COVID-19 Impact and Recovery - In the first half of April, the Company's vehicle sales and service business were down approximately 50%[5] - By the end of June, the Company's new vehicle sales had rebounded to a level approximately 15% below last year[6] - The flexibility of the business model allowed the Company to generate record operating profit despite an approximate 30% decrease in total company second quarter revenues[7] - In April, the Company furloughed 90% of its employees in the U K[10] - By the end of May, the Company still had 75% of staff furloughed in the U K[11] - At the end of June, 50% of the Company's staff remained on furlough in the U K, but workshop demand had recovered to approximately 70% of pre-COVID levels[12] Cost Management and SG&A Reduction - The Company took swift action to furlough or lay off 4,800 U S employees, representing 42% of headcount[18] - The Company anticipates a permanent impact that will lower SG&A as a percentage of gross profit by at least 200-300 basis points[18] - Nearly $300 million of annualized U S SG&A reduction from 2Q19[18] AcceleRide® Performance - 2Q20 AcceleRide® leads were up 203 percent and 2Q20 AcceleRide® sales were up 190% from prior year period—averaged ~1,000 retail unit sales per month via this channel[51] Financial Overview - As of June 30, 2020, the Company owns approximately $13 billion of net real estate, representing 61% of dealership locations, financed through $621 million of mortgage debt[101]

Financial Performance - Group 1 Automotive's Q3 2020 revenues were $3040 million, a decrease of 2.5% compared to $3118 million in Q3 2019 [41] - Net income for Q3 2020 was $1264 million, a significant increase of 232.3% compared to $38 million in Q3 2019 [41] - Adjusted net income for Q3 2020 was $129 million, up 129.1% from $563 million in Q3 2019 [41] - Adjusted diluted earnings per share (EPCS) for Q3 2020 was $697, a 130.8% increase from $302 in Q3 2019 [41] - Adjusted free cash flow CAGR 2019 was $237 million [3] Operational Highlights - AcceleRide sales experienced 99% growth in total sales in September 2020 compared to September 2019 [10] - The company owns approximately $13 billion of net real estate, representing 61% of dealership locations, financed through $628 million of mortgage debt as of September 30, 2020 [35] - Parts & Service segment provides consolidated P&S Revenue & +61% 2014-2019 [13] Strategic Initiatives - Group 1 refinanced $850 million of bond debt due in 2022/23 with $726 million of bond/mortgage debt due mostly in 2027/28, resulting in total interest savings of over $15 million annually [21] - The company repurchased approximately 598000 shares in 2020, representing about 3% of its float [38] - The company targets acquisitions that clear return hurdles (10% after-tax discounted cash flow) [39]

Financial Performance & Growth - Group 1 Automotive's adjusted EPS CAGR was +25.5%[4] - The company's revenue CAGR was +20.6% reaching $12044 million in 2020[4, 7] - Adjusted free cash flow reached $426 million in 2020[6] Business Segments - Parts & Service contributes approximately 45% of the company's total gross profit[15] - The company's parts and service revenue increased by +6.1% CAGR from 2014 to 2019, reaching $1510 million in 2019[33] Geographic Footprint & Strategy - 41% of Group 1 Automotive's Q4 2020 total new vehicle unit sales were in Texas[23] - The company has allocated $34 billion in acquired revenues from 2014-2020[27] Digital Retail - AcceleRide® digital platform experienced +104% year-over-year growth in FY20 total sales[45] Finance & Insurance - Finance & Insurance gross profit per retail unit (PRU) in the U S reached $1951 in 2020[52, 53] Debt and Liquidity - The company has immediate liquidity of over $500 million[13]

Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements related to future, not past, events and are based on our current expectations and assumptions regarding our business, the economy and other future conditions. In this context, the forward-looking statements often include statements regarding our strategic investments, goals, plans, projections and guidance regarding our financial ...

Financial Performance & Growth - Adjusted Earnings Per Share (EPS) increased by 255% [8] - Revenue experienced a Compound Annual Growth Rate (CAGR) of over 15% [8] - Group 1 has never lost money on an operating basis in any quarter [12] - AcceleRide® achieved 68% growth in units sold year-over-year for 3Q21 [12] Business Strategy & Operations - Parts & Service generates approximately 45% of total gross profit [9] - The company has acquired approximately $41 billion in revenue through acquisitions from 2014 to YTD 2021 [20] - Approximately half of Group 1's vehicles sold utilized at least one component of the AcceleRide® platform during 3Q21 [34] Geographic Footprint & Market Position - Group 1 operates 120 dealerships in 15 states in the United States [13] - Texas accounts for 37% of 3Q21 total new vehicle unit sales [15] - As of September 30, 2021, the Company owns approximately $14 billion of net real estate, representing 61% of dealership locations [24]

