Exhibit 99.1 GUILD HOLDINGS COMPANY REPORTS SECOND QUARTER 2024 RESULTS • Originations of $6.5 Billion • Net Revenue of $285.7 Million • Net Income Attributable to Guild of $37.6 Million • Adjusted Net Income of $30.7 Million • Return on Equity of 12.3% and Adjusted Return on Equity of 10.1% • Gain on Sale Margin on Originations of 326 bps • 92% of Originations were Purchase Originations • Paid Special Dividend of $0.50 per share SAN DIEGO, California – August 8, 2024 – Guild Holdings Company (NYSE: GHLD) ( ...

Guild Holdings Company (NYSE:GHLD) Q1 2024 Earnings Conference Call May 9, 2024 5:00 PM ET Company Participants Nikki Sacks - IR Terry Schmidt - CEO David Neylan - President Desiree Elwell - CFO Conference Call Participants Don Fandetti - Wells Fargo Kyle Joseph - Jefferies Rick Shane - JPMorgan Eric Hagen - BTIG Operator Good afternoon, ladies and gentlemen, and welcome to the Guild Holdings Company First Quarter 2024 Earnings Conference Call. [Operator Instructions] As a reminder, this call will be record ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-39645 GUILD HOLDINGS COMPANY (Exact Name of Registrant as Specified in its Charter) _______________ ...

Exhibit 99.1 GUILD HOLDINGS COMPANY REPORTS FIRST QUARTER 2024 RESULTS SAN DIEGO, California – May 9, 2024 – Guild Holdings Company (NYSE: GHLD) ("Guild" or the "Company"), a growth-oriented mortgage company that employs a relationship-based loan sourcing strategy to execute on its mission of delivering the promise of homeownership, today announced results for the first quarter ended March 31, 2024. "I am pleased to report that our first quarter results demonstrate the continued success and disciplined exec ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____________ to _____________ Commission File Number: 001-39645 GUILD HOLDINGS COMPANY (Exact Name of Registrant as Specified in its Charter) _______________ ...

Guild mortgage Disclaimer Forward-Looking Statements Company Overview A retail-focused mortgage company targeting purchase mortgages and a balanced business model that delivers both growth and stability • Personalized mortgage-borrowing experience, delivered by our knowledgeable loan officers • Established reputable brand by serving approximately 345,000 loans • In-house servicing platform positions us to extend the client lifecycle and generates recurring revenue | --- | --- | --- | |--------------------|- ...

Guild Holdings Company (NYSE:GHLD) Q4 2023 Earnings Conference Call March 12, 2024 5:00 PM ET Company Participants Terry Schmidt – Chief Executive Officer David Neylan – President Amber Kramer – Chief Financial Officer Conference Call Participants Don Fandetti – Wells Fargo Rick Shane – JPMorgan Eric Hagen – BTIG Derek Sommers – Jefferies Operator Good afternoon, ladies and gentlemen, and welcome to the Guild Holdings Company Fourth Quarter 2023 Earnings Conference Call. At this time all participants are in ...

Guild Holdings Company (GHLD) came out with quarterly earnings of $0.20 per share, beating the Zacks Consensus Estimate of $0.15 per share. This compares to break-even earnings per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 33.33%. A quarter ago, it was expected that this company would post earnings of $0.18 per share when it actually produced earnings of $0.48, delivering a surprise of 166.67%.Over the last four quarters, th ...

Financial Performance - Total in-house originations for 2023 were $15.0 billion, down 22% from $19.1 billion in the prior year, with fourth quarter originations at $3.5 billion, a 17% decrease from the previous quarter[4][6] - Net revenue for 2023 was $655.2 million, a 44% decline from $1.2 billion in the prior year, with fourth quarter net revenue at $57.2 million, down 78% from the previous quarter[4][6] - The company reported a net loss of $39.1 million for 2023, compared to a net income of $328.6 million in the prior year, with a fourth quarter net loss of $93.1 million[4][6] - Adjusted net income for 2023 was $48.0 million, down 31% from $70.0 million in the prior year, with fourth quarter adjusted net income at $12.5 million[4][6] - Adjusted EBITDA for the year ended December 31, 2023 was $74.8 million, down from $103.5 million in 2022, a decrease of 27.8%[44] Asset and Liability Management - Total assets increased to $3,676,720,000 as of December 31, 2023, compared to $3,239,591,000 in 2022, representing a growth of approximately 13.5%[33] - Total liabilities rose to $2,493,227,000 as of December 31, 2023, from $1,990,304,000 in 2022, marking an increase of approximately 25.3%[33] - The company’s total stockholders' equity decreased to $1,183,493,000 as of December 31, 2023, from $1,249,287,000 in 2022, a decline of approximately 5.3%[33] Revenue Sources - Loan origination fees and gain on sale of loans, net, decreased to $501,303,000 for the year ended December 31, 2023, down from $703,674,000 in 2022, a decline of 28.7%[35] - The company achieved a gain on sale margin on originations of 330 basis points in the fourth quarter, down from 377 basis points in the previous quarter[6][7] Operational Metrics - The servicing portfolio's unpaid principal balance increased by 8% to $85.0 billion as of December 31, 2023, compared to $78.9 billion a year earlier[4][11] - The company retained mortgage servicing rights for 77% of total loans sold in the fourth quarter of 2023[9] - The acquisition of Academy Mortgage positioned the company as the 8th largest non-bank retail mortgage lender, increasing origination volume by 25% based on third quarter results[3] Shareholder Actions - The share repurchase program was extended to May 5, 2025, with $11.2 million remaining available for repurchase as of December 31, 2023[12] Cash Management - The company's cash and cash equivalents were $120.3 million as of December 31, 2023, with an unutilized loan funding capacity of $1.0 billion[13] - The company’s cash and cash equivalents decreased to $120,260,000 as of December 31, 2023, down from $137,891,000 in 2022, a decline of about 12.8%[33] Employee Compensation - Salaries, incentive compensation, and benefits for the year totaled $529,861,000, a decrease from $619,185,000 in 2022, reflecting a reduction of approximately 14.4%[35] Market Performance - The company reported a net loss per share of $1.52 for the three months ended December 31, 2023, compared to earnings per share of $0.89 in the previous quarter[35] - Book value per share decreased to $19.36 as of December 31, 2023, compared to $20.51 in 2022[46] - Tangible net book value per share was $15.90 as of December 31, 2023, down from $17.06 in 2022[46] Origination Trends - Total in-house origination decreased to $3,535,301 in Q4 2023 from $4,263,841 in Q3 2023, representing a decline of 17.1%[38] - Retail forward in-house origination also fell to $3,390,870 in Q4 2023 from $4,087,820 in Q3 2023, a decrease of 17.1%[38] - The purchase origination percentage remained stable at 93% for Q4 2023, compared to 94% in Q3 2023[38] - The refinance recapture rate decreased to 19% in Q4 2023 from 22% in Q3 2023[38] Valuation Adjustments - The valuation adjustment of mortgage servicing rights resulted in a loss of $139,560,000 for the year, compared to a gain of $217,551,000 in 2022[35]

SAN DIEGO--(BUSINESS WIRE)--Guild Holdings Company (NYSE: GHLD), a growth-oriented mortgage company that employs a relationship-based loan sourcing strategy to execute on its mission of delivering the promise of homeownership, today announced that it will release results for the fourth quarter and full year ended December 31, 2023 after the market close on Tuesday, March 12, 2024. Management will host a webcast and conference call at 5:00 p.m. Eastern Standard Time on March 12, 2024 to discuss the financia ...