Partnering with research companies Glassdoor, HundredX, Signal AI, and others, Forbes evaluated more than 100 metrics across 11 categories, including employee sentiment, financial performance, business trajectory, cybersecurity, sustainability, workforce diversity, customer sentiment, and more to compile the list. The 2026 list was also expanded to include private entities and foreign-based companies with a U.S. subsidiary in addition to public U.S.-based companies. "We're pleased to be recognized by Forbes ...

Core Insights - Jack Henry & Associates, Inc. (Nasdaq: JKHY) is actively participating in upcoming conferences, with replays available on their investor relations website [1][7] - The company is a prominent financial technology provider, serving approximately 7,400 clients and focusing on innovation and user-centric solutions [2] Company Overview - Jack Henry & Associates is an S&P 500 company that enhances connections between financial institutions and their clients, emphasizing openness and collaboration [2] - The company has been providing technology solutions for nearly 50 years, enabling clients to innovate and compete effectively [2] Financial Updates - The Board of Directors has declared a regular quarterly cash dividend of $0.58 per share [6]

Core Company Overview - Jack Henry & Associates, Inc. (JKHY) has a market cap of $12.4 billion and operates in the financial technology sector, providing technology solutions and payment processing services to individuals and financial institutions [1] - The company operates across four segments: Core, Payments, Complementary, and Corporate and Other, offering integrated banking systems, digital banking tools, and secure payment processing solutions [1] Stock Performance - Over the past 52 weeks, JKHY shares have underperformed the broader market, with a marginal decline compared to an 11% return of the S&P 500 Index [2] - Year-to-date, JKHY shares are down 2.6%, while the S&P 500 has gained 12.3% [2] - JKHY has also underperformed the Financial Select Sector SPDR Fund (XLF), which rose nearly 3% in the same period [3] Recent Financial Results - Following the Q1 2026 results announced on November 4, JKHY shares jumped 4.9%, reporting an EPS of $1.97, which exceeded analyst estimates [4] - Revenue for the quarter was $644.7 million, reflecting a 7.3% year-over-year increase, and net income rose by 21% to $144 million [4] - The company raised its fiscal 2026 guidance, projecting revenue between $2.49 billion and $2.51 billion and EPS between $6.38 and $6.49, surpassing previous forecasts [4] Analyst Expectations - For the fiscal year ending in June 2026, analysts anticipate JKHY's EPS to grow by 3.4% year-over-year to $6.45 [5] - The company has a promising earnings surprise history, having beaten consensus estimates in the last four quarters [5] - Among 17 analysts covering the stock, the consensus rating is a "Moderate Buy," with five "Strong Buy" ratings, 11 "Holds," and one "Strong Sell" [5] Price Target and Market Sentiment - Goldman Sachs raised its price target on JKHY to $175 while maintaining a "Neutral" rating [6] - The mean price target of $177.54 indicates a 3.9% premium to JKHY's current price levels, while the highest price target of $208 suggests a potential upside of 21.8% [6]

Core Viewpoint - The U.S. stock market is stabilizing after a tech-led sell-off, with investors focusing on futures movements, economic data, and corporate news amid concerns about AI stock valuations and Federal Reserve interest rate policy [1]. Premarket Activity and Futures Movements - U.S. stock futures are trending higher, indicating a potential rebound after Thursday's declines, with Nasdaq 100 futures up 0.17%, S&P 500 futures up 0.31%, and Dow Jones Industrial Average futures up 0.43% [2]. Major Market Indexes - Major U.S. indexes experienced significant losses on Thursday, with the Nasdaq Composite down 2.15%, S&P 500 down 1.56%, and Dow Jones down 0.84%, marking a 2.25-month low for the S&P 500 and a 5-week low for the Dow [4]. Upcoming Market Events and Economic Data - Key economic data releases on November 21 include Johnson/Redbook Weekly Sales, NAHB Housing Market Index, Net Long-term TIC Flows, and preliminary Manufacturing and Services PMI data for various regions [6]. Federal Reserve Interest Rate Expectations - Market sentiment suggests a reduced likelihood of a rate cut in December, with only a 35% chance of a 25-basis-point cut, down from 63.8% a week prior [7]. Major Stock News and Corporate Announcements - Gap shares surged 5.6% due to strong comparable sales, while Intuit gained 3% after reporting strong fiscal results despite light guidance [9]. - Walmart's shares rose over 6% after raising its 2026 net sales forecast, and Regeneron Pharmaceuticals climbed over 4% following FDA approval for its drug [10]. - PACS Group saw a significant jump of over 55% after completing restatements, while Solventum rose over 2% after an acquisition [10][11]. Notable Declines in the Tech Sector - Nvidia shares fell 3.2% despite better-than-expected Q3 results, amid concerns over AI stock valuations, with other major tech stocks also closing lower [12]. - Bath & Body Works plummeted over 24% after missing Q3 sales expectations, and Jacobs Solutions fell over 10% due to disappointing revenue [13].

