In its upcoming report, Cullen/Frost Bankers (CFR) is predicted by Wall Street analysts to post quarterly earnings of $2.01 per share, reflecting a decline of 30.9% compared to the same period last year. Revenues are forecasted to be $498.09 million, representing a year-over-year decrease of 5.9%.Over the last 30 days, there has been a downward revision of 0.7% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of the ...

Phillip Green - Chief Executive Officer David Rochester - Compass Point Research & Trading, LLC Michael Rose - Raymond James Financial, Inc. I will now turn the conference over to A.B. Mendez, Senior Vice President, Director of Investor Relations. Thank you. You may begin. If needed, a copy of the release is available on our website or by calling the Investor Relations department at 210-220-5234. In the third quarter, Cullen/Frost earned $154 million or $2.38 per share compared with earnings of $168.1 milli ...

United States Securities and Exchange Commission Washington, D.C. 20549 Form 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2023 Or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________________ to ________________ N/A (Former name, former address and former fiscal year, if changed since last report Securities registered pursuant to Section ...

PhilGreen Jon, it's an interesting question. Just kind of overall, as we look at these branches and we perform it out, we tend to use, when we began all this, a five-year horizon for the branch to kind of reach maturity. and that was I guess that would be similar profitability to what we were overall. But honestly, it's also true. We don't talk a lot about it, but it's also true that in years six through 10, I think we've seen really more growth than we see in that first five years. As those things mature, ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-----------------------------------------------------|-------|----------------------|------------|-------------------------------------------------------|--------------|----------------------|--------------|---------------------------------------------------|-------------| | | | Average Balance | To 30, | Quarter Date June 2023 \nInterest Expense Income/ | Yield/ Cost | Average Balance | Quarter June | To Date 30, 2022 \nInterest Expense Income/ ...

And I think loan growth as Phil said, we expect loan growth to be at that high single digit. So that is not going to have a big impact on cash balances. So I think all things being equal, we could be in this ballpark for the rest of the year. A.B. Mendez - Senior Vice President and Director of Investor Relations Phillip Green - Chairman and Chief Executive Officer Company Participants Jerry Salinas - Executive Vice President and Chief Financial Officer Steven Alexopoulos - JPMorgan Chase & Co Peter Winter - ...

| --- | --- | --- | --- | |-----------------------------------------|-----------------------------------------|----------------------------|--------------------------------------------| | | | | | | | | | | | | file number: | Commission | 001-13221 | | (Exact | name of registrant as specified | Cullen/Frost Bankers, Inc. | in its charter) | | Texas | | | 74-1751768 | | (State or other jurisdiction of | or organization) | incorporation | (I.R.S. Employer Identification No.) | | 111 W. Houston Street, | San An ...

Table of Contents If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ ITEM 1. BUSINESS ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | --- | --- | |---------------------|-------| | | | | | | | | | | | | | | | | | | | (I.R.S. Employer | | | | | | Identification No.) | | ...

Phil Green Hi, Steven. the third quarter that I thought we have to be a little bit more aggressive than we were. But we ended up cumulatively exactly where we expected. Cullen/Frost Bankers, Inc. (CFR) Q4 2022 Earnings Conference Call January 26, 2023 2:00 PM ET A.B. Mendez - Senior Vice President and Director-Investor Relations Jerry Salinas - Group Executive Vice President and Chief Financial Officer Steven Alexopoulos - JPMorgan Corporate Participants Phil Green - Chairman and Chief Executive Officer Ebr ...

Cullen/Frost Bankers, Inc. (CFR) Q3 2022 Earnings Conference Call October 27, 2022 2:00 PM ET Company Participants A.B. Mendez – Senior Vice President and Director-Investor Relations Phil Green – Chairman and Chief Executive Officer Jerry Salinas – Group Executive Vice President and Chief Financial Officer Conference Call Participants Steven Alexopoulos – JPMorgan Dave Rochester – Compass Point John Pancari – Evercore ISI Brady Gailey – KBW Jennifer Demba – Truist Securities Ebrahim Poonawala – Bank of Amer ...