PRA Group, Inc. (NASDAQ:PRAA) Q4 2022 Results Conference Call February 27, 2023 5:00 PM ET Company Participants Najim Mostamand - Vice President of Investor Relations Kevin Stevenson - President & Chief Executive Officer Pete Graham - Executive Vice President & Chief Financial Officer Conference Call Participants Bob Napoli - William Blair David Scharf - JMP Securities Mark Hughes - Truist Robert Dodd - Raymond James Operator Good afternoon, and welcome to the PRA Group's Q4 2022 Conference Call. All partic ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 For the transition period from ________ to ________ FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) Delaware 75-3078675 (I.R.S. Employer Identification ...

PRA Group, Inc. (NASDAQ:PRAA) Q3 2022 Earnings Conference Call November 3, 2022 5:00 PM ET Company Participants Najim Mostamand - Vice President of Investor Relations Kevin Stevenson - President & Chief Executive Officer Pete Graham - Executive Vice President & Chief Financial Officer Conference Call Participants Operator Good afternoon, and welcome to the PRA Group's Third Quarter 2022 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note that this event is be ...

PRA Group Q3 2022 Conference Call Presentation 1 Forward-Looking Statements 2 Statements in this presentation, other than statements of historical fact, are forward-looking statements, which are based on our current beliefs, projections, assumptions and expectations concerning future operations and financial performance. Such statements involve uncertainties and risks, some of which are not currently known to us, and may be superseded by future events that could cause actual results to differ materially fro ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2022 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporat ...

PRA Group, Inc. (NASDAQ:PRAA) Q2 2022 Earnings Conference Call August 8, 2022 5:00 PM ET Company Participants Lauren Partin - Vice President of Global Financial Planning & Analysis Kevin Stevenson - President & Chief Executive Officer Peter Graham - Executive Vice President & Chief Financial Officer Conference Call Participants Bob Napoli - William Blair Mark Hughes - Truist Securities Robert Dodd - Raymond James David Scharf - JMP Securities Operator Good afternoon, and welcome to the PRA Group conference ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2022 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation o ...

Financial Performance - Global cash collections reached $481 million in Q1 2022[4] - Net income attributable to PRA Group was $40 million in Q1 2022[4], a decrease of 32% compared to $58 million in Q1 2021[13] - Total revenues decreased by 17% from $289 million in Q1 2021 to $241 million in Q1 2022[11] - Diluted earnings per share decreased by 24% from $1.27 in Q1 2021 to $0.97 in Q1 2022[15] Investments and Capital Allocation - Portfolio purchases totaled $147 million in Q1 2022[4, 6] - The company repurchased $39 million of common stock in Q1 2022 at an average price of $45.88[4, 28] - $128 million remains in the share repurchase authorization[28] Operational Efficiency and Portfolio - The company's cash efficiency ratio remains high at 65.1% in Q1 2022[20] - Estimated Remaining Collections (ERC) is diversified, with 52% in Europe and 40% in the U S [23] - Total Borrowings $2539 million and Debt to Adjusted EBITDA is 1 89x as of March 31, 2022[26]

PRA Group, Inc. (NASDAQ:PRAA) Q1 2022 Earnings Conference Call May 9, 2022 5:00 PM ET Company Participants Lauren Partin - Vice President of Global Financial Planning and Analysis Kevin Stevenson - President and Chief Executive Officer Peter Graham - Executive Vice President and Chief Financial Officer Conference Call Participants Mark Hughes - Truist Securities Spencer James - William Blair Robert Dodd - Raymond James Operator Good evening and welcome to the PRA Group First Quarter 2022 Earnings Conference ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2022 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation ...