Market Overview - Major bourses on Wall Street rebounded after early August declines due to encouraging retail sales and initial claims reports that alleviated recession fears [1] - Federal Reserve Chair Jerome Powell indicated that the time has come for interest rate cuts, contributing to the rise in stock prices [1] - Current tensions in the Middle East may dampen the upward trajectory of the market [1] Breakout Stocks Strategy - Investors are advised to focus on breakout stocks that can capitalize on the broader uptrend in the stock market [2] - Breakout stocks are identified by their price movements within a narrow band, with optimal buying opportunities occurring just before a breakout above this trading band [2] Selected Breakout Stocks - American Guild Holdings Company (GHLD), DoubleDown Interactive Co., Ltd. (DDI), and Travelzoo (TZOO) have been identified as breakout stocks for the day [3] Breakout Stock Selection Criteria - To select breakout stocks, it is essential to calculate support and resistance levels, where support is the lower bound and resistance is the upper bound of stock movements [4][5] - A genuine breakout occurs when the previous resistance level becomes the new support level, validated by long-term price trends [7] Screening Criteria - Stocks must show a percentage price change over four weeks between 10% and 20% [8] - Current price must be at least 90% of the 52-week high [8] - Zacks Rank must be less than or equal to 2, indicating strong buy ratings [8] - Beta for 60 months must be less than or equal to 2, and current price must be $20 or less [8] - These criteria narrow the stock universe from over 6,853 to only 23 candidates [8] Company Profiles - **American Guild Holdings Company (GHLD)**: Provides financial services, primarily residential mortgage loans in the U.S., with an expected earnings growth rate of 96.2% for the current year [9] - **DoubleDown Interactive Co., Ltd. (DDI)**: Develops and publishes digital social casino games, with an expected earnings growth rate of 15.8% for the current year [10] - **Travelzoo (TZOO)**: An Internet media company with an expected earnings growth rate of 18.8% for the current year [11]

Guild Holdings Company (GHLD) could be a solid choice for investors given the company's remarkably improving earnings outlook. While the stock has been a strong performer lately, this trend might continue since analysts are still raising their earnings estimates for the company. Analysts' growing optimism on the earnings prospects of this company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings est ...

Guild Holdings Company (GHLD) came out with quarterly earnings of $0.49 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.15 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 75%. A quarter ago, it was expected that this company would post earnings of $0.21 per share when it actually produced earnings of $0.13, delivering a surprise of -38.10%. Over the last four quarters, the c ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-39645 GUILD HOLDINGS COMPANY (Exact Name of Registrant as Specified in its Charter) _______________ ...

Exhibit 99.1 GUILD HOLDINGS COMPANY REPORTS FIRST QUARTER 2024 RESULTS SAN DIEGO, California – May 9, 2024 – Guild Holdings Company (NYSE: GHLD) ("Guild" or the "Company"), a growth-oriented mortgage company that employs a relationship-based loan sourcing strategy to execute on its mission of delivering the promise of homeownership, today announced results for the first quarter ended March 31, 2024. "I am pleased to report that our first quarter results demonstrate the continued success and disciplined exec ...

The Yahoo view: Guild is a good mortgage lender option with its extensive assortment of loans, including a 1%-down-payment mortgage, loans with non-traditional credit approval, and more. However, Guild Mortgage falls short in customer satisfaction. Guild Mortgage is not one for bells and whistles. Its website is far from exciting. But what Guild lacks in flash, it makes up for in substance. Guild has a massive selection of loan options, whether you're a first-time home buyer or a homeowner with equity to ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-39645 GUILD HOLDINGS COMPANY (Exact Name of Registrant as Specified in its Charter) _______________ ...

Guild Holdings Company (GHLD) came out with quarterly earnings of $0.20 per share, beating the Zacks Consensus Estimate of $0.15 per share. This compares to break-even earnings per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 33.33%. A quarter ago, it was expected that this company would post earnings of $0.18 per share when it actually produced earnings of $0.48, delivering a surprise of 166.67%.Over the last four quarters, th ...

