UNITED STATES SECURITIES AND EXCHANGE COMMISSION | North Carolina | 56-1421916 | | --- | --- | | (State or Other Jurisdiction of Incorporation or Organization) | (I.R.S. Employer Identification Number) | | 205 SE Broad St., Southern Pines, North Carolina | 28387 | | (Address of Principal Executive Offices) | (Zip Code) | | (Registrant's telephone number, including area code) | (910) 246-2500 | Securities Registered Pursuant to Section 12(b) of the Act: | Title of each class | Trading Symbol | Name of each e ...

Core Insights - Adam Currie, President and CEO of First Bank, has been elected as a Class A Director of the Federal Reserve Bank of Richmond, bringing over 20 years of financial services expertise to the role [1][1][1] - Currie's appointment is part of the 2025–2027 term for the Richmond Fed's Board of Directors, which includes leaders from the Fifth Federal Reserve District [1][1][1] - As a Class A Director, Currie will provide insights into regional economic conditions and the banking industry's needs, supporting the Federal Reserve's mission for economic stability [1][1][1] Company Overview - First Bank, a subsidiary of First Bancorp, is headquartered in Southern Pines, North Carolina, with total assets of approximately $12.7 billion [1][1][1] - The bank operates 113 branches in North Carolina and South Carolina, focusing on a community-oriented banking approach since 1935 [1][1][1] - First Bancorp's common stock is traded on the NASDAQ Global Select Market under the symbol "FBNC" [1][1][1]

Core Viewpoint - Top Wall Street analysts have revised their outlook on several prominent stocks, indicating potential shifts in investment sentiment and opportunities in the market [1] Company Insights - Analysts have provided updates on WLK stock, suggesting it may be a consideration for potential buyers based on recent rating changes [1]

SOUTHERN PINES, N.C., Jan. 27, 2026 /PRNewswire/ -- On January 27, 2026, First Bancorp (NASDAQ: FBNC) (the "Company"), the parent company of First Bank, announced the retirement of Mary Clara Capel from the First Bancorp and First Bank Board of Directors effective immediately. Ms. Capel has served as a director of the Company since 2005 and is a former Chair of the Board of Directors. The Capel family's service to First Bancorp spans nearly 70 years, beginning with her father, Jesse Capel, who joined the b ...

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]

Core Insights - First Bancorp reported revenue of $83.9 million for the quarter ended December 2025, reflecting an 18.1% decrease year-over-year [1] - The company's EPS was $1.19, an increase from $0.76 in the same quarter last year, resulting in an EPS surprise of +15.53% against a consensus estimate of $1.03 [1] - Revenue fell short of the Zacks Consensus Estimate of $121.95 million, indicating a surprise of -31.2% [1] Financial Metrics - Net Charge-offs were reported at 0.1%, better than the estimated 0.2% by analysts [4] - Net Interest Margin stood at 3.6%, matching the average estimate from analysts [4] - Average Interest-Earning Assets totaled $11.79 billion, slightly below the estimated $11.87 billion [4] - Bank-Owned Life Insurance Income was $1.38 million, exceeding the estimated $1.15 million [4] - Total Non-Interest Income reached $21.42 million, significantly higher than the average estimate of $14.63 million [4] - Other service charges, commissions, and fees amounted to $5.65 million, below the estimated $6.21 million [4] - Service charges on deposit accounts were $4.27 million, slightly above the estimated $4.16 million [4] - Commissions from sales of insurance and financial products were $1.8 million, slightly above the estimated $1.77 million [4] Stock Performance - Shares of First Bancorp have returned +10.5% over the past month, outperforming the Zacks S&P 500 composite, which changed by -0.4% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Viewpoint - First Bancorp reported quarterly earnings of $1.19 per share, exceeding the Zacks Consensus Estimate of $1.03 per share, and showing a significant increase from $0.76 per share a year ago, representing an earnings surprise of +15.53% [1] Financial Performance - The company posted revenues of $83.9 million for the quarter ended December 2025, which fell short of the Zacks Consensus Estimate by 31.2%, compared to $102.48 million in revenues from the previous year [2] - Over the last four quarters, First Bancorp has surpassed consensus EPS estimates four times and topped consensus revenue estimates three times [2] Stock Performance - First Bancorp shares have increased by approximately 13.7% since the beginning of the year, while the S&P 500 has declined by 0.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating it is expected to perform in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $1.05 on revenues of $122.15 million, and for the current fiscal year, it is $4.50 on revenues of $508.05 million [7] - The trend of earnings estimate revisions is mixed ahead of the earnings release, which could influence future stock performance [6] Industry Context - The Banks - Southeast industry, to which First Bancorp belongs, is currently ranked in the top 31% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]

News Release For Immediate Release: For More Information, Contact: January 21, 2026 Katie Doyle 336-286-8741 First Bancorp Reports Fourth Quarter and Full Year Results | Fourth Quarter | 2025 | Financial | Data | | | | --- | --- | --- | --- | --- | --- | | (Dollars in 000s, | | | | | | | except per share | | | | | | | data) | Q4-2025 | | Q3-2025 | | Q4-2024 | | Summary Income Statement | | | | | | | Total interest | | | | | | | income | $ 143,634 | | $ 144,200 | | $ 132,395 | | Total interest | | | | | | | ...

Core Insights - Crude Value Insights provides an investment service and community focused on the oil and natural gas sectors, emphasizing cash flow and the companies that generate it, which leads to value and growth prospects with real potential [1] Company and Industry Summary - Subscribers gain access to a model account with over 50 stocks, in-depth cash flow analyses of exploration and production (E&P) firms, and live chat discussions about the sector [1]

Core Insights - The First Bancorp, Inc. (FNLC) is the holding company for the First National Bank in Maine, with a stable share price since the last article was published despite a significant increase in net income [1] Group 1: Company Overview - The First Bancorp, Inc. operates as a holding company for the First National Bank in Maine [1] - The bank's share price has remained relatively flat over the recent period [1] Group 2: Financial Performance - There has been a substantial increase in net income for the bank, indicating positive financial performance [1]