Group 1 - The article emphasizes the distinction between "income investors" who focus on current yield and those who prioritize total return, suggesting that the latter can find mispriced or undervalued securities [1] - It highlights the belief that the next decade will favor fixed income investments, regardless of the investor's approach, whether conservative or aggressive [1] - The company promotes its Conservative Income Portfolio, which targets preferred stocks and bonds with high safety margins, indicating a strategic focus on fixed income securities [1] Group 2 - The article mentions opportunities in undervalued fixed income securities, bond ladders, and high-yield cash parking, appealing to investors looking for attractive investment options [2] - It also offers access to an options portfolio as a bonus, suggesting additional investment strategies available to clients [2]

Core Viewpoint - Kemper (KMPR) has shown a 6.1% increase in stock price over the past four weeks, with a mean price target of $82.20 indicating a potential upside of 31% from the current price of $62.75 [1] Price Targets - The average price target consists of five estimates ranging from a low of $75 to a high of $90, with a standard deviation of $5.72, suggesting a variability in analyst estimates [2] - The lowest estimate indicates a 19.5% increase, while the highest suggests a 43.4% upside [2] Analyst Sentiment - Analysts are optimistic about KMPR's earnings prospects, as indicated by a positive trend in earnings estimate revisions, which historically correlates with stock price movements [4][11] - Over the last 30 days, the Zacks Consensus Estimate for the current year has increased by 5.1%, with three estimates moving higher and no negative revisions [12] Zacks Rank - KMPR holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate factors, indicating strong potential for upside [13]

Company Overview - Kemper is an insurance holding company based in Chicago, operating in the Finance sector, with a year-to-date share price change of -6.79% [3] - The company currently pays a dividend of $0.32 per share, resulting in a dividend yield of 2.07%, which is higher than the Insurance - Multi line industry's yield of 1.72% and the S&P 500's yield of 1.6% [3] Dividend Analysis - Kemper's annualized dividend of $1.28 has increased by 3.2% from the previous year, with two dividend increases over the last five years, averaging an annual increase of 0.69% [4] - The company's current payout ratio is 20%, indicating that it pays out 20% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - For the fiscal year, Kemper anticipates solid earnings growth, with the Zacks Consensus Estimate for 2025 projected at $6.34 per share, reflecting a year-over-year growth rate of 7.64% [5] Investment Considerations - Dividends are favored by investors as they enhance stock investing profits, reduce overall portfolio risk, and offer tax advantages [6] - While high-growth firms and tech start-ups typically do not provide dividends, established companies like Kemper are viewed as attractive dividend options [7] - Kemper is recognized as a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [7]

Core Insights - The article emphasizes the importance of value investing as a preferred strategy for identifying strong stocks in various market conditions [2][3] - Kemper (KMPR) is highlighted as a notable stock with a Zacks Rank of 2 (Buy) and an A for Value, indicating its potential as a strong investment opportunity [3][7] Valuation Metrics - Kemper's Price-to-Book (P/B) ratio is 1.36, which is attractive compared to the industry average of 2.36, suggesting it may be undervalued [4] - The Price-to-Sales (P/S) ratio for Kemper is 0.85, lower than the industry's average of 1.04, reinforcing the notion of undervaluation [5] - Kemper's Price-to-Cash Flow (P/CF) ratio stands at 10.08, which is competitive against the industry average of 10.11, indicating a solid cash outlook [6] Investment Outlook - The combination of favorable valuation metrics and a strong earnings outlook positions Kemper as one of the market's strongest value stocks [7]

Core Viewpoint - Momentum investing focuses on "buying high and selling higher" rather than traditional strategies of "buying low and selling high" [1] Group 1: Momentum Investing Strategy - Momentum investors often face challenges in determining the right entry point, as stocks may lose momentum when their valuations exceed future growth potential [2] - Investing in bargain stocks that have recently shown price momentum can be a safer strategy [3] Group 2: Kemper (KMPR) Stock Analysis - Kemper (KMPR) has shown a price increase of 14.1% over the past four weeks, indicating growing investor interest [4] - The stock gained 0.7% over the past 12 weeks and has a beta of 1.26, suggesting it moves 26% higher than the market [5] - KMPR has a Momentum Score of B, indicating a favorable time to invest [6] Group 3: Earnings Estimates and Valuation - An upward trend in earnings estimate revisions has contributed to KMPR earning a Zacks Rank 2 (Buy), which is associated with strong momentum effects [7] - KMPR is trading at a Price-to-Sales ratio of 0.88, indicating it is relatively cheap at present [7] Group 4: Additional Investment Opportunities - Besides KMPR, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, suggesting further investment opportunities [8] - Zacks offers over 45 Premium Screens tailored to different investing styles to help identify potential winning stocks [9]

Shares of Kemper (KMPR) have gained 12.8% over the past four weeks to close the last trading session at $65.52, but there could still be a solid upside left in the stock if short-term price targets of Wall Street analysts are any indication. Going by the price targets, the mean estimate of $82.20 indicates a potential upside of 25.5%.The mean estimate comprises five short-term price targets with a standard deviation of $5.72. While the lowest estimate of $75 indicates a 14.5% increase from the current price ...

Investors might want to bet on Kemper (KMPR) , as it has been recently upgraded to a Zacks Rank #2 (Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Individual invest ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors rely on traditional forms of analysis on key valuati ...

Core Insights - Kemper reported revenue of $1.19 billion for the quarter ended March 2025, reflecting a 5% increase year-over-year, while EPS rose to $1.65 from $1.07 in the previous year [1] - The revenue fell short of the Zacks Consensus Estimate of $1.23 billion, resulting in a surprise of -3.56%, whereas the EPS exceeded expectations by +11.49% against a consensus estimate of $1.48 [1] Financial Performance Metrics - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Commercial Automobile was reported at 76.9%, higher than the estimated 74.9% [4] - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Personal Automobile was reported at 69.9%, better than the estimated 72% [4] - Earned premiums for Life and Health Insurance were $99.70 million, surpassing the average estimate of $97.26 million, marking a year-over-year increase of +2.5% [4] - Earned Premiums for Specialty Property & Casualty Insurance were $962.20 million, below the average estimate of $980.22 million, but showing a year-over-year increase of +14.6% [4] - Net investment income for Specialty Property & Casualty Insurance was $101.20 million, lower than the estimated $106.71 million, with a year-over-year change of +0.8% [4] - Net investment income for Life and Health Insurance was $48.40 million, exceeding the estimate of $46.75 million, reflecting a +9.3% year-over-year change [4] - Earned Premiums for Personal Automobile within Specialty Property & Casualty Insurance were $753.70 million, below the estimate of $789.32 million, with a year-over-year increase of +11.6% [4] - Earned Premiums for Commercial Automobile within Specialty Property & Casualty Insurance were $208.50 million, slightly above the estimate of $202.42 million, showing a significant year-over-year increase of +26.6% [4] - Total revenues for Life and Health Insurance were $148.80 million, surpassing the estimate of $144.04 million, indicating a +4.9% year-over-year change [4] - Other Income for Specialty Property & Casualty Insurance was $1.30 million, exceeding the estimate of $1.15 million, with a year-over-year increase of +18.2% [4] - Net Investment Income for Specialty Property & Casualty Insurance was $50.50 million, slightly below the estimate of $51.32 million, reflecting a year-over-year increase of +22.9% [4] - Overall earned premiums were reported at $1.09 billion, below the two-analyst average estimate of $1.12 billion, with a year-over-year change of +5.4% [4] Stock Performance - Kemper's shares have returned +9.1% over the past month, compared to a +10.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Kemper (KMPR) came out with quarterly earnings of $1.65 per share, beating the Zacks Consensus Estimate of $1.48 per share. This compares to earnings of $1.07 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 11.49%. A quarter ago, it was expected that this insurance holding company would post earnings of $1.38 per share when it actually produced earnings of $1.78, delivering a surprise of 28.99%.Over the last four quarters, the ...