Key Takeaways Global commercial insurance rates fell 3% in the first quarter of 2025, per Marsh. Despite recent pricing pressure, Deloitte projects global gross premiums to grow sixfold by 2030. Insurers are investing heavily in technology to increase margins, efficiency, and operational scale.The Zacks Insurance industry remains well-poised for growth, riding on better pricing, prudent underwriting and exposure growth. Redesigning and repricing of products and services to maintain sales and profitability ...

Horace Mann (HMN) could be a solid choice for investors given its recent upgrade to a Zacks Rank #1 (Strong Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.The power of a changing ea ...

Horace Mann Educators (HMN) 2025 Investor Day May 13, 2025 10:00 AM ET Speaker0 Good morning, everyone. Welcome to Horace Mann's Investor Day. Really excited to see so many familiar faces out there, some new faces as well. Welcome to the people online. I'd like to let the people online know that if you have a question, as we're going through our presentation this morning, please feel free to input that question online, and we will take those questions during the Q and A portion. We are really excited to be ...

2025 Investor Day Who we are 01 Marita Zuraitis, President & CEO How we win 02 Steve McAnena, Chief Operating Officer Steve Chauby, Chief Marketing & Distribution Officer What's to come 03 Ryan Greenier, Chief Financial Officer Closing 04 2 Safe Harbor Statement and Non-GAAP Measures Certain statements included in this presentation, including those regarding our earnings outlook, expected catastrophe losses, our investment strategies, our plans to implement additional rate actions, our plans relating to sha ...

Horace Mann Educators (HMN) Q1 2025 Earnings Call May 07, 2025 12:00 PM ET Company Participants Brendan Dawal - VP Financial Planning & Analysis, Investor RelationsMarita Zuraitis - President and Chief Executive OfficerRyan Greenier - Executive Vice President and CFOWilma Burdis - DirectorStephen McAnena - EVP & Chief Operating Officer Conference Call Participants John Barnidge - Managing Director & Senior Research Analyst Operator Good day, and welcome to the Horace Mann Educator First Quarter twenty twent ...

Horace Mann Educators (HMN) Q1 2025 Earnings Call May 07, 2025 12:00 PM ET Speaker0 Good day, and welcome to the Horace Mann Educator First Quarter twenty twenty five Investors Call. All participants will be in listen only mode. After today's presentation, there will be an opportunity to ask questions. Please note this event is being recorded. I would now like to turn the conference over to Brendan DeWall, Vice President, Investor Relations. Please go ahead. Speaker1 Thank you. Welcome to Horace Mann's disc ...

All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its ...

The historical and forward-looking financial information contained in this presentation includes measures marked with an asterisk (*) the first time they are presented within this document that are not based on accounting principles generally accepted in the United States of America (non-GAAP) such as core earnings, core earnings per share, and adjusted book value per share. An explanation of these measures is contained in the Glossary of Selected Terms included as Exhibit 99.1 in our most recent Form 8-K f ...

Horace Mann (HMN) came out with quarterly earnings of $1.07 per share, beating the Zacks Consensus Estimate of $0.88 per share. This compares to earnings of $0.60 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 21.59%. A quarter ago, it was expected that this provider of auto and homeowners' insurance for teachers and other educators would post earnings of $0.99 per share when it actually produced earnings of $1.62, deliverin ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission file number 1-10890 HORACE MANN EDUCATORS CORPORATION (Exact name of registrant as specified in its charter) Delaware 37-0911756 (State o ...