Robert Dodd Robert Dodd Look, I think, I look at it similar to what we've all experienced as consumers, Bob, where the world has changed and over the last 10 or 15 years in terms of the infrastructure, the capabilities that exist outside. How do we bring that level of thinking and investment into the company, right? So we're looking at our core operating platforms. We're looking at the supporting infrastructure. We're looking at the efficient management of data. We're looking at policies and procedures that ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) Delaware 75-3078675 (State or other jurisdictio ...

Najim Mostamand - VP, IR Vik Atal - President and CEO Pete Graham - EVP and CFO Good evening, and welcome to the PRA Group's First Quarter 2023 Conference Call. All participants will be in a listen-only mode for the duration of the call. [Operator Instructions] Please also note that this event is being recorded today. Thank you. Good evening, everyone, and thank you for joining us. With me today are Vik Atal, President and Chief Executive Officer; and Pete Graham, Executive Vice President and Chief Financia ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) Delaware 75-3078675 (State or other jurisdicti ...

806 Adjusted EBITDA Income tax expense | --- | --- | --- | |-------|---------------------------------------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Najim Mostamand, CFA | | | | VP, Investor Relations (757) 431-7913 | | | | IR@pragroup.com | | | | IR.PRAGROUP.COM | | Recoveries applied to negative allowance less Changes in expected recoveries 820 1 15 15 Depreciation and amortization Adjustment for net income attributable to noncontrolling interests ור • 27 years across v ...

Mark Hughes reflective of the fact that the fresh charge-off supply in Europe, particularly in the U.K., has been slower to develop than what we would have anticipated at this point. Thanks, Robert. It's a good question. It's not like it used to be. And so, when it comes to the ramp-up time, so first thing I'll tell you is that I doubt very seriously you'll see us at 3,500 collectors again. I think that we could buy so much paper and be far less than that number, given how much digital and how much our scor ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ________ to ________ Commission File Number: 000-50058 PRA Group, Inc. (Exact name of registrant as specified in its charter) Delaware 75-3078675 (State or other jurisdiction of ...

PRA Group, Inc. (NASDAQ:PRAA) Q3 2022 Earnings Conference Call November 3, 2022 5:00 PM ET Company Participants Najim Mostamand - Vice President of Investor Relations Kevin Stevenson - President & Chief Executive Officer Pete Graham - Executive Vice President & Chief Financial Officer Conference Call Participants Operator Good afternoon, and welcome to the PRA Group's Third Quarter 2022 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note that this event is be ...

PRA Group Q3 2022 Conference Call Presentation 1 Forward-Looking Statements 2 Statements in this presentation, other than statements of historical fact, are forward-looking statements, which are based on our current beliefs, projections, assumptions and expectations concerning future operations and financial performance. Such statements involve uncertainties and risks, some of which are not currently known to us, and may be superseded by future events that could cause actual results to differ materially fro ...

PRA Group, Inc. (NASDAQ:PRAA) Q2 2022 Earnings Conference Call August 8, 2022 5:00 PM ET Company Participants Lauren Partin - Vice President of Global Financial Planning & Analysis Kevin Stevenson - President & Chief Executive Officer Peter Graham - Executive Vice President & Chief Financial Officer Conference Call Participants Bob Napoli - William Blair Mark Hughes - Truist Securities Robert Dodd - Raymond James David Scharf - JMP Securities Operator Good afternoon, and welcome to the PRA Group conference ...