Shares of Kemper (KMPR) have gained 12.8% over the past four weeks to close the last trading session at $65.52, but there could still be a solid upside left in the stock if short-term price targets of Wall Street analysts are any indication. Going by the price targets, the mean estimate of $82.20 indicates a potential upside of 25.5%.The mean estimate comprises five short-term price targets with a standard deviation of $5.72. While the lowest estimate of $75 indicates a 14.5% increase from the current price ...

Investors might want to bet on Kemper (KMPR) , as it has been recently upgraded to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Individual invest ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors rely on traditional forms of analysis on key valuati ...

Core Insights - Kemper reported revenue of $1.19 billion for the quarter ended March 2025, reflecting a 5% increase year-over-year, while EPS rose to $1.65 from $1.07 in the previous year [1] - The revenue fell short of the Zacks Consensus Estimate of $1.23 billion, resulting in a surprise of -3.56%, whereas the EPS exceeded expectations by +11.49% against a consensus estimate of $1.48 [1] Financial Performance Metrics - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Commercial Automobile was reported at 76.9%, higher than the estimated 74.9% [4] - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Personal Automobile was reported at 69.9%, better than the estimated 72% [4] - Earned premiums for Life and Health Insurance were $99.70 million, surpassing the average estimate of $97.26 million, marking a year-over-year increase of +2.5% [4] - Earned Premiums for Specialty Property & Casualty Insurance were $962.20 million, below the average estimate of $980.22 million, but showing a year-over-year increase of +14.6% [4] - Net investment income for Specialty Property & Casualty Insurance was $101.20 million, lower than the estimated $106.71 million, with a year-over-year change of +0.8% [4] - Net investment income for Life and Health Insurance was $48.40 million, exceeding the estimate of $46.75 million, reflecting a +9.3% year-over-year change [4] - Earned Premiums for Personal Automobile within Specialty Property & Casualty Insurance were $753.70 million, below the estimate of $789.32 million, with a year-over-year increase of +11.6% [4] - Earned Premiums for Commercial Automobile within Specialty Property & Casualty Insurance were $208.50 million, slightly above the estimate of $202.42 million, showing a significant year-over-year increase of +26.6% [4] - Total revenues for Life and Health Insurance were $148.80 million, surpassing the estimate of $144.04 million, indicating a +4.9% year-over-year change [4] - Other Income for Specialty Property & Casualty Insurance was $1.30 million, exceeding the estimate of $1.15 million, with a year-over-year increase of +18.2% [4] - Net Investment Income for Specialty Property & Casualty Insurance was $50.50 million, slightly below the estimate of $51.32 million, reflecting a year-over-year increase of +22.9% [4] - Overall earned premiums were reported at $1.09 billion, below the two-analyst average estimate of $1.12 billion, with a year-over-year change of +5.4% [4] Stock Performance - Kemper's shares have returned +9.1% over the past month, compared to a +10.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Kemper (KMPR) came out with quarterly earnings of $1.65 per share, beating the Zacks Consensus Estimate of $1.48 per share. This compares to earnings of $1.07 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 11.49%. A quarter ago, it was expected that this insurance holding company would post earnings of $1.38 per share when it actually produced earnings of $1.78, delivering a surprise of 28.99%.Over the last four quarters, the ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ______________________________________________________ FORM 10-Q ______________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended 3/31/2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission file number 001-18298 ____________________________ ...

Investor Supplement First Quarter 2025 Caution Regarding Forward-Looking Statements This Investor Supplement may contain or incorporate by reference information that includes or is based on forward- looking statements within the meaning of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Such statements involve known and unknown ris ...

All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its dividend yield, a me ...

Company Overview - Kemper is an insurance holding company based in Chicago, operating in the Finance sector, with shares experiencing a price change of -13.1% this year [3] - The company currently pays a dividend of $0.32 per share, resulting in a dividend yield of 2.22%, which is higher than the Insurance - Multi line industry's yield of 1.56% and the S&P 500's yield of 1.73% [3] Dividend Analysis - Kemper's annualized dividend of $1.28 has increased by 3.2% from the previous year, with two dividend increases over the last five years, averaging an annual increase of 0.63% [4] - The company's current payout ratio is 21%, indicating that it pays out 21% of its trailing 12-month earnings per share as dividends [4] Earnings Expectations - The Zacks Consensus Estimate for Kemper's earnings in 2025 is projected at $6.03 per share, reflecting a year-over-year growth rate of 2.38% [5] Investment Considerations - Dividends are favored by investors for various reasons, including improving stock investing profits and providing tax advantages, although not all companies offer dividends [6] - Kemper is identified as a compelling investment opportunity due to its strong dividend profile and a Zacks Rank of 3 (Hold) [7]

Regulatory Environment - Kemper's insurance operations are primarily regulated at the state level, affecting policy forms, rate setting, and claims handling practices [83]. - The company anticipates a continuing focus on new regulatory and legislative proposals at state and federal levels regarding privacy and security of personal information [90]. - Kemper's insurance subsidiaries are required to pay assessments to fund policyholder losses or liabilities of insolvent insurance companies under guaranty fund laws in most states [87]. - The company faces risks related to increased costs and potential liabilities from evolving regulatory policies and adverse legal outcomes [26]. - Kemper's ability to address market developments can be adversely impacted by lengthy delays in the approval process for policy rates and forms [84]. - The company is subject to numerous federal and state laws imposing significant requirements for protecting personal and confidential information [88]. - Kemper's insurance subsidiaries must maintain a cybersecurity program and incident response plan under extensive regulations [90]. - New state regulations expand oversight and reporting requirements for insurance holding companies, impacting enterprise risk assessments [96]. - The Dodd-Frank Act established the Federal Insurance Office to monitor the insurance industry and may influence business operations and financial reporting [97]. - Control of insurance companies is presumed with ownership of 10% or more of voting securities in most states, and 5% in Alabama, requiring prior regulatory approval for acquisitions [94]. Financial Strategy - Kemper's total capital held by domestic insurance subsidiaries exceeded the minimum levels required under applicable Risk-Based Capital (RBC) requirements as of December 31, 2024 [86]. - The company employs a total return investment strategy with an emphasis on yield while maintaining liquidity to meet short- and medium-term insurance obligations [81]. - Kemper relies on dividends from its insurance subsidiaries to meet obligations, with regulatory approval required for certain distributions [92]. - The company cannot guarantee that forward-looking statements will be achieved due to various risks and uncertainties [22]. Employee Engagement and Culture - Kemper emphasizes a culture of ownership among employees, driving high performance and accountability [100]. - Employee engagement is measured through surveys focusing on career growth, leadership, and workplace culture [109]. - Kemper offers a comprehensive total rewards package, including health insurance, retirement savings, and employee development programs [110]. - The company promotes a hybrid work model to enhance flexibility and maintain community engagement among employees [113]. - Regular town hall meetings are held to keep employees informed about key initiatives and celebrate achievements [114]. - Kemper is committed to fostering an inclusive environment that values diverse perspectives and supports employee growth [102].