UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended September 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 0-51331 BANKFINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) Maryland 75-3199276 (State or Other Jurisdiction of Incorp ...

Core Insights - BankFinancial (NASDAQ: BFIN) is a holding company for BankFinancial, National Association, which operates as a full-service bank in the Chicago Metropolitan area [1] - The bank's loan portfolio is primarily focused on residential loans, prompting an analysis of its evolving profitability levels [1] Company Overview - BankFinancial operates in the Chicago Metropolitan area as a full-service bank [1] - The bank's primary focus is on residential loans, indicating a specific market niche [1] Investment Group Insights - The investment group European Small Cap Ideas provides exclusive access to actionable research on Europe-focused investment opportunities [1] - The group emphasizes high-quality small-cap investment ideas, focusing on capital gains and dividend income for continuous cash flow [1] - Features of the investment group include two model portfolios: the European Small Cap Ideas portfolio and the European REIT Portfolio, along with weekly updates and educational content [1]

MILWAUKEE--(BUSINESS WIRE)--The Ademi Firm is investigating BankFinancial (Nasdaq: BFIN) for possible breaches of fiduciary duty and other violations of law in its transaction with First Financial Bancorp. Click here to learn how to join our investigation and obtain additional information or contact us at gademi@ademilaw.com or toll-free: 866-264-3995. There is no cost or obligation to you. In the transaction, shareholders of BankFinancial will receive 0.48 shares of First Financial common stoc. ...

Group 1 - First Financial Bancorp (FFBC) has agreed to acquire BankFinancial Corporation (BFIN) in an all-stock transaction valued at approximately $142 million, aiming to strengthen its presence in the Chicagoland market [1][7] - BankFinancial shareholders will receive 0.48 shares of First Financial for each share they hold, with the transaction expected to close in the fourth quarter of 2025, pending regulatory approvals and shareholder consent [2] - The acquisition will integrate BankFinancial's consumer and wealth management services into First Financial's operations, ensuring continuity in client relationships and community engagement [3] Group 2 - The acquisition will add 18 BankFinancial financial centers to First Financial's network, enhancing its market reach across Ohio, Indiana, Kentucky, and Illinois [4][7] - This move aligns with FFBC's broader Midwest growth strategy, which includes a prior agreement to acquire Westfield Bank in Northeast Ohio and ongoing expansion into Chicago, Cleveland, and Grand Rapids [5] - Archie Brown, president and CEO of First Financial, emphasized that the addition of BankFinancial's centers will provide Chicago clients with a broader range of banking and specialty solutions [6] Group 3 - Over the past year, shares of First Financial have decreased by 1.9%, contrasting with the industry's growth of 15.1% [6] - FFBC currently holds a Zacks Rank 1 (Strong Buy), indicating positive market sentiment [9]

Core Viewpoint - First Financial Corporation Indiana (THFF) has agreed to acquire BankFinancial Corporation (BFIN) in an all-stock transaction valued at approximately $142 million, aiming to strengthen its presence in the Chicagoland market and enhance service offerings [1][7]. Financial Details - BankFinancial shareholders will receive 0.48 shares of First Financial for each share they hold, with the transaction unanimously approved by both companies' boards. The deal is expected to close in the fourth quarter of 2025, pending regulatory approvals and shareholder consent [2]. Integration Plans - Upon completion, BankFinancial's consumer and wealth management services, along with selected commercial credit lines, will be integrated into First Financial's existing operations. All BankFinancial employees will transition to First Financial to maintain client relationships and community engagement [3]. Strategic Rationale - The acquisition will add 18 BankFinancial centers to First Financial's network, expanding its presence in the Chicagoland area and complementing its existing branch network across Ohio, Indiana, Kentucky, and Illinois [4][7]. Growth Strategy - This transaction aligns with THFF's broader Midwest growth strategy, which includes a prior agreement to acquire Westfield Bank in Northeast Ohio, and ongoing expansion efforts into Chicago, Cleveland, and Grand Rapids [5]. Leadership Statement - Archie Brown, president and CEO of First Financial, emphasized that the addition of BankFinancial's retail financial centers supports the Midwest growth strategy and provides Chicago clients with a broader range of banking and specialty solutions [6]. Market Performance - Over the past year, First Financial shares have increased by 39.4%, outperforming the industry's rise of 20.5% [6].

