Core Viewpoint - Remitly Global, a digital financial services company specializing in cross-border money transfers, is experiencing varied analyst ratings and significant insider trading activity, indicating a dynamic investment landscape for the stock [2][3][7]. Stock Performance - Remitly Global's shares opened at $13.63, with a 52-week low of $12.08 and a high of $27.32. The market capitalization stands at $2.85 billion, with a P/E ratio of 151.44 and a beta of 0.11. The 50-day moving average price is $13.82, while the 200-day moving average price is $15.48 [1]. Analyst Ratings Changes - Bank of America initiated coverage with a "buy" rating and a $18.00 price target. Goldman Sachs reaffirmed a "buy" rating with a $17.00 target. Zacks upgraded the stock from "hold" to "strong-buy." JPMorgan reduced its price target from $23.00 to $22.00 while maintaining an "overweight" rating. The consensus rating is "Moderate Buy" with a target price of $23.70 [2]. Insider Trading Activity - Director Ryno Blignaut sold 4,500 shares at an average price of $13.25, totaling $59,625, reducing his position by 9.77%. Director Joshua Hug sold 40,776 shares at an average price of $13.33 for $543,544.08, decreasing his position by 1.10%. Over the last three months, insiders sold 48,276 shares valued at $648,169, with insiders owning 8.10% of the stock [3]. Institutional Investor Activity - Arrowstreet Capital increased its stake by 86.0%, owning 5,554,016 shares valued at $90.53 million. Marshall Wace raised its holdings by 74.4%, owning 4,599,144 shares valued at $74.97 million. UBS Group AG boosted its position by 189.7%, owning 2,418,069 shares valued at $39.42 million. Institutional investors own 74.25% of the stock [4]. Company Overview - Remitly Global operates as a digital financial services company focused on cross-border money transfers, enabling immigrants and expatriates to send remittances securely and quickly. The company aims to streamline traditional cash-based methods through its online platform and mobile applications [7]. Founded in 2011 and headquartered in Seattle, Washington, Remitly is publicly traded on NASDAQ under the ticker RELY [8]. Upcoming Earnings - Remitly Global is expected to release its Q4 2025 results on February 18, 2026, with analysts predicting earnings of $0.01 per share [6].

Company Overview - Remitly Global, Inc. is a Seattle-based financial technology company founded in 2011, focusing on digital international money transfers [4] - The platform allows customers to send funds to over 170 countries through mobile apps and online channels, offering various delivery options such as bank deposits, cash pickup, and mobile wallets, emphasizing speed, transparency, and reliability in cross-border payments [4] Financial Performance - For the third quarter of 2025, Remitly reported revenue of $419.5 million, reflecting a 25% year-over-year increase [3] - Adjusted EBITDA margins reached 15%, indicating continued operating leverage as the company scales [3] Market Expansion - During the quarter, Remitly Business expanded into the U.K. and Canada, contributing to business send volumes nearly doubling on a sequential basis [3] Analyst Insights - Goldman Sachs analyst Will Nance lowered the price target on Remitly to $17 from $19 while maintaining a Buy rating, indicating a recalibration of valuation assumptions rather than a change in the view on the company's operating performance [1]

Core Viewpoint - Remitly Global, Inc. is recognized as one of the best revenue growth stocks to buy, with a positive outlook from analysts and a significant potential for price appreciation [1][3]. Group 1: Analyst Ratings and Price Targets - Cantor Fitzgerald initiated coverage of Remitly Global with an Overweight rating and a price target of $17 [1]. - Wolfe Research analyst Darrin Peller maintained a Buy rating with a price target of $16 [3]. - The consensus among 9 analysts covering Remitly Global is a Buy rating, with a median price target of $19.50, indicating an over 88% upside potential [3]. Group 2: Market Position and Growth Potential - Remitly is positioned to gain market share in a fragmented and competitive landscape, benefiting from the rise in digital remittances [3]. - The company's fundamentals are strong, with expectations of significant margin expansion, earnings growth, and free cash flow driven by operating leverage [3]. Group 3: Investment Considerations - While Remitly is seen as a promising investment, there are suggestions that certain AI stocks may offer greater upside potential with less downside risk [3].

