Core Viewpoint - Ashford Hospitality Trust has fully paid off its strategic financing, which was crucial for recovery from the COVID pandemic [1][2]. Company Summary - Ashford Hospitality Trust is a real estate investment trust (REIT) that primarily invests in upper upscale, full-service hotels [2]. - The complete elimination of corporate-level debt strengthens the company and aligns with its "GRO AHT" initiative, aimed at maximizing asset performance and increasing shareholder value [2].

Core Viewpoints - PayPoint Group delivered a positive quarter with strong performance from key seasonal businesses, maintaining confidence in meeting FY25 expectations and achieving £100m EBITDA by the end of FY26 [2][3] - The company's resilience, investment in capabilities, and growing opportunities to deliver value-add solutions underpin its confidence in achieving long-term growth targets [3] Shopping Division - Shopping divisional net revenue decreased by 2.0% to £16.1 million, driven by lower consumer spending and a challenging environment for UK consumers [4][11] - PayPoint estate continued to grow, with site growth to 20,092 and enhanced propositions for retailers [4][13] - Card payments net revenue decreased by 5.7% to £7.8 million, with a reduction in the Handepay EVO/Lloyds Cardnet estate to 19,220 as the company transitioned to a new acquirer [13] - Card processed value decreased by 5.9% overall to £1.7 billion, with the Handepay EVO estate down 1.8% and the Lloyds Cardnet estate down 11.4% [13] E-commerce Division - E-commerce divisional net revenue increased strongly by 32.0% to £4.1 million, driven by a 36.8% increase in parcel transactions to 35.8 million [5][12] - Collect+ network increased to 13,930 sites, reflecting strong positioning in Out of Home (OOH) fulfilment and a market shift towards OOH delivery [5][13] - The company is making progress in engaging with Chinese and South Asian marketplaces, with services expected to go live in the final quarter [5] Payments & Banking Division - Payments & Banking divisional net revenue increased by 0.8% to £14.0 million, with underlying net revenue from the MultiPay platform increasing by 4.7% to £1.8 million [6][12] - Local Banking initiatives are progressing, with the first High St bank on track for consumer deposits launch at the end of Q4 FY25 [6] - Over £373 million of consumer deposits have been processed for neobanks through the company's extensive network [6] - The legacy energy sector business remains resilient, with key contract renewals including Scottish Power [6] Love2shop Division - Love2shop divisional net revenue increased by 1.3% to £18.8 million, with billings ahead of last year and a strong pipeline for Q4 FY25 [8][14] - Highstreetvouchers.com billings were 9.2% ahead of plan, with a strategic partnership with InComm Payments delivering an incremental £1.7m of billings [8] - Park Christmas Savings delivered final billings of £162.2m, consistent with the previous year, with early indications for the 2025 prepayments saving season being encouraging [8] Financial Highlights - Group net revenue increased by 1.9% to £53.0 million, driven by strong performances in E-commerce and Love2shop divisions [10] - The Group had net corporate debt of £108.9 million, expected to reduce to below £100 million by 31 March 2025 [15] - An increased interim dividend of 19.4 pence per share was declared, up 2.1% from the prior half year [16] - The Group commenced a three-year share buyback programme, returning at least £20 million to shareholders over the next 12 months [17] Strategic Initiatives - The company is leveraging data and analytics to enhance retailer engagement and identify performance trends in the PayPoint and card merchant networks [4] - New initiatives include the launch of a Merchant App, targeted marketing campaigns, and an AI-driven statement reader to enhance the merchant sales experience [4] - The company is expanding its FMCG pipeline, with consumer brand campaigns planned for the next 6-12 months, and has lent over £16m through its YouLend Business Finance product [4] - The company is working on initiatives with SF Express to enable services in Chinese communities across the UK [5]

Core Viewpoint - PayPoint Plc has announced the reinvestment of the first installment of its interim cash dividend through the Share Incentive Plan, allowing Persons Discharging Managerial Responsibilities (PDMRs) to purchase ordinary shares at a price of £7.62 each on 20 December 2024 [4][13]. Group 1: Transaction Details - The transaction involves the purchase of ordinary shares of 1/3 pence each under the PayPoint Plc Share Incentive Plan [12]. - The purchase price for the shares was set at £7.62 [12]. - The total volume of shares purchased by various PDMRs includes 78, 76, 61, 53, 35, 20, 31, 33, 25, 26, 18, and 9 shares, with an aggregate total of 595.12, 579.86, 465.41, 404.37, 267.04, 152.59, 236.52, 251.78, 190.74, 198.37, 137.33, and 68.67 in total value respectively [12]. Group 2: Persons Discharging Managerial Responsibilities - The PDMRs involved in the transaction include Katy Wilde, Josephine Toolan, Christopher Paul, Simon Coles, Anthony Sappor, Nicholas Williams, Nicholas Wiles, Benjamin Ford, Mark Latham, Tanya Murphy, Stephen O’Neill, and Rob Harding [5][11]. - The notification was made in accordance with the UK Market Abuse Regulation [4].