Core Insights - Traditional Bank has selected Jack Henry to enhance its technology framework, improve employee and customer experiences, and support future growth [1][3] - Traditional Bank, founded in 1902, has grown to operate 19 branches with total assets of $2.4 billion, focusing on organic growth and community needs [2] Company Transition - Traditional Bank is moving from an in-house IT environment to Jack Henry's hosted core processing platform, allowing IT staff to focus on strategic initiatives like AI and digital innovation [3] - The transition aims to minimize errors and streamline processes through automation, enabling frontline staff to dedicate more time to customer interactions [3] Strategic Alignment - The decision to partner with Jack Henry was influenced by their open ecosystem and integration capabilities with over 950 API-integrated fintechs, which is essential for Traditional Bank's operations [4] - Traditional Bank's leadership emphasized the importance of a technology provider that is forward-looking and capable of supporting unique initiatives without creating obstacles [4] Industry Context - Jack Henry is recognized as a financial technology company that fosters connections between financial institutions and their clients, offering a collaborative ecosystem for innovation [4] - The company has been providing technology solutions for nearly 50 years, empowering approximately 7,400 clients to innovate and compete effectively in the evolving financial landscape [4]

Group 1 - The 48th Annual Meeting of Stockholders of Jack Henry & Associates, Inc. was called to order by the Board Chair David Foss [1] - The meeting agenda includes the election of 10 directors and 4 other items of official business [1] - The Board of Directors present at the meeting includes Matthew C. Flanigan, Thomas H. Wilson Jr., Thomas A. Wimsett, Shruti S. Miyashiro, Wesley A. Brown, Curtis A. Campbell, Tammy S. LoCascio, Lisa M. Nelson, Gregory R. Adelson, and David B. Foss [2] Group 2 - Key company officers in attendance include Gregory Adelson (CEO and President), Mimi Carsley (CFO and Treasurer), Shanon McLachlan (Senior VP and COO), Craig Morgan (Chief Legal Officer and Corporate Secretary), Renee Swearingen (Senior VP, Chief Accounting Officer, and Assistant Treasurer), and Mary Stluka (Assistant Corporate Secretary) [3] - Representatives from the independent registered accounting firm PricewaterhouseCoopers LLP were also present [3]

Revenue and Income - Revenue for the three months ended September 30, 2025, was $644,738,000, an increase of 7.3% compared to $600,982,000 for the same period in 2024[14] - Net income for the same period was $143,986,000, representing a 20.8% increase from $119,191,000 year-over-year[14] - Basic earnings per share increased to $1.98, up from $1.63 in the prior year, reflecting a growth of 21.5%[14] - Operating income for the quarter was $184,065,000, an increase of 21.7% compared to $151,276,000 in the same quarter last year[14] - Total revenue for the fiscal three months ended September 30, 2025, was $644,738 million, up from $600,982 million in 2024, representing an increase of approximately 7.3%[43] - Revenue from Private and Public Cloud services rose to $195,609 million in 2025, compared to $182,260 million in 2024, marking an increase of about 7.5%[43] - For the three months ended September 30, 2025, net income was $143,986, compared to $119,191 for the same period in 2024, representing a year-over-year increase of approximately 20.8%[79] - Basic earnings per share for the three months ended September 30, 2025, was $1.98, up from $1.63 in the same period of 2024, reflecting a growth of 21.5%[79] Assets and Liabilities - Total current assets decreased to $651,655,000 from $681,464,000, a decline of 4.4%[12] - Total liabilities decreased to $874,238,000 from $913,138,000, a reduction of 4.3%[12] - Cash and cash equivalents at the end of the period were $36,239,000, down from $101,953,000, a decrease of 64.5%[12] - Contract assets totaled $154,755 million as of September 30, 2025, with current contract assets at $36,383 million and non-current at $118,372 million[45] - Deferred revenue liabilities decreased to $321,082 million as of September 30, 2025, from $363,374 million at June 30, 2025[45] - As of September 30, 2025, the Company had operating lease assets of $42,423 and total operating lease liabilities of $48,886, which included current liabilities of $9,372 and noncurrent liabilities of $39,514[56] Cash Flow and Expenses - Cash flows from operating activities were $120,590,000, slightly up from $116,896,000 in the same quarter of the previous year[20] - The Company’s total expenses for the three months ended September 30, 2025, were $460,673, compared to $449,706 for the same period in 2024, reflecting an increase of approximately 2.2%[91] - Operating lease costs for the fiscal three months ended September 30, 2025, were $2,769, including variable lease costs of $798[58] Tax and Financial Agreements - The effective tax rate for the fiscal three months ended September 30, 2025, was 24.3%, an increase from 24.0% in the prior year, primarily due to differences in tax impacts of stock-based compensation[67] - The Company paid income taxes of $16,316 for the fiscal three months ended September 30, 2025, compared to $3,006 in the same period of 2024[68] - The Company anticipates a significant reduction in cash tax payments for the current fiscal year due to changes in U.S. federal income tax law[69] - The Company reported a total of $20,000 in outstanding debt with variable interest rates as of September 30, 2025, with a potential increase in annual interest expense of $200 for a 1% rise in borrowing rates[137] Acquisitions and Investments - The Company acquired Victor Technologies, Inc. for $42,390 in cash on September 30, 2025, to enhance its capabilities in the Payments-as-a-Service market[80] - The acquisition of Victor resulted in identifiable intangible assets of $20,200, with goodwill recognized at $21,867, primarily due to expected synergies and growth potential[81] - The total identifiable net assets acquired from Victor Technologies amounted to $20,523 after accounting for total liabilities of $1,597[81] Shareholder Information - The company reported a total of 104,512,857 shares issued as of September 30, 2025, compared to 104,415,989 shares at June 30, 2025[18] - The company paid dividends of $42,145,000 during the quarter, with a declared dividend per share of $0.58[18] - The Company had $35,703 of compensation expense related to non-vested restricted stock unit and performance unit awards as of September 30, 2025, to be recognized over a weighted average period of 1.56 years[77] Other Financial Metrics - The allowance for credit losses increased to $6,804 million as of September 30, 2025, from $7,257 million in 2024, reflecting a current provision of $480 million[24] - Capitalized costs to obtain contracts with clients were $267,051 million as of September 30, 2025, slightly down from $267,726 million at June 30, 2025[50] - The total cost of treasury stock increased to $1,957,269 million as of September 30, 2025, from $1,895,224 million at June 30, 2025[29] - Accumulated amortization of intangible assets reached $1,468,896 million as of September 30, 2025, up from $1,436,825 million at June 30, 2025[27] - Future minimum rental payments on operating leases total $54,090, with $8,315 due in 2026 and $10,455 in 2027[61] - The weighted-average remaining lease term for the Company's operating leases was 67 months as of September 30, 2025[59]

