]. - The group will focus on enhancing financial services for key sectors and weak links in the economy, particularly in consumption, social security, and technological self-reliance[162]. - The company aims to enhance financial inclusiveness and expand domestic demand as part of its strategic goals[83]. - The company is focusing on green finance and digital transformation as key areas for strategic implementation[83]. - The bank maintains a prudent risk preference in local government financing, focusing on infrastructure projects supported by economic stability policies[167].

股票代码：601328 股票简称：交通银行 编号：临 2023-030 交通银行股份有限公司 第十届董事会第九次会议决议公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 一、董事会会议召开情况 本公司第十届董事会第九次会议于 2023 年 8 月 25 日以现场和视频相结合的 方式，在上海、香港和北京召开。本公司于 2023 年 8 月 11 日以书面方式向全体 董事和监事发出本次会议通知和文件。任德奇董事长主持会议。出席会议应到董 事 16 名，亲自出席董事 16 名。部分监事及高管列席会议。本次会议的召开符合 《中华人民共和国公司法》等法律法规和《交通银行股份有限公司章程》的规定。 二、董事会会议审议情况 （一）关于 2023 年半年度报告及业绩公告的决议 会议审议批准了《2023 年半年度报告及业绩公告》，同意按照有关监管规 定予以公开披露。 表决情况：同意 16 票，反对 0 票，弃权 0 票 详情请见本公司同日在上海证券交易所网站（www.sse.com.cn） ...

股票代码：601328 股票简称：交通银行 编号：临2023-031 交通银行股份有限公司 第十届监事会第六次会议决议公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）监事会及全体监事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 一、监事会会议召开情况 本公司第十届监事会第六次会议于2023年8月25日上午在上海召开，2名监事 分别在北京、新加坡视频参加。本公司于2023年8月11日向全体监事发出本次会 议通知。会议由徐吉明监事长主持，会议应到9人，实到9人。部分高管和部门负 责人列席会议。本次会议的召开符合《中华人民共和国公司法》和《交通银行股 份有限公司章程》的有关规定。 二、监事会会议审议情况 （一）关于2023 年半年度报告及业绩公告的决议 会议审议通过了关于2023年半年度报告及业绩公告的议案，同意按照有关监 管规定予以公开披露。 1 会议审议通过了关于2023年上半年战略实施情况评估报告的议案。 表决情况：同意9票，反对0票，弃权0票 （三）关于2022年度监事薪酬方案的决议 会议审议通过了关于2022年度监事薪酬方案的 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而 產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Bank of Communications Co., Ltd. 03328 2023年中期業績公告 交通銀行股份有限公司（「本行」）董事會欣然宣佈本行及其附屬公司（「本集團」）截至2023 年6月30日止六個月（「報告期」），根據國際會計準則委員會頒佈的國際會計準則第34號 《中期財務報告》編製的未經審計的合併財務信息（「中期業績」）。本行董事會（「董事會」） 及其轄下的審計委員會已審閱並確認此中期業績。 一、公司基本情況 | | 股份簡稱 | 股份代號 | 上市交易所 | | --- | --- | --- | --- | | A股 | 交通銀行 | 601328 | 上海證券交易所 | | H股 | 交通銀行 | 03328 | 香港聯合交易所有限公司 | | 境內優先股 | 交行優1 | 360021 | 上海證券交易所 | 董事會秘書、公司秘書 | 姓名 | 何兆斌 | | --- | --- ...

