LONDON, Feb. 16, 2026 (GLOBE NEWSWIRE) -- QuestDB today announced that HDFC Bank, one of India’s largest banks, is using QuestDB to support real-time transaction monitoring and large-scale analytics across its businesses. The deployment enables low-latency, event-driven decision-making at scale, allowing HDFC Bank to evaluate high-volume transactional data in real time while meeting strict performance and resilience requirements. HDFC Bank relies on QuestDB’s high-performance time-series engine to evaluate ...

​HDFC Bank Limited (NYSE:HDB) is one of the High Growth International Stocks to Buy Now. HDFC Bank Limited (NYSE:HDB) has gained more than 4.7% since its fiscal Q3 2026 earnings were released on January 17. The bank topped Wall Street’s estimates, driven by robust loan growth during the quarter. ​During Q3 2026, HDFC Bank grew its revenue by 3.79% year-over-year to roughly $5.06 billion and surpassed estimates by $15.19 million. The EPS of $0.40 also topped consensus by $0.01. Management highlighted reach ...

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Deutsche Bank (DB) and HDFC Bank (HDB) . But which of these two companies is the best option for those looking for undervalued stocks? Let's take a closer look.We have found that the best way to discover great value opportunities is to pair a strong Zacks Rank with a great grade in the Value category of our Style Scores system. The proven Zacks Rank puts an emphasis on earnings estimates and estimate revisions, whi ...

Core Insights - Large Indian lenders are well-prepared for the transition to an expected credit loss-based provisioning framework due in a little over one year due to healthy credit quality and ample capital [2] Group 1 - Most Indian banks have experienced a reduction in bad loans, indicating improved asset quality [2]

Core Insights - HDFC Bank Limited is under investigation due to a significant disparity between its deposit growth and loan growth following its merger with HDFC Limited [1][2] Group 1: Company Performance - Post-merger, HDFC Bank has shown healthy credit expansion, leveraging its enhanced distribution network and customer base, but deposit growth has not kept pace with loan growth [2] - The bank's quarterly updates indicate that credit growth consistently exceeds deposit growth by substantial margins, a trend observed over multiple reporting periods [2] Group 2: Funding and Profitability - Deposits are crucial for a bank's balance sheet and serve as the primary funding source for loans; prolonged loan growth outpacing deposit growth may force banks to seek alternative funding sources, which are typically more expensive [3] - The reliance on higher-cost funding channels can compress the spread between lending rates and funding costs, negatively impacting bank profitability [3] Group 3: Industry Context - The situation at HDFC Bank aligns with a broader trend in the Indian banking sector, where overall credit growth has outstripped deposit growth [4] - As the largest private sector lender, HDFC Bank's challenges in deposit mobilization are particularly significant for the overall banking system, prompting market participants to focus more on liquidity metrics [4] Group 4: Market Reaction - Following the latest business update, which did not show an increase in deposit gathering, HDFC Bank's shares fell by over 5%, underperforming against the Nifty 50 index and banking sector benchmarks [5] - Increased trading volumes were noted as institutional investors adjusted their portfolios, with significant block deals occurring during the selloff [5]

Core Insights - HDFC Bank Limited is under investigation for potential violations of federal securities laws, as announced by Levi & Korsinsky [1] Group 1: Financial Performance - HDFC Bank reported healthy credit expansion during the post-merger integration period, leveraging its enhanced distribution network and customer base [2] - However, deposit growth has not kept pace with loan book expansion, with credit growth percentages consistently exceeding deposit growth by significant margins across multiple reporting periods [2] Group 2: Funding and Profitability - Deposits are crucial for a bank's balance sheet and serve as the primary funding source for loan origination. Prolonged loan growth outpacing deposit growth may force banks to rely on alternative funding sources, which typically have higher costs [3] - This situation could compress the spread between lending rates and funding costs, negatively impacting bank profitability [3] Group 3: Market Reaction - Following the latest business update from HDFC Bank, which did not indicate an acceleration in deposit gathering, the bank's shares declined by over 5% [5] - The stock underperformed against the Nifty 50 index and banking sector benchmarks, with increased trading volumes as institutional investors adjusted their portfolios during the selloff [5] Group 4: Industry Context - The developments at HDFC Bank align with a broader industry trend in India, where system-wide credit growth has outpaced deposit growth [4] - As the largest private sector lender, HDFC Bank's challenges in deposit mobilization are significant for the overall banking system, leading market participants to focus more on liquidity metrics [4]

