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Paysign (PAYS) Conference June 04, 2025 03:00 PM ET Speaker0 Ladies and gentlemen in attendance and to our webinar guests around the world, welcome back to the two thousand twenty five Microcap Rodeo. Next up, it is the CFO of PaySign Inc. I give you mister Jeff Baker. Jeff, come on up here. Speaker1 Thank you very much. Jeff, as he said, my name is Jeff Baker, CFO, PaySign. I've been with the company just over four years. Happy to present the company's listed on the Nasdaq under the symbol PAYS. Some forwa ...

Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers.Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 Commission file number 001-38623 PAYSIGN, INC. (Exact name of registrant as specified in its charter) Nevada 95-4550154 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) 2615 St. Rose Parkway, Henderson, Nevada 89052 (Address of ...

Paysign (PAYS) Q1 2025 Earnings Call May 08, 2025 05:00 PM ET Company Participants Mark Newcomer - Co-Founder, President, CEO & ChairmanJeff Baker - CFO Operator Good afternoon. My name is Chelsea, and I will be your conference operator today. At this time, I would like to welcome everyone to the PaySign, Inc. First Quarter twenty twenty five Earnings Conference Call. After the speakers' remarks, there will be a question and answer session. As a reminder, this conference is being recorded. The comments on t ...

Paysign (PAYS) Q1 2025 Earnings Call May 08, 2025 05:00 PM ET Speaker0 Good afternoon. My name is Chelsea, and I will be your conference operator today. At this time, I would like to welcome everyone to the PaySign, Inc. First Quarter twenty twenty five Earnings Conference Call. After the speakers' remarks, there will be a question and answer session. As a reminder, this conference is being recorded. The comments on today's call regarding PaySign's financial results will be on a GAAP basis unless otherwise ...

Exhibit 99.1 Earnings Release Paysign, Inc. Reports First Quarter 2025 Financial Results Adjusted EBITDA and Adjusted EBITDA per share are non-GAAP metrics used by management to gauge the operating performance of the business – see reconciliation of net income to Adjusted EBITDA at the end of the press release. HENDERSON, Nev. – May 8, 2025 – (Business Wire) – Paysign, Inc. (NASDAQ: PAYS), a leading provider of prepaid card programs, comprehensive patient affordability offerings, digital banking services an ...

Financial Performance - Total revenues increased by 23.5% to $58,384,552 for the year ended December 31, 2024, compared to $47,274,162 in 2023[165]. - Pharma industry revenue surged by 212.3%, reaching $12,652,412, driven by the launch of 33 net new pharma programs[165]. - Gross profit increased by 33.4% to $32,197,334, with a gross margin of 55.1% for the year ended December 31, 2024[165][167]. - Net income for the year ended December 31, 2024 was $3,815,907, a decline of 40.9% compared to $6,458,727 in 2023[172]. - The gross dollar volume loaded on cards was $1,783 million for the year ended December 31, 2024, compared to $1,706 million in 2023[173]. - Total revenue conversion rate improved to 3.27% for 2024, up from 2.77% in 2023[174]. - Operating expenses increased by 28.3% to $31,175,826, primarily due to higher selling, general and administrative expenses[165][168]. - Adjusted EBITDA for the year ended December 31, 2024 was $9,621,083, compared to $6,712,966 in 2023[176]. - Net cash provided by operating activities was $22,947,120 in 2024, a decrease of $4,673,504 compared to 2023[179][181]. - Cash used in financing activities was $466,245 for the year ended December 31, 2024, compared to $1,118,284 for 2023, with share repurchases of 136,700 shares at an average price of $3.62 per share in 2024[183]. - Unrestricted cash as of December 31, 2024, was $10,766,982, a decrease of $6,227,723 from the previous year, primarily due to payment timing on claim reimbursement receivables[185]. Business Operations - Paysign reported significant growth in the prepaid card market, driven by improved technology and greater consumer convenience[158]. - The company operates a high-availability payments platform that allows seamless integration with clients' systems, enhancing transaction processing and customer service[151]. - Paysign's prepaid card offerings include corporate rewards, prepaid gift cards, general purpose reloadable debit cards, and healthcare reimbursement payments[152]. - The company manages all aspects of the prepaid card lifecycle, including design, production, distribution, and customer service[159]. - Paysign's architecture is known for its cross-platform compatibility, flexibility, and scalability, providing cost savings and revenue opportunities for clients[151]. - Paysign's marketing efforts are focused on corporate incentive and expense prepaid card products across various market verticals, including healthcare and loyalty rewards[160]. Revenue Recognition - Revenue from plasma and pharma card programs includes cardholder fees, transaction claims processing fees, and interchange fees[193]. - The company recognizes revenue from cardholder fees at the point of transaction fulfillment and management fees on a monthly basis[194]. - Breakage revenue is recognized ratably over the estimated card life, based on historical redemption patterns[195]. Future Outlook - The company plans to invest additional funds in technology improvements, sales and marketing, cybersecurity, fraud prevention, customer service, and regulatory compliance in 2025[163]. - The company anticipates that its available cash and forecasted revenues will sustain operations for the next 24 months[149]. - The company may evaluate raising capital to diversify into new market verticals while believing it can support existing operations with internally generated funds if new capital is not raised[163]. - The company grew to approximately 7.3 million cardholders and approximately 600 card programs as of December 31, 2024[164]. Stock and Compensation - The company repurchased 394,558 shares at an average price of $2.86 per share in 2023[183]. - Stock-based compensation expense is recognized for all restricted stock awards and stock options, with fair value measured at grant date[200]. Compliance and Risk - Operating lease expenses are recorded as rent expense and included within selling, general, and administrative expenses[198]. - The company is not required to provide market risk disclosures as a smaller reporting company[201].

Paysign (PAYS) Q4 2024 Earnings Call March 25, 2025 11:27 PM ET Company Participants Mark Newcomer - Co-Founder, President, CEO & ChairmanJeffery Baker - CFO & TreasurerGary Prestopino - Managing DirectorMatthew Turner - President of Patient AffordabilityPeter Heckmann - MD - Equity ResearchMatthew Lanford - Chief Payments Officer Conference Call Participants Jacob Stephan - Senior Research Analyst Operator Good afternoon. My name is Kevin, and I'll be your conference operator today. At this time, I'd like ...

Paysign, Inc. (NASDAQ:PAYS) Q4 2024 Earnings Conference Call March 25, 2025 5:00 PM ET Company Participants Mark Newcomer - President and CEO Jeff Baker - CFO Matt Turner - President, Patient Affordability Matt Lanford - CPO Conference Call Participants Jacob Stephan - Lake Street Capital Markets Gary Prestopino - Barrington Research Peter Heckmann - D.A. Davidson Operator Good afternoon. My name is Kevin and I'll be your conference operator today. At this time, I'd like to welcome everyone to the Paysign, ...