Financial Performance - Net income for the three months ended June 30, 2021, was $88,718 thousand, a recovery from a net loss of $(117,072) thousand in the same period of 2020[16]. - Earnings per share for the three months ended June 30, 2021, was $1.00, compared to a loss per share of $(1.36) for the same period in 2020[16]. - Comprehensive income for the three months ended June 30, 2021, was $163,023 thousand, compared to a loss of $(87,612) thousand in the same period of 2020, indicating a strong recovery[18]. - Net income for the three months ended June 30, 2021, was $195,890, compared to a net loss of $228,105 for the same period in 2020, representing a significant turnaround[23]. - Net income for Q2 2021 was $88.7 million, or $1.00 per diluted share, down from $107.2 million, or $1.21 per share in Q1 2021[187]. Asset and Deposit Growth - Total assets increased to $35,098,709 thousand as of June 30, 2021, up from $33,638,602 thousand at December 31, 2020, representing a growth of 4.3%[14]. - The total deposits increased to $29,273,107 thousand as of June 30, 2021, up from $27,697,877 thousand at December 31, 2020, representing a growth of 5.7%[14]. - The company reported a net increase in deposits of $1,575,231 for the six months ended June 30, 2021, compared to $3,518,693 in the same period of 2020[23]. Credit Quality and Losses - The provision for credit losses was $(17,229) thousand for the three months ended June 30, 2021, compared to $306,898 thousand for the same period in 2020, indicating a significant improvement in credit quality[16]. - The provision for credit losses for the six months ended June 30, 2021, was $(22,140), a significant decrease from $553,691 in the same period of 2020[23]. - The net provision for loan losses was $(21,757) thousand, indicating a reduction in reserves[55]. - The net provision for loan losses was $548,424 thousand for the six months ended June 30, 2021, compared to $191,251 thousand for the same period in 2020, representing a substantial increase of 187%[57]. - Nonperforming loans declined by 24% and criticized commercial loans decreased by 5%[189]. Noninterest Income and Expenses - Noninterest income increased to $94,272 thousand for the three months ended June 30, 2021, up from $73,943 thousand in the same period of 2020, reflecting a growth of 27.4%[16]. - Total noninterest expense for the three months ended June 30, 2021, was $236,770 thousand, compared to $196,539 thousand for the same period in 2020, an increase of 20.5%[16]. - The company reported total other noninterest income of $17,881,000 for the three months ended June 30, 2021, compared to $13,134,000 for the same period in 2020, reflecting an increase of approximately 36.5%[112]. Securities and Investments - As of June 30, 2021, the total amortized cost of available-for-sale debt securities was $7,190,161, with a fair value of $7,300,421, reflecting a gross unrealized gain of $167,593[34]. - The company reported proceeds from sales of securities totaling $198,681 for the six months ended June 30, 2021, compared to $124,122 for the same period in 2020, indicating a significant increase in activity[36]. - The fair value of securities pledged as collateral was $3.0 billion at June 30, 2021, down from $3.4 billion at December 31, 2020, reflecting a decrease in collateralized assets[36]. Loans and Lending Activities - The total loans as of June 30, 2021, amounted to $21,148.53 million, a decrease from $21,789.93 million as of December 31, 2020, representing a decline of approximately 2.9%[45]. - The company reported a total of $71.5 million in accrued interest as of June 30, 2021, compared to $76.2 million as of December 31, 2020[44]. - The company reported a net increase in loans of $670,795 for the six months ended June 30, 2021, compared to a net decrease of $(2,029,351) in the same period of 2020[23]. Risk Management and Economic Outlook - The company anticipates a GDP growth of 6.9% in 2021, 5.0% in 2022, and 2.3% in 2023, indicating a positive economic outlook[57]. - Management highlighted the potential impact of COVID-19 on business operations and credit portfolio, emphasizing the need for effective risk management[165]. - The company expects net interest margin to compress an additional 4 basis points in Q3 2021 and 5 basis points in Q4 2021, with an anticipated full-year decline of 30 basis points compared to 2020[197]. Shareholder Returns and Stock Activity - The company declared dividends of $0.27 per share for both the three months ended June 30, 2021, and 2020, maintaining consistent dividend payments[16]. - The Company entered into a stock buyback program on April 22, 2021, authorizing the repurchase of up to 4.3 million shares of common stock[101]. - The Company repurchased 4.9 million shares under a previous buyback program at an average price of $37.65 per share[102].

Second Quarter 2021 Earnings Conference Call 7/20/2021 Important cautionary statement about forward-looking statements This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations of our performance and financial condition, balance sheet and revenue growth, the provision for credit l ...

Hancock Whitney Corporation (NASDAQ:HWC) Q2 2021 Earnings Conference Call July 20, 2021 5:00 PM ET Company Participants Trisha Carlson - Investor Relations Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - Chief Credit Officer Conference Call Participants Michael Rose - Raymond James Brett Rabatin - Hovde Group Brad Milsaps - Piper Sandler Jennifer Demba - Truist Securities Catherine Mealor - KBW Matt Olney - Stephens Kevin Fitzsimmons - D. A. Davidson Operator Good day, ladies and ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q HANCOCK WHITNEY CORPORATION (Exact name of registrant as specified in its charter) (Mark one) Mississippi 64-0693170 (State or other jurisdiction of incorporation or organization) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Hancock Whitney Plaza, 2510 14th Street, Gulfport, Mississippi 39501 (Address of principal executive offices) (Zip Code) For the quarterly period ended March 31 ...

First Quarter 2021 Earnings Conference Call 4/20/2021 Important cautionary statement about forward-looking statements This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations regarding our performance and financial condition, balance sheet and revenue growth, the provision for cr ...

Hancock Whitney Corporation (NASDAQ:HWC) Q1 2021 Earnings Conference Call April 20, 2021 5:00 PM ET Company Participants Trisha Carlson - Investor Relations Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - Chief Credit Officer Conference Call Participants Ebrahim Poonawala - Bank of America Michael Rose - Raymond James Brad Milsaps - Piper Sandler Kevin Fitzsimmons - D.A. Davidson Jennifer Demba - Truist Catherine Mealor - KBW Matt Olney - Stephens Operator Good day, ladies and gen ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-36872 Hancock Whitney Corporation (Exact name of registrant as specified in its charter) | Mississippi | | 64-0693170 | | --- | --- | --- | | (State or other j ...

Fourth Quarter 2020 Earnings Conference Call 1/20/2021 Important cautionary statement about forward-looking statements This presentation contains forward-looking statements within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements that we may make include statements regarding our expectations regarding our performance and financial condition, balance sheet and revenue growth, the provision for c ...

Hancock Whitney Corporation (NASDAQ:HWC) Q4 2020 Earnings Conference Call January 20, 2021 5:00 PM ET Company Participants Trisha Carlson - EVP, IR Manager John Hairston - President and CEO Mike Achary - CFO Chris Ziluca - Chief Credit Officer Conference Call Participants Michael Rose - Raymond James Jennifer Demba - Truist Security Brett Rabatin - Hovde Group Kevin Fitzsimmons - D. A. Davidson Ebrahim Poonawala - Bank of America Merrill Lynch Catherine Mealor - KBW Brad Milsaps - Piper Sandler Matt Olney - ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark one) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-36872 HANCOCK WHITNEY CORPORATION (Exact name of registrant as specified in its charter) Mississippi 64-0693170 (State or o ...