For the quarter ended June 2025, Esquire Financial Holdings, Inc. (ESQ) reported revenue of $35.83 million, up 17.1% over the same period last year. EPS came in at $1.38, compared to $1.25 in the year-ago quarter.The reported revenue represents a surprise of +3.69% over the Zacks Consensus Estimate of $34.56 million. With the consensus EPS estimate being $1.38, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and h ...

Esquire Financial Holdings, Inc. (ESQ) came out with quarterly earnings of $1.38 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.25 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this company would post earnings of $1.3 per share when it actually produced earnings of $1.33, delivering a surprise of +2.31%.Over the last four quarters, the company has surpassed consensus EPS estimates two times.Esquire Financ ...

Ensuring our Clients and Our Institution Succeed Boldly Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 2Q 2025 Investor Presentation Listed as ESQ Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management's current expectations, forecasts of future events or long-term goals and, by their nature, are subject to assumptions, ri ...

Exhibit 99.1 ESQUIRE FINANCIAL HOLDINGS, INC. REPORTS SECOND QUARTER 2025 RESULTS Strong Growth in Low-Cost Core Deposits Funds Commercial Loan Growth Nationally, Fueling Industry Leading Earnings & Performance Metrics Jericho, NY – July 24, 2025 – Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter of 2025. Sig ...

Strong Growth in Low-Cost Core Deposits Funds Commercial Loan Growth Nationally, Fueling Industry Leading Earnings & Performance MetricsJERICHO, N.Y., July 24, 2025 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter of 2025. Significant achievements and key performance metrics during the current ...

Core Insights - Esquire Financial Holdings, Inc. has been recognized by the Association of National Advertisers (ANA) B2 Awards for the third consecutive year, highlighting its innovative B2B marketing campaigns [1] - Kyall Mai, Senior Vice President and Chief Innovation Officer, was awarded Individual Marketer of the Year for his leadership and contributions to marketing in the financial services sector [2] - The company's marketing strategy focuses on building trust with contingent fee plaintiff law firms through AI-driven content marketing via its platform, LawyerIQ, reflecting a commitment to customer-focused technology [3] Company Performance - Esquire's marketing team has significantly contributed to the company's national expansion and digital-first model, enhancing engagement in new markets [4] - The company plans to open its first private banking branch in California, marking a key milestone in its national footprint expansion [5] - Esquire Financial Holdings was named to Fortune's 2024 Fastest-Growing Companies list, indicating strong financial performance and growth potential [6]

The best year for Esquire Financial Holdings (NASDAQ: ESQ ) in terms of earnings, profitability and efficiency is 2023, however, 2024 is not all gloomy and dull. ESQ reported net income growth of 13.4% for Q1, 2025, 6.5% for the full year 2024 including gain on equityWriting financial analysis reports on companies from all sectors since 2013, recently focusing more on small cap community banks. Leaning more towards technological stocks lately. I believe more in underlying products, services and working cult ...

The full list of rankings can be accessed here. About Esquire Financial Holdings, Inc.: Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York, with one branch office in Jericho, New York and an administrative office in Boca Raton, Florida. Its wholly-owned subsidiary, Esquire Bank, is a full-service commercial bank dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Esquire Financial Holdings, Inc. (Exact Name of Registrant as Specified in Its Charter) Maryland 27-5107901 (State or Other Jurisdiction of Incorpor ...

Core Viewpoint - Esquire Financial Holdings, Inc. (ESQ) has been upgraded to a Zacks Rank 2 (Buy), indicating a positive outlook based on rising earnings estimates, which significantly influence stock prices [1][4]. Earnings Estimates and Stock Price Impact - The Zacks rating system focuses on a company's changing earnings picture, with the Zacks Consensus Estimate tracking EPS estimates from sell-side analysts [2]. - Changes in earnings estimates are strongly correlated with near-term stock price movements, making the Zacks rating system valuable for investors [3][5]. - For Esquire Financial, the upgrade reflects an improvement in the company's underlying business, which is expected to drive the stock price higher [6]. Earnings Estimate Revisions - For the fiscal year ending December 2025, Esquire Financial is projected to earn $5.56 per share, representing an 8.2% increase from the previous year [9]. - Over the past three months, the Zacks Consensus Estimate for Esquire Financial has increased by 0.7%, indicating a positive trend in earnings estimates [9]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with a strong historical performance, particularly for Zacks Rank 1 stocks, which have averaged a +25% annual return since 1988 [8]. - The upgrade to Zacks Rank 2 places Esquire Financial in the top 20% of Zacks-covered stocks, suggesting a strong potential for market-beating returns in the near term [11].