Paysafe Limited (NYSE:PSFE) Q1 2023 Earnings Conference Call May 16, 2023 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO and Executive Director Alex Gersh - CFO Conference Call Participants James Friedman - Susquehanna Financial Group Timothy Chiodo - Crédit Suisse Aditya Buddhavarapu - Bank of America Operator Hello and welcome to the Paysafe Q1 2023 Earnings Conference Call and Webcast. [Operator Instructions]. A question-and-answer session will follow the formal presentat ...

| --- | --- | --- | |-------|-------|-------| | | | | | | | | Forward-Looking Statements These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ materially, and potentially adversely, from those expressed or implied in the forward-looking statements. While the Company believes its assumptions concerning future events are reasonable, a number of factors could cause actual results to differ materially from those projected, including, but not l ...

Exhibit 99.1 PAYSAFE REPORTS FIRST QUARTER 2023 RESULTS; REAFFIRMS FULL YEAR OUTLOOK London, UK – May 16, 2023 – Paysafe Limited ("Paysafe" or the "Company") (NYSE: PSFE), a leading payments platform, today announced its financial results for the first quarter of 2023. First Quarter 2023 Financial Highlights (Metrics compared to first quarter of 2022) Bruce Lowthers, CEO of Paysafe, commented: "We kicked off 2023 by delivering our strongest quarterly revenue since going public. Revenue increased 7% and adju ...

Financial Performance - Net cash flows provided by operating activities increased by $699,610 to $924,078 for the year ended December 31, 2022, from $224,468 in 2021 [497]. - For the year ended December 31, 2022, the net cash flows provided by operating activities were $924,078, primarily consisting of a net loss of $1,862,284 adjusted for non-cash items of $2,112,202 [498]. - Net cash used in investing activities increased by $164,325 to $575,594 for the year ended December 31, 2022, primarily due to a net cash outflow on acquisition of subsidiaries of $424,722 [500]. - Net cash used in financing activities changed to an outflow of $80,542 for the year ended December 31, 2022, from an inflow of $483,281 for the year ended December 31, 2021 [501]. - Cash outflows in working capital for the year ended December 31, 2022, amounted to $674,160, mainly related to movements in funds payable and amounts due to customers [498]. Borrowings and Liquidity - The total principal amount of external borrowings as of December 31, 2022, was $2,658,023, compared to $2,794,108 in 2021 [476]. - The Company had $283,592 available under its $305,000 Revolving Credit Facility as of December 31, 2022 [479]. - The company recorded borrowings of $917,269 and repayments of $920,519 for all facilities for the year ended December 31, 2022 [501]. - The company believes its current level of cash and borrowing capacity will be sufficient to meet operational needs and planned requirements for the foreseeable future [502]. - The Company is required to maintain minimum levels of liquidity within its regulated businesses in the UK and Ireland [478]. Acquisitions and Impairments - The cash consideration for the Pi Jersey acquisition was $2,448,799, with debt repayment of $1,155,743 and transaction costs of $151,722 [480]. - Goodwill impairment expense recognized during the year ended December 31, 2022, was $1,882,187 within the Merchant Solutions and Digital Wallets segments [522]. - Intangible asset impairments recognized for the years ended December 31, 2022, and 2021, were $5,036 and $324,145, respectively [527]. - The company has contingent consideration payables associated with several historical acquisitions, which are remeasured each reporting period based on financial performance targets [506]. Interest Rate and Currency Risk - As of December 31, 2022, a 100 basis point increase in interest rates would result in a $17.4 million unfavorable impact on net loss, while a decrease of 100 basis points would result in a $17.4 million favorable impact on net earnings related to the Company's borrowings [463]. - The Company actively manages interest rate risk through interest rate swaps and caps, converting floating rates to fixed [462]. - An increase of 1% in the U.S. dollar against other currencies would decrease net assets by $2.5 million as of December 31, 2022 [467]. Cash and Cash Equivalents - The Company had $260,219 in cash and cash equivalents as of December 31, 2022, down from $313,439 in 2021 [479]. - As of December 31, 2022, customer accounts and other restricted cash amounted to $1,866,976, an increase from $1,658,279 in 2021 [497]. Accounting and Reporting - Recently issued accounting pronouncements relevant to operations are outlined in Note 1 of the financial statements [530]. - The estimated fair value of the US Acquiring, IES, and Digital Wallet reporting units exceeded their carrying values by 3%, 9%, and 3%, respectively, as of the latest annual goodwill impairment test date [523].

Paysafe Limited (NYSE:PSFE) Q4 2022 Results Conference Call March 9, 2023 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO Alex Gersh - CFO Conference Call Participants Matt Roswell - RBC David Togut - Evercore ISI Scott Wurtzel - Wolfe Research Tim Chiodo - Credit Suisse Jamie Friedman - Susquehanna Aditya Buddhavarapu - Bank of America Operator Greetings, and welcome to the Paysafe Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all participants are ...

