Core Insights - Cadence (CADE) has a strong track record of beating earnings estimates, particularly in the last two quarters with an average surprise of 6.94% [1] - The most recent earnings report showed a surprise of 10.94%, with actual earnings of $0.64 per share against an expectation of $0.71 [2] - The previous quarter also saw a positive surprise of 2.94%, with actual earnings of $0.70 per share compared to a consensus estimate of $0.68 [2] Earnings Estimates and Predictions - Estimates for Cadence have been trending higher, supported by its history of earnings surprises [5] - The stock currently has a positive Zacks Earnings ESP of +2.90%, indicating bullish sentiment among analysts regarding its near-term earnings potential [7] - Combining the positive Earnings ESP with a Zacks Rank of 1 (Strong Buy) suggests a high likelihood of another earnings beat in the upcoming report scheduled for July 23, 2025 [7] Statistical Insights - Research indicates that stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have a nearly 70% chance of producing a positive surprise [6] - This means that out of 10 stocks with this combination, approximately 7 could beat the consensus estimate [6] - The Earnings ESP metric is based on the Most Accurate Estimate compared to the Zacks Consensus Estimate, reflecting the latest analyst revisions [7]

Company Overview - Cadence (CADE) currently holds a Momentum Style Score of A, indicating strong momentum potential [3] - The company has a Zacks Rank of 1 (Strong Buy), which is associated with a historical outperformance in the market [4] Performance Metrics - Over the past week, Cadence shares have increased by 7.87%, outperforming the Zacks Banks - Southeast industry, which rose by 4.73% [6] - In a longer timeframe, Cadence's monthly price change is 13.15%, compared to the industry's 5.65% [6] - Over the past quarter, shares of Cadence have increased by 26.14%, and over the last year, they have gained 23.01%, while the S&P 500 has moved 15.13% and 13.62%, respectively [7] Trading Volume - The average 20-day trading volume for Cadence is 1,525,588 shares, which serves as a bullish indicator when combined with rising stock prices [8] Earnings Outlook - In the past two months, three earnings estimates for Cadence have been revised upwards, while none have been lowered, leading to an increase in the consensus estimate from $2.85 to $2.92 [10] - For the next fiscal year, two estimates have moved upwards, while one has been revised downwards [10] Conclusion - Given the strong performance metrics and positive earnings outlook, Cadence is positioned as a promising investment opportunity with a Momentum Score of A [12]

Core Viewpoint - Cadence (CADE) has been upgraded to a Zacks Rank 1 (Strong Buy), indicating a positive trend in earnings estimates which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system is based on changes in earnings estimates, which are strongly correlated with near-term stock price movements [4][6]. - Institutional investors often adjust their valuations based on earnings estimates, leading to significant stock price movements when they buy or sell large amounts of shares [4]. Cadence's Earnings Outlook - The upgrade for Cadence reflects an improvement in the company's underlying business, which is expected to drive the stock price higher as investors recognize this trend [5][10]. - For the fiscal year ending December 2025, Cadence is projected to earn $2.92 per share, with a 5.9% increase in the Zacks Consensus Estimate over the past three months [8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [7]. - Only the top 5% of Zacks-covered stocks receive a "Strong Buy" rating, indicating superior earnings estimate revisions and potential for market-beating returns [9][10].

Company Overview - Cadence (CADE) is based in Tupelo and operates in the Finance sector, with a year-to-date share price change of 2.12% [3] - The company currently pays a dividend of $0.28 per share, resulting in a dividend yield of 3.13%, which is higher than the Banks - Southeast industry's yield of 2.31% and the S&P 500's yield of 1.52% [3] Dividend Performance - The current annualized dividend of Cadence is $1.10, reflecting a 10% increase from the previous year [4] - Over the past 5 years, Cadence has raised its dividend 5 times, achieving an average annual increase of 8.47% [4] - The company's current payout ratio is 39%, indicating that it pays out 39% of its trailing 12-month earnings per share as dividends [4] Earnings Expectations - The Zacks Consensus Estimate for Cadence's earnings in 2025 is $2.92 per share, with an expected increase of 6.57% from the previous year [5] Investment Appeal - Cadence is viewed as an attractive dividend investment, with benefits such as improved stock investing profits, reduced overall portfolio risk, and tax advantages [5] - The company holds a Zacks Rank of 1 (Strong Buy), indicating a compelling investment opportunity [6]

Core Insights - Three stocks with strong momentum and buy rankings are highlighted: Northern Trust, State Street, and Cadence Bank [1][2][3][4] Company Summaries - **Northern Trust (NTRS)**: A leading provider of wealth management and banking solutions, it has a Zacks Rank of 1 (Strong Buy) and a 3.1% increase in the current year earnings estimate over the last 60 days. Its shares gained 45.4% in the last three months, outperforming the S&P 500's 19% gain, and it holds a Momentum Score of A [1][2]. - **State Street (STT)**: This financial holding company serves institutional investors globally and also has a Zacks Rank of 1. The current year earnings estimate increased by 3.1% over the last 60 days. State Street's shares rose by 39.5% in the last three months, again surpassing the S&P 500's 19% gain, with a Momentum Score of A [2][3]. - **Cadence Bank (CADE)**: Providing banking and financial solutions to various clients, Cadence Bank has a Zacks Rank of 1 and a 3.2% increase in the current year earnings estimate over the last 60 days. Its shares increased by 31.7% in the last three months, exceeding the S&P 500's 19% gain, and it also has a Momentum Score of A [3][4].

