National Safety Council report shows progress in safety cultures, gaps in risk reduction and innovation WASHINGTON, Dec. 15, 2025 /PRNewswire/ -- The National Safety Council released the 2024-2025 MSD Solutions Index Pledge Community Report, highlighting efforts to prevent musculoskeletal disorders (MSDs), the most common workplace injury. Now in its third year, the MSD Solutions Index shows steady progress in strengthening safety culture but calls for greater investment in risk reduction and innovation. De ...

MEMPHIS, Tenn., Dec. 11, 2025 /PRNewswire/ -- First Horizon Corporation (NYSE: FHN or "First Horizon") announced today that it has been named to the Forbes America's Best Employers for Women 2025 list. Forbes partnered with market research firm Statista to survey more than 140,000 women working at U.S. companies with at least 1,000 employees. Continue Reading First Horizon Named to Forbes America's Best Employers for Women 2025 Survey participants were asked to rate their current employer ...

Latest ManpowerGroup Employment Outlook Survey reveals economic conditions, not AI, driving cautious approach MILWAUKEE, Dec. 9, 2025 /PRNewswire/ -- Global employers are maintaining a stable hiring Outlook to start 2026 according to ManpowerGroup's latest Employment Outlook Survey of more than 39,000 employers across 41 countries. The global Net Employment Outlook (NEO) for the first quarter of 2026 stands at 24%, down 4% year-over-year but rising 4% from the previous quarter. While 40% of organizations pl ...

Core Insights - Werner Enterprises, Inc. has been ranked No. 41 on Military Times' 2025 Best for Vets: Employers list, achieving its highest ranking in the past three years [1] Company Commitment - The ranking reflects the company's strong commitment to recruiting, retaining, and supporting veterans, service members, and military spouses [1]

TORONTO, Dec. 02, 2025 (GLOBE NEWSWIRE) -- Acuity Insights, the leading provider of admissions assessment, program management, and analytics solutions for higher education, has been named one of Greater Toronto’s Top Employers for 2026. Previously recognized in 2025, this honour reflects Acuity’s ongoing commitment to its employees and cultivating a driven, curious, and caring culture. Acuity Insights is committed to seeing the potential that others miss—both in creating a world that recognizes everyone’s f ...

Core Points - BASF has been recognized as one of Canada's Top 100 Employers for the 12th consecutive year, highlighting its leadership in creating exceptional workplaces [1][5] - The recognition is attributed to BASF's strong commitment to employee wellness and career development, featuring various supportive programs [2][4] - BASF promotes an inclusive workplace culture that encourages community involvement and employee engagement through various initiatives [3][4] Employee Programs - BASF offers a range of programs including fitness reimbursements, tuition subsidies, coaching and mentorship initiatives, employee referral bonuses, and comprehensive health benefits [2][4] - The company has received multiple awards for its commitment to employees, including Top Employers for Young People, Best Diversity Employer, and Greater Canada's Top Employers in 2025 [5] Company Overview - BASF Canada, headquartered in Mississauga, has over 1,100 employees and reported sales of $2.6 billion in 2024 [6] - The BASF Group employs around 112,000 people globally and generated sales of €65.3 billion in 2024, focusing on sustainable practices and customer support across various sectors [7]

Core Points - Cognizant has been recognized as one of America's Best Employers for Veterans 2025 by Forbes, highlighting its commitment to supporting veterans [1][3] - The recognition is based on an independent survey of over 17,000 U.S. veterans, evaluating various factors including workplace atmosphere, salary, diversity, and veteran-specific support [2][3] - Cognizant's Veterans Network affinity group aids service members and military spouses in transitioning to new roles, while also supporting initiatives like Code Platoon for technical training [3][4] Company Commitment - Cognizant emphasizes the unique skills and perspectives that veterans bring to the workforce, which contribute to team strength and innovation [4] - The company is dedicated to creating pathways for veterans and their families to achieve success in their careers [4][5] Industry Context - The recognition by Forbes is part of a broader trend of companies increasingly focusing on veteran support and inclusion in the workplace [2][3] - Statista, the organization collaborating with Forbes, is known for its extensive industry rankings and data analysis, reinforcing the credibility of the recognition [4][5]

Core Insights - The new PSAs titled "Story Unfold" promote skills-first hiring practices, emphasizing the competitive advantage of hiring STARs (Skilled Through Alternative Routes) [1][3][4] - Over 70 million STARs in the U.S. are often overlooked due to lack of a bachelor's degree, despite research indicating that skills-based hiring increases the likelihood of successful hires by 60% [2][3] - The "Tear the Paper Ceiling" campaign aims to change perceptions around hiring practices and has gained significant traction, with 31 states pledging to remove degree requirements for state employment [6][7] Campaign Overview - The "Tear the Paper Ceiling" campaign was launched in 2022 and has since inspired over 1 million commitments to open jobs to STARs, with 76,000 STARs experiencing upward mobility and a median wage gain of $17,000 [7][8] - The campaign has received over $120 million in donated media and has driven nearly six million visits to its website, showcasing its broad reach and impact [8] Industry Impact - The term "paper ceiling" has been widely adopted across various industries and has influenced national conversations about hiring practices, with political leaders and major publications referencing it [6][7] - The coalition supporting the campaign includes 85 national private sector and nonprofit organizations, indicating a strong collaborative effort to create opportunities for STARs [7]

Financial Performance - Total revenues for the three months ended September 30, 2025, were $239.3 million, an increase from $224.0 million in the same period of 2024, representing a growth of 6.0%[15] - Net premiums earned for the nine months ended September 30, 2025, reached $573.4 million, compared to $559.3 million for the same period in 2024, reflecting a year-over-year increase of 2.0%[15] - The company reported a net loss of $8.3 million for the three months ended September 30, 2025, compared to a net income of $30.3 million in the same period of 2024[15] - The company reported net investment income of $26.1 million for the three months ended September 30, 2025, slightly down from $26.6 million in the same period of 2024[15] - The company’s comprehensive income for the three months ended September 30, 2025, was $8.3 million, a decrease from $84.0 million in the same period of 2024[15] - Net income for the nine months ended September 30, 2025, is $34.2 million, compared to $90.3 million for the same period in 2024, indicating a decrease of approximately 62.1%[23] - The company reported a total expense of $646.6 million for the nine months ended September 30, 2025, with losses and loss adjustment expenses at $447.4 million[117] Assets and Liabilities - Total assets as of September 30, 2025, were $3,526.4 million, a slight decrease from $3,541.3 million as of December 31, 2024[12] - Stockholders' equity decreased to $1,039.2 million as of September 30, 2025, down from $1,068.7 million at the end of 2024[12] - The total liabilities increased to $2,487.2 million as of September 30, 2025, compared to $2,472.6 million at December 31, 2024[12] - As of September 30, 2025, total stockholders' equity is $1,039.2 million, a decrease from $1,093.4 million as of September 30, 2024, reflecting a decline of approximately 4.9%[20] Cash and Investments - Total cash, cash equivalents, and restricted cash at the end of the period is $167.0 million, an increase from $143.5 million at the end of September 2024, representing a growth of approximately 16.4%[23] - The Company reported total investments at fair value of $2,267.9 million as of September 30, 2025, compared to $2,351.6 million as of December 31, 2024, indicating a decrease of about 3.5%[37] - The Company’s cash and cash equivalents increased to $166.8 million as of September 30, 2025, compared to $68.3 million as of December 31, 2024, marking a growth of approximately 144.5%[37] - The fair value of investment securities on deposit with the FHLB was $407.7 million as of September 30, 2025, supporting the Letter of Credit Agreements[100] Dividends and Stock Repurchase - The company declared cash dividends of $0.32 per common share for the three months ended September 30, 2025, compared to $0.30 in the same period of 2024[15] - The company declared dividends totaling $22.7 million for the nine months ended September 30, 2025, consistent with the previous year's $22.8 million[23] - EHI paid $22.8 million in dividends to stockholders for each of the nine months ended September 30, 2025, and 2024[197] - The company plans to execute a recapitalization plan with a $125.0 million increase to the existing stock repurchase program[123] Underwriting and Losses - The combined ratio for the Insurance Operations segment was 129.7% for the three months ended September 30, 2025, indicating an underwriting loss[115] - Losses and loss adjustment expenses for the three months ended September 30, 2025, were $186.6 million, significantly higher than $117.7 million in the prior year, indicating an increase of 58.6%[15] - The liability for unpaid losses and loss adjustment expenses (LAE) at the end of the period was $1,822.5 million as of September 30, 2025, compared to $1,836.5 million for the same period in 2024[85] - Current accident year losses and LAE for the three months ended September 30, 2025, were $150.1 million, an increase from $119.3 million in the same period of 2024, representing a 25.0% increase[148] Compliance and Credit Facilities - As of September 30, 2025, EHI maintained a minimum consolidated net worth of $800 million and a debt to total capitalization ratio of no more than 35%[95] - EHI has a $25.0 million unsecured revolving credit facility, with an option to increase it to $35.0 million, which can be used for working capital and general corporate purposes[179] - The Company entered into a Credit Agreement providing for a $25.0 million unsecured revolving credit facility on May 28, 2024[92] Technology and Strategic Focus - The company continues to invest in technology to enhance data analytic capabilities and reduce operating costs over the long term[129] - The company focuses on disciplined underwriting and claims management to pursue profitable growth opportunities[128] - The company continues to focus on diversifying risk exposure and leveraging data-driven strategies to improve underwriting performance[145]