Core Insights - Zacks Premium provides various tools for investors to enhance their stock market strategies and confidence [1] - The Zacks Style Scores serve as complementary indicators to the Zacks Rank, helping investors identify stocks with high potential for market outperformance [2] Zacks Style Scores Overview - The Zacks Style Scores rate stocks using an alphabetic system from A to F based on value, growth, and momentum characteristics [3] - The Style Scores are categorized into four types: Value Score, Growth Score, Momentum Score, and VGM Score [3][4][5][6] Value Score - The Value Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [3] Growth Score - The Growth Score assesses a company's financial health and future growth potential by analyzing projected and historical earnings, sales, and cash flow [4] Momentum Score - The Momentum Score evaluates stocks based on price trends and earnings outlook, utilizing metrics like one-week price change and monthly earnings estimate changes [5] VGM Score - The VGM Score combines the three Style Scores to identify stocks with the best value, growth forecasts, and momentum [6] Zacks Rank Integration - The Zacks Rank uses earnings estimate revisions to simplify stock selection, with 1 (Strong Buy) stocks historically yielding an average annual return of +23.93% since 1988 [7] - Investors are encouraged to select stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B for optimal returns [9] Stock Highlight: Jack Henry & Associates, Inc. (JKHY) - Jack Henry & Associates, Inc. is rated 2 (Buy) on the Zacks Rank and has a VGM Score of B [11] - The company is projected to have a year-over-year earnings growth of 2.4% for the current fiscal year, with upward revisions in earnings estimates [12] - The Zacks Consensus Estimate for JKHY has increased by $0.17 to $6.39 per share, with an average earnings surprise of +15% [12]

Core Insights - QCR Holdings, Inc. has selected Jack Henry to modernize its technology infrastructure and standardize operations across its four subsidiary banks, aiming for a data-driven growth strategy [1][3]. Company Overview - QCR Holdings, Inc. is a $9 billion financial services company with four community-focused banks operating in Iowa, Illinois, and Missouri, providing commercial, retail, and wealth management services [2]. Technology Transition - QCR Holdings is transitioning all four banks to Jack Henry's modern core processing platform, which will enhance technology foundations while maintaining each bank's autonomy [3]. - The integration of products like Enterprise Workflow and Synergy is expected to streamline operations and improve efficiency [3]. Strategic Alignment - The partnership with Jack Henry is seen as crucial for enhancing client and employee experiences, improving efficiency, and reducing costs while preserving the banks' independence [4]. - Jack Henry's Data Hub will provide real-time data access and facilitate efficient system integrations, supporting QCR Holdings' growth plans [4]. Future Growth Potential - QCR Holdings aims for sustainable growth beyond its near-term goal of $10 billion in assets, with Jack Henry's technology aligning with its future innovation strategy [4]. - The focus is on enhancing client relationships while maintaining the personal service that characterizes their community banking approach [4].

Group 1 - Top Wall Street analysts have revised their outlook on several prominent stocks, indicating a shift in market sentiment [1] - The article suggests that investors should consider buying CRL stock based on analysts' recommendations [1]