F&G Annuities & Life, Inc. (FG) could be a solid choice for investors given the company's remarkably improving earnings outlook. While the stock has been a strong performer lately, this trend might continue since analysts are still raising their earnings estimates for the company.Analysts' growing optimism on the earnings prospects of this company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings es ...

Financial Performance - Total revenues for Q3 2025 were $1,694 million, up from $1,444 million in Q3 2024, representing a 17.3% increase [327]. - Net earnings attributable to F&G common shareholders for Q3 2025 were $114 million, compared to a loss of $10 million in Q3 2024 [327]. - Core sales for indexed annuities, IUL, and PRT were $2,244 million in Q3 2025, slightly higher than $2,223 million in Q3 2024 [327]. - Gross sales for the nine months ended September 30, 2025, were $11,246 million, down from $11,793 million in the same period of 2024, a decrease of 4.6% [327]. - Net sales for Q3 2025 were $2,800 million, compared to $2,386 million in Q3 2024, indicating a 17.4% increase [327]. - Life insurance premiums and other fees increased to $711 million for the three months ended September 30, 2025, compared to $506 million for the same period in 2024, reflecting a growth of 40.5% [329]. - Interest and investment income for Q3 2025 was $748 million, compared to $712 million in Q3 2024, reflecting a 5.1% increase [330]. - Adjusted net earnings for the three months ended September 30, 2025, were $165 million, compared to $156 million for the same period in 2024 [349]. - Total revenues for the nine months ended September 30, 2025, were $11 million, while total expenses were $136 million, resulting in a net loss of $118 million [417]. Market Trends - The fixed index annuity market grew from nearly $12 billion in sales in 2002 to $130 billion in 2024, while the registered index-linked annuities market increased from $17 billion in 2019 to $62 billion in 2024 [301]. - The indexed universal life (IUL) market has expanded from $100 million in annual sales in 2002 to $2 billion in 2024, reflecting growing demand for financial certainty among middle-income Americans [301]. - The aging U.S. population is projected to increase the demand for retirement savings solutions, with over 11,000 Americans turning 65 every day and a 30% increase in the population aged 65-100 expected over the next 25 years [300]. Investment Strategy - The company’s investment strategy focuses on high-grade fixed-income assets across various sectors, including corporate and government securities [353]. - The company’s investment portfolio is designed to balance risk across diverse asset classes, primarily invested in high-quality fixed income securities [351]. - The company reported a decrease in investment income from alternative investments, which was $67 million below the long-term expected return of approximately 10% for the three months ended September 30, 2025 [349]. - The company maintains a focus on NAIC 1 rated instruments, with 98% of municipal bond exposure rated NAIC 1 as of September 30, 2025 [369]. Asset Management - As of September 30, 2025, the company's reserves, net of reinsurance, were $6.6 billion with a weighted average crediting rate of 4.71%, compared to $6.4 billion and 4.42% as of December 31, 2024 [298]. - The profitability of the company is significantly influenced by the amount of assets under management (AUM), which increases when cash inflows exceed cash outflows [313]. - Average Assets Under Management (AAUM) increased to $55,654 million for the three months ended September 30, 2025, compared to $52,661 million in 2024 [331]. - The average crediting rate for the three months ended September 30, 2025, was 4%, down from 5% in 2024 [338]. Risk Management - The company has begun executing pay-float and receive-fixed interest rate swaps to manage market risks associated with interest rate changes on floating rate investments [310]. - The company utilizes derivatives to hedge exposure to product-related equity market risks, primarily through equity options and futures contracts [310]. - The company is required to pay guaranteed minimum crediting rates on fixed rate annuities, which could negatively impact earnings if investment portfolio earnings decline [298]. Distribution Strategy - The company has expanded its distribution strategy through majority and minority ownership stakes in several Independent Marketing Organizations (IMOs), enhancing earnings and risk-adjusted returns [305]. - The company retains approximately 82% ownership of F&G common stock as of September 30, 2025, following a pro rata distribution of 15% of common stock on December 1, 2022 [307]. Tax and Regulatory - Income tax expense for the three months ended September 30, 2025, was $11 million, compared to an income tax benefit of $25 million for the same period in 2024 [348]. - The effective tax rate for the three months ended September 30, 2025, was 8%, compared to 83% for the same period in 2024 [348]. - The maximum ordinary dividend capacity for FGL Insurance in 2025 is $0, indicating regulatory constraints on dividend payments [400].

Immediate Work Program Accessibility StatementSkip Navigation FG: TSXV 3FA: FRA TORONTO, Nov. 7, 2025 /PRNewswire/ - Falcon Gold Corp. (TSXV: FG) (FSE: 3FA) (OTC-Pinks: FGLDF)Â ("Falcon" or the "Company") is pleased to announce the staking and acquisition of 689 mineral claims totaling 17,225 hectares in Central Newfoundland. This acquisition secures a district-scale land position across a highly prospective corridor within the Victoria Lake Shear Zone, a structural system known to host high-grade gold mine ...

F&G Annuities & Life (NYSE:FG) Q3 2025 Earnings Call November 07, 2025 09:00 AM ET Speaker1Good morning. Welcome to F&G's third quarter 2025 earnings call. During today's presentation, all callers will be placed in a listen-only mode. Following management's prepared remarks, the conference will be open for questions with instructions to follow at that time. I would now like to turn the call over to Lisa Foxworthy-Parker, Senior Vice President, Investor Relations and External Relations. Please go ahead.Speak ...

F&G Investor Update Fall 2025 Disclaimer & Forward-Looking Statements This presentation contains forward-looking statements that are subject to known and unknown risks and uncertainties, many of which are beyond our control. Some of the forward-looking statements can be identified by the use of terms such as "believes", "expects", "may", "will", "could", "seeks", "intends", "plans", "estimates", "anticipates" or other comparable terms. Statements that are not historical facts, including statements regarding ...

Accessibility StatementSkip Navigation DES MOINES, Iowa, Nov. 7, 2025 /PRNewswire/ -- F&G Annuities & Life, Inc. (NYSE:Â FG) ("F&G" or the "Company") today announced that its Board of Directors has declared an increase in the Company's quarterly cash dividend of 14%, to $0.25 per common share, from the previous quarterly cash dividend of $0.22 per common share. The dividend will be payable December 31, 2025, to stockholders of record as of December 17, 2025. The Board also declared a quarterly cash dividend ...

Core Points - Fidelity National Financial, Inc. (FNF) has approved a special stock distribution of approximately 16 million shares of F&G Annuities & Life, Inc. (F&G) to its shareholders, representing about 12% of F&G's outstanding shares [1][4] - The distribution will occur on December 31, 2025, with shareholders of record as of December 17, 2025, receiving approximately six shares of F&G for every 100 shares of FNF held [2][4] - The distribution is intended to be a taxable dividend for U.S. federal income tax purposes [3] Company Information - FNF is a leading provider of title insurance and transaction services in the real estate and mortgage industries, and is the largest title insurance company in the U.S. [8] - F&G is focused on providing insurance solutions for retail annuity and life customers, as well as institutional clients [9]

F&G Annuities & Life, Inc. (FG) came out with quarterly earnings of $1.22 per share, beating the Zacks Consensus Estimate of $1.02 per share. This compares to earnings of $1.22 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +19.61%. A quarter ago, it was expected that this company would post earnings of $0.64 per share when it actually produced earnings of $0.77, delivering a surprise of +20.31%.Over the last four quarters, t ...

Insurance solutions provider F&G Annuities & Life (NYSE:FG) reported Q3 CY2025 results beating Wall Street’s revenue expectations , with sales up 16.5% year on year to $1.69 billion. Its non-GAAP profit of $1.22 per share was 25.4% above analysts’ consensus estimates. Is now the time to buy F&G Annuities & Life? Find out in our full research report. F&G Annuities & Life (FG) Q3 CY2025 Highlights: Net Premiums Earned: $711 million vs analyst estimates of $671 million (67.7% year-on-year growth, 6% beat) ...

ANNUITIES & LIFE F&G Investor Update Fall 2025 Generally Accepted Accounting Principles in the U.S. ("GAAP") is the term used to refer to the standard framework of quidelines for financial accounting, GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, this document includes non-GAAP financial measures, which the Company believes are ...