Paymentus (PAY) Q1 2025 Earnings Call May 05, 2025 05:00 PM ET Speaker0 Good day, and welcome to the First Quarter twenty twenty five Paymentus Holdings Earnings Conference Call. This call is being recorded. All participants are currently in listen mode only. There will be an opportunity to ask questions following management's prepared remarks. At this time, I will now turn the call over to Scott Eckstein, Investor Relations. Speaker1 Thank you, operator. Good afternoon. Welcome, and thank you for joining t ...

In addition to the GAAP financial measures presented in our consolidated financial statements, this presentation includes key performance indicators and non-GAAP financial measures that our management uses to help us evaluate our business, identify trends affecting our business, formulate business plans and make strategic decisions. There are limitations to contribution profit and margin, adjusted gross profit, non-GAAP operating expenses, non-GAAP net income, non-GAAP earnings per share, EBITDA, adjusted E ...

Paymentus Reports First Quarter 2025 Financial Results Revenue increased 48.9% year-over-year Adjusted EBITDA rose 51.3%, reflecting a 34.2% adjusted EBITDA margin CHARLOTTE, North Carolina, May 5, 2025 -- Paymentus Holdings, Inc. ("Paymentus") (NYSE: PAY), a leading provider of cloud-based bill payment technology and solutions, today announced its unaudited financial results for the quarter ended March 31, 2025. "Paymentus started 2025 on strong footing, with year-over-year growth in revenue, contribution ...

Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies, including daily updates on Zacks Rank and Industry Rank, Equity Research reports, and Premium stock screens [1][2] Zacks Style Scores - Zacks Style Scores are indicators that rate stocks based on value, growth, and momentum characteristics, helping investors identify stocks likely to outperform the market in the next 30 days [2][3] - Each stock is rated from A to F, with A indicating the highest potential for outperformance [3] Value Score - The Value Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [3] Growth Score - The Growth Score assesses a company's future prospects by analyzing projected and historical earnings, sales, and cash flow [4] Momentum Score - The Momentum Score evaluates stocks based on price trends and earnings outlook, utilizing one-week price changes and monthly earnings estimate changes [5] VGM Score - The VGM Score combines the three Style Scores to identify stocks with attractive value, strong growth forecasts, and promising momentum [6] Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to guide investors in building successful portfolios [7] - Stocks rated 1 (Strong Buy) have historically produced an average annual return of +25.41% since 1988, significantly outperforming the S&P 500 [8] Investment Strategy - For optimal returns, investors should focus on stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B [9] - Stocks with lower ranks but high Style Scores may still present risks if earnings forecasts are declining [10] Company Spotlight: Paymentus (PAY) - Paymentus is rated 2 (Buy) on the Zacks Rank with a VGM Score of B, indicating strong potential for momentum investors [11] - The company has seen a 5.9% increase in shares over the past four weeks, with a consensus earnings estimate of $0.58 per share for fiscal 2025 [12] - Paymentus has an average earnings surprise of 33.3%, making it a strong candidate for investors [12]

Core Insights - PayPoint Plc anticipates delivering a financial performance in line with expectations, with underlying EBITDA of approximately £90 million and year-end net debt below £100 million [3] - The company has been actively engaging in a share buyback program, purchasing a total of 2,227,615 shares for £15.9 million as of April 17, 2025 [3] - Preliminary results for the financial year ending March 31, 2025, will be announced on June 12, 2025, along with updates on group strategy and financial objectives for the three-year period to FY28 [4] Business Overview - PayPoint Group serves a diverse range of organizations, including SMEs, convenience retailers, local authorities, government, multinational service providers, and e-commerce brands [6] - The company operates across four core business divisions, creating long-term value for stakeholders [6] - In the Shopping division, PayPoint enhances retailer propositions and customer experiences through various payment technologies and partnerships across over 60,000 locations [7] - The E-commerce division offers tech-based delivery solutions through Collect+, facilitating parcel pick-up and drop-off at local stores [7] - In Payments and Banking, PayPoint provides a digital payments platform, MultiPay, which supports various payment methods including Open Banking and card payments [7] - The Love2shop division offers gifting and prepaid savings solutions, being the UK's leading multi-retailer gifting provider [7]

Paymentus (PAY) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Individual inv ...

Industry Overview - Mobile payments are financial transactions conducted via smartphones, tablets, or wearable devices, eliminating the need for cash or physical cards [1] - The global mobile payments market was valued at $88.5 billion in 2024 and is projected to grow at a compound annual growth rate (CAGR) of 38% from 2025 to 2030, driven by smartphone penetration and e-commerce growth [4] Technological Advancements - Technologies such as blockchain and artificial intelligence are enhancing transaction transparency, automating processes, and improving fraud prevention in mobile payments [2] - Digital wallets and contactless technologies, including NFC, are facilitating seamless transactions and peer-to-peer transfers [1][2] Key Players - Affirm Holdings, Inc. is known for its "Buy Now, Pay Later" solutions, allowing consumers to split purchases into biweekly or monthly payments, with 21 million active consumers and 337,000 active merchants as of December 31, 2024 [6][7] - Fiserv, Inc. offers a comprehensive suite of mobile payment solutions, including Clover Go, which supports around 3.5 million POS devices globally and has been adopted by over 2,100 financial institutions [9][10] - MercadoLibre, Inc. operates Mercado Pago, which processed approximately 11.3 billion transactions last year and has over 56 million monthly active users, highlighting its significant growth potential in Latin America [13][14] - Paymentus Holdings, Inc. provides an all-in-one electronic bill presentment and payment platform, processing 166 million transactions in the fourth quarter of 2024, showcasing its operational scale [16][18] Market Trends - The COVID-19 pandemic has accelerated the demand for contactless and secure payment solutions, further driving the adoption of mobile payments [3] - Companies are leveraging strategic partnerships to enhance their service offerings and expand into new markets, such as Affirm's collaboration with Shopify for international expansion [8]

Paymentus Holdings, Inc. (NYSE:PAY) Q4 2024 Earnings Conference Call March 10, 2025 5:00 PM ET Company Participants David Hanover - Investor Relations Dushyant Sharma - Founder & Chief Executive Officer Sanjay Kalra - Chief Financial Officer Conference Call Participants Dave Koning - Baird Tien-Tsin Huang - JPMorgan John Davis - Raymond James Andrew Bauch - Wells Fargo Matt O'Neill - FT Partners Operator Good day, and welcome to the Fourth Quarter and Full Year 2024 Paymentus Earnings Conference Call. This ...

Paymentus (PAY) Q4 2024 Earnings Call March 10, 2025 11:24 PM ET Company Participants David Hanover - Investor RelationsDushyant Sharma - Founder and Chief Executive OfficerSanjay Kalra - Senior VP, CFO & Principal Accounting OfficerJohn Davis - Managing DirectorAndrew Bauch - Director - Equity ResearchMatthew O'Neill - Managing Director Conference Call Participants David Koning - Senior Research AnalystTien-tsin Huang - Senior Analyst Operator participants are currently in a listen only mode. There will be ...

Paymentus (PAY) came out with quarterly earnings of $0.13 per share, beating the Zacks Consensus Estimate of $0.12 per share. This compares to earnings of $0.11 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 8.33%. A quarter ago, it was expected that this electronic bill payment services would post earnings of $0.09 per share when it actually produced earnings of $0.15, delivering a surprise of 66.67%.Over the last four quart ...