Core Insights - Klarna's workforce has decreased significantly, halving from 7,000 employees in 2022 to approximately 3,000 currently, with expectations to drop below 2,000 by 2030 due to layoffs and natural attrition [1][2] - CEO Sebastian Siemiatkowski emphasizes the integration of AI technologies into the company, which he believes will allow for operational efficiency without increasing headcount [2][4] - The ongoing debate regarding AI's impact on job markets is highlighted, with contrasting views from industry leaders on whether AI will create or eliminate jobs [4][5] Workforce Reduction - Klarna's current employee count stands at about 3,000, down from 7,000 in 2022, indicating a significant reduction in workforce [2] - The company has been reducing its workforce through layoffs and natural attrition, with only occasional new hires [2] AI Integration - Siemiatkowski believes that advancements in AI can be leveraged to improve operations without the need for a larger workforce [2] - He acknowledges the potential for AI to cause significant shifts in the job market, aligning more with a cautious perspective on the technology's societal impact [5] Job Market Outlook - The CEO expresses a realistic view of the turmoil expected in the job market due to AI, contrasting with more optimistic views from some tech leaders [5] - Jobs at Klarna that require human connection, such as those involving relationships with retailers, are expected to remain unaffected by AI [6]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased securities of Klarna Group plc about the upcoming lead plaintiff deadline for a class action lawsuit related to Klarna's September 2025 IPO [1][5]. Group 1: Class Action Details - Investors who purchased Klarna securities may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by February 20, 2026 [3][5]. - The lawsuit alleges that the Registration Statement contained false or misleading statements regarding Klarna's loss reserves, which were understated, leading to investor damages when the true information became public [5]. Group 2: Rosen Law Firm's Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions, highlighting their own achievements in this area [4]. - The firm has secured significant settlements for investors, including over $438 million in 2019, and has been recognized as a leader in the field of securities class action litigation [4].

Core Insights - Klarna Group plc (KLAR) is expected to report fourth-quarter 2025 results on February 19, 2026, with a consensus estimate of a loss of 3 cents per share and revenues of $1.07 billion [1] Financial Performance Expectations - The fourth-quarter earnings estimate has seen one upward revision in the past month, indicating a sequential improvement of 88%, while revenues are expected to grow by 18.5% from the previous quarter [2] - For the full year 2025, Klarna's revenue is estimated at $3.51 billion, reflecting a year-over-year increase of 24.9%, with a consensus EPS estimate of a loss of 48 cents, a significant decline from the previous year's earnings of 1 cent per share [3] Earnings Prediction and Model Insights - The current model does not predict an earnings beat for Klarna, with an Earnings ESP of -20.65% and a Zacks Rank of 3 (Hold) [4] Factors Influencing Q4 Results - Klarna anticipates Q4 revenues of $1.07 billion and gross merchandise volume (GMV) between $37.5 billion and $38.5 billion, with expected transaction margin dollars of $390 million to $400 million [7] - The company's growth is supported by increasing transaction and service revenues, rising interest income, and new partnerships contributing to global expansion [8] - GMV growth momentum is expected to continue, with new signups for the Klarna Card acting as a tailwind [9] Operational Efficiency and Challenges - AI-driven productivity and cost discipline are expected to enhance operational efficiency, although provisions for credit losses are likely to have increased due to upfront provisions related to Fair Financing portfolio growth [10] Peer Performance Comparison - Affirm Holdings reported a second-quarter fiscal 2026 EPS of 37 cents, beating estimates by 32.1% and showing a 60.9% year-over-year increase, with net revenues of $1.1 billion, a 30% year-over-year jump [11] - American Express reported fourth-quarter 2025 EPS of $3.53, slightly missing estimates but showing a 16% year-over-year increase, with total revenues of $19 billion, a 10% year-over-year improvement [12]

SAN FRANCISCO, Feb. 16, 2026 (GLOBE NEWSWIRE) -- National shareholder rights law firm Hagens Berman is notifying investors in Klarna Group plc (NYSE: KLAR) of the upcoming February 20, 2026, lead plaintiff deadline in a pending securities class action. The firm is actively investigating the lawsuit’s claims of alleged misstatements in Klarna’s September 2025 Initial Public Offering (IPO) documents. CLICK HERE TO SUBMIT YOUR KLARNA LOSSES Investors who purchased Klarna (KLAR) shares pursuant to the company’s ...

