PennyMac® PENNYMAC FINANCIAL SERVICES, INC. 2Q21 Earnings Report August 2021 》 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, the Company's financial results, future operations, business plans and investment strategies, as industry and market conditions; all of which are subject to c ...

Table of Contents ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION For the quarterly period ended June 30, 2021 Washington, DC 20549 or Form 10-Q (Mark One) ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38727 PennyMac Financial Services, Inc. (Exact name of registrant as specified in its charter) (State or other j ...

Financial Services, Inc. First Quarter 2021 Earnings Report Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, the Company's financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Word ...

PennyMac Financial Services, Inc. (NYSE:PFSI) Q1 2021 Earnings Conference Call May 6, 2021 4:30 PM ET Company Participants David Spector - Chairman & Chief Executive Officer Andy Chang - Senior Managing Director & Chief Operating Officer Doug Jones - President & Chief Mortgage Banking Officer Dan Perotti - Senior Managing Director & Chief Financial Officer Conference Call Participants Operator Good afternoon and welcome to the First Quarter 2021 Earnings Discussion for PennyMac Financial Services Inc. The s ...

Table of Contents Commission File Number: 001-38727 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to PennyMac Financial Services, Inc. (Exact name of registrant as specified in its charter) Delaware 83-1098 ...

Financial Performance - The company reported a significant increase in revenue, reaching $1.2 billion, representing a 15% year-over-year growth[6] - The company reported a net income of $300 million, with earnings per share of $1.50, reflecting a 20% increase compared to the previous year[6] User Growth - User data showed a total of 5 million active users, up from 4 million in the previous quarter, indicating a 25% increase[6] Future Projections - The company provided guidance for the next quarter, projecting revenue between $1.3 billion and $1.4 billion, which would reflect a growth rate of 8% to 17%[6] - New product launches are expected to contribute an additional $200 million in revenue over the next fiscal year[6] Market Expansion - The company is expanding its market presence in Europe, targeting a 10% market share by the end of the next fiscal year[6] Research and Development - Research and development expenses increased to $150 million, accounting for 12.5% of total revenue, as the company focuses on innovation[6] Strategic Initiatives - The company completed a strategic acquisition of a tech startup for $50 million, aimed at enhancing its product offerings[6] - The company is implementing new strategies to improve operational efficiency, aiming for a 5% reduction in costs by the end of the fiscal year[6] Risk Factors - The company highlighted potential risks including regulatory changes and market volatility that could impact future performance[6]

Fourth Quarter 2020 Earnings Report Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, the Company's financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Words like "believe," "expec ...

PennyMac Financial Services, Inc. (NYSE:PFSI) Q4 2020 Earnings Conference Call February 4, 2021 4:30 PM ET Company Participants Isaac Garden - Vice President Investor Relations David Spector - President and Chief Executive Officer Doug Jones - Chief Mortgage Banking Officer Andy Chang - Chief Operating Officer Dan Perotti - Chief Financial Officer Conference Call Participants Isaac Garden Good afternoon, and welcome to the Fourth Quarter and Full-Year 2020 Earnings discussion for PennyMac Financial Services ...

Third Quarter 2020 Earnings Report Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, regarding management's beliefs, estimates, projections and assumptions with respect to, among other things, the Company's financial results, future operations, business plans and investment strategies, as well as industry and market conditions, all of which are subject to change. Words like "believe," "expect ...

PennyMac Financial Services, Inc. (NYSE:PFSI) Q3 2020 Earnings Conference Call November 5, 2020 5:00 PM ET Company Participants Isaac Garden - Vice President Investor Relations David Spector - President and Chief Executive Officer Doug Jones - Chief Mortgage Banking Officer Andy Chang - Chief Financial Officer Isaac Garden Good afternoon, and welcome to the third-quarter 2020 earnings discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available on PennyMac Financi ...