Based on IBHS Winter Ready recommendations, Mercury encourages property owners to: "Interior water damage often starts quietly — behind walls or in attics — and escalates quickly," said Sarah Dillingham, Senior Meteorologist at IBHS. "Understanding where vulnerabilities exist and acting early can significantly reduce the likelihood and severity of damage as temperatures continue to fluctuate. Interior water losses remain one of the most frequent insurance claim types nationwide, particularly following freez ...

'Volume Two' of misconceptions drivers should know before making coverage decisions LOS ANGELES, Jan. 20, 2026 /PRNewswire/ -- Misinformation about auto insurance continues to circulate, leading many drivers to make decisions based on outdated or inaccurate assumptions. To help consumers stay informed, Mercury Insurance (NYSE: MCY) is releasing Volume Two of its auto insurance myth–busting series—focused entirely on new misconceptions that can affect coverage, cost and peace of mind. "Even savvy drivers can ...

Why Winter Driving Demands More than Confidence – and How a Few Small Steps Can Reduce Crash Risk LOS ANGELES, Jan. 15, 2026 /PRNewswire/ -- As winter travel reaches its peak, many drivers assume that experience alone is enough to handle slick roads, reduced visibility, and unpredictable weather. Mercury Insurance cautions that winter driving risks are often underestimated—even by seasoned motorists—and encourages drivers to revisit the fundamentals before heading out. "Winter driving doesn't usually fail b ...

Mercury General (MCY) on Wednesday announced a dual listing of its common stock on NYSE Texas in addition to NYSE, effective January 15, 2026. The Los Angeles-based multiple-line insurance organization will trade with the same MCY ticker symbol on ...

Common winter vulnerabilities include: Why Preparation Matters From an insurance perspective, early awareness is one of the most effective tools consumers have. Small steps—such as checking drainage around the home, sealing exterior gaps, trimming weak trees, and adjusting driving habits during storms—can significantly reduce the likelihood of a claim. Understanding Seasonal Volatility Can Help Homeowners and Drivers Reduce Preventable Losses LOS ANGELES, Jan. 13, 2026 /PRNewswire/ -- As winter progresses, ...

Core Viewpoint - Mercury General Corporation will release its fourth quarter 2025 earnings report and annual report on Form 10-K on February 17, 2026, after market close [1]. Company Overview - Mercury General Corporation is a multiple line insurance organization primarily offering personal automobile and homeowners insurance through independent producers and direct-to-consumer sales across various states [2]. Forward-Looking Statements - The company’s press release includes forward-looking statements based on current expectations and beliefs, which may not be realized due to various risks and uncertainties [3].

Cold-Weather Pipe Failures Highlight One of the Most Common – and Preventable – Sources of Home Losses Know where your main shut-off valve is—and how to use it In a water emergency, minutes matter. Knowing where the main water shut-off valve is located—and making sure everyone in the household knows how to turn it off—can prevent a minor leak from becoming a major loss. Use early-warning detection tools LOS ANGELES, Jan. 8, 2026 /PRNewswire/ -- Water damage remains one of the most frequent and costly home i ...

Core Insights - The article emphasizes the effectiveness of the Zacks Rank system in identifying winning stocks through earnings estimates and revisions [1] - Value investing is highlighted as a popular strategy that successfully identifies undervalued companies across various market conditions [2] - The article introduces the Style Scores system, which helps investors find stocks with specific traits, particularly in the "Value" category [3] Company Analysis: Fairfax Financial (FRFHF) - Fairfax Financial is currently rated as a Zacks Rank 1 (Strong Buy) and has an A for Value, indicating strong investment potential [4] - The stock has a P/E ratio of 9.43, significantly lower than the industry average of 27.71, suggesting it may be undervalued [4] - The P/B ratio for FRFHF is 1.39, which is favorable compared to the industry average of 1.48, indicating solid market value relative to book value [5] - The P/S ratio stands at 1.32, slightly below the industry average of 1.34, reinforcing the perception of undervaluation [6] - The P/CF ratio is 7.20, well below the industry average of 12.30, further suggesting that FRFHF is undervalued based on cash flow [7] Company Analysis: Mercury General (MCY) - Mercury General also holds a Zacks Rank of 1 (Strong Buy) with a Value score of A, indicating strong investment potential [8] - The P/B ratio for MCY is 2.24, higher than the industry average of 1.48, which may suggest a different valuation perspective compared to FRFHF [8] - The article suggests that both Fairfax Financial and Mercury General are likely undervalued, making them attractive options for value investors [9]

"Home security doesn't have to start with expensive systems or the latest technology," said Larry Anderson, Director of Underwriting Operations at Mercury Insurance. "In our experience, the most effective protection comes from simple, consistent actions—locking doors, using lighting strategically and being mindful of daily routines." Mercury recommends homeowners focus on low-cost improvements and everyday behaviors that can make a meaningful difference, including ensuring exterior doors and windows have fu ...

Core Insights - Insurance stocks are seen as a strong investment opportunity leading into 2026, driven by disciplined underwriting, steady premium growth, and a favorable interest-rate environment [1] - The Federal Reserve's rate cuts have not brought rates down to the near-zero levels of the past decade, creating a supportive landscape for insurers with long-duration investment portfolios [1] Group 1: Investment Environment - Insurers are benefiting from higher bond yields, which enhance investment income without increasing underwriting risk [2][3] - The gradual turnover of investment portfolios allows insurers to replace lower-yielding bonds with higher-yielding ones, positively impacting earnings over time [3] - Improved investment income strengthens capital positions, enabling dividends, share repurchases, and greater balance-sheet flexibility [3] Group 2: Premium Growth and Underwriting - Insurers are experiencing premium growth due to pricing increases that address inflation, higher claims severity, and catastrophe risks, leading to improved underwriting margins [4] - Strong underwriting discipline and attractive product offerings are driving higher premiums, reinforcing earnings momentum [4] - The combination of prudent underwriting and a healthier rate environment is expected to create a foundation for predictable earnings growth through 2026 [4] Group 3: Company-Specific Insights - Mercury General Corporation (MCY) is positioned for top-line growth, benefiting from sustained premium increases and a high percentage of investments in fixed maturity securities [6][7] - Heritage Insurance Holdings (HRTG) is focusing on rate adequacy and disciplined market re-entry, with a significant portion of its investments in fixed maturity securities [8][11] - RenaissanceRe Holdings (RNR) is experiencing strong premium growth driven by demand for reinsurance and favorable market conditions, with a solid investment portfolio [12][13]