Financial Performance - Net interest income for the first half of 2023 was RMB 82,387 million, a decrease of 3.15% compared to RMB 85,065 million in the same period of 2022[4]. - Net operating income increased by 4.74% to RMB 137,307 million from RMB 131,094 million year-on-year[4]. - Net profit attributable to shareholders of the parent company rose by 4.51% to RMB 46,039 million, compared to RMB 44,052 million in the first half of 2022[4]. - The pre-tax profit for the reporting period was RMB 49.674 billion, an increase of 8.83% year-on-year[19]. - The total comprehensive income for the period was RMB 52,961 million, compared to RMB 41,885 million in the same period last year, representing a significant increase of 26.5%[179]. - The net profit for the period was RMB 46,566 million, compared to RMB 44,151 million in the previous year, reflecting an increase of 5.5%[178]. Assets and Liabilities - Total assets as of June 30, 2023, reached RMB 13,813,360 million, reflecting a growth of 6.33% from RMB 12,991,571 million at the end of 2022[4]. - The total liabilities of the group reached RMB 127,584.61 billion, an increase of RMB 8,004.12 billion, or 6.69%, from the end of the previous year[59]. - The total assets of the company reached 19.192 billion yuan, with net assets of 15.858 billion yuan, and managed assets of 532.58 billion yuan[112]. Customer Loans and Deposits - Customer loans increased by 6.86% to RMB 7,795,705 million from RMB 7,294,965 million year-on-year[4]. - Customer deposits grew by 7.93% to RMB 8,579,598 million compared to RMB 7,949,072 million at the end of 2022[4]. - The total loan balance as of June 30, 2023, was RMB 7,795.705 billion, an increase from RMB 7,294.965 billion as of December 31, 2022[68]. - Personal deposits amounted to CNY 3,276.99 billion, growing by 10.87% year-on-year, while personal loans reached CNY 2,416.04 billion, increasing by 2.14%[94]. Risk Management - The non-performing loan ratio remained stable at 1.35% as of June 30, 2023[5]. - The provision coverage ratio improved to 192.85%, up from 180.68% at the end of 2022, indicating stronger risk management[5]. - The company has maintained a prudent classification standard for overdue loans, with 70% of non-performing loans being overdue for more than 60 days[136]. Income and Expenses - The net commission and fee income for the group was CNY 24.580 billion, a decrease of CNY 1.94 million or 0.78% year-on-year, influenced by market volatility and reduced consumer demand[38]. - Interest expenses for the group totaled CNY 146.019 billion, an increase of CNY 28.544 billion or 24.30% year-on-year, with customer deposits accounting for 65.59% of total interest expenses[33]. - The company incurred interest expenses of RMB 8,036 million on bond issuance in the first half of 2023, compared to RMB 7,627 million in the same period of 2022, indicating rising financing costs[183]. Shareholder Information - HSBC Holdings plc holds 14,135,636,613 H shares, representing 19.03% of the total issued shares[11]. - The Ministry of Finance of the People's Republic of China owns 13,178,424,446 A shares, accounting for 17.75% of the total issued A shares[10]. - The company approved a cash dividend of CNY 0.373 per share, totaling CNY 27.7 billion for the 2022 fiscal year[164]. Regulatory Compliance - There were no significant lawsuits or arbitration matters affecting the group's operations during the reporting period, with ongoing cases involving approximately CNY 1.565 billion[165]. - The group has not faced any investigations or penalties from regulatory authorities during the reporting period[165]. - The company’s total assets and liabilities are subject to regular audits by KPMG, ensuring compliance with accounting standards[175]. Digital Transformation and Innovation - The group’s digital transformation investments have increased, with financial technology talent accounting for 6.51% of the total workforce[86]. - The cumulative number of open banking interfaces reached 3,868, with over 2.5 billion calls made, and 547,200 new retail customers acquired through open banking, a 79.52% increase year-on-year[127]. - The company is advancing the digital transformation of risk management, aiming to build a comprehensive digital risk management system[135]. Economic Support and Development - The group aims to enhance financial support for key sectors and weak links in the economy, focusing on consumption, social welfare, and technological independence[160]. - The group plans to deepen its business characteristics by promoting inclusive finance and supporting strategic emerging industries and advanced manufacturing[160]. - The company actively supports the development of the pension financial service system in response to the national strategy for an aging population[103].

交通银行股份有限公司 关于召开 2023 年半年度业绩发布会的公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 重要内容提示 投资者如需提问，可于 2023 年 8 月 22 日（星期二）17:00 前将相关问 题发送至本公司投资者关系邮箱 investor@bankcomm.com，或于业绩发布会当日 登录上述直播地址问答区留言。 本公司拟于 2023 年 8 月 25 日（星期五）在上海证券交易所网站 （www.sse.com.cn）披露 2023 年半年度报告，并于同日 17:00-18:30 召开业绩 发布会，就 2023 年半年度业绩予以说明，与分析师、媒体记者、投资者进行交 流。 一、业绩发布会类型 股票代码：601328 股票简称：交通银行 编号：临 2023-029 会议召开时间：2023 年 8 月 25 日（星期五）17:00-18:30 会议召开方式：网络直播 网络直播地址：https://rs.p5w.net/html/139392.shtml （ ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Bank of Communications Co., Ltd. 03328 董事會會議通告 茲通知交通銀行股份有限公司（「本行」）董事會（「董事會」）將於二零二三年八月二十五日 （星期五）舉行董事會會議，藉以（其中包括）(i)審議及批准本行及其附屬公司截至二零二 三年六月三十日止六個月之中期業績；及(ii)考慮派付中期股息（如有）。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2023年8月14日 於本通告發佈之日，本行董事為任德奇先生、劉珺先生、李龍成先生*、汪林平先生*、 常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、陳俊奎先生*、羅小鵬先生*、 胡展雲先生 # 、蔡浩儀先生 # 、石磊先生 # 、張向東先生 # 、李曉慧女士 # 及馬駿先生 # 。 * 非執行董事 # 獨立非執行董事 ...

