UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 0-51331 BANKFINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Maryland 75-3199276 (State or Other Jurisdiction of Incorporat ...

FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 For transition period from to Commission File Number 0-51331 BANKFINANCIAL CORPORATION (Exact Name of Registrant as Specified Its Charter) Maryland 75-3199276 (State or Other Jurisdiction of Incorporation) ...

Core Viewpoint - BankFinancial (BFIN) has been upgraded to a Zacks Rank 2 (Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Movement - The Zacks rating system is based on changes in earnings estimates, which are strongly correlated with near-term stock price movements [4][6]. - Rising earnings estimates for BankFinancial suggest an improvement in the company's underlying business, likely leading to increased stock prices [5][10]. Zacks Rating System - The Zacks Rank stock-rating system classifies stocks into five groups based on earnings estimates, with a strong historical performance, particularly for Zacks Rank 1 stocks, which have generated an average annual return of +25% since 1988 [7][9]. - The upgrade of BankFinancial to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating a strong potential for market-beating returns in the near term [10]. Earnings Estimate Revisions - For the fiscal year ending December 2024, BankFinancial is expected to earn $0.66 per share, reflecting a -10.8% change from the previous year [8]. - Over the past three months, the Zacks Consensus Estimate for BankFinancial has increased by 2.9%, indicating a positive trend in earnings estimates [8].

Exhibit 99.2 BANKFINANCIAL CORPORATION FOURTH QUARTER 2024 QUARTERLY FINANCIAL AND STATISTICAL SUPPLEMENT FOR THE LATEST FIVE QUARTERS Note: Certain reclassifications have been made in the prior period's financial statements and reflected in the Selected Quarterly Financial and Statistical Data tables to conform to the current period's presentation. The information and statistical data contained herein have been prepared by BankFinancial Corporation and have been derived or calculated from selected quarterl ...

Company Announcement - BankFinancial appoints Forrester Faia as Vice President and Regional Commercial Financial Leader for the Illinois market, reflecting its commitment to delivering financial solutions to middle-market businesses [1] - Forrester Faia will lead efforts to connect Chicago-area companies with BankFinancial's commercial banking services, leveraging his 25 years of expertise in commercial finance, including working capital and debt financing [2] - CEO F Morgan Gasior highlights Forrester Faia's extensive background and alignment with the company's mission to provide flexible, competitive financial solutions [3] Competitive Advantages - BankFinancial offers direct lending with better pricing and customer service compared to finance companies, providing a unique hybrid product that allows seamless migration between financing options without refinancing [3] - Key advantages include competitive pricing, an exclusive prime rate discount of 1 00% below the WSJ published rate, a dedicated business servicing team, and comprehensive in-house loan servicing [6] Market Focus - BankFinancial is committed to empowering middle-market growth through tailored solutions such as receivables financing and working lines of credit, designed to enhance cash flow and fuel growth [4] Company Overview - BankFinancial, with over 100 years of expertise in commercial lending, operates as a trusted partner for businesses, individuals, and families, offering flexible and competitive financial solutions [5] - The company operates 18 full-service banking offices in Illinois and serves commercial loan, lease, and deposit customers regionally and nationwide [5] - BankFinancial, NA is a subsidiary of BankFinancial Corporation, which is publicly traded on the Nasdaq Global Select Market under the symbol BFIN [5]

Exhibit 99.1 BANKFINANCIAL CORPORATION THIRD QUARTER 2024 QUARTERLY FINANCIAL AND STATISTICAL SUPPLEMENT FOR THE LATEST FIVE QUARTERS Note: Certain reclassifications have been made in the prior period's financial statements and reflected in the Selected Quarterly Financial and Statistical Data tables to conform to the current period's presentation. The information and statistical data contained herein have been prepared by BankFinancial Corporation and have been derived or calculated from selected unaudited ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BFIN The NASDAQ Stock Market LLC Large accelerated filer ☐ Accelerated filer ☐ Non-accelerated filer ☒ Smaller reporting company ☒ Emerging growth company ☐ FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended September 30, 2024 or ☐ TRANSITI ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 0-51331 | --- | --- | |-------------------------------------------------------------------|-----------------------------------------------------| | ...

BankFinancial (BFIN) came out with quarterly earnings of $0.14 per share, missing the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.21 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -12.50%. A quarter ago, it was expected that this bank holding company would post earnings of $0.21 per share when it actually produced earnings of $0.17, delivering a surprise of -19.05%.Over the last four quarters, ...

BURR RIDGE, Ill., May 09, 2024 (GLOBE NEWSWIRE) -- BankFinancial Corporation (Nasdaq – BFIN) ("BankFinancial") filed its Quarterly Report on Form 10-Q for the quarter ended March 31, 2024, and a Quarterly Financial and Statistical Supplement in Form 8-K with the U.S. Securities and Exchange Commission (the "SEC") today. BankFinancial reported net income for the three months ended March 31, 2024, of $1.7 million, or $0.14 per common share. At March 31, 2024, BankFinancial had total assets of $1.480 billion, ...