Financial Data and Key Metrics Changes - Gross premiums written increased by 1.4% to $183.9 million compared to $181.2 million in the prior year, primarily due to renewal business premium growth [16] - Net premiums earned rose by 3% to $192.1 million from $186.6 million in the previous year, driven by larger levels of 2024 written premium earning in 2025 [16] - Losses and loss adjustment expenses (LAE) were $186.6 million, significantly higher than $117.7 million a year ago, reflecting increased reserves due to cumulative trauma claims [17] - The adjusted net loss was $25.5 million compared to adjusted net income of $20.2 million a year ago [20] - The book value per share increased by 6.1% to $49.70, while adjusted book value per share rose by 5.5% to $51.31 over the last 12 months [22][23] Business Line Data and Key Metrics Changes - The company increased its accident year 2025 loss and LAE ratio from 69% to 72% due to rising cumulative trauma claims in California [6] - The underwriting expense ratio decreased to 20.6% from 23.5% year-over-year, attributed to lower compensation-related expenses and higher net premiums earned [18] - The commission expense ratio improved to 12% from 13.8%, primarily due to a higher proportion of renewal business [18] Market Data and Key Metrics Changes - The company reported a 4% growth in policies in force, indicating strong retention in the small commercial business despite competitive pressures [13] - The frequency of cumulative trauma claims in California has increased, impacting reserves, while frequency in other states continues to decline [6][10] Company Strategy and Development Direction - The company is focusing on underwriting margin over growth in a soft workers' compensation market, implementing targeted pricing actions and enhanced risk selection [12] - A new excess workers' compensation offering is being developed, with plans to start accepting submissions in early 2026 [14] - The company is pursuing legislative reforms in California to align cumulative trauma claims with other states [11][26] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence that the adjustments made to reserves adequately address recent trends and emphasized that these are not indicative of broad deterioration in the business [7][12] - The company is committed to providing best-in-class care to injured workers while managing the impact of cumulative trauma claims [11] - Future growth is expected to be steady, with a focus on maintaining underwriting margins rather than aggressive expansion [33] Other Important Information - The company announced a $125 million debt-funded recapitalization plan and increased its share repurchase authorization to $250 million [15][21] - Net investment income for the quarter was $26.1 million, slightly lower than the previous year, with realized and unrealized gains on investments increasing to $21.2 million [14][19] Q&A Session Summary Question: Can you elaborate on the targeted litigation strategies? - The company is using analytics to manage cumulative trauma claims and has established aggressive targets to reduce litigation costs [25] Question: How predictable are the loss trends going into 2026? - Management believes the trend is stabilizing but acknowledges the difficulty in predicting future outcomes [29] Question: Will there be a traditional fourth-quarter reserve review? - Yes, a full fourth-quarter review will be conducted, including an external actuarial review [36] Question: What commentary have you received from rating agencies regarding cumulative trauma claims? - Rating agencies have been supportive of the company's operational and capital actions [38] Question: How are medical cost trends evolving? - Overall claim severity values have held steady, with no significant concerns regarding medical costs [39] Question: Can you discuss the new excess workers' compensation product? - The new product is part of the company's diversification strategy, leveraging existing expertise and systems [41]