The long-awaited New York listing of Stockholm-based buy now, pay later (BNPL) giant Klarna on Wednesday has once again shone a spotlight on the installment plans which have ballooned in popularity am... ...

Company Overview - Klarna raised $1.37 billion in its U.S. initial public offering (IPO), selling 34.3 million shares at $40 each, surpassing the marketed range of $35-$37, leading to a valuation of $15 billion [1] - The company experienced a valuation drop to $6.7 billion in 2022 due to rising interest rates and inflation [1] Financial Performance - Klarna reported a revenue increase to $823 million from $682 million year-over-year, despite incurring losses of $52 million in the second quarter, up from $7 million a year ago [5] Market Position - The IPO positions Klarna as a significant player in the digital payments sector, with trading set to begin on the New York Stock Exchange under the symbol "KLAR" [3] - The FinTech IPO Index has shown strong year-to-date performance, up 118% as of September 5, driven by other BNPL players like Affirm and Opendoor [4] Future Prospects - Klarna's IPO is expected to bolster confidence among peers in the FinTech sector, following a series of successful offerings from companies like Circle, Figma, and Bullish [6] - The company has been planning a New York listing for several years and filed for an IPO with the US SEC in November 2024 [2]

3）RockFlow 投研团队相信，尽管 BNPL 行业面临监管收紧和坏账率波动等挑战，但 Klarna 的全球化布局、技术创新和逐步成熟的盈利模式， 使其有望在 BNPL 赛道中脱颖而出，成为新消费金融时代的"超级入口"，为投资者带来长期回报。 在美股市场上，每一个能引起轰动效应的 IPO，都不仅仅是一家公司的上市，更是一场新时代浪潮的具象化。正如 Circle 的上市让市场看到了合规加密金融 的巨大潜力，Klarna 的 IPO 则预示着一场围绕"先买后付"（BNPL）的新消费金融革命正在加速。 Klarna 是"先买后付"领域最大的参与者之一。该领域的"四大巨头"包括 Klarna、Affirm、PayPal 和 Block 旗下的 Afterpay。 如果要找一家上市公司与 Klarna 比较，Affirm 是最接近的。如果你购买了 Block 的股票，你也就同时拥有了 Square、Cash App 以及现在的 Proto Mining。同 样，BNPL 只是 PayPal 庞大业务的一部分。因此，Affirm 和 Klarna 是"纯粹的"BNPL 参与者。 1）Klarna 的 IPO 不仅是金 ...

格隆汇9月10日｜据路透引述消息称，瑞典金融科技公司Klarna在美上市集资金额升至13.7亿美元，公司 及现有投资者以每股逾40美元出售3430万股，高于早前设定目标价格范围的35至37美元，对应公司估值 151.1亿美元，对比于2021年作为"先买后付"领导者时超过450亿美元估值大幅下降，但高于2022年的67 亿美元估值。 ...

本周，美股IPO市场迎来两位热门选手。 据彭博援引知情人士最新报道，欧洲"先买后付"（BNPL）巨头Klarna Group Plc已于9月10日以每股40美 元的价格完成定价，募资13.7亿美元。该定价不仅较原定35-37美元的定价区间上限溢价8%，且获得了 超过20倍的超额认购。 与此同时，美国加密货币交易所Gemini也上调了其IPO定价区间，从17-19美元大幅上调至24-26美元， 将潜在募资规模提升至4.33亿美元。据周二提交给美国证券交易委员会（SEC）的文件显示，该公司还 获得了交易所运营商纳斯达克公司5000万美元的私募配售，但这笔投资取决于IPO的最终完成。 数据显示，不包括封闭式基金等金融工具在内，今年美股IPO募资总额已达244亿美元，高于2024年同 期的204亿美元，市场回暖趋势明显。 由亿万富翁Cameron和Tyler Winklevoss兄弟领导的Gemini，在获得纳斯达克的投资承诺后，市场信心得 到提振。该公司已将其发行价区间从每股17至19美元上调至24至26美元。按新区间上限计算，其市值将 达到31亿美元。 值得注意的是，Gemini计划将IPO股份的10%预留给长期 ...

Core Insights - Klarna had a successful debut on the New York Stock Exchange, with shares rising nearly 15% on the first day of trading [1][2] - The stock opened at $52, a 30% premium over its pricing, and closed at $45.82 after reaching a high of $57 [2] - The IPO raised approximately $1.37 billion, making it the largest IPO of the year [3] Company Overview - Klarna, founded in 2005, entered the U.S. buy-now-pay-later market in 2015 and has since partnered with major retailers like Macy's and Walmart [5][6] - The company aims to provide an alternative to credit cards, which it views as high-interest and exploitative [8] - Klarna's most popular product is the "pay-in-4" plan, allowing customers to split purchases into four payments over six weeks, appealing to consumers hesitant to use credit cards [9] Market Position - Klarna's decision to go public in the U.S. reflects its focus on growth opportunities within the American consumer market, which is the largest in the world [6][7] - The company has embedded itself in various digital platforms, expanding its reach to hundreds of thousands of merchants [5] - Klarna has attracted 111 million consumers globally, indicating strong market penetration [9]

Core Viewpoint - Klarna Group plc has announced the pricing of its initial public offering (IPO) at $40.00 per ordinary share, indicating a $4.00 increase from the midpoint of the estimated price range [1] Group 1: IPO Details - The IPO consists of a total of 34,311,274 ordinary shares, with 5,000,000 shares being sold by Klarna and 29,311,274 shares sold by certain selling shareholders [1]

Core Viewpoint - Klarna's IPO was priced at $40, exceeding the anticipated range of $35 to $37 [1] Group 1 - The IPO pricing indicates strong investor demand for Klarna's shares [1] - The pricing above the expected range suggests positive market sentiment towards the company [1]

Klarna is synonymous with the "buy now, pay later" trend of making a purchase and deferring payment until the end of the month or paying over interest-free monthly installments.Online lender Klarna priced its IPO at $40 per share on Tuesday, above its expected range, in a deal that values the Swedish company at about $15 billion.Klarna, known for its popular buy now, pay later products, said it raised $1.37 billion for the company and existing shareholders, who are looking to exit a portion of their long-he ...

Markets move fast, but FinTech IPOs move faster.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Tuesday night (Sept. 9), the investing world anxiously waited ahead of a listing slated for Wednesday, and Klarna may ...