Summary Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 0.9m 0.9m 0.9m 0.9m 0.9m $55.1 $55.8 Q2 2022 Q2 2023 25.9% margin 24.7% margin +7% +6% +1% % total • Est. year-end net leverage 5.1x to 5.3x Note: Volume amounts exclude embedded wallet-related volumes. Note: Gross Profit calculated as revenue, less cost of services and depreciation and amortization. Gross profit is not presented within the Company's consolidated financial statements. 13 | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------------------------- ...

Financial Data and Key Metrics - Q2 revenue increased 6% YoY to $402 million, with 5% growth on a constant currency basis [9] - Digital Wallet segment revenue grew 6% YoY to $179.1 million, with adjusted EBITDA increasing 11% YoY to $77.2 million [10] - Merchant Solutions segment revenue increased 6% YoY to $225.7 million, with adjusted EBITDA up 1% to $55.8 million [13] - Total adjusted EBITDA for Q2 was $113 million, a 10% YoY increase, with a margin of 28.1%, up 90 basis points [60] - Free cash flow in Q2 was $95 million, reflecting 84% conversion of adjusted EBITDA [54] Business Line Data and Key Metrics - Digital Wallet segment portal volume increased 6% YoY to $5.4 billion, driven by user experience improvements and product innovation [10] - Merchant Solutions segment volume grew 7% YoY to $30.3 billion, supported by strong growth in the e-commerce pipeline and direct sales channel [13] - Classic digital wallets saw stabilization with 900,000 three-month active users and 12% constant currency revenue growth [4] Market Data and Key Metrics - North American iGaming showed strong growth, with high-teens growth in e-commerce led by iGaming [9] - Latin America attracted strong interest with regional payment methods like Pix in Brazil and MB Way in Portugal [12][39] - Canada enabled Interac e-transfer payment capability with clients like Bally's and Canadian lotteries [12] Company Strategy and Industry Competition - Focus on sales transformation, customer experience, and product innovation to drive growth in strategic verticals like Gaming, Digital Assets, Travel, and Leisure [25][26] - Expansion of unbranded and co-branded wallet strategies to leverage platforms in verticals like gaming and digital assets [35] - Cross-selling initiatives resulted in nearly 150 wins across the existing client base, compared to minimal cross-selling a year ago [30] Management Commentary on Operating Environment and Future Outlook - Management expects 7% growth in 2023 based on the midpoint of guidance, with resilient end markets providing significant growth opportunities [5] - Full-year 2023 revenue growth outlook raised to 6.5%-7.5%, with adjusted EBITDA margin expansion of over 100 basis points [47] - Confidence in achieving midterm double-digit growth profile, driven by strategic initiatives and market tailwinds [11] Other Important Information - Total debt at the end of Q2 was $2.6 billion, with a leverage ratio of 5.6x, down from 5.8x at the end of 2022 [46] - Network tokenization introduced to enhance security, increase authorization rates, and reduce fraud [36] Q&A Session Summary Question: Headwinds to growth - Headwinds included FX impacts, the war in Russia, and gambling regulations in Europe, but the company has returned to growth while absorbing these impacts [48] Question: Plans to reduce debt - Year-to-date net debt repayments of $91 million, with a target leverage ratio of 5.1x-5.3x by year-end and a long-term goal of 3.5x [76] Question: Active user growth in Digital Wallet - Focus on stabilizing the platform and improving functionality before expanding the user base, with mechanisms in place to drive user growth [84] Question: Merchant Solutions gross profit growth - Q2 gross profit impacted by business mix, with strong growth in the e-commerce business expected to balance margins over time [32][87] Question: Direct channel growth - Direct channel growth in the mid-single digits, with optimism for future progress as sales transformation takes effect [83] Question: Mid-term growth trajectory - The company is ahead of expectations from a year ago, with confidence in achieving double-digit growth in the mid-term [81]

Exhibit 99.1 PAYSAFE REPORTS SECOND QUARTER 2023 RESULTS; RAISES FULL YEAR OUTLOOK London, UK – August 15, 2023 – Paysafe Limited ("Paysafe" or the "Company") (NYSE: PSFE), a leading payments platform, today announced its financial results for the second quarter of 2023. 2. Paysafe defines net leverage as the calculation of net debt (total debt less cash and cash equivalents) divided by the sum of the last twelve months (LTM) of Adjusted EBITDA. For the period ending June 30, 2023, total debt was $2,575.8 m ...

Paysafe Limited (NYSE:PSFE) Q1 2023 Earnings Conference Call May 16, 2023 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO and Executive Director Alex Gersh - CFO Conference Call Participants James Friedman - Susquehanna Financial Group Timothy Chiodo - Crédit Suisse Aditya Buddhavarapu - Bank of America Operator Hello and welcome to the Paysafe Q1 2023 Earnings Conference Call and Webcast. [Operator Instructions]. A question-and-answer session will follow the formal presentat ...

| --- | --- | --- | |-------|-------|-------| | | | | | | | | Forward-Looking Statements These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ materially, and potentially adversely, from those expressed or implied in the forward-looking statements. While the Company believes its assumptions concerning future events are reasonable, a number of factors could cause actual results to differ materially from those projected, including, but not l ...

Exhibit 99.1 PAYSAFE REPORTS FIRST QUARTER 2023 RESULTS; REAFFIRMS FULL YEAR OUTLOOK London, UK – May 16, 2023 – Paysafe Limited ("Paysafe" or the "Company") (NYSE: PSFE), a leading payments platform, today announced its financial results for the first quarter of 2023. First Quarter 2023 Financial Highlights (Metrics compared to first quarter of 2022) Bruce Lowthers, CEO of Paysafe, commented: "We kicked off 2023 by delivering our strongest quarterly revenue since going public. Revenue increased 7% and adju ...

Financial Performance - Net cash flows provided by operating activities increased by $699,610 to $924,078 for the year ended December 31, 2022, from $224,468 in 2021 [497]. - For the year ended December 31, 2022, the net cash flows provided by operating activities were $924,078, primarily consisting of a net loss of $1,862,284 adjusted for non-cash items of $2,112,202 [498]. - Net cash used in investing activities increased by $164,325 to $575,594 for the year ended December 31, 2022, primarily due to a net cash outflow on acquisition of subsidiaries of $424,722 [500]. - Net cash used in financing activities changed to an outflow of $80,542 for the year ended December 31, 2022, from an inflow of $483,281 for the year ended December 31, 2021 [501]. - Cash outflows in working capital for the year ended December 31, 2022, amounted to $674,160, mainly related to movements in funds payable and amounts due to customers [498]. Borrowings and Liquidity - The total principal amount of external borrowings as of December 31, 2022, was $2,658,023, compared to $2,794,108 in 2021 [476]. - The Company had $283,592 available under its $305,000 Revolving Credit Facility as of December 31, 2022 [479]. - The company recorded borrowings of $917,269 and repayments of $920,519 for all facilities for the year ended December 31, 2022 [501]. - The company believes its current level of cash and borrowing capacity will be sufficient to meet operational needs and planned requirements for the foreseeable future [502]. - The Company is required to maintain minimum levels of liquidity within its regulated businesses in the UK and Ireland [478]. Acquisitions and Impairments - The cash consideration for the Pi Jersey acquisition was $2,448,799, with debt repayment of $1,155,743 and transaction costs of $151,722 [480]. - Goodwill impairment expense recognized during the year ended December 31, 2022, was $1,882,187 within the Merchant Solutions and Digital Wallets segments [522]. - Intangible asset impairments recognized for the years ended December 31, 2022, and 2021, were $5,036 and $324,145, respectively [527]. - The company has contingent consideration payables associated with several historical acquisitions, which are remeasured each reporting period based on financial performance targets [506]. Interest Rate and Currency Risk - As of December 31, 2022, a 100 basis point increase in interest rates would result in a $17.4 million unfavorable impact on net loss, while a decrease of 100 basis points would result in a $17.4 million favorable impact on net earnings related to the Company's borrowings [463]. - The Company actively manages interest rate risk through interest rate swaps and caps, converting floating rates to fixed [462]. - An increase of 1% in the U.S. dollar against other currencies would decrease net assets by $2.5 million as of December 31, 2022 [467]. Cash and Cash Equivalents - The Company had $260,219 in cash and cash equivalents as of December 31, 2022, down from $313,439 in 2021 [479]. - As of December 31, 2022, customer accounts and other restricted cash amounted to $1,866,976, an increase from $1,658,279 in 2021 [497]. Accounting and Reporting - Recently issued accounting pronouncements relevant to operations are outlined in Note 1 of the financial statements [530]. - The estimated fair value of the US Acquiring, IES, and Digital Wallet reporting units exceeded their carrying values by 3%, 9%, and 3%, respectively, as of the latest annual goodwill impairment test date [523].

Paysafe Limited (NYSE:PSFE) Q4 2022 Results Conference Call March 9, 2023 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO Alex Gersh - CFO Conference Call Participants Matt Roswell - RBC David Togut - Evercore ISI Scott Wurtzel - Wolfe Research Tim Chiodo - Credit Suisse Jamie Friedman - Susquehanna Aditya Buddhavarapu - Bank of America Operator Greetings, and welcome to the Paysafe Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all participants are ...

Exhibit 99.1 PAYSAFE REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS; PROVIDES 2023 OUTLOOK London, UK – March 9, 2023 – Paysafe Limited ("Paysafe" or the "Company") (NYSE: PSFE), a leading payments platform, today announced its financial results for the fourth quarter and full year 2022. Fourth Quarter 2022 Financial Highlights (Metrics compared to fourth quarter of 2021) Full Year 2022 Financial Highlights (Metrics compared to full year 2021) Bruce Lowthers, CEO of Paysafe, commented: "We are pleased wi ...

Paysafe Limited (NYSE:PSFE) Q3 2022 Results Conference Call November 10, 2022 8:30 AM ET Company Participants Kirsten Nielsen - Head, IR Bruce Lowthers - CEO Izzy Dawood - Advisor Alex Gersh - CFO Conference Call Participants David Togut - Evercore ISI Jamie Friedman - Susquehanna Darrin Peller - Wolfe Research Tim Chiodo - Credit Suisse Dan Perlin - RBC Capital Markets Operator Greetings, and welcome to the Paysafe Third Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode. ...