Mogo Inc. (NASDAQ:MOGO) Q1 2020 Results Conference Call June 3, 2020 5:00 PM ET Company Participants David Feller - CEO Greg Feller - President and CFO Conference Call Participants Nikhil Thadani - Mackie Research Capital Suthan Sukumar - Eight Capital Operator Good afternoon. My name is Mike and I'll be your conference operator today. At this time, I would like to welcome everyone to Mogo's First Quarter 2020 Earnings Conference Call. Please note that today's call contains forward-looking statements that a ...

MOGO Investor Presentation June 2020 Safe Harbour Statement Forward-Looking Statements: This presentation contains forward-looking statements or forward looking information that relate to the Company's current expectations and views of future events. In some cases, these forward-looking statements or forward-looking information can be identified by words or phrases such as "may", "might", "will", "expect", "anticipate", "estimate", "intend", "plan", "indicate", "seek", "believe", "predict" or "likely", or t ...

20-F 1 mogo_20f.htm FORM 20-F UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of event requiring this shell company report Commission file number 001-38409 MOGO INC. (previously Mogo Fin ...

Mogo Inc. (NASDAQ:MOGO) Q4 2019 Earnings Conference Call March 27, 2020 11:00 AM ET Company Participants David Feller - CEO Greg Feller - President and CFO Conference Call Participants Nik Priebe - BMO Capital Markets Nikhil Thadani - Mackie Research Suthan Sukumar - Eight Capital Doug Taylor - Canaccord Operator Good morning. My name is Joanna, and I'll be your conference operator today. At this time, I would like to welcome everyone to Mogo's Fourth Quarter 2019 Earnings Conference Call. Please note that ...

Company Overview & Strategy - Mogo is focused on improving users' financial health through its MoneyUp platform, which offers best-in-class financial products and experiences[15] - The company aims to simplify and engage consumers in achieving financial fitness, crushing debt, and building long-term wealth[27, 28] - Mogo's strategy involves bundling innovative financial products into a mobile-first experience, creating a "super app" focused on financial health[13] Financial Performance & Model - Mogo's member base is growing, approaching 1 million Canadians[91] with low-cost customer acquisition strategy at less than $20 per member[68] - The company is transitioning its revenue model to subscription and services, which constituted 53% of the $16.6 million revenue in Q3 2019[96] - The partner lending platform transforms Mogo's financial model by shifting revenue recognition to subscription & services and eliminating credit risk[98, 100] - Subscription & services gross margin was 79% in Q3 2019, driving operating leverage[105] - The company reported a contribution of $5.0 million in Q3 2019, consistent with Q3 2018[113] Future Outlook - Mogo is targeting 20%-30% core revenue growth and 30%-35% adjusted EBITDA margin in FY 2020[128] - The company aims to achieve breakeven net cash flow in Q4 2019 and monetize its investment portfolio[128] - Mogo sees a long-term average revenue per member (ARPM) target of $150-$200, driven by new offerings like MoneyUp, MogoSpend, and partner lending[131]

Mogo Inc. (NASDAQ:MOGO) Q3 2019 Earnings Conference Call November 7, 2019 5:00 PM ET Company Participants Craig Armitage ??? IR David Feller ??? Chief Executive Officer Greg Feller ??? President and CFO Conference Call Participants Nik Priebe ??? BMO Capital Markets Doug Taylor ??? Canaccord Genuity Nikhil Thadani ??? Mackie Research Capital Suthan Sukumar ??? Eight Capital Lisa Thompson ??? Zacks Investment Research Operator Good afternoon. My name is Leone, and I'll be your conference operator today. At t ...

$10,000 MOGO/ FEATURED IN . 24 <<<< Apps We Love Apple, 2019 0 Q2 2019 Investor Presentation August 2019 and and the comment of the states of the operation of the NEWS The Seattle of The State and and e 1977 12 01 - t 2015-01-0 NEW OF THE LEAR Safe Harbour Statement Forward-Looking Statements: This presentation contains forward-looking statements or forward looking information that relate to the Company's current expectations and views of future events. In some cases, these forward-looking statements or for ...

Financial Data and Key Metrics Changes - Core revenue increased by 41% year-over-year to CAD 16.4 million, with subscription services revenue growing by 42% [42][45] - Adjusted EBITDA rose by 116% year-over-year to CAD 1.6 million [43][49] - The company ended the period with CAD 42 million in cash and investments [44][60] Business Line Data and Key Metrics Changes - Mogo's member base grew to 865,000, reflecting a 32% increase year-over-year [63] - Monthly member engagement increased by 60% year-over-year [12] - The number of revenue-driving products expanded from one to six, with loans currently providing the highest revenue [13][45] Market Data and Key Metrics Changes - The company noted a significant shift towards digitalization in the financial services industry, which is driving growth and member engagement [6][10] - The exit from small-scale bitcoin mining, which represented about 5% of total revenue, was completed, allowing focus on core revenue streams [46] Company Strategy and Development Direction - Mogo aims to create a holistic financial health solution, moving from individual products to an integrated platform [33][34] - The company is focusing on partner lending to scale its loan business without capital constraints, leveraging its existing member base [30][31] - New product initiatives, including a revamped app experience and cashback offerings, are designed to enhance user engagement and drive monetization [33][108] Management's Comments on Operating Environment and Future Outlook - Management highlighted the ongoing financial stress faced by Canadians and the opportunity for Mogo to provide solutions that improve financial health [7][17] - The company expects to see meaningful volume from partner lending within the next year, indicating a positive outlook for growth [72][73] Other Important Information - The company is investing in R&D to enhance its platform and product offerings, with a focus on maintaining a competitive advantage [38][39] - MogoProtect and premium account products were significant contributors to revenue growth [45] Q&A Session Summary Question: Evolution of the credit business and partner lending - Management confirmed that the initial partner loans will be similar to non-prime unsecured consumer installment loans, with plans to expand offerings across the credit spectrum [67][68] Question: Timeline for meaningful scale in partner lending - The first partner is expected to be announced this year, with meaningful volume anticipated next year [72] Question: Revenue reporting for partner lending - Revenue from partner lending will initially be included under Subscription & Services, with potential for separate reporting as scale increases [81][82] Question: Cashback program and Visa Direct - Visa Direct is set to go live for beta users next week, with broader product launch expected in Q4 [103][104] Question: Margins on cashback product - The cashback program is designed to drive user engagement rather than serve as a profit driver, with a focus on increasing overall monetization opportunities [110][111]

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Mogo Finance Technology Inc. (NASDAQ:MOGO) Q1 2019 Results Earnings Conference Call May 14, 2019 5:00 PM ET Company Participants David Feller - Founder and CEO Greg Feller - President and CFO Conference Call Participants Nik Priebe - BMO Capital Markets Scott Buck - Riley FBR Lisa Thompson - Zacks Investment Research Operator Good afternoon. My name is Leone, and I???ll be your conference operator today. At this time, I???d like to welcome everyone to Mogo???s First Quarter 2019 Earnings Conference Call. Pl ...