Revenue Performance - Net revenues for Q3 2025 were $1.291 billion, an increase of 6.6% year-over-year, and 6.0% on a constant currency basis[5] - Advanced Technology Solutions net revenues reached $311 million, up 20.0% year-over-year, accounting for 24% of total net revenues[5] - Core Business Services net revenues were $980 million, up 3.0% year-over-year, representing 76% of total net revenues[5] - Data-Tech-AI net revenues were $622 million, up 9.3% year-over-year, representing 48% of total net revenues[5] - Digital Operations net revenues were $669 million, up 4.3% year-over-year, representing 52% of total net revenues[5] - Full year 2025 net revenues are projected to be between $5.059 billion and $5.071 billion, indicating year-over-year growth of approximately 6.1% to 6.4%[8] - The company expects Q4 2025 net revenues in the range of $1.298 billion to $1.311 billion, representing year-over-year growth of approximately 4.0% to 5.0%[8] - Total revenue for the three months ended September 30, 2024, was $1,210,949, compared to $1,135,792 in 2023, marking an increase of 6.6%[38] Profitability Metrics - Diluted EPS was $0.83, up 12.2% year-over-year, while adjusted diluted EPS was $0.97, up 14.1% year-over-year[8] - Gross profit was $470 million, reflecting an 8.9% increase year-over-year, with a margin of 36.4%[5] - The estimated net income margin for the year ending December 31, 2025, is projected to be 10.8%[30] - The adjusted income from operations margin for the year ending December 31, 2025, is expected to be 17.4%[30] - The diluted EPS for the year ending December 31, 2025, is forecasted to be between $3.09 and $3.10, with an adjusted diluted EPS ranging from $3.60 to $3.61[33] - For the quarter ending December 31, 2025, the estimated diluted EPS is projected to be between $0.78 and $0.80, with an adjusted diluted EPS between $0.93 and $0.94[37] Operational Cash Flow - Cash generated from operations was $308 million, including a $45 million client prepayment, with net cash from operations up 15% year-over-year[8] - Net cash provided by operating activities for the nine months ended September 30, 2024, was $412,177, compared to $526,161 in 2025, indicating a decrease of 21.6%[17] - The company reported a net increase in cash and cash equivalents of $440,047 for the nine months ended September 30, 2024, compared to $86,895 in 2025[17] Year-over-Year Comparisons - Net revenues for the three months ended September 30, 2024, were $1,210,949, a decrease of 6.2% compared to $1,291,257 for the same period in 2025[15] - Gross profit for the nine months ended September 30, 2024, was $1,244,294, representing a 8.4% increase from $1,348,718 in 2025[15] - Net income for the three months ended September 30, 2024, was $132,818, compared to $145,831 in 2025, reflecting a decrease of 8.9%[15] - Basic earnings per share for the three months ended September 30, 2024, were $0.75, compared to $0.84 in 2025, a decrease of 10.7%[15] - Adjusted diluted earnings per share for the nine months ended September 30, 2024, were $2.06, compared to $2.31 in 2025, reflecting a decrease of 10.8%[26] Accounts Receivable and Revenue Growth - The company experienced an increase in accounts receivable by $95,790 for the nine months ended September 30, 2024, compared to an increase of $80,303 in 2025[17] - Advanced Technology Solutions revenue for the three months ended September 30, 2024, was $259,184, showing an increase from $248,124 in the previous year[38] - Core Business Services revenue for the three months ended September 30, 2024, was $951,766, up from $887,668 in the same period of 2023, indicating a growth of 7.2%[38] - The company expects to maintain a consistent growth trajectory in both Advanced Technology Solutions and Core Business Services moving forward[38]

Core Insights - Genpact has been recognized on Forbes' "World's Best Employers 2025" list for the fifth consecutive year, highlighting its commitment to a positive and inclusive workplace culture [1][2] - The recognition reflects Genpact's focus on continuous learning, innovation, and career growth, particularly in the context of becoming a more AI-driven company [2][3] Company Recognition - Genpact's inclusion in the Forbes list is based on independent surveys conducted by Statista, involving over 300,000 employees from companies with global operations [2] - Employees rated Genpact on various criteria, including salary, career advancement opportunities, work-life balance, and company reputation [2] Company Profile - Genpact is described as an agentic and advanced technology solutions company that leverages process intelligence and artificial intelligence to deliver measurable outcomes [3][5] - The company emphasizes a strong partner ecosystem and a commitment to client trust, aiming to transform business operations through innovative solutions [3]