Core Viewpoint - Remitly Global, Inc. will report its fourth quarter and full year 2025 financial results on February 18, 2026, after market close, followed by a conference call for financial analysts [1] Group 1: Financial Results Announcement - The financial results will be announced after the market closes on February 18, 2026 [1] - A conference call and live webcast will take place at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day [1] Group 2: Conference Call Details - To access the call, participants must register through a provided link, after which they will receive dial-in details and a unique access code [2] - The company recommends registering at least 10 minutes before the call starts to ensure connection [2] Group 3: Webcast Information - A live webcast and replay of the call will be available on the Investor Relations section of Remitly's website [3] - For those not asking questions, listening via the webcast is recommended [3] Group 4: Company Overview - Remitly is a provider of digital financial services operating in over 170 countries, focusing on cross-border payments [4] - The company aims to enhance its product offerings to transform lives globally [4]

Core Insights - Remitly has experienced strong growth since its IPO in 2021, but its stock has declined significantly, down approximately two-thirds from its initial listing price of $43 [3][4] - The remittance industry, which involves hundreds of billions of dollars sent across borders annually, is dominated by traditional players like Western Union and MoneyGram, but Remitly is the fastest-growing company in this sector [2] Financial Performance - In the latest quarter, Remitly reported a revenue increase of 25% to $419.5 million, driven by a 35% rise in send volume to 19.5 million, although the take rate has decreased due to a strategic market expansion [5] - The company achieved a net income of $8.8 million, indicating it is now profitable under GAAP, although margins remain minimal [5] Future Projections - During its Investor Day conference, Remitly provided guidance through 2028, forecasting revenue growth in the high teens for 2026 and projecting revenue between $2.6 billion and $3 billion by 2028, which implies a compound annual growth rate of 20% over the next three years [6] - The company also aims for an adjusted EBITDA of $575 million to $600 million and plans to meet the "rule of 40" standard, where revenue growth and EBITDA margin combined would equal at least 40% [6] Market Position - Remitly currently has a market capitalization of $2.9 billion, trading at approximately 5 times its EBITDA forecast for 2028, suggesting potential for stock appreciation if targets are met [8] - The stock's current price is $13.61, with a 52-week range of $12.08 to $27.32, indicating significant volatility [8] Strategic Initiatives - The company has expanded its addressable market by offering services to businesses and introducing the Remitly One subscription program, which includes features like send now, pay later [9] - With strong revenue growth, a low valuation, and innovative products, Remitly is positioned as an attractive investment opportunity despite current stock weaknesses [9]

Market Overview - U.S. equity markets in Q4 2025 were influenced by optimism around potential monetary easing and caution regarding economic growth and valuations [1] - Strong AI-related earnings and a rate cut by the US Federal Reserve in October initially drove market gains, but sentiment cooled later due to mixed signals from the Fed [1] - Large-cap stocks rose 17.4% for the year and 2.4% in the quarter, while small caps gained 12.8% for the year and 2.2% in the quarter [1] - Value stocks outperformed growth stocks, returning 3.3% versus 1.2% for the quarter [1] Fund Performance - Meridian Growth Fund delivered a return of -0.39% (net) in Q4 2025, underperforming the Russell 2500 Growth Index's return of 0.33% [1] - The firm is monitoring factors affecting market returns, including potential changes in monetary policy and the sustainability of AI investments due to high valuations among hyperscalers [1] Company Focus: Remitly Global, Inc. - Remitly Global, Inc. (NASDAQ:RELY) was highlighted as a leading relative detractor for the Meridian Growth Fund in Q4 2025 [2] - The company offers digital financial services for immigrants and has a market capitalization of $3.008 billion [2] - Remitly's stock traded between $12.08 and $27.32 over the past 52 weeks, closing at $14.39 on January 26, 2026 [2] - Despite robust quarterly earnings, Remitly's stock underperformed due to management's guidance indicating a deceleration in revenue growth [3] - The tempered outlook is attributed to challenging year-over-year comparisons and immigration-related headwinds affecting remittance volumes [3] - Remitly continues to expand its market presence despite a temporarily subdued demand environment [3]