Core Viewpoint - Halper Sadeh LLC is investigating potential violations of federal securities laws and breaches of fiduciary duties related to the sales of BankFinancial Corporation and WideOpenWest, Inc. [1][2] Group 1: BankFinancial Corporation - BankFinancial Corporation (NASDAQ: BFIN) is being sold to First Financial Bancorp for 0.48 shares of First Financial common stock per share of BankFinancial [1] - Shareholders of BankFinancial are encouraged to learn about their legal rights and options regarding this transaction [1] Group 2: WideOpenWest, Inc. - WideOpenWest, Inc. (NYSE: WOW) is being sold to affiliates of DigitalBridge Investments, LLC and Crestview Partners for $5.20 per share [2] - Shareholders of WideOpenWest are also encouraged to explore their rights and options related to this sale [2] Group 3: Legal Representation - Halper Sadeh LLC may seek increased consideration for shareholders, additional disclosures, and other benefits on behalf of shareholders [3] - The firm operates on a contingent fee basis, meaning shareholders would not incur out-of-pocket legal fees or expenses [3] Group 4: Contact Information - Shareholders can contact Halper Sadeh LLC for free consultations regarding their legal rights and options [4] - The firm has a history of representing investors globally who have experienced securities fraud and corporate misconduct [4]

Group 1 - Halper Sadeh LLC is investigating BankFinancial Corporation's sale to First Financial Bancorp, which involves an exchange of 0.48 shares of First Financial common stock for each share of BankFinancial [1] - The firm is also looking into Monroe Capital Corporation's merger with Horizon Technology Finance Corporation [2] - Halper Sadeh LLC may seek increased consideration for shareholders and additional disclosures regarding the proposed transactions [3] Group 2 - Shareholders are encouraged to contact Halper Sadeh LLC to discuss their legal rights and options at no charge [4] - The firm represents investors globally who have experienced securities fraud and corporate misconduct, recovering millions for defrauded investors [4]

Group 1 - The core focus of the news is the investigation by Monteverde & Associates PC into the proposed sale of BankFinancial Corporation to First Financial Bancorp, specifically evaluating whether the exchange of BankFinancial shares for 0.48 shares of First Financial common stock is a fair deal [1] - Monteverde & Associates PC is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report and has successfully recovered millions for shareholders [1] - The firm operates from the Empire State Building in New York City and emphasizes its national presence and successful track record in class action securities litigation [2][3] Group 2 - The proposed transaction involves BankFinancial shareholders receiving 0.48 shares of First Financial common stock for each share they own, raising questions about the fairness of the deal [1] - The firm encourages shareholders with concerns regarding the transaction to reach out for additional information at no cost [3] - Monteverde & Associates PC highlights its commitment to shareholder rights and its history of successful recoveries in various cases [4]

Group 1 - Halper Sadeh LLC is investigating WideOpenWest, Inc. for potential violations related to its sale to DigitalBridge Investments and Crestview Partners at $5.20 per share [1] - BankFinancial Corporation is being investigated for its sale to First Financial Bancorp at a ratio of 0.48 shares of First Financial common stock for each share of BankFinancial [2] - The firm may seek increased consideration for shareholders and additional disclosures regarding the proposed transactions [3] Group 2 - Shareholders are encouraged to contact Halper Sadeh LLC to discuss their legal rights and options at no charge [4] - Halper Sadeh LLC represents investors globally who have experienced securities fraud and corporate misconduct, recovering millions for defrauded investors [4]

Core Viewpoint - First Financial Bancorp has announced an agreement to acquire BankFinancial in an all-stock transaction, enhancing its presence in the Chicago market and expanding its core deposit franchise [1][7]. Company Overview - First Financial Bancorp, based in Cincinnati, Ohio, has $18.6 billion in assets, $11.8 billion in loans, and $14.4 billion in deposits as of June 30, 2025 [8]. - BankFinancial, with over 100 years of experience in commercial lending, operates 18 full-service banking offices in the greater Chicago area [9]. Transaction Details - The acquisition will convert each outstanding share of BankFinancial common stock into 0.48 shares of First Financial common stock, valuing the transaction at approximately $142 million based on First Financial's stock price on August 8, 2025 [4]. - The transaction is expected to close in the fourth quarter of 2025, pending regulatory approvals and BankFinancial shareholders' approval [5]. Strategic Rationale - The acquisition will allow First Financial to add consumer banking and lending solutions to its existing commercial services, supporting its Midwest growth strategy [2]. - The addition of BankFinancial's 18 retail locations will complement First Financial's existing operations in the Chicago area, which includes a commercial loan production office and other financial services [3][7]. Employee Integration - All BankFinancial employees will transition to become associates of First Financial upon the completion of the transaction [4][7].