Prudential (PRU) came out with quarterly earnings of $3.3 per share, missing the Zacks Consensus Estimate of $3.37 per share. This compares to earnings of $2.96 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -2.17%. A quarter ago, it was expected that this financial services company would post earnings of $3.66 per share when it actually produced earnings of $4.26, delivering a surprise of +16.39%.Over the last four quarters, ...

Financial Performance - Total adjusted operating income before income taxes for Q4 2025 was $1,505 million, a 12% increase from Q4 2024[5] - After-tax adjusted operating income for Q4 2025 was $1,168 million, reflecting a 12% increase year-over-year[5] - Net income attributable to Prudential Financial, Inc. for Q4 2025 was $905 million, a 31% increase compared to Q4 2024[5] - The operating return on average equity based on adjusted operating income for Q4 2025 was 13.3%[5] - The company reported a total of $4,086 million in adjusted operating income year-to-date for 2025, a 10% increase from 2024[5] - Adjusted operating income before income taxes for the year-to-date 2025 was $878 million, showing stability compared to $875 million in the previous year[27] - Adjusted operating income before income taxes for U.S. businesses was $1.051 billion in Q4 2025, a 10% increase from $860 million in Q4 2024[35] - Adjusted operating income before income taxes for Q4 2025 was a loss of $552 million, compared to a loss of $490 million in Q4 2024, indicating a worsening performance[72] Shareholder Returns - Total capital returned to shareholders in 2025 was $2,932 million, a 1% increase from 2024[5] - Dividends paid in Q4 2025 totaled $480 million, consistent with the previous quarter[5] - Diluted earnings per share for Q4 2025 was $2.55, a 33% increase from Q4 2024[9] - Adjusted operating income per diluted share for Q4 2025 was $3.30, a 14% increase year-over-year[9] Revenue and Premiums - Total revenues for Q4 2025 were $14,520 million, a decrease of 15% compared to $16,239 million in Q4 2024[17] - Premiums in Q4 2025 amounted to $7,028 million, down 30% from $8,691 million in Q4 2024[17] - Total revenues for Q4 2025 reached $1,108 million, reflecting a 3% increase from $1,118 million in Q4 2024[27] - Total revenues for Q4 2025 decreased by 24% to $8.946 billion compared to Q4 2024, which reported $7.579 billion[35] - Premiums in Q4 2025 were $4.401 billion, a 40% decline from $7.0 billion in Q4 2024[35] - Total revenues for Q4 2025 decreased by 41% to $4,291 million compared to Q4 2024, with year-to-date revenues at $16,657 million[39] - Premiums for Q4 2025 were $2,831 million, a 52% decline from $4,285 million in Q4 2024, with year-to-date premiums totaling $10,987 million[39] Assets and Liabilities - Total assets under management and administration reached $1,804.2 billion by the end of Q4 2025, slightly down from $1,806.6 billion in Q3 2025[15] - Total assets increased to $773,740 million as of December 31, 2025, up from $735,587 million a year earlier, representing a growth of 5.2%[21] - Total liabilities amounted to $738,159 million, an increase from $705,461 million, marking a growth of 4.6%[23] - Total equity increased to $32,787 million, up from $28,187 million, representing a growth of 16.5%[23] - The company reported a total of $21,530 million in deferred policy acquisition costs, an increase from $20,448 million, reflecting a growth of 5.3%[23] Investment Income - Net investment income for Q4 2025 was $48 million, a significant increase of 1,107% compared to $28 million in Q4 2024[27] - Net investment income increased by 9% year-over-year to $2.982 billion in Q4 2025, up from $2.731 billion in Q4 2024[35] - Total investment income for Q4 2025 was $4,947 million, an increase from $4,601 million in Q4 2024, with realized losses of $556 million compared to $874 million in the previous year[82] - Gross investment income before investment expenses for the full year 2025 was $17,596 million, compared to $16,591 million in 2024, with realized losses of $615 million versus $2,311 million[82] Operating Expenses - Operating expenses for the year-to-date 2025 were $1,973 million, a 7% increase from $1,841 million in 2024[27] - Operating expenses for Q4 2025 were $1,966 million, compared to $1,810 million in Q4 2024, reflecting an increase of 8.6%[100] - Total benefits and expenses for the twelve months ended December 31, 2025, were $51,040 million, compared to $56,118 million in 2024, representing a decrease of 9.1%[96] Market and Risk Management - The change in market value for institutional assets was $4.1 billion in Q4 2025, compared to a decrease of $14.6 billion in Q4 2024[32] - The change in value of market risk benefits, net, was $(22) million in Q4 2025, compared to $(77) million in Q4 2024[100] - The total change in value of market risk benefits, net of related hedging gains, was $(475) million for the twelve months ended December 31, 2025[96] Business Segments - Total revenues for Prudential Financial's U.S. Individual Life segment decreased by 1% year-over-year to $6,130 million in 2025, down from $6,195 million in 2024[60] - Total revenues for Prudential's International Businesses segment increased by 1% year-over-year to $18,148 million in 2025, compared to $17,925 million in 2024[64] - Total revenues for the Group Insurance segment in Q4 2025 were $1,645 million, representing a 5% increase compared to $1,694 million in Q3 2025[54] Policyholder Information - Interest credited to policyholders' account balances increased by 19% to $1,271 million in Q4 2025 from $1,057 million in Q4 2024[17] - The ending balance of policyholders' account balances for the U.S. Individual Life segment increased to $35,018 million in 2025, compared to $33,773 million in 2024[62] - The persistency ratio for Group Disability Insurance was 91.8% in Q4 2025, down from 92.9% in Q3 2025, indicating a slight decline in customer retention[56] Ratings and Financial Strength - Prudential's financial strength ratings from A.M. Best and Fitch reflect strong ratings, with the Prudential Insurance Company of America rated A+ by A.M. Best and AA by Fitch[143] - The company emphasizes the importance of adjusted operating income as a measure to enhance understanding of underlying performance trends, excluding certain volatile items[114]