Klarna says its pay later options are now available on Google Pay in the U.K.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.With this offering, Google Pay users in the U.K. have the choice of using Klarna’s intere ...

LONDON--(BUSINESS WIRE)--Klarna, the global digital bank and flexible payments provider, is now available on Google Pay in the UK. Google Pay users in the U.K. can choose Klarna's interest-free payment options at checkout. Raji Behal, Head of Western and Southern Europe, UK & Ireland at Klarna, said, "We're really excited to bring Klarna's fair, flexible and interest-free payment options to Google Pay users. This is a big moment for us and a major step towards our goal of being available at. ...

Core Viewpoint - A class action lawsuit has been filed against Klarna Group plc for allegedly providing misleading information in its IPO registration statement, which led to investor losses [7]. Allegation Details - The lawsuit claims that Klarna materially understated the risk of increased loss reserves shortly after its IPO, which was known or should have been known given the risk profile of its customers [7]. - It is alleged that the public statements made by Klarna were materially false and misleading, resulting in damages to investors when the true information became public [7]. Financial Impact - Klarna launched its IPO on September 10, 2025, selling 34,311,274 shares at a price of $40.00 per share [7]. - Following the announcement of disappointing Q3 2025 financial results on November 18, 2025, which included a significant increase in credit loss provisions, Klarna's share price fell by $3.25, or approximately 9.3%, from $34.88 to $31.63 [7]. Next Steps - Investors who purchased Klarna shares and suffered losses are encouraged to contact the law firm Bragar Eagel & Squire for more information and to discuss their legal rights [4].

Core Insights - Klarna Group's stock has decreased by 56% since its IPO last September, indicating a significant decline in investor confidence [1] - The company is a leading player in the Buy Now, Pay Later (BNPL) sector, partnering with major brands like Walmart and offering various payment options [3] - Despite reporting a 26% year-over-year revenue increase in Q3, Klarna continues to face net losses, which widened from $4 million to $94 million [4][5] Financial Performance - Revenue for Klarna increased by 26% year-over-year in Q3, with gross merchandise volume rising by 23%, including a notable 48% increase in the U.S. market [4] - The company achieved 4 million card signups in the quarter, contributing to 15% of total global transactions in October, and saw a 32% increase in new users, totaling 114 million [4] - Fair Financing, an interest-based product, experienced a 244% year-over-year increase in U.S. gross merchandise volume, while the merchant count grew by 38% to 850,000 [5] Valuation and Market Sentiment - Klarna's current market capitalization stands at $6.8 billion, with a trading price of $18.11, reflecting a price-to-sales ratio of only 2 times trailing-12-month sales, suggesting it may be undervalued [7] - The market perceives Klarna as risky due to ongoing losses and macroeconomic conditions, but there is potential for recovery and value creation for shareholders in the long term [8]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased securities of Klarna Group plc about a class action lawsuit related to Klarna's September 2025 IPO, with a lead plaintiff deadline of February 20, 2026 [1][3]. Group 1: Class Action Details - Investors who purchased Klarna securities may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties can join by submitting a form or contacting the law firm [3][6]. - The lawsuit alleges that the Registration Statement contained false or misleading statements regarding Klarna's loss reserves, which were understated, leading to investor damages when the true information became public [5]. Group 2: Law Firm Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions, highlighting their own achievements in this area [4]. - The firm has secured significant settlements for investors, including over $438 million in 2019, and has been recognized as a leader in the field of securities class action litigation [4].

Faruqi & Faruqi, LLP Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $100,000 In Klarna To Contact Him Directly To Discuss Their Options If you suffered losses exceeding $100,000 in Klarna pursuant and/or traceable to the registration statement and related prospectus (collectively, the “Registration Statement”) issued in connection with Klarna’s September 2025 initial public offering (the “IPO”)and would like to discuss your legal rights, call Faruqi & Fa ...