Financial Performance - Total in-house originations for 2023 were $15.0 billion, down 22% from $19.1 billion in the prior year, with fourth quarter originations at $3.5 billion, a 17% decrease from the previous quarter[4][6] - Net revenue for 2023 was $655.2 million, a 44% decline from $1.2 billion in the prior year, with fourth quarter net revenue at $57.2 million, down 78% from the previous quarter[4][6] - The company reported a net loss of $39.1 million for 2023, compared to a net income of $328.6 million in the prior year, with a fourth quarter net loss of $93.1 million[4][6] - Adjusted net income for 2023 was $48.0 million, down 31% from $70.0 million in the prior year, with fourth quarter adjusted net income at $12.5 million[4][6] - Adjusted EBITDA for the year ended December 31, 2023 was $74.8 million, down from $103.5 million in 2022, a decrease of 27.8%[44] Asset and Liability Management - Total assets increased to $3,676,720,000 as of December 31, 2023, compared to $3,239,591,000 in 2022, representing a growth of approximately 13.5%[33] - Total liabilities rose to $2,493,227,000 as of December 31, 2023, from $1,990,304,000 in 2022, marking an increase of approximately 25.3%[33] - The company’s total stockholders' equity decreased to $1,183,493,000 as of December 31, 2023, from $1,249,287,000 in 2022, a decline of approximately 5.3%[33] Revenue Sources - Loan origination fees and gain on sale of loans, net, decreased to $501,303,000 for the year ended December 31, 2023, down from $703,674,000 in 2022, a decline of 28.7%[35] - The company achieved a gain on sale margin on originations of 330 basis points in the fourth quarter, down from 377 basis points in the previous quarter[6][7] Operational Metrics - The servicing portfolio's unpaid principal balance increased by 8% to $85.0 billion as of December 31, 2023, compared to $78.9 billion a year earlier[4][11] - The company retained mortgage servicing rights for 77% of total loans sold in the fourth quarter of 2023[9] - The acquisition of Academy Mortgage positioned the company as the 8th largest non-bank retail mortgage lender, increasing origination volume by 25% based on third quarter results[3] Shareholder Actions - The share repurchase program was extended to May 5, 2025, with $11.2 million remaining available for repurchase as of December 31, 2023[12] Cash Management - The company's cash and cash equivalents were $120.3 million as of December 31, 2023, with an unutilized loan funding capacity of $1.0 billion[13] - The company’s cash and cash equivalents decreased to $120,260,000 as of December 31, 2023, down from $137,891,000 in 2022, a decline of about 12.8%[33] Employee Compensation - Salaries, incentive compensation, and benefits for the year totaled $529,861,000, a decrease from $619,185,000 in 2022, reflecting a reduction of approximately 14.4%[35] Market Performance - The company reported a net loss per share of $1.52 for the three months ended December 31, 2023, compared to earnings per share of $0.89 in the previous quarter[35] - Book value per share decreased to $19.36 as of December 31, 2023, compared to $20.51 in 2022[46] - Tangible net book value per share was $15.90 as of December 31, 2023, down from $17.06 in 2022[46] Origination Trends - Total in-house origination decreased to $3,535,301 in Q4 2023 from $4,263,841 in Q3 2023, representing a decline of 17.1%[38] - Retail forward in-house origination also fell to $3,390,870 in Q4 2023 from $4,087,820 in Q3 2023, a decrease of 17.1%[38] - The purchase origination percentage remained stable at 93% for Q4 2023, compared to 94% in Q3 2023[38] - The refinance recapture rate decreased to 19% in Q4 2023 from 22% in Q3 2023[38] Valuation Adjustments - The valuation adjustment of mortgage servicing rights resulted in a loss of $139,560,000 for the year, compared to a gain of $217,551,000 in 2022[35]

SAN DIEGO--(BUSINESS WIRE)--Guild Holdings Company (NYSE: GHLD), a growth-oriented mortgage company that employs a relationship-based loan sourcing strategy to execute on its mission of delivering the promise of homeownership, today announced that it will release results for the fourth quarter and full year ended December 31, 2023 after the market close on Tuesday, March 12, 2024. Management will host a webcast and conference call at 5:00 p.m. Eastern Standard Time on March 12, 2024 to discuss the financia ...