Group 1 - Bombardier Recreational Products (BRP) and Polaris have experienced significant declines in their share prices over the past two years due to various factors, including a pullback in consumer demand [1] - The decline in share prices indicates a potential mispricing in the market, suggesting that there may be investment opportunities for those who evaluate businesses beyond just stock tickers [1] Group 2 - The article emphasizes the importance of understanding businesses fundamentally and highlights the author's investment philosophy, which is influenced by renowned investors like Warren Buffet and Charlie Munger [1]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ Annual report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2024 or ☐ Transition report pursuant to section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to _________ Commission File Number: 001-39095 The Baldwin Insurance Group, Inc. (Exact name of registrant as specified in its charter) Delaware 61-193722 ...

EXHIBIT 99.1 THE BALDWIN GROUP ANNOUNCES FOURTH QUARTER AND FULL YEAR 2024 RESULTS - Fourth Quarter 2024 Total Revenue Growth of 16%; Organic Revenue Growth of 19% - (1) - Full Year 2024 Total Revenue Growth of 14%; Organic Revenue Growth of 17% - - Fourth Quarter 2024 Net Loss of $34.8 Million and Diluted Loss Per Share of $0.31; Adjusted Diluted EPS Growth of 93% to $0.27 - (2) - Fourth Quarter 2024 Adjusted EBITDA Growth of 38% and Pro Forma Adjusted EBITDA Growth of 42% Year-Over-Year to $63.2 Million; ...

To amplify this initiative, BRP will make a donation to six anti-bullying organizations worldwide, for every public social post shared on that day. Last year alone, the BRP community raised CAD $100,000 as part of Yellow Day, which was donated to support organizations dedicated to fighting bullying in their communities. "Fighting intimidation is a universal cause that unites us all. Whether we've witnessed, experienced, or even maybe contributed to it one way or another, bullying leaves a lasting impact, " ...

Company Overview - BRP Inc. (DOOO) is anticipated to report a year-over-year decline in earnings due to lower revenues for the quarter ended October 2024 [1] - The earnings report is scheduled for release on December 6, 2024, and could influence the stock price depending on whether the results meet or exceed expectations [2] Earnings Estimates - The consensus estimate for BRP's quarterly earnings is $0.50 per share, reflecting a significant year-over-year decrease of 77.8% [3] - Expected revenues for the quarter are projected to be $1.36 billion, which is a decline of 25.2% compared to the same quarter last year [4] Estimate Revisions - Over the past 30 days, the consensus EPS estimate has been revised down by 0.93%, indicating a reassessment by analysts [5] - The Most Accurate Estimate for BRP is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +3.59% [11][12] Earnings Surprise Prediction - A positive Earnings ESP suggests a higher likelihood of BRP beating the consensus EPS estimate, especially given its Zacks Rank of 3 [13] - Historically, BRP has exceeded consensus EPS estimates in three out of the last four quarters, with a notable surprise of +104.55% in the last reported quarter [14][15] Industry Context - In the Zacks Automotive - Original Equipment industry, ChargePoint Holdings, Inc. (CHPT) is expected to report a loss of $0.09 per share, indicating a year-over-year change of +69% [19] - ChargePoint's revenue is projected to be $89.68 million, down 18.7% from the previous year, with a negative Earnings ESP of -14.29% and a Zacks Rank of 4 [20]

Core Viewpoint - BRP Inc. will announce its third quarter FY25 financial results on December 6, 2024, with a conference call scheduled for 9 am (EDT) to discuss the results and answer analyst questions [1][2]. Group 1: Financial Results Announcement - The press release detailing the financial results will be distributed on Canadian and American newswires at approximately 6 a.m. (EDT) on December 6 [2]. - The conference call will feature José Boisjoli, President and CEO, and Sébastien Martel, CFO, presenting the results [1]. Group 2: Conference Call Details - Investors and analysts can join the call via a toll-free number in North America, with an event code provided for access [3]. - A webcast will be available for live streaming, and an archived recording will be accessible for 30 days after the event [3]. Group 3: Company Overview - BRP Inc. is a global leader in powersports products, with over 80 years of experience and annual sales of CA$10.4 billion [4]. - The company offers a diverse portfolio of brands, including Ski-Doo, Sea-Doo, Can-Am, and Rotax, and is committed to developing electric models for its product lines [4].