Core Viewpoint - Growth investors are increasingly focused on identifying stocks with above-average financial growth, which can lead to solid returns, but finding such stocks can be challenging due to inherent risks and volatility [1] Group 1: Company Overview - Paymentus (PAY) is highlighted as a recommended growth stock, possessing a favorable Growth Score and a top Zacks Rank [2] - The company has a historical EPS growth rate of 135.6%, with projected EPS growth of 53.1% this year, surpassing the industry average of 42.1% [5] Group 2: Financial Metrics - The asset utilization ratio for Paymentus is 1.48, indicating that the company generates $1.48 in sales for every dollar in assets, compared to the industry average of 0.86, showcasing superior efficiency [6] - Paymentus is expected to achieve a sales growth of 35.5% this year, significantly higher than the industry average of 4.2% [7] Group 3: Earnings Estimates - The current-year earnings estimates for Paymentus have been revised upward, with the Zacks Consensus Estimate increasing by 21.9% over the past month, indicating positive momentum [9] - Paymentus has earned a Growth Score of B and holds a Zacks Rank 2 due to favorable earnings estimate revisions, suggesting it is a solid choice for growth investors [10][12]

Core Viewpoint - Paymentus (PAY) is experiencing solid improvement in earnings estimates, which is likely to drive its stock price higher due to positive short-term price momentum [1][2]. Earnings Estimates - Current quarter earnings are expected to be $0.12 per share, reflecting a +9.09% change from the previous year [4]. - The Zacks Consensus Estimate for the current quarter has increased by 12.5% over the last 30 days, with two estimates moving higher and no negative revisions [4]. - For the full year, Paymentus is projected to earn $0.49 per share, indicating a year-over-year change of +53.13% [5]. - The consensus estimate for the full year has risen by 21.88% due to two upward revisions and no negative changes [5]. Zacks Rank - Paymentus has achieved a Zacks Rank 2 (Buy), indicating favorable estimate revisions that suggest strong investment potential [6]. - Stocks with Zacks Rank 1 (Strong Buy) and 2 (Buy) have historically outperformed the S&P 500 [6]. Stock Performance - The stock has gained 43.8% over the past four weeks, driven by solid estimate revisions and positive earnings growth prospects [7].

Group 1: Momentum Investing Overview - Momentum investing involves following a stock's recent trend, with the aim of buying high and selling higher, capitalizing on established price movements [1] - The Zacks Momentum Style Score helps investors identify which metrics are effective for assessing momentum in stocks [2] Group 2: Company Analysis - Paymentus (PAY) - Paymentus currently holds a Momentum Style Score of B and a Zacks Rank of 2 (Buy), indicating strong potential for outperformance [3][4] - Over the past week, shares of Paymentus have increased by 23.84%, while the Zacks Internet - Software and Services industry has decreased by 2.74% [7] - In the last month, Paymentus shares have risen by 43.8%, significantly outperforming the industry's 1.57% [7] - Over the past quarter, Paymentus shares have increased by 63.12%, and over the last year, they have risen by 126.8%, compared to the S&P 500's increases of 6.16% and 32.62%, respectively [8] Group 3: Trading Volume and Earnings Outlook - The average 20-day trading volume for Paymentus is 455,991 shares, which serves as a bullish indicator when combined with rising stock prices [9] - In terms of earnings outlook, there have been two upward revisions in earnings estimates for the current fiscal year, raising the consensus estimate from $0.42 to $0.49 [11] - For the next fiscal year, one estimate has increased, with no downward revisions noted [11] - Given these factors, Paymentus is positioned as a strong buy with a Momentum Score of B, making it a noteworthy investment option [12]

Paymentus Holdings, Inc. (NYSE:PAY) Q3 2024 Earnings Conference Call November 12, 2024 5:00 PM ET Company Participants David Hanover - Investor Relations Dushyant Sharma - Founder & Chief Executive Officer Sanjay Kalra - Chief Financial Officer Conference Call Participants Dave Koning - Baird Tien-Tsin Huang - JPMorgan John Davis - Raymond James Darrin Peller - Wolfe Research Matt O'Neill - FT Partners Andrew Bauch - Wells Fargo Operator Good day, and welcome to the Third Quarter 2024 Paymentus Earnings Con ...

| --- | --- | --- | --- | --- | --- | --- | |--------------------------------------------|--------------------|-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | EARNINGS CONFERENCE CALL November 12, 2024 | THIRD QUARTER 2024 | | | | | | | DUSHYANT SHARMA President & CEO | SANJAY KALRA CFO | | | | | | EARNINGS REPORT DISCLAIMER This presentation and the accompanying webcast contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 Class A Common Stock, par value $0.0001 per share PAY New York Stock Exchange FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-40429 | --- | --- | --- | |-------------------- ...

https://files.reportify.cc/med Paymentus Reports Third Quarter 2024 Financial Results Revenue up 51.9% year-over-year Adjusted EBITDA up 58.2% year-over-year, reflecting a 30.7% adjusted EBITDA margin CHARLOTTE, North Carolina, November 12, 2024 -- Paymentus Holdings, Inc. ("Paymentus") (NYSE: PAY), a leading provider of cloud-based bill payment technology and solutions, today announced its unaudited financial results for the quarter ended September 30, 2024. "Paymentus has delivered excellent results to da ...