Core Insights - Remitly Global Inc. is identified as an overlooked growth stock with potential for investment despite recent price target adjustments by analysts [1][3] Group 1: Analyst Ratings and Price Targets - Goldman Sachs analyst Will Nance lowered the price target for Remitly Global from $19 to $17 while maintaining a Buy rating [1] - Citizens reaffirmed a Market Outperform rating with a price target of $20, highlighting Remitly as a leader in the digital remittance sector [2] Group 2: Business Expansion and Performance - In Q3 2025, Remitly expanded its product categories, notably with Remitly Business entering the UK and Canada, increasing the total addressable market (TAM) from $2 trillion to $22 trillion [3] - By the end of Q3, approximately 10,000 businesses were active on the platform, with transaction sizes averaging twice those of traditional consumers [3] - The Flex product reached around 100,000 active users, with revenue doubling sequentially, and there was a 40% increase in send volume from high-value customers [3] Group 3: Company Overview - Remitly Global Inc. provides digital financial services, including cross-border remittances and complementary financial services, through a mobile application and website [4]

Core Insights - Remitly Global, Inc. (NASDAQ:RELY) is identified as one of the 15 software stocks with significant upside potential, with analysts adjusting price targets while maintaining a Buy rating [1][2] Analyst Ratings - Wolfe Research analyst Darrin Peller lowered the price target for Remitly from $18 to $16, indicating a 19.4% upside from current levels as of January 9 [1] - Goldman Sachs analyst Will Nance reduced the price target from $19 to $17, suggesting a further 27% upside, while also maintaining a Buy rating [2] Company Outlook - Remitly's CEO, Matt Oppenheimer, projected high-teens revenue growth driven by the core remittance business and new product offerings, with an adjusted EBITDA outlook for 2026 in the range of $300 million to $320 million [2] - The midpoint of the EBITDA range indicates a margin expansion of approximately 150 basis points and a 30% year-over-year growth in EBITDA [2] Business Operations - Remitly Global, Inc. provides digital financial services, including cross-border remittances and complementary financial services, through its website and mobile application across Canada, the United States, and globally [2]

Group 1 - The technology sector is experiencing a bull market, yet many stocks, including some hypergrowth stocks, are trading at lower multiples, presenting attractive entry points for investors in 2026 [1][2][9] - Coupang, a leading e-commerce platform in South Korea, reported a 20% year-over-year growth in net revenue and a 22% increase in gross profit, with active users rising by 10% to nearly 25 million [4][8] - A data leak scandal involving the exposure of customer data for approximately 34 million accounts has negatively impacted Coupang, leading to a 4% decline in weekly active customers [5][6] Group 2 - Despite the data breach, Coupang's fundamentals remain strong, with a market cap of $43 billion, trailing revenue over $33 billion, and a clean balance sheet, making it an attractive hypergrowth stock for 2026 [8] - Remitly Global is identified as a fast-growing remittance provider with significant potential for operational expansion [9]

Company Overview - Remitly Global, Inc. (NASDAQ:RELY) is a financial technology and payments company that provides digital financial services through its cross-border payments app, facilitating money transfers in over 170 countries [4] Investment Outlook - Citizens reaffirmed its Market Outperform rating and $20 price target on Remitly, highlighting the company's leading role in the digital remittance industry and suggesting that shares were overcorrected due to immigration-related headlines and slowing revenue growth [1][2] - Despite challenges, Citizens emphasizes Remitly's position as the premier all-digital remittance vendor with significant upside potential and plans for industry-leading profitability in the long term [2] Growth Projections - During the Investor Day event, Remitly announced growth plans through 2028, projecting revenue growth in the high teens and adjusted EBITDA between $300 million and $320 million by 2026 [3] - The company estimates revenue to range between $2.6 billion and $3.0 billion in 2028, with Adjusted EBITDA of $575 million to $600 million, indicating a margin of 20-22% [3]