Core Viewpoint - Hancock Whitney Corp. (HWC) has increased its quarterly cash dividend by 12.5% to 45 cents per share, reflecting a commitment to enhancing shareholder value through capital distribution activities [1]. Dividend Information - The new dividend will be paid on March 17, 2025, to shareholders of record as of March 5, 2025 [1]. - Prior to this increase, HWC raised its dividend by 33.3% to 40 cents per share in April 2024 [1]. - HWC has raised its dividend three times in the past five years, with an average growth rate of 7.5% [1]. - The current dividend payout ratio stands at 30% [1]. - Based on a closing price of $59.74 as of January 31, the forward dividend yield is 3% [2]. Capital Distribution Activities - HWC has an ongoing share repurchase program authorized in December 2024, allowing the buyback of up to 5% of its shares, effective January 1, 2025, and set to expire on December 31, 2026 [3]. - The previous buyback plan, announced in January 2023, allowed for the repurchase of up to 4.3 million shares and expired on December 31, 2024, with approximately 3.6 million shares remaining available under that authorization as of the expiration date [3]. Financial Position - As of December 31, 2024, HWC reported total debt of $849.6 million, total loans of $23.3 billion, and total deposits of $29.5 billion [5]. - The common equity Tier-1 capital ratio was 14.14%, and the total capital ratio was 15.93%, both exceeding regulatory requirements [5]. - Given its strong capital and liquidity positions, HWC is expected to maintain its capital distribution activities and continue enhancing shareholder value [6]. Stock Performance - HWC shares have increased by 41.3% over the past year, outperforming the industry growth of 32% [6]. - HWC currently holds a Zacks Rank 2 (Buy) [7].

Group 1 - Hancock Whitney's shares have increased by 32% over the past year and are currently near a 52-week high, recovering all losses from the 2023 regional banking crisis [1] - The company has a history of making contrarian bets based on macro views and stock-specific turnaround stories to achieve outsized returns with a favorable risk/reward profile [1]

Company Overview - Hancock Whitney (HWC) is headquartered in Gulfport and operates in the Finance sector [3] - The stock has experienced a price change of 7.77% since the beginning of the year [3] Dividend Information - Hancock Whitney currently pays a dividend of $0.4 per share, resulting in a dividend yield of 2.71% [3] - The average dividend yield for the Banks - Southeast industry is 2.28%, while the S&P 500's yield is 1.49% [3] - The company's annualized dividend of $1.60 has increased by 6.7% from the previous year [4] - Over the last 5 years, Hancock Whitney has increased its dividend 2 times year-over-year, with an average annual increase of 7.74% [4] - The current payout ratio is 30%, indicating that the company paid out 30% of its trailing 12-month EPS as dividends [4] Earnings Growth - The Zacks Consensus Estimate for Hancock Whitney's earnings in 2025 is $5.39 per share, reflecting an expected increase of 1.32% from the previous year [5] Investment Perspective - Hancock Whitney is considered a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [7]

Hancock Whitney Corp.’s (HWC) fourth-quarter 2024 earnings per share of $1.40 easily beat the Zacks Consensus Estimate of $1.28. The bottom line compared favorably with $1.26 earned in the year-ago quarter.Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar.The results benefited from the increase in non-interest income and net interest income (NII). Lower expenses and provisions were other positives. However, the decline in total loans was a headwind.Net income was $122.1 million, up fr ...

Financial Data and Key Metrics Changes - Hancock Whitney Corporation's financial performance is subject to evolving economic conditions, which may impact projections and results [3][4] Business Line Data and Key Metrics Changes - Specific details regarding changes in business line performance were not provided in the available content Market Data and Key Metrics Changes - The company acknowledges the rapidly changing economic environment, which may affect market conditions and performance [3][4] Company Strategy and Development Direction and Industry Competition - The management emphasizes the importance of understanding risks and uncertainties in the current economic landscape, which may influence strategic decisions [3][4] Management's Comments on Operating Environment and Future Outlook - Management highlights the inherent limitations in accurately predicting future results and market developments, indicating a cautious outlook [4] Other Important Information - Forward-looking statements made by the company are based on reasonable assumptions but are not guarantees of future performance [3][4] Q&A Session Summary Question: What are the expectations for future performance? - Management reiterates that expectations are based on reasonable assumptions but acknowledges the uncertainty in predicting future results [4]

For the quarter ended December 2024, Hancock Whitney (HWC) reported revenue of $364.77 million, up 18.3% over the same period last year. EPS came in at $1.40, compared to $1.26 in the year-ago quarter.The reported revenue represents a surprise of +0.95% over the Zacks Consensus Estimate of $361.32 million. With the consensus EPS estimate being $1.28, the EPS surprise was +9.38%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determ ...

Hancock Whitney (HWC) came out with quarterly earnings of $1.40 per share, beating the Zacks Consensus Estimate of $1.28 per share. This compares to earnings of $1.26 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 9.38%. A quarter ago, it was expected that this holding company of Whitney Bank and Hancock Bank would post earnings of $1.31 per share when it actually produced earnings of $1.33, delivering a surprise of 1.53%.Ove ...

3 – ABL – Asset Based Lending – ACL – Allowance for credit losses – AEA – Average Earning Assets – AFS – Available for sale securities – Annualized – Calculated to reflect a rate based on a full year – AOCI – Accumulated other comprehensive income – ARM – Adjustable Rate Mortgage – B – Dollars in billions – Beta – repricing based on a change in market rates – BOLI – Bank-owned life insurance – bps – basis points – Brokered Deposits – deposits obtained directly or indirectly through a deposit broker typicall ...

Exhibit 99.1 FOR IMMEDIATE RELEASE January 21, 2025 For more information Kathryn Shrout Mistich, VP, Investor Relations Manager 504.539.7836 or kathryn.mistich@hancockwhitney.com Hancock Whitney reports fourth quarter 2024 EPS of $1.40 Deposits Total deposits at December 31, 2024 were $29.5 billion, up $509.9 million, or 2%, from September 30, 2024. The linked-quarter increase in deposits was primarily due to an increase in interest-bearing public funds driven by seasonal inflows, an increase in interest-be ...

In its upcoming report, Hancock Whitney (HWC) is predicted by Wall Street analysts to post quarterly earnings of $1.28 per share, reflecting an increase of 1.6% compared to the same period last year. Revenues are forecasted to be $361.32 million, representing a year-over-year increase of 17.2%.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 0.2% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections ...