2,800 Teen Deaths. 3x the Risk. Why the First Year Behind the Wheel is the Most Dangerous [Accessibility Statement] Skip NavigationFederal data shows drivers 16-19 are nearly three times more likely to be in a fatal crash – preparation, and protection matter.LOS ANGELES, Feb. 19, 2026 /PRNewswire/ -- The driver's license photo may be slightly awkward, but the milestone is unforgettable. For families, a newly licensed teen means independence, busy schedules — and a new set of responsibilities.Motor vehicle c ...

Core Insights - Mercury General (MCY) reported quarterly earnings of $3.66 per share, exceeding the Zacks Consensus Estimate of $2.56 per share, and showing an increase from $2.78 per share a year ago, resulting in an earnings surprise of +42.97% [1] - The company generated revenues of $1.54 billion for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.76% and up from $1.43 billion year-over-year [2] Earnings Performance - Over the last four quarters, Mercury General has surpassed consensus EPS estimates three times [2] - The company had a previous quarter earnings surprise of +79.53%, with actual earnings of $3.86 per share compared to an expected $2.15 per share [1][2] Stock Performance - Mercury General shares have declined approximately 0.6% since the beginning of the year, while the S&P 500 has seen a slight decline of 0.1% [3] - The current Zacks Rank for Mercury General is 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - The consensus EPS estimate for the upcoming quarter is $2.10 on revenues of $1.46 billion, and for the current fiscal year, it is $8.40 on revenues of $6.23 billion [7] - The outlook for the insurance industry, particularly the Property and Casualty sector, is currently in the bottom 47% of Zacks industries, which may impact stock performance [8] Industry Context - HCI Group, another company in the same industry, is expected to report quarterly earnings of $4.87 per share, reflecting a year-over-year change of +1471%, with revenues projected at $232.36 million, up 43.5% from the previous year [9][10]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________ FORM 10-K ____________________________ ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Fiscal Year Ended December 31, 2025 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Transition Period from ___________ to ___________ California 95-2211612 (State or other jurisdiction of incorporation or organization) (I.R ...

Exhibit 99.1 4484 Wilshire Boulevard Los Angeles, California 90010 (323) 937-1060 Fax (323) 857-7125 Press Release FOR MORE INFORMATION, CONTACT: Theodore Stalick, SVP/CFO (323) 937-1060 www.mercuryinsurance.com For Release: February 17, 2026 Mercury General Corporation Announces Fourth Quarter and Fiscal 2025 Results and Declares Quarterly Dividend Los Angeles, California…Mercury General Corporation (NYSE: MCY) reported today the fourth quarter and fiscal 2025 results: Consolidated Highlights | | Three Mon ...

Skipping Late-Winter Home Maintenance Can Cost Homeowners Thousands, Mercury Insurance Warns [Accessibility Statement] Skip NavigationTargeted maintenance steps can help homeowners limit unexpected repair expensesLOS ANGELES, Feb. 17, 2026 /PRNewswire/ -- As winter winds down, [Mercury Insurance] (NYSE/NYSE Texas: MCY) is encouraging homeowners to take advantage of late winter to tackle small maintenance projects that can help prevent thousands of dollars in avoidable repair costs once spring arrives. Addre ...

Core Insights - Presidents' Day weekend is highlighted as a significant travel period, encouraging exploration of American history through road trips [1] - Mercury Insurance emphasizes the importance of preparation for a smoother travel experience, focusing on safety and enjoyment [1] Travel Opportunities - Popular presidential-themed road trip destinations include: - Route 66, showcasing historic stretches of America's iconic highway [1] - Warm Springs, Georgia, where FDR found restoration [1] - Ronald Reagan Presidential Library in California [1] - Franklin D. Roosevelt's residence in New York's Hudson Valley [1] - Lincoln landmarks in Springfield, Illinois [1] - The route from Mount Vernon to the National Mall in Virginia [1] Travel Preparation Tips - Mercury Insurance recommends several steps for a smoother trip: - Allow extra time for potential holiday traffic [1] - Pack an emergency kit with essentials like water and snacks [1] - Plan for variable winter weather conditions [1] - Check vehicle readiness, including tires and brakes [1] Company Overview - Mercury Insurance is a multi-line insurance carrier offering various types of insurance, including personal auto and homeowners insurance [1] - The company operates through a network of independent agents across multiple states and has received high ratings for customer service and competitive rates [1]

Core Insights - Valentine's Day jewelry spending is projected to exceed $6 billion, making it the highest-spend gift category for the holiday [1] - Mercury Insurance highlights the importance of proper insurance coverage for high-value gifts, as many may exceed standard coverage limits [1] Industry Overview - The National Retail Federation reports that Americans will spend over $6 billion on jewelry for Valentine's Day, indicating a consistent trend in high-value gift purchases during this holiday [1] - Jewelry spending peaks during Valentine's Day, prompting consumers to reassess their insurance coverage for valuable items [1] Company Guidance - Mercury Insurance advises consumers to take proactive steps to protect high-value gifts, including saving purchase documentation and considering professional appraisals [1] - Standard homeowners and renters insurance policies often have sub-limits for jewelry, typically ranging from $1,500 to $2,500, which may not cover the actual value of high-value items [1] - Consumers are encouraged to review their insurance coverage after major life events, such as engagements and weddings, to ensure adequate protection [1] - Storing valuable items securely is recommended to reduce the risk of theft, which is a common cause of jewelry claims [1]

Core Viewpoint - Mercury Insurance, in collaboration with the Anaheim Ducks, has recognized six community heroes as "Wing Leaders" for their significant contributions to Orange County, highlighting the importance of local service and leadership in building strong communities [1][2]. Group 1: Recognition Program - The Ducks Hall of Heroes honors individuals who demonstrate exceptional service and leadership, reflecting the shared values of Mercury Insurance and the Ducks in fostering community strength [1][2]. - The program aims to spotlight those who improve lives and inspire others through their actions, emphasizing compassion, creativity, and resilience [2]. Group 2: Inductees - Ace Christopherson-Bilbruck, at 10 years old, leads the Ace of Hearts Project, delivering toys and letters to children in need [3]. - Jacob Baruch founded Project Coffee Cup in 2015, providing meals and resources to unhoused individuals while mentoring local youth through art [4]. - RJ De Rama, a retinoblastoma survivor, advocates for inclusion through the OC Makapo Aquatics Project and serves on the City of Irvine's advisory committee for residents with disabilities [5]. - Danielle Judd, founder of FarmHouse Friends, supports children battling cancer with rescued farm animals and virtual experiences [6]. - Yvonne Temal, VP of We Explore Earth, leads inclusive outdoor experiences, ensuring access to nature for all [7]. - Mike Anderson, a music industry veteran, co-founded R.Y.T.M.O., providing music education to over 55,000 underserved youth globally [8]. Group 3: Program Details - The Hall of Heroes selects one nominee for induction each month during the season, with inductees receiving a VIP experience at a home game [9].

Core Insights - Mercury Insurance emphasizes the importance of taking preventive measures to mitigate water damage risks following winter storms, particularly as temperatures fluctuate [1][5]. Group 1: Company Actions and Recommendations - Mercury Insurance encourages homeowners and business owners to take proactive steps to prevent interior water damage, which is a common and costly issue [1][5]. - The company shares winter guidance developed by the Insurance Institute for Business & Home Safety (IBHS) to help reduce property damage through informed actions [3][5]. - Specific recommendations include knowing the location of the main water shutoff valve, safely clearing snow, addressing snow accumulation on structures, using generators cautiously, and documenting any damage promptly [7]. Group 2: Industry Context - Interior water losses are one of the most frequent types of insurance claims, especially after freeze events when plumbing systems are under stress due to rapid temperature changes [5]. - The fluctuating temperatures following winter storms can lead to new risks, such as frozen pipes cracking and leaking, which necessitates vigilance from property owners [2][4].

Core Insights - Mercury Insurance is addressing common misconceptions about auto insurance through its "Volume Two" myth-busting series, aiming to inform consumers and help them make better coverage decisions [1] Group 1: Auto Insurance Myths and Facts - Myth 1: Insurance premiums can be negotiated; Fact: Rates are calculated using state-regulated formulas and cannot be negotiated directly [2] - Myth 2: Medical payments coverage is unnecessary if health insurance is held; Fact: Auto policies can cover expenses not included in health insurance, such as deductibles and lost wages [3] - Myth 3: Full coverage means complete protection; Fact: "Full coverage" includes liability, comprehensive, and collision but is still subject to limits and exclusions [4] - Myth 4: All insurance companies are the same; Fact: Insurers differ in underwriting guidelines, risk models, and claims handling, making it essential to compare coverages and service [5] - Myth 5: Not-at-fault accidents do not affect rates; Fact: Filing a claim can influence insurance scores and future pricing, depending on state regulations [6] - Myth 6: New cars are always more expensive to insure; Fact: Insurance costs depend on safety features and repair costs, not just the age of the vehicle [7] - Myth 7: Insurance automatically covers rental cars after an accident; Fact: Rental reimbursement is an optional add-on and not included in standard policies [8] - Myth 8: Insurance pays off loans or leases if a car is totaled; Fact: Settlements are based on actual cash value, which may leave the owner owing money if depreciation is significant [9] Group 2: Company Overview and Mission - Mercury Insurance aims to build insurance confidence by dispelling myths and encouraging drivers to make informed decisions based on accurate information [10] - The company operates as a multiple-line insurance carrier, offering various types of insurance through independent agents across multiple states [11] - Mercury has a strong reputation, with an "A" rating from A.M. Best and recognition as a top auto insurance company by Forbes and Insure.com [12]