NEWARK, N.J.--(BUSINESS WIRE)--Prudential Financial, Inc. (NYSE: PRU) today reported full year and fourth quarter 2025 results. (1) Parent company highly liquid assets of $3.8 billion versus $4.6 billion for the year-ago quarter. In May 2025, there was a $1.0 billion hybrid securities redemption. (2) th "Last year, we set out three priorities that are essential to delivering stronger performance, more consistent results, and sustained longterm value for our shareholders,†said Andy Sullivan, Chief Executive ...

Prudential Financial, Inc. (NYSE:PRU) is included among the 7 Best Non-REIT Dividend Stocks to Invest in. Prudential Financial (PRU) Price Target Raised by $2, 'Hold' Rating Maintained Photo by Annie Spratt on Unsplash Prudential Financial, Inc. (NYSE:PRU) operates as a diversified financial services firm and global investment manager, offering insurance, investment, and retirement products to customers around the world. On January 28, TD Cowen analyst Andrew Kligerman lifted his price target on Pruden ...

Key Takeaways PRU's U.S. business likely benefited from higher investment spread income and improved underwriting results. PGIM likely saw gains from higher asset management fees and stronger service revenues. PRU expenses likely increased due to higher policyholder benefits and deferred acquisition cost amortization. Prudential Financial Inc. (PRU) is expected to register an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Feb. 3, after the closing bell.The Zacks Conse ...

Core Viewpoint - Prudential Financial Inc. is in the process of selling its loss-making India asset management unit, PGIM India Asset Management Pvt Ltd, after a decade of limited growth since its acquisition from Deutsche Bank AG [2] Group 1: Company Actions - PGIM Inc. has received bids from at least two local asset management firms, Groww Asset Management Ltd. and Edelweiss Asset Management, indicating interest in acquiring PGIM India Asset Management [1] - Negotiations for the sale are ongoing, but no deal has been finalized yet [2] Group 2: Financial Performance - PGIM's after-tax losses in India increased to over ₹23.5 crore (approximately $2.6 million) for the year ending March 2025, highlighting the financial struggles of the unit [4] Group 3: Industry Context - Global asset managers are actively investing in India, capitalizing on the country's equity boom, with recent investments from State Street Investment Management in Groww AMC and Westbridge Capital in Edelweiss AMC [3]

Analysts on Wall Street project that Prudential (PRU) will announce quarterly earnings of $3.38 per share in its forthcoming report, representing an increase of 14.2% year over year. Revenues are projected to reach $13.69 billion, increasing 5.3% from the same quarter last year.The consensus EPS estimate for the quarter has undergone a downward revision of 0.8% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estimate ...

