UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-13461 Group 1 Automotive, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organiza ...

Group 1 Automotive Board Approves Increase to 2026 Dividend Rate and Declares Quarterly Dividend [Accessibility Statement] Skip NavigationHOUSTON, Feb. 11, 2026 /PRNewswire/ -- Group 1 Automotive, Inc. (NYSE: GPI) ("Group 1" or the "Company"), a Fortune 250 automotive retailer with 257 dealerships located in the U.S. and U.K., today announced its board of directors has approved an increase in the 2026 annual dividend rate to $2.20 per share. This represents an increase of 10%, or $0.20, from the 2025 annual ...

Core Insights - Group 1 Automotive, Inc. (NYSE:GPI) is recognized as one of the best used-car stocks to buy, with hedge funds showing interest in the company [1] Financial Performance - The company reported a revenue increase of 0.6% in Q4, reaching $5.6 billion, while full-year revenue grew by 13.2% to $22.6 billion, achieving record revenue across all major business lines [2] - Net income from continuing operations decreased to $524.5 million from $530.6 million the previous year, with diluted earnings per share from continuing operations at $25.13, down from $36.72 [3] Business Operations - Group 1 Automotive strengthened its operations by successfully integrating dealership operations, which are projected to contribute approximately $640 million in annual revenues [4] - The company is undergoing a UK-wide restructuring plan aimed at workforce realignment and the strategic closure of certain facilities [4] Company Overview - Group 1 Automotive operates 259 dealerships and 39 collision centers across the U.S. and the U.K., engaging in the sale of new and used cars, vehicle financing, insurance, service contracts, and maintenance and repair services [5]

This story was originally published on Packaging Dive. To receive daily news and insights, subscribe to our free daily Packaging Dive newsletter. By the numbers: Q4 and full-year 2025 Q4 net sales: $2.1B Up 0.4% year over year 2025 net sales: $8.6B Down 2.2% year over year Q4 net income: $71M Compared with $138M in Q4 2024 2025 net income: $444M Compared with $658M in 2024 Overview: Sales during the fourth quarter of 2025 were essentially flat year over year, said executives on Tuesday’s earnings call. It ...

This story was originally published on WardsAuto. To receive daily news and insights, subscribe to our free daily WardsAuto newsletter. With new-car margins under pressure, Group 1 Automotive nevertheless reported record full-year revenues of $22.6 billion for 2025, a 13.2% increase over 2024. Houston-based Group 1 said it had record revenues for the year across all business lines, led by Parts & Service, and Finance & Insurance. “Our technicians are more productive now,” Daryl Kenningham, Group 1 pres ...

Core Viewpoint - Growth investors are interested in stocks with above-average financial growth, but identifying stocks that can fulfill their potential is challenging [1] Group 1 Automotive Overview - Group 1 Automotive (GPI) is recommended by the Zacks Growth Style Score system, which evaluates a company's growth prospects beyond traditional metrics [2] - The company has a favorable Growth Score and a top Zacks Rank, indicating strong potential for growth [2] Earnings Growth - Historical EPS growth rate for Group 1 Automotive is 11.6%, with projected EPS growth of 7.9% this year, surpassing the industry average of 6.6% [5] Asset Utilization Ratio - Group 1 Automotive has an asset utilization ratio (sales-to-total-assets ratio) of 2.22, indicating it generates $2.22 in sales for every dollar in assets, compared to the industry average of 1.65 [7] - The company's sales are expected to grow by 3.3% this year, exceeding the industry average of 2.5% [7] Earnings Estimate Revisions - There have been upward revisions in current-year earnings estimates for Group 1 Automotive, with the Zacks Consensus Estimate increasing by 0.6% over the past month [9] Conclusion - Group 1 Automotive has achieved a Growth Score of A and a Zacks Rank of 2 due to positive earnings estimate revisions, positioning it well for outperformance in the growth investment space [11]

Core Insights - Group 1 Automotive (GPI) reported a fourth-quarter 2025 adjusted earnings per share (EPS) of $8.49, a decrease of 15.3% year over year from $10.02, and missed the Zacks Consensus Estimate of $9.36 [1] - The company registered net sales of $5.58 billion, slightly up from $5.50 billion in the same quarter last year, but below the Zacks Consensus Estimate of $5.66 billion [1] GPI's Q4 Highlights - New vehicle retail sales fell 3.2% year over year to $2.77 billion, missing projections of $2.87 billion, with total retail new vehicles sold at 55,035 units, down 5% year over year [2] - The average selling price per new vehicle increased by 3.3% year over year to $52,776, while gross profit from new vehicle retail was $181.3 million, down 11.6% year over year [2] Used-Vehicle Sales Performance - Used-vehicle retail sales rose 5.2% year over year to $1.74 billion, surpassing forecasts of $1.67 billion, with total retail used vehicles sold at 55,474 units, a slight increase of 0.2% year over year [3] - The average selling price per used vehicle was $31,407, up 5.1% year over year, but gross profit from this segment decreased by 9.4% to $71.8 million [3] Wholesale and Parts & Service Performance - Used-vehicle wholesale sales increased by 11.4% year over year to $143.6 million, although it missed expectations of $149.4 million, with a gross loss of $2.7 million compared to a loss of $1.7 million in the previous year [4] - Parts and Service revenues rose 2.9% year over year to $700.2 million, with gross profit increasing by 6.3% to $394.2 million [4] Segment Performance - U.S. business segment revenues increased by 0.4% year over year to $4.25 billion, exceeding forecasts of $4.11 billion, but gross profit fell by 0.7% to $691.2 million, missing predictions of $707.9 million [5] - The U.K. business segment saw revenues jump 1.4% year over year to $1.33 billion, missing estimates of $1.52 billion, with gross profit slightly declining by 0.1% to $183.2 million [6] Financial Position - Selling, general and administrative expenses rose by 2.1% year over year to $627.3 million, while cash and cash equivalents decreased to $32.5 million from $34.4 million a year earlier [7] - Total debt increased to $3.70 billion as of December 31, 2025, up from $2.91 billion a year prior [7] Share Repurchase Activity - During the quarter, GPI repurchased 755,792 shares at an average price of $403.60 per share, totaling $305 million, with $378.7 million remaining on its authorized stock buyback program as of December 31, 2025 [8]

Group 1 - Group 1 Automotive (GPI) has experienced a downtrend with a 7.7% decline in stock price over the past four weeks, but it is now in oversold territory, indicating a potential for a turnaround [1] - The Relative Strength Index (RSI) for GPI is currently at 27.3, suggesting that the heavy selling pressure may be exhausting itself and a price reversal could occur soon [5] - Analysts have raised earnings estimates for GPI by 0.6% over the last 30 days, indicating a consensus that the company may report better earnings than previously predicted, which typically leads to price appreciation [7] Group 2 - GPI holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, further supporting the potential for a near-term turnaround [8]

In the U.S., McHenry described fourth-quarter performance as strong across the business, though new vehicle sales declined both on a reported and same-store basis. He said average selling prices continued to rise, while consumers are “increasingly concerned about affordability.” New vehicle gross profits per unit continued to moderate from the past few years’ highs, but management emphasized cost control and process consistency.Chief Financial Officer Daniel McHenry said Group 1 reported fourth-quarter 2025 ...

Financial Data and Key Metrics Changes - In 2025, the company achieved record revenues of $5.6 billion in Q4 and over $3.6 billion in gross profit for the full year, including nearly $1.6 billion from parts and service [6][11] - Adjusted net income for Q4 was $105 million, with adjusted diluted EPS of $8.49 from continuing operations [11] - Gross profit margin in the U.S. saw a slight decline in new vehicle sales, while used vehicle revenues increased approximately 4% [12][14] Business Line Data and Key Metrics Changes - Parts and service gross profit reached record levels, contributing significantly to overall profitability [4][6] - F&I (Finance and Insurance) performance improved, with PRU (Per Retail Unit) increasing by 13% in the U.K. [9][15] - Used vehicle operations held volumes flat year-over-year, but GPUs (Gross Profit per Unit) declined approximately 8% on a same-store basis due to higher acquisition costs [12][14] Market Data and Key Metrics Changes - In the U.K., new vehicle same-store volumes declined by 8.2%, while used vehicle same-store revenues increased over 9% [14][15] - The U.K. market faced challenges from weak economic growth, inflation, and increased competition from new entrants, particularly Chinese OEMs [7][31] - Chinese OEMs' market share leveled off at around 12%, impacting competitive dynamics in the U.K. [31] Company Strategy and Development Direction - The company is focused on operational excellence and capital deployment towards high-growth opportunities, including acquisitions of brands like Lexus and Acura [6][7] - Restructuring initiatives in the U.K. aim to improve efficiency and profitability, with ongoing adjustments to the operational model [7][16] - The company emphasizes the importance of aftersales and F&I as stabilizers in the U.K. operations while leveraging U.S. best practices [8][15] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about navigating near-term challenges while building a resilient platform for long-term growth [10][69] - The macroeconomic environment remains dynamic, with a focus on controlling costs and improving operational efficiency [9][10] - There is a belief in the potential for organic growth in both the U.S. and U.K. markets, particularly in aftersales and used vehicle segments [50][51] Other Important Information - The company disposed of 13 dealerships, generating approximately $775 million in annualized revenue, while also repurchasing over 10% of outstanding shares [7][18] - Liquidity as of December 31 was $883 million, with cash flow generation yielding $699 million of adjusted operating cash flow [17][18] Q&A Session Summary Question: What were the impairments tied to this quarter? - Impairments were primarily related to the U.S. business, particularly within the Audi brand and the Maryland/D.C. market [21][22] Question: Are there specific productivity actions in the U.S.? - The company is deploying AI and productivity tools across various operations, leading to improved technician productivity and lower costs [24][25] Question: What is the status of the U.K. restructuring plan? - The restructuring is in the early stages, with ongoing adjustments to meet acceptable profit levels [29][30] Question: How do Chinese OEMs impact the market? - Chinese OEMs have leveled off at around 12% market share, but the company feels well-positioned due to its focus on luxury brands [31][32] Question: What are the expectations for used GPUs and SG&A post-restructuring? - Used GPUs are expected to improve with better discipline in the U.K., while SG&A is targeted to be around 80% on a long-term basis [39][40] Question: What is the outlook for lease returns and their impact? - An increase in lease returns is expected to provide a controlled source of premium used cars, positively impacting the used car business [52][53] Question: What are the expectations for the used vehicle market in the U.S.? - The company is optimistic about the used car opportunity, focusing on disciplined acquisition and leveraging AI for smarter purchasing decisions [60][61]