Financial Performance - Net profit attributable to shareholders was RMB 24,633 million, a 5.63% increase compared to the same period last year[4] - Operating income for Q1 2023 was 67,079 million RMB, an increase from 63,578 million RMB in Q1 2022, representing a growth of approximately 2.4%[30] - Net profit for Q1 2023 was 24,951 million RMB, up from 23,313 million RMB in Q1 2022, reflecting a growth of about 7.0%[30] - Total profit for Q1 2023 reached 26,402 million RMB, compared to 25,134 million RMB in the same period last year, indicating an increase of approximately 5.0%[30] - Basic earnings per share were RMB 0.33, up by 6.45% from the previous year[4] - Basic earnings per share for Q1 2023 were 0.33 RMB, compared to 0.31 RMB in Q1 2022, reflecting an increase of about 6.5%[31] Assets and Liabilities - Total assets reached RMB 13,654,273 million, an increase of 5.10% compared to the end of 2022[4] - Total liabilities were RMB 12,596,687 million, up by 5.34% from the previous year[4] - The total assets of the company amounted to RMB 13,654,273 million as of March 31, 2023, an increase from RMB 12,991,571 million at the end of 2022[25][26] - The total liabilities of the company were RMB 12,596,687 million, an increase from RMB 11,958,049 million at the end of 2022[26] - The total adjusted on-balance and off-balance sheet assets amounted to RMB 14,983.789 billion as of March 31, 2023, compared to RMB 14,349.614 billion at the end of 2022, indicating a growth of 4.4%[43] Customer Loans and Deposits - Customer loans amounted to RMB 7,681,405 million, reflecting a growth of 5.30% year-on-year[4] - Customer deposits increased to RMB 8,498,740 million, representing a 6.91% rise[4] - Customer loan balance at the end of Q1 2023 was CNY 7,681.41 billion, an increase of CNY 386.44 billion, or 5.30% from the end of the previous year[20] - Customer deposit balance reached CNY 8,498.74 billion, up CNY 549.67 billion, or 6.91% year-on-year[21] Non-Performing Loans - The non-performing loan balance was CNY 102.95 billion, an increase of CNY 4.42 billion, or 4.49% from the end of the previous year[22] - The total loans reached RMB 7,681,405 million as of March 31, 2023, with a non-performing loan (NPL) rate of 1.34%[24] - The company reported a decrease in the NPL rate compared to the end of the previous year, while overdue loan and attention loan rates slightly increased[24] - Corporate loans accounted for 66.13% of total loans, with an NPL rate of 1.59%[24] - Personal loans represented 31.09% of total loans, with an NPL rate of 0.92%[24] Cash Flow and Operating Activities - Operating cash flow net amount was RMB 132,977 million, showing a significant increase of 30.86% year-on-year[7] - The net cash flow from operating activities amounted to RMB 132,977 million, an increase of 30.8% compared to RMB 101,621 million in the previous year[35] - The cash flow from operating activities totaled RMB 903,082 million, compared to RMB 751,633 million in the previous year, representing a growth of 20.2%[35] Capital Adequacy and Liquidity - The capital adequacy ratio stood at 14.79%, with a Tier 1 capital ratio of 12.07% and a core Tier 1 capital ratio of 10.03%, all meeting regulatory requirements[40] - The liquidity coverage ratio averaged 123.06% in Q1 2023, an increase of 1.06 percentage points from the previous quarter, due to an increase in high-quality liquid assets[44] - The amount of high-quality liquid assets was RMB 2,434.068 billion, contributing to the liquidity coverage ratio[45] - The leverage ratio was reported at 6.94%, meeting the regulatory requirement of 0.375%[42] Shareholder Information - The total number of ordinary shareholders was 342,987, with A-shares accounting for 91.0%[8] - The top ten shareholders held a combined 56.67% of the total shares, indicating a concentrated ownership structure[9] Investment Income - Investment income rose significantly to 5,947 million RMB compared to 2,640 million RMB, marking an increase of approximately 125.5%[30]