Core Insights - Hardman Johnston Global Equity Strategy reported a return of 2.91% for Q4 2025, underperforming the MSCI AC World Net Index which gained 3.29% [1] - The performance was bolstered by the Financials and Consumer Staples sectors, while the Industrials and Consumer Discretionary sectors negatively impacted relative performance [1] Company Highlights - HDFC Bank Limited (NYSE:HDB) was highlighted as a new addition to the portfolio, with a market capitalization of $166.383 billion and a stock price of $32.44 as of January 27, 2026 [2] - The bank is the largest private-sector bank in India, benefiting from a strong deposit franchise and a comprehensive distribution network [3] - The merger with HDFC Ltd. has created a leading mortgage lending platform, enhancing branch productivity and cross-selling opportunities [3] - HDFC Bank is expanding its branch network in underpenetrated rural and semi-urban markets while investing in digital capabilities to improve customer engagement [3] - Although the realization of synergies from the merger has been slower than expected, this presents an attractive entry point at a discounted valuation [3] - As integration progresses, improvements in return on equity and loan-to-deposit ratios are anticipated to support lending growth and profitability [3] - The long-term growth outlook for the Indian economy is expected to drive stronger earnings growth and share price appreciation for HDFC Bank [3]

Core Insights - HDFC Bank is set to release its quarterly earnings on January 28, 2026, with Wall Street expecting an EPS of $0.39 and revenue of approximately $5.18 billion, which will provide insights into the bank's financial health and strategic direction [1][5] Financial Performance - In its recent Q3 2026 earnings call, HDFC Bank reported that despite slower loan growth compared to peers, it anticipates third-quarter earnings growth at a high-single-digit to low-teens rate, driven by an improvement in net interest margin [2] - The bank's earnings yield is approximately 14.14%, indicating a promising return on investment for shareholders [4] Valuation Metrics - HDFC Bank's valuation metrics include a P/E ratio of approximately 7.07, a price-to-sales ratio of about 1.12, and an enterprise value to sales ratio of around 2.07, reflecting its market valuation relative to revenue and sales [3][5] Financial Structure - The bank has a debt-to-equity ratio of about 1.10, indicating a balanced use of debt in its capital structure, but a current ratio of approximately 0.06 suggests potential liquidity concerns [4]

Core Insights - India's currency market is under significant pressure, with the rupee hitting an all-time low against the U.S. dollar just before Republic Day 2026, raising concerns about the equity market and ETFs holding Indian equities [1][3] - The MSCI India Index has underperformed, rising only 2.2% in U.S. dollar terms in 2025, compared to a 29.9% increase in MSCI Emerging Markets [2] - The rupee's depreciation presents a paradox for ETF investors, as it may attract foreign investment but also increases volatility and risk [4] Economic Context - The decline of the rupee is attributed to massive capital outflows, with nearly $18 billion withdrawn from Indian equities in 2025, and an additional $846 million in early 2026 as investors sought safer assets [7] - Geopolitical tensions, particularly related to U.S.-India trade negotiations and global market uncertainties, have negatively impacted investor sentiment [8] - India's trade deficit has widened to over $25 billion, driven by rising energy and electronics import costs, further pressuring the rupee [9] Market Outlook - Analysts maintain a cautious outlook for the rupee in 2026, warning of potential further declines if geopolitical tensions persist or if the Federal Reserve maintains high interest rates [10] - Despite currency struggles, the IMF has upgraded India's 2026 growth outlook to 6.4%, indicating strong underlying economic productivity [12] ETF Performance - The WisdomTree India Earnings Fund (EPI) has total assets of $2.58 billion and has risen 2.4% over the past year, with top holdings including Reliance Industries and HDFC Bank [14] - The Franklin FTSE India ETF (FLIN), with assets of $2.75 billion, has also gained 2.4% over the past year, focusing on large and mid-cap companies [15] - The First Trust India NIFTY 50 Equal Weight ETF (NFTY) has total assets of $160.9 million and has risen 3.5% over the past year, providing exposure to the largest Indian securities [16]

Market Overview - The combined market valuation of nine of the top-10 most valued firms decreased by ₹2.51 lakh crore last week, with Reliance Industries experiencing the largest decline [1][2] - The BSE benchmark Sensex fell by 2,032.65 points or 2.43 percent during the same period [1] Company-Specific Valuations - Reliance Industries' market valuation dropped by ₹96,960.17 crore to ₹18,75,533.04 crore [3] - ICICI Bank's valuation decreased by ₹48,644.99 crore to ₹9,60,825.29 crore [3] - HDFC Bank's market cap fell by ₹22,923.02 crore to ₹14,09,611.89 crore [3] - Bharti Airtel's valuation diminished by ₹17,533.97 crore to ₹11,32,010.46 crore [3] - Tata Consultancy Services (TCS) saw a decline of ₹16,588.93 crore to ₹11,43,623.19 crore [3] - Larsen & Toubro's market cap decreased by ₹15,248.32 crore to ₹5,15,161.91 crore [3] - Bajaj Finance's valuation fell by ₹14,093.93 crore to ₹5,77,353.23 crore [4] - State Bank of India's market cap edged lower by ₹11,907.5 crore to ₹9,50,199.77 crore [4] - Infosys' valuation dived by ₹7,810.77 crore to ₹6,94,078.82 crore [4] - Hindustan Unilever's market cap increased by ₹12,311.86 crore to ₹5,66,733.16 crore [4] Market Sentiment - The market sell-off was attributed to weak global cues, persistent foreign institutional investor (FII) outflows, a depreciating rupee, and subdued corporate earnings [2][5] - Escalating geopolitical tensions and aggressive FII selling contributed to the market correction [5]