UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-11 ...

Financial Data and Key Metrics Changes - Total revenue increased by 3% for the quarter and by over 5% on a non-GAAP basis [15][32] - Net income was $91.2 million for the first quarter compared to $89.4 million last year, with earnings per share of $1.19 compared to $1.16 [37] - The effective tax rate for the quarter decreased to 22.4% from 24.6% last year [37] Business Line Data and Key Metrics Changes - Core segment revenue increased by 2% for the quarter and by 5% on a non-GAAP basis [16] - Payment segment revenue posted a 5% increase this quarter and a 7% increase on a non-GAAP basis [16] - Complementary solutions businesses saw a 6% increase in revenue this quarter and a 7% increase on a non-GAAP basis [16] Market Data and Key Metrics Changes - The company signed 29 new contracts for its Banno Digital suite in Q1, with over 3 million active monthly users [20][21] - The Bank Director Technology Survey indicated that 64% of respondents increased their technology spending expectations by 5% to 15% compared to pre-pandemic budgets [21] Company Strategy and Development Direction - The company continues to focus on enhancing its digital offerings and customer experience, which have become top priorities for banks due to the pandemic [21][96] - The company is committed to maintaining an open API strategy to facilitate connectivity with other technology providers [86][88] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's fundamentals, noting a solid cash position and a high percentage of recurring revenue [27][28] - The company anticipates some revenue headwinds in the first half of the year due to delayed implementations and the shift to private cloud [45] Other Important Information - The company divested its CruiseNet business, which had minimal impact on overall performance [24][25] - The company has a cash position of $195.3 million and no long-term debt other than leases [40] Q&A Session Summary Question: Why was the support and service line growth lower than previous years? - Management explained that delayed implementations and ongoing shifts to outsourcing impacted revenue growth, resulting in a 4% increase this quarter [48][50] Question: What are the expectations for revenue growth in Q2? - Management indicated that Q2 might see slower growth due to seasonal patterns and anticipated decreases in deconversion fees [52][53] Question: How is the Banno digital suite performing? - Management reported strong performance with 29 new customers signed and a high consumer rating of 4.79 out of 5 stars [67][68] Question: What are the capital allocation priorities given the cash position? - Management stated that acquisitions are a priority, but they will also continue dividends and stock buybacks if no suitable acquisition opportunities arise [82][84] Question: How are banks adapting to digital trends? - Management noted an increase in RFPs for core solutions, indicating a growing interest in technology upgrades among banks [74][75] Question: What is the impact of potential partnerships between tech giants and banks? - Management reported no immediate threat perceived by customers regarding partnerships like Google's, but they are monitoring the situation closely [104][105]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIAT ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q4 2020 Earnings Conference Call August 19, 2020 8:45 AM ET Company Participants Kevin Williams - Chief Financial Officer & Treasurer David Foss - President & Chief Executive Officer Conference Call Participants Peter Heckmann - D.A. Davidson Kartik Mehta - Northcoast Research John Davis - Raymond James Vasu Govil - KBW Josh Siegler - Evercore ISI Dave Koning - Baird Brett Huff - Stephens, Inc. Operator Ladies and gentlemen, thank you for standing by and welcome t ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the quarterly period ended March 31, 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 (Exact name of registrant as specified in its charter) Delaware 43-1128385 (State or Other Jurisdiction o ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q3 2020 Earnings Conference Call May 5, 2020 8:45 AM ET Company Participants Kevin Williams - CFO and Treasurer Dave Foss - President and CEO Conference Call Participants Dan Perlin - RBC Capital Markets Vasu Govil - KBW David Togut - Evercore ISI Kartik Mehta - Northcoast Research John Davis - Raymond James Peter Heckmann - Davidson Dave Koning - Baird Brett Huff - Stephens, Inc Tim Willi - Wells Fargo Operator Ladies and gentlemen, thank you for standing by and ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...

Financial Data and Key Metrics Changes - For Q2 of fiscal 2020, total revenue increased by 9% year-over-year, and on a non-GAAP basis, it increased by 8% [10][26] - Reported consolidated operating margins decreased slightly from 20.8% last year to 22.4% this year, primarily due to lower license fees and increased costs related to the card processing platform migration [26][29] - Operating cash flow for year-to-date was $215 million, up from $192 million last year [31] Business Line Data and Key Metrics Changes - Core segment revenue increased by 7% for the quarter and by 6% on a non-GAAP basis [11] - Payments segment revenue grew by 10% on both GAAP and non-GAAP basis [11] - Complimentary solutions businesses saw a 10% increase in revenue this quarter and an 8% increase on a non-GAAP basis [12] Market Data and Key Metrics Changes - Total sales bookings are running 18% ahead of last year's record pace [12] - The company signed 30 new clients for its debit card processing solution and three new clients for credit card processing [14] - The company became the first processor in the country to bring a financial institution live with the real-time payments network [19] Company Strategy and Development Direction - The company is optimistic about the strengths of its technology solutions and its ability to expand customer relationships [21] - The introduction of the new JHA bank anywhere solution aims to serve digital-only banks and enhance connectivity with Fintech providers [15][16] - The company is committed to moving upmarket and has been making strategic moves to serve larger financial institutions [140] Management's Comments on Operating Environment and Future Outlook - Management noted strong demand for digital solutions and a solid pipeline of new product sales [42] - The company anticipates continued growth in revenue from processing and private cloud customers [33] - Management expressed confidence in achieving cost reductions and improving operating margins in the upcoming fiscal year [26][96] Other Important Information - The effective tax rate for the quarter was relatively flat at 23.2% compared to 22.9% last year [29] - The company expects GAAP revenue to grow a little over 9% for the full fiscal year FY20 compared to FY19 [33] Q&A Session Summary Question: Can you discuss the strength outside of deconversion fees and the sustainability of 8% non-GAAP revenue growth? - Management highlighted strong win rates on core business and the signing of long-term contracts with hosted core customers, indicating sustainable growth [39][40] Question: How is the company positioned in the current M&A environment in the banking industry? - Management acknowledged competitors' dominant positions but emphasized their own solutions' capabilities and the potential for non-core revenue even if they lose core deals [46][50] Question: What is the status of customer retention during the migration to the new platform? - Management reported minimal customer loss, primarily due to mergers, and emphasized the successful onboarding of new clients [55][58] Question: Can you provide insights on the competitive environment and market share? - Management noted a high level of interest in their solutions and a strong pace of activity, although they refrained from attributing this solely to competitors' distractions [81][83] Question: What are the expectations for cost savings from platform migrations? - Management expressed confidence in achieving significant cost savings as they complete migrations, which will positively impact margins [96] Question: How is the company addressing regulatory changes and their impact on bookings? - Management indicated that recent regulatory changes, such as CECL, are not currently driving revenue, and there are no major regulatory catalysts on the horizon [102][103]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-1128385 (State or Other Jurisdiction of Incorporation) (I.R.S Employer Identification No.) 663 Highway 60, P.O. Box 807, Monett, MO 65708 (Address of Principle Executive Offices) For the quarterly period ended Se ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q1 2020 Earnings Conference Call November 5, 2019 8:45 AM ET Company Participants David Foss - President and Chief Executive Officer Kevin Williams - Chief Financial Officer and Treasurer Conference Call Participants Peter Heckmann - D.A. Davidson Kartik Mehta - Northcoast Research Partners John Davis - Raymond James Operator Good morning, ladies and gentlemen and welcome to the Jack Henry & Associates First Quarter Fiscal Year 2020 Earnings Conference Call. [Oper ...