COVID-19 Impact and Recovery - In the first half of April, the Company's vehicle sales and service businesses were down about 50%[5] - By the end of June, the Company's new vehicle sales had rebounded to a level approximately 15% below last year, but then stalled out due to inventory issues[5] - The flexibility of the business model allowed the Company to generate record operating profit despite ~30% decrease in total company second quarter revenues[5] - In April, the Company had furloughed 90% of its employees in the U K [6] - At the end of June, 50% of the Company's staff remained on furlough in the U K [6] Cost Management - Swift action was taken to furlough or lay off 4,800 U S employees (43% of headcount)[13] - Nearly $300 million of annualized U S SG&A reduction from 2Q19[13] - Adjusted SG&A as a % of Gross Profit decreased from 70% in 2Q19 to 59% in 2Q20[12] AcceleRide® Program - AcceleRide® sales have shown significant growth, with total online sales reaching 1,057 units in August 2020[58] - Click to Enter AcceleRide increased +43%, Credit App Submission increased +14%, and F&I Included increased +16% post-COVID[53] Financial Performance - Group 1 Automotive has a market cap of approximately $1 6 billion as of July 27, 2020[19] - The Company redeemed 5 25% bonds ($300 million face) on April 3[86] - The Company refinanced 5 00% bonds ($550 million face) with 4 00% bonds[87]

Page 1 Bank of America 2022 Auto Summit Investor Presentation April 13, 2022 Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements related to future, not past, events and are based on our current expectations and assumptions regarding our business, the economy and other future conditions. In this context, the forward-looking statements often include statements regarding our strategic ...

Core Viewpoint - Group 1 Automotive, Inc. is set to release its financial results for the second quarter of 2025 on July 24, 2025, before market opening, with a conference call scheduled for later that morning to discuss the results [1]. Group 1 Automotive Overview - Group 1 operates 259 automotive dealerships and 330 franchises across the U.S. and U.K., offering 36 brands of automobiles [3]. - The company provides a range of services including the sale of new and used cars, vehicle financing, service and insurance contracts, automotive maintenance and repair, and vehicle parts [3]. Conference Call Details - The conference call will be available via live simulcast on the internet and will have a replay available for 30 days [2]. - Participants can join the call by dialing in 10 minutes prior to the start, with specific numbers provided for domestic and international callers [2]. - A telephonic replay will be accessible until July 31, 2025, with designated numbers for domestic and international access [2].

Industry Trends - Meetings with top management of Group 1 Automotive Inc (GPI) and Penske Automotive Group Inc (PAG) highlighted industry trends in tariff responses by OEMs, new and used vehicle sales, and parts and service trends [1] - Both companies experienced increased buying by OEMs in anticipation of tariffs being imposed [2] Sales Performance - There was a sharp uptick in sales during late March, but the trend began to normalize by mid-April, establishing a new normalized run-rate by mid- to late-May and into June [3] - Consumer health remains resilient with strong in-store traffic [3] - The used car market continues to be challenging for both Group 1 Automotive and Penske Automotive [3] Stock Performance - Shares of Group 1 Automotive declined by 0.48% to $446.20, while Penske Automotive's stock increased by 1.25% to $177.56 at market close on Tuesday [4] Analyst Ratings - Analyst Rajat Gupta reiterated an Overweight rating and price target of $435 for Group 1 Automotive, while maintaining an Underweight rating and price target of $160 for Penske Automotive [1]

Company Overview - Group 1 Automotive, Inc. is a leading automotive retailer with operations primarily in the United States and the U.K., operating 150 dealerships in the U.S. and 55 in the U.K. [12] - The company sells new and used cars and light trucks, and also offers vehicle financing, insurance, service contracts, maintenance, repair services, and aftermarket automotive products [12]. Investment Ratings - Group 1 Automotive has a Zacks Rank of 3 (Hold) and a VGM Score of A, indicating a solid overall rating [13]. - The company has a Value Style Score of A, supported by attractive valuation metrics such as a forward P/E ratio of 10.96, which may appeal to value investors [13]. Earnings Estimates - In the last 60 days, four analysts have revised their earnings estimates upwards for fiscal 2025, with the Zacks Consensus Estimate increasing by $0.24 to $40.91 per share [13]. - Group 1 Automotive has an average earnings surprise of 4.4%, suggesting potential for positive performance [13]. Investment Consideration - With a solid Zacks Rank and top-tier Value and VGM Style Scores, Group 1 Automotive is recommended for investors' consideration [14].