Company Overview - BRP Inc. is a global leader in powersports products, propulsion systems, and boats, with over 80 years of experience and a strong consumer focus [4] - The company has annual sales of CA$10.4 billion and operates in over 130 countries with a workforce of nearly 20,000 [4] Upcoming Financial Results - BRP Inc. will hold its third quarter FY25 financial results conference call on December 6, 2024, at 9 am (EDT) [1] - The press release detailing the financial results will be distributed on December 6 at approximately 6 a.m. (EDT) [2] Conference Call Details - José Boisjoli, President and CEO, and Sébastien Martel, CFO, will present the results and address analyst questions during the call [1] - Business media can join the call but will not be allowed to ask questions; a webcast will be available for live access and archived for 30 days post-event [3]

Core Viewpoint - The article emphasizes the importance of value investing and highlights BRP (DOOO) as a strong candidate for value investors due to its favorable financial metrics and Zacks Rank [1][2][3]. Company Analysis - BRP (DOOO) currently holds a Zacks Rank of 1 (Strong Buy) and an A for Value, indicating strong potential for value investors [4]. - The stock is trading at a P/E ratio of 13.68, which is lower than the industry average P/E of 14.18, suggesting it may be undervalued [4]. - DOOO's Forward P/E has fluctuated between 6.19 and 18.87 over the past year, with a median of 11.17, indicating variability in market perception [4]. - The P/S ratio for DOOO is 0.53, compared to the industry average P/S of 0.67, further supporting the notion of undervaluation [5]. - Overall, the combination of these metrics suggests that DOOO is an impressive value stock with a strong earnings outlook [6].

Core Viewpoint - BRP Inc. (DOOO) is experiencing significant selling pressure, with a 14.8% decline over the past four weeks, but is now positioned for a potential trend reversal as it enters oversold territory, supported by positive earnings forecasts from Wall Street analysts [1]. Group 1: Stock Performance and Indicators - The stock's Relative Strength Index (RSI) is at 26.32, indicating it is oversold and suggesting a possible reversal in trend as selling pressure appears to be exhausting [3]. - A stock is generally considered oversold when its RSI falls below 30, which helps investors identify potential entry points for a rebound [2]. Group 2: Earnings Estimates and Analyst Consensus - Over the last 30 days, the consensus EPS estimate for DOOO has increased by 4.2%, indicating a positive trend in earnings revisions that typically correlates with price appreciation [4]. - DOOO holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, further supporting the potential for a turnaround [4].

Core Insights - BRP Inc. is well-positioned to continue its earnings-beat streak, having a strong history of surpassing earnings estimates, particularly in the last two reports with an average surprise of 56.12% [1][3] Earnings Performance - In the last reported quarter, BRP achieved earnings of $0.45 per share, exceeding the Zacks Consensus Estimate of $0.22 per share, resulting in a surprise of 104.55% [2] - For the previous quarter, BRP was expected to post earnings of $0.65 per share but delivered $0.70 per share, yielding a surprise of 7.69% [2] Earnings Estimates - Recent estimates for BRP have been trending upward, with a positive Earnings ESP of +12.21%, indicating increased analyst optimism regarding the company's earnings prospects [3][6] - The combination of a positive Earnings ESP and a Zacks Rank of 3 (Hold) suggests a high likelihood of another earnings beat [6] Predictive Metrics - Stocks with a positive Earnings ESP and a Zacks Rank of 3 or better have historically produced a positive surprise nearly 70% of the time, indicating a strong correlation between these metrics and earnings performance [4] - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with the Most Accurate Estimate reflecting the latest analyst revisions, which may provide a more accurate prediction [5]