Exhibit 99.1 PAYSAFE REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS; PROVIDES 2023 OUTLOOK London, UK – March 9, 2023 – Paysafe Limited ("Paysafe" or the "Company") (NYSE: PSFE), a leading payments platform, today announced its financial results for the fourth quarter and full year 2022. Fourth Quarter 2022 Financial Highlights (Metrics compared to fourth quarter of 2021) Full Year 2022 Financial Highlights (Metrics compared to full year 2021) Bruce Lowthers, CEO of Paysafe, commented: "We are pleased wi ...

Paysafe Limited (NYSE:PSFE) Q3 2022 Results Conference Call November 10, 2022 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO Izzy Dawood - Advisor Alex Gersh - CFO Conference Call Participants David Togut - Evercore ISI Jamie Friedman - Susquehanna Darrin Peller - Wolfe Research Tim Chiodo - Credit Suisse Dan Perlin - RBC Capital Markets Operator Greetings, and welcome to the Paysafe Third Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode. ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of October 2022 (Commission File No. 001-40302) PAYSAFE LIMITED (Exact name of registrant as specified in its charter) Not Applicable (Translation of registrant's name into English) Paysafe Limited 25 Canada Square 27th Floor London, United Kingdom E14 5LQ (Address of Principal Executive Offices) (Zip Code) Indicate b ...

Financial Data and Key Metrics Changes - The second quarter revenue was $379 million, with adjusted EBITDA of $103 million, aligning with guidance despite unexpected foreign exchange headwinds [7][28] - Total volume was $33.4 billion, reflecting a 7% sequential increase and a 3% year-over-year increase [29] - Adjusted net income for Q2 was $37.5 million, down from $66.4 million in the prior year, primarily due to increased depreciation and interest expenses [34] Business Line Data and Key Metrics Changes - Digital Commerce segment saw volumes of $111.2 billion, a decline of 5% year-over-year, with revenue down 13% due to FX impacts and soft iGaming activity in Europe [35] - U.S. Acquiring segment reported volumes of $22.1 billion, an 8% year-on-year increase, with revenue increasing 14% to $187.2 million and adjusted EBITDA rising 30% to $53 million [38] Market Data and Key Metrics Changes - The Americas region experienced strong growth, particularly in U.S. Acquiring and regulated iGaming, which grew 18% in the first half of 2022 [18] - European markets continued to show weakness, particularly in iGaming, influenced by regulatory changes and the Russia-Ukraine conflict [30][41] Company Strategy and Development Direction - The company aims to enhance product innovation and improve cross-selling opportunities to better serve merchant and consumer customers [12][21] - A focus on operational efficiency and simplifying the organizational structure is underway to support sales and product innovation [20][23] - The company is committed to returning to growth in 2023, with plans to align product direction and improve client experience [26][46] Management's Comments on Operating Environment and Future Outlook - Management acknowledged the impact of macroeconomic factors on consumer spending, particularly in Europe, and revised guidance to reflect these challenges [10][41] - The company expects revenue for the full year to be between $1.47 billion and $1.49 billion, indicating a flat year-over-year performance [43] Other Important Information - The company reported a GAAP net loss of $631.5 million due to goodwill impairment, which is a non-cash charge [33] - Free cash flow for the 12-month period was $222 million, reflecting a 53% conversion rate [31] Q&A Session Summary Question: Does the new revenue guide assume softening trends in verticals outside of European gaming? - Management indicated that the revenue guide predominantly reflects weakness in European gaming, driven by macroeconomic factors affecting discretionary spending [50] Question: What are the expectations for interest expense and leverage by year-end? - Management expects leverage to end in the 5.5x range, with minimal changes in interest expense due to effective hedging against rate changes [52] Question: What are the key takeaways regarding the business after a few months? - Management expressed confidence in the company's position within the merchant acquiring and issuing platforms, highlighting opportunities for product innovation and sales improvement [55] Question: What is the growth rate in the iGaming segment this quarter? - The iGaming segment saw a 25% volume growth year-on-year, with regulated iGaming close to 70% growth [75] Question: Is the weakness in European gambling due to increased competition or macro factors? - Management clarified that the weakness is primarily macro-driven, with some regulatory impacts, rather than competitive pressures [62]

Paysafe: Second Quarter 2022 Earnings A U G U S T 1 0 , 2 0 2 2 Forward looking statements and non-GAAP financial measures 2 Forward-Looking Statements This presentation includes "forward-looking statements" within the meaning of the "safe harbor" provisions of the United States Private Securities Litigation Reform Act of 1995. These forward-looking statements are provided for illustrative purposes only and are not intended to serve as, and must not be relied on by any investor as, a guarantee, an assurance ...