Core Insights - Genpact Limited (NYSE:G) is identified as an overlooked AI stock with recent investment activity indicating growing interest [1][4] - The company launched an Insurance Policy Suite powered by AI, aimed at significantly reducing processing cycle times [2][3] Investment Activity - Truist Financial Corp increased its stake in Genpact by 8.4% in Q2, acquiring 2,882 additional shares, bringing its total to 37,316 shares valued at approximately $1,642,000 [1] Product Development - The newly announced Insurance Policy Suite is designed to enhance underwriting processes, leveraging Microsoft Azure AI technology to automate tasks [3] - The suite aims to reduce processing cycle times by at least 75%, allowing underwriters to focus on faster quotes and better broker relationships [2][3] Company Overview - Genpact is a Bermuda-based provider of business process outsourcing and IT services, operating in three main segments: Financial Services, Consumer and Healthcare, and High Tech and Manufacturing [3]

Core Insights - Genpact has been recognized as both a Leader and a Star Performer in the Everest Group Finance & Accounting Outsourcing PEAK Matrix Assessment 2025, highlighting its AI-first strategy and leadership in finance operations transformation [1][2][3] Group 1: Recognition and Strategy - The recognition from Everest Group underscores Genpact's strength in finance and accounting expertise, driven by investments in AI technologies like the AI Value Studio and Gigafactory [2][3] - Genpact is noted for being an early mover in agentic AI for finance, appealing to innovation-focused enterprises [2][3] - The AI Gigafactory is highlighted as a key differentiator, facilitating the transition from pilot to production in enterprise AI adoption [2][3] Group 2: Capabilities and Impact - Genpact's dual recognition reinforces its strategy to redefine finance for the digital era, focusing on intelligent, resilient, and insights-driven finance operations [3] - The company continues to invest in agentic AI, analytics, and domain expertise to assist clients in transforming their operations with speed and confidence [3][4] - Genpact combines deep process and industry domain expertise with advanced technology capabilities to help clients address business challenges [2][3]

Core Viewpoint - Genpact (G) has experienced significant selling pressure, declining 5.7% over the past four weeks, but is now positioned for a potential trend reversal as it is in oversold territory, with analysts predicting better earnings than previously expected [1]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is a momentum oscillator that helps identify whether a stock is oversold, with readings below 30 indicating oversold conditions [2]. - Genpact's current RSI reading is 28.02, suggesting that heavy selling may be exhausting, indicating a potential bounce back towards equilibrium in supply and demand [5]. Group 2: Fundamental Analysis - There is strong consensus among sell-side analysts to raise earnings estimates for Genpact, with a 0.1% increase in the consensus EPS estimate over the last 30 days, which typically correlates with price appreciation [7]. - Genpact holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, indicating a strong potential for a turnaround [8].

Group 1 - Recent dividend activity included increased payouts from Lockheed Martin and MSC Industrial Direct, indicating strong financial performance and shareholder returns [2] - Companies such as Pfizer and Genpact have declared dividends, reflecting ongoing commitment to returning value to shareholders [2] - Looking ahead, industry players like Delta Air Lines are expected to announce their dividend activities, suggesting continued interest in shareholder returns within the sector [2]

Core Viewpoint - Genpact will report its third quarter 2025 financial results on November 6, 2025, after market close [1] Group 1: Financial Reporting - The financial results announcement will be followed by a conference call hosted by Genpact's management team at 5:00 p.m. ET [2] - Participants are encouraged to register in advance for a seamless access experience during the call [2] - A live webcast of the call will be available on the Genpact Investor Relations website, with a replay and transcript posted shortly after the call concludes [2] Group 2: Company Overview - Genpact is recognized as an agentic and advanced technology solutions company, leveraging process intelligence and artificial intelligence to deliver measurable outcomes [3] - The company has a strong partner ecosystem and decades of client trust, providing innovative solutions that transform business operations [3] - Genpact's team is characterized by an active learning mindset and client-centricity, aimed at delivering lasting value for leading enterprises globally [3]

Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies and confidence, including daily updates on Zacks Rank and Industry Rank, Equity Research reports, and Premium stock screens [1][2] Zacks Style Scores - Zacks Style Scores are indicators that rate stocks based on value, growth, and momentum methodologies, helping investors identify stocks likely to outperform the market in the next 30 days [2][3] - Stocks are rated from A to F, with A indicating the highest potential for outperformance [3] Value Score - The Value Style Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [3] Growth Score - The Growth Style Score evaluates stocks based on projected and historical earnings, sales, and cash flow to identify those with sustainable growth potential [4] Momentum Score - The Momentum Style Score assesses stocks based on price trends and earnings outlook changes, indicating optimal times to invest in high-momentum stocks [5] VGM Score - The VGM Score combines Value, Growth, and Momentum Scores, providing a comprehensive indicator for stock selection [6] Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to guide investors, with 1 (Strong Buy) stocks achieving an average annual return of +23.81% since 1988, significantly outperforming the S&P 500 [7][8] - There are over 800 stocks rated 1 or 2, making it essential for investors to utilize Style Scores to refine their choices [8] Stock to Watch: Genpact - Genpact, based in Hamilton, Bermuda, specializes in managing business processes globally, leveraging process expertise and technology [11] - Genpact holds a Zacks Rank of 2 (Buy) and a VGM Score of A, indicating strong potential [11] - The company is projected to achieve year-over-year earnings growth of 7.9% for the current fiscal year, with upward revisions in earnings estimates from analysts [12] - The Zacks Consensus Estimate for Genpact's earnings has increased by $0.05 to $3.54 per share, with an average earnings surprise of +5.2% [12]

Core Insights - Genpact has partnered with Wesco to modernize its accounts payable operations, enhancing accuracy and efficiency through the Genpact AP Suite [1][2] - The implementation of agentic AI and process expertise has allowed Wesco to automate 40% of its annual invoices, significantly improving operational efficiency [3][4] - Wesco's transformation illustrates the evolving role of accounts payable as a critical function in enterprise AI, moving beyond traditional back-office operations [4] Company Overview - Wesco, headquartered in Pittsburgh, generated approximately $22 billion in annual sales in 2024 and operates over 700 sites across nearly 50 countries [4] - The company serves a diverse range of sectors, including commercial, industrial, education, government, technology, telecommunications, and utilities [4] Technology and Innovation - The Genpact AP Suite integrates specialized AI agents for various functions such as data extraction and exception handling, leading to reduced manual workloads and improved accuracy [3] - The solution provides real-time visibility into process health through advanced dashboards, supporting Wesco's goal of continuous innovation [3][4] Strategic Impact - The partnership with Genpact has enabled Wesco to standardize and automate its accounts payable workflows, strengthening supplier and customer relationships while lowering costs [2][3] - The shift towards a unified platform for accounts payable is seen as a foundational step for real-time visibility and agility across the finance enterprise [4]

Core Insights - Genpact has launched the Genpact Insurance Policy Suite aimed at commercial and specialty business insurance, designed to reduce cycle time by up to 75% and enhance operational efficiency through AI-powered workflows [1][8] - The suite is built with underwriters in mind, focusing on improving quote delivery speed, broker relationships, and submission-to-bind ratios [2] - The solution utilizes Microsoft Azure AI Foundry Models and Azure Analytics Services to streamline underwriting support tasks and improve transparency and insights for carriers and underwriters [3][4] Product Features - The Genpact Insurance Policy Suite consists of four modules that employ specialized AI agents to classify, extract, and summarize data, facilitating touchless processing and anomaly detection [4] - Organizations adopting the suite can expect up to 90% touchless submission clearance and up to 50% lower costs, leading to improved working capital [8] Strategic Positioning - Genpact is expanding its portfolio of outcome-based agentic AI solutions, with over 1,000 domain-specific AI models and a commitment to scaling agentic AI for enterprises [5] - The collaboration with Microsoft enhances Genpact's capabilities in the insurance sector, positioning the company as a key partner for businesses looking to leverage advanced technology solutions [4][5]