Core Insights - Kemper reported revenue of $1.23 billion for the quarter ended June 2025, reflecting an 8.9% increase year-over-year, and EPS of $1.30, down from $1.42 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $1.22 billion by 0.34%, while the EPS fell short of the consensus estimate of $1.52 by 14.47% [1] Financial Performance Metrics - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Commercial Automobile was 72.4%, better than the average estimate of 74% [4] - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Personal Automobile was 80.4%, compared to the average estimate of 72.4% [4] - Net investment income was reported at $95.9 million, below the average estimate of $104.91 million, representing a year-over-year increase of 3.1% [4] - Earned Premiums for Specialty Property & Casualty Insurance totaled $1.01 billion, exceeding the average estimate of $991.78 million, with a year-over-year change of 17.2% [4] - Earned premiums for Life and Health Insurance were $100.5 million, slightly below the average estimate of $101.6 million, showing a year-over-year decrease of 0.3% [4] - Earned Premiums for Specialty Property & Casualty Insurance - Commercial Automobile reached $221.5 million, surpassing the average estimate of $215.67 million, marking a 29.5% increase year-over-year [4] - Earned Premiums for Specialty Property & Casualty Insurance - Personal Automobile were $789.3 million, exceeding the average estimate of $773.66 million, with a year-over-year change of 14.1% [4] - Other income was reported at $3.1 million, below the average estimate of $3.8 million, with a year-over-year change of 3000% [4] - Net investment income for Life and Health Insurance was $44.7 million, below the average estimate of $49.9 million, reflecting a year-over-year increase of 46.6% [4] Stock Performance - Kemper's shares have returned -3.4% over the past month, while the Zacks S&P 500 composite increased by 1% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Kemper (KMPR) came out with quarterly earnings of $1.3 per share, missing the Zacks Consensus Estimate of $1.52 per share. This compares to earnings of $1.42 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -14.47%. A quarter ago, it was expected that this insurance holding company would post earnings of $1.48 per share when it actually produced earnings of $1.65, delivering a surprise of +11.49%.Over the last four quarters, th ...

FORM 10-Q ______________________________________________________ UNITED STATES SECURITIES AND EXCHANGE COMMISSION ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Quarterly Period Ended 6/30/2025 WASHINGTON, D.C. 20549 ______________________________________________________ OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission file number 001-18298 ____________________________ ...

Investor Supplement Second Quarter 2025 Caution Regarding Forward-Looking Statements This Investor Supplement may contain or incorporate by reference information that includes or is based on forward- looking statements within the meaning of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Such statements involve known and unknown ri ...

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by it ...

Group 1 - Kemper's shares have increased by 0.1% over the past four weeks, closing at $63.07, with a mean price target of $82.2 indicating a potential upside of 30.3% [1] - The average of five short-term price targets ranges from a low of $75.00 to a high of $90.00, with a standard deviation of $5.72, suggesting a potential increase of 18.9% to 42.7% from the current price [2] - Analysts show strong agreement in revising earnings estimates higher, which correlates with potential stock price movements, indicating a positive outlook for Kemper [11][12] Group 2 - The Zacks Consensus Estimate for the current year has increased by 0.1% over the last 30 days, with no negative revisions, reflecting optimism about the company's earnings prospects [12] - Kemper currently holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates, suggesting a strong potential upside [13] - While the consensus price target may not be a reliable indicator of the extent of potential gains, it does provide a directional guide for price movement [14]

Core Viewpoint - Momentum investing focuses on "buying high and selling higher" rather than traditional strategies of "buying low and selling high" [1] Group 1: Momentum Investing Strategy - Momentum investors often face challenges in determining the right entry point, as stocks may lose momentum when their valuations exceed future growth potential [2] - A safer approach involves investing in bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [3] Group 2: Kemper (KMPR) Stock Analysis - Kemper (KMPR) is highlighted as a strong candidate for momentum investing, showing a four-week price change of 0.6% and an 11% gain over the past 12 weeks [4][5] - KMPR has a beta of 1.3, indicating it moves 30% more than the market in either direction, suggesting strong momentum [5] - The stock has a Momentum Score of B, indicating a favorable time to invest [6] - KMPR has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which typically attract more investor interest [7] - The stock is currently trading at a Price-to-Sales ratio of 0.87, suggesting it is undervalued at 87 cents for each dollar of sales [7] Group 3: Additional Investment Opportunities - Besides KMPR, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, presenting further investment opportunities [8] - The Zacks Premium Screens offer over 45 different strategies tailored to various investing styles, aimed at outperforming the market [9]

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors use a variety of methods, incl ...

Group 1 - The stock of Kemper (KMPR) closed at $63.29, showing a 1.3% gain over the past four weeks, with a mean price target of $82.2 indicating a potential upside of 29.9% [1] - The average price targets from analysts range from a low of $75.00 to a high of $90.00, with a standard deviation of $5.72, suggesting a variability in estimates; the lowest estimate indicates an 18.5% increase, while the highest points to a 42.2% upside [2] - Analysts show strong agreement on the company's ability to report better earnings than previously predicted, which supports the view of potential upside [4][11] Group 2 - The Zacks Consensus Estimate for the current year has increased by 1.2% over the past month, with one estimate going higher and no negative revisions [12] - Kemper currently holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates [13] - While the consensus price target may not be a reliable indicator of potential gains, the implied direction of price movement appears to be a good guide [14]

Core Viewpoint - The article emphasizes the importance of value investing and highlights Kemper (KMPR) as a strong candidate for value investors due to its favorable valuation metrics and earnings outlook [2][3][7]. Valuation Metrics - Kemper has a Price-to-Book (P/B) ratio of 1.39, which is significantly lower than the industry average of 2.65, indicating it may be undervalued [4]. - The Price-to-Sales (P/S) ratio for Kemper is 0.84, compared to the industry average of 1.07, further suggesting undervaluation [5]. - Kemper's Price-to-Cash Flow (P/CF) ratio stands at 10.24, which is attractive relative to the industry's average of 10.52 [6]. Earnings Outlook - The strength of Kemper's earnings outlook, combined with its favorable valuation metrics, positions it as one of the strongest value stocks in the market [7].