Core Viewpoint - Perseus Mining reported sustained operational performance for the December 2025 quarter, with significant cash and bullion reserves, alongside ongoing project developments and production guidance for the 2026 financial year [2][4][7]. Operating Performance - Gold recovered in Q2 FY26 totaled 88,888 ounces, with a production cost of US$1,362 per ounce and an All-In Site Cost (AISC) of US$1,800 per ounce [4][7]. - The average sales price for gold was US$3,437 per ounce, leading to a notional cash flow of US$145 million for the quarter [4][7]. - The company holds a cash and bullion balance of US$755 million, in addition to liquid listed securities valued at US$229 million [7]. Production and Cost Guidance - Group gold production guidance for FY26 remains unchanged, with expected production from the Yaouré Gold Mine between 168,000 and 184,000 ounces, Edikan Gold Mine between 154,000 and 169,000 ounces, and Sissingué Gold Mine between 78,000 and 87,000 ounces [9][10]. - The overall production target for the Perseus Group is set between 400,000 and 440,000 ounces, with AISC ranging from US$1,600 to US$1,760 per ounce [9][10]. Project Developments - The CMA Underground development is progressing, with the first ore delivered in January 2026, and the Nyanzaga project is on track for first production in January 2027 [7]. - Gold production is expected to be weighted towards the second half of FY26 due to the inclusion of new higher-grade ore sources at Edikan and Sissingué [8].

Group 1: Company Overview - Prudential Financial, Inc. (NYSE:PRU) is recognized as a Dividend Contender and is listed among the Top 20 Stocks [1] - The company operates as a diversified financial services provider and global investment manager, offering a wide range of financial products and services worldwide [6] Group 2: Analyst Insights - Wells Fargo analyst Elyse Greenspan raised the price target for Prudential Financial to $115 from $113 while maintaining an Equal Weight rating on the shares [2] - Key themes for the insurance sector include pricing trends, loss development, reserves for P&C insurers, organic growth and margins for brokers, and sales trends, capital levels, and forward guidance for life insurers [3] Group 3: Recent Developments - The CEO of Prudential Financial's Japan life insurance unit will resign following employee misconduct involving around 100 employees and improper activities totaling approximately 3.1 billion yen ($19.60 million) [4] - A total of 498 customers were affected by the misconduct, which included improper fund receipt through investment solicitations and personal borrowing from customers [5] - The Japan unit had flagged misconduct in 2024 and has been conducting a broader review since August of that year, following the discovery of multiple similar cases involving current and former employees [6]

Core Viewpoint - Prudential Financial Inc.'s Japan insurance unit is facing governance challenges after improper actions by over 100 employees resulted in a loss of approximately $20 million for customers [1][2]. Group 1: Governance and Management Response - The CEO of Prudential Life Insurance Co., Kan Mabara, has publicly apologized for the inappropriate actions and announced his resignation effective February 1 [2]. - The company acknowledged that its commission-heavy pay structure contributed to distorted employee incentives, leading to rule violations [2]. Group 2: Nature of Impropriety - An internal investigation revealed that around 106 current and former employees solicited approximately 500 customers for unapproved investment products, including cryptocurrencies [4]. - Mabara admitted that the company attracted employees with an excessive desire to make money, indicating a lack of adequate risk management [3]. Group 3: Broader Implications - The issues at Prudential Life Insurance could undermine efforts by Japanese policymakers to encourage individual investment activity, which is crucial given the country's aging population and financial pressures [3].