Here are three stocks with buy rank and strong income characteristics for investors to consider today, Nov. 19th:First Hawaiian (FHB) : This company, which offers banking services to consumer and commercial customers which includes deposit products, lending services and wealth management, insurance, private banking and trust services, has witnessed the Zacks Consensus Estimate for its current year earnings increasing 4.9% over the last 60 days.This Zacks Rank #1 (Strong Buy) company has a dividend yield of ...

Financial Performance - Interest income for Q3 2025 was $242,575,000, a decrease of 2.4% from $249,996,000 in Q3 2024[246] - Net interest income increased to $169,331,000 in Q3 2025, up 8.3% from $156,707,000 in Q3 2024[246] - Net income for Q3 2025 was $73,840,000, representing a 20.1% increase from $61,492,000 in Q3 2024[246] - Basic earnings per share rose to $0.59 in Q3 2025, compared to $0.48 in Q3 2024, marking a 22.9% increase[246] - The dividend payout ratio decreased to 44.07% in Q3 2025 from 54.17% in Q3 2024[246] - Net income for the three months ended September 30, 2025, was $73.8 million, an increase of 20% compared to the same period in 2024[249] - Basic and diluted earnings per share for the three months ended September 30, 2025, were both $0.59, reflecting a 23% increase from the same period in 2024[249] Interest Income and Margin - The net interest margin improved to 3.19% in Q3 2025, up from 2.95% in Q3 2024[246] - Net interest income for the three months ended September 30, 2025, was $169.3 million, an increase of 8% compared to the same period in 2024[252] - The net interest margin for the same period was 3.19%, an increase of 24 basis points from the prior year[266] - For the nine months ended September 30, 2025, net interest income was $496.5 million, an increase of $28.4 million or 6% compared to the same period in 2024[275] - The net interest margin for the nine months ended September 30, 2025, was 3.13%, an increase of 20 basis points from the prior year[275] Asset Quality and Credit Losses - The provision for credit losses for the three months ended September 30, 2025, was $4.5 million, a decrease of 39% compared to the same period in 2024[252] - Provision for credit losses was $4.5 million for Q3 2025, down from $7.4 million in Q3 2024, primarily due to decreases in consumer loans and home equity lines[279] - The allowance for credit losses (ACL) was $165.3 million as of September 30, 2025, representing 1.17% of total outstanding loans and leases[279] - Total Non-Performing Assets (NPAs) increased to $30.9 million as of September 30, 2025, up by $10.3 million or 50% from December 31, 2024[364] - The ratio of NPAs to total loans and leases and Other Real Estate Owned (OREO) was 0.22% as of September 30, 2025, compared to 0.14% as of December 31, 2024[364] Deposits and Loans - Total deposits increased by $407.3 million or 2% to $20.7 billion as of September 30, 2025, compared to December 31, 2024[259] - Total loans and leases decreased by $278.9 million or 2% to $14.1 billion as of September 30, 2025, from December 31, 2024[255] - Public deposits rose by $527.3 million or 69% to $1.3 billion as of September 30, 2025, compared to December 31, 2024[386] Equity and Capital Ratios - Common Equity Tier 1 Capital Ratio was 13.24% as of September 30, 2025, an increase of 44 basis points from December 31, 2024[254] - Total stockholders' equity increased by $116.4 million or 4% to $2.7 billion as of September 30, 2025, primarily due to earnings of $206.3 million[259] - The Company's total capital ratio was 14.49% as of September 30, 2025, compared to 13.99% as of December 31, 2024[399] Operational Efficiency - The efficiency ratio improved to 55.29% in Q3 2025 from 59.77% in Q3 2024[246] - Total noninterest expense for Q3 2025 was $125.7 million, a slight decrease of $0.4 million compared to Q3 2024[290] - Salaries and employee benefits expense increased by 3% to $61.5 million for Q3 2025, driven by higher incentive compensation[292] Market and Economic Conditions - The statewide seasonally adjusted unemployment rate in Hawaii was 2.7% as of August 31, 2025, lower than the national rate of 4.3%[240] - The median price of a single-family home sold on Oahu was $1,145,000 in the first nine months of 2025, a 4.1% increase from the same period in 2024[242] Interest Rate Risk Management - The estimated percentage change in net interest income for a +200 basis point immediate change in interest rates is projected to be 6.4% for the 12 months following September 30, 2025[418] - The objective of the interest rate risk management process is to maximize net interest income while maintaining adequate levels of funding and liquidity[425] - The Asset and Liability Management Committee (ALCO) oversees strategies to neutralize interest rate risk and ensure compliance with management policies[426]

Core Insights - First Hawaiian, Inc. reported Q3 2025 earnings of $0.59 per share, exceeding expectations by $0.07 or 13.5% and also surpassing Q2 results by $0.05 [1] Financial Performance - Q3 2025 earnings per share: $0.59 - Earnings exceeded expectations by $0.07, representing a 13.5% increase - Earnings also increased by $0.05 compared to Q2 of the same year [1]

Core Insights - First Hawaiian reported Q3 2025 earnings of $0.59 per share, exceeding expectations by $0.07 or 13.5% [1] - The earnings also showed an increase of $0.05 compared to Q2 of this year and $0.11 year-over-year [1] Financial Performance - Q3 2025 earnings per share: $0.59 [1] - Earnings beat expectations by $0.07, representing a 13.5% increase [1] - Compared to Q2 2025, earnings increased by $0.05 [1] - Year-over-year increase in earnings of $0.11 [1]

Core Viewpoint - Nissan Motor and Mercedes-Benz have raised concerns about a worsening semiconductor supply shortage, indicating significant repercussions for the automotive industry [1] Group 1: Semiconductor Supply Crisis - The semiconductor supply crunch is deepening, affecting major global automakers [1] - The situation reflects ongoing tensions between various stakeholders in the semiconductor supply chain [1] Group 2: Impact on Automotive Industry - The automotive industry is experiencing growing fallout from the semiconductor shortage, which may lead to production delays and reduced vehicle availability [1] - Companies are likely to face challenges in meeting consumer demand due to the constrained supply of critical components [1]

Core Insights - First Hawaiian Inc reported third-quarter earnings of 59 cents per share, exceeding the analyst consensus estimate of 52 cents per share [1] - The company achieved quarterly sales of $226.391 million, surpassing the analyst consensus estimate of $218.300 million [1] Company Performance - Bob Harrison, Chairman, President, and CEO, highlighted the strong performance as a result of effective teamwork and operations, emphasizing the personalized service provided to customers [2] - Following the earnings announcement, First Hawaiian shares traded at $24.78 [2] Analyst Ratings and Price Targets - Piper Sandler analyst Matthew Clark maintained a Neutral rating and raised the price target from $27 to $28 [4] - JP Morgan analyst Anthony Elian maintained an Underweight rating and increased the price target from $26 to $27 [4] - Barclays analyst Jared Shaw also maintained an Underweight rating while boosting the price target from $25 to $26 [4]

Core Insights - First Hawaiian Inc reported better-than-expected third-quarter results, with earnings of 59 cents per share, surpassing the analyst consensus estimate of 52 cents per share [1] - The company achieved quarterly sales of $226.391 million, exceeding the analyst consensus estimate of $218.300 million [1] Company Performance - Bob Harrison, Chairman, President, and CEO, highlighted the strong performance as a result of effective teamwork and operations, emphasizing the personalized service provided to customers [2] - Following the earnings announcement, First Hawaiian shares traded at $24.78 [2] Analyst Ratings and Price Targets - Piper Sandler analyst Matthew Clark maintained a Neutral rating on First Hawaiian and raised the price target from $27 to $28 [4] - JP Morgan analyst Anthony Elian maintained an Underweight rating and increased the price target from $26 to $27 [4] - Barclays analyst Jared Shaw also maintained an Underweight rating while boosting the price target from $25 to $26 [4]

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]

Core Insights - The company, Quad 7 Capital, is known for its investment strategy called BAD BEAT Investing, which has been operational for nearly 12 years and emphasizes both long and short trades [1] - The team consists of 7 analysts with diverse expertise in various fields, including business, policy, economics, and game theory [1] - The investment approach focuses on short- and medium-term investments, income generation, special situations, and momentum trades [1] Group 1 - Quad 7 Capital's notable call in February 2020 was to sell everything and go short, and since May 2020, they have maintained an average position of 95% long and 5% short [1] - The company aims to educate investors on becoming proficient traders through a comprehensive playbook, providing in-depth research with clear entry and exit targets [1] - The firm has a proven track record of success in its investment strategies [1] Group 2 - Benefits of BAD BEAT Investing include understanding market dynamics, executing well-researched trade ideas weekly, and access to multiple chat rooms for discussions [2] - Subscribers receive daily summaries of key analyst upgrades and downgrades, along with learning opportunities in basic options trading [2] - The service offers extensive trading tools to enhance the trading experience for its users [2]