Group 1 - Cadence Bank will release its second quarter 2025 earnings on July 23, 2025, after market close [1] - An earnings webcast will be held on July 24, 2025, at 10 a.m. CT, featuring a conference call with analysts [2] - The conference call will be interactive and available for live listening and archived access [2] Group 2 - Cadence Bank is a $55 billion regional financial services company with over 380 locations in the South and Texas [3] - The bank offers a range of services including banking, investment, trust, and mortgage products [3] - Cadence Bank has received accolades such as being recognized as one of the nation's best employers and as one of America's Best Banks in 2025 [3]

Core Viewpoint - Cadence Bank has successfully completed the acquisition of Industry Bancshares, enhancing its presence in Texas and expanding its service offerings across more than 380 branches and over 400 ATM locations [1][2][5]. Group 1: Acquisition Details - The acquisition of Industry Bancshares, which includes several banks, was finalized on July 1, 2025, after receiving necessary regulatory and shareholder approvals [1][2]. - Industry Bancshares reported total assets of $4.4 billion, total loans of $1.1 billion, and total deposits of $4.5 billion as of March 31, 2025 [5]. Group 2: Strategic Benefits - The merger is expected to create growth opportunities for customers and communities, leveraging Cadence Bank's strong balance sheet and diverse product offerings [2][4]. - The combination of both companies aims to provide stability and consistency in banking operations and enhance liquidity for lending in the acquired markets [2][4]. Group 3: Customer Experience - Customers of Industry Bancshares will not see immediate changes in their banking experience and can continue using existing services until further integration updates are provided in the fall of 2025 [3][4]. - Customer deposit accounts will remain insured by the FDIC, with specific insurance provisions for time deposits from the acquired banks [4]. Group 4: Company Overview - Cadence Bank is a regional financial services company with over $52 billion in assets, offering a wide range of banking, investment, trust, and mortgage products [6]. - The company has been recognized as one of the nation's best employers and as one of America's Best Banks in 2025 [6].

Company Overview - Cadence (CADE) is headquartered in Tupelo and has experienced a price change of -8.8% this year [3] - The company currently pays a dividend of $0.28 per share, resulting in a dividend yield of 3.5%, which is higher than the Southeast Banks industry's yield of 2.42% and the S&P 500's yield of 1.53% [3] Dividend Performance - Cadence's annualized dividend of $1.10 has increased by 10% from the previous year [4] - The company has raised its dividend five times over the last five years, achieving an average annual increase of 8.28% [4] - The current payout ratio is 39%, indicating that Cadence paid out 39% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for Cadence's earnings in 2025 is $2.85 per share, reflecting a year-over-year earnings growth rate of 4.01% [5] Investment Appeal - Cadence is considered an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [7]

Group 1 - The article discusses the performance and potential of Cadence Bank (NYSE: CADE), emphasizing its lending margin potential as a key factor for investment [1] - The author adopts a long-term, buy-and-hold investment strategy, focusing on stocks that can deliver sustainable high-quality earnings, particularly in the dividend and income sectors [1] Group 2 - No relevant content available for this section [2][3]

Core Viewpoint - Cadence Bank has signed a definitive merger agreement with Industry Bancshares, Inc., which will enhance Cadence's presence in Texas and expand its customer base in growing markets [1][2][5] Group 1: Merger Details - The merger will involve Cadence Bank paying between $20 million and $60 million in cash for all outstanding common stock of Industry Bancshares, based on its equity capital at the closing of the transaction [3] - The merger is expected to close in the second half of 2025, subject to regulatory and shareholder approvals, as well as other customary closing conditions [5] Group 2: Financial Overview - As of March 31, 2025, Industry Bancshares reported total assets of $4.4 billion, total loans of $1.1 billion, and total deposits of $4.5 billion [2] Group 3: Strategic Importance - The merger aligns with Cadence Bank's community banking foundation and aims to enhance customer service and expand product offerings in similar markets across Texas and the South [4] - Cadence Bank's scale and resources are expected to strengthen personal service and trusted expertise for customers of Industry Bancshares [5] Group 4: Leadership and Continuity - Key personnel from Industry Bancshares are expected to continue in their roles within the combined organization, ensuring continuity of service for existing customers [4]