Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form10-Q ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period endedMarch 31, 2024 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 001-34034 Regions Financial Corporation (Exact name of registrant as specified in its charter) Delaware 63-0589368 (State or o ...

Exhibit 99.3 1st Quarter Earnings Conference Call April 19th, 2024 First Quarter Overview Continue to deliver consistent, sustainable long-term performance 1Q24 Highlights Key Performance Metrics Reported Adjusted(1) • Consistently generating top-quartile returns in our peer group Net Income Available to ...

Eivaisla/iStock via Getty Images Introduction Regions Financial (NYSE:RF) is a regional bank headquartered in Alabama and operating in the Midwest, South and Texas. With a total of in excess of $150B in assets on the balance sheet, Regions Financial is a relatively large bank focusing on making commercial loans. The total exposure to commercial real estate remains relatively low and that should help improve the perception of the bank as investors are currently shying away from banks with a relatively hi ...

Two months after laying off 3% of its workforce, the Birmingham, Alabama-based Regions Bank posted disappointing Q1 earnings Friday (April 19).The southeastern regional’s results were driven by higher expenses despite the headcount reduction, FDIC assessments and an adjustment to its securities accounting.By the numbers, the bank showed solid liquidity and cautiously optimistic consumer metrics. It reported a Q1 2024 net income of $343 million, adjusted for increased FDIC special assessment accrual and seve ...

Regions Financial Corporation (NYSE:RF) Q1 2024 Earnings Conference Call April 19, 2024 10:00 AM ET Company Participants Dana Nolan - EVP & Head, IR John Turner - President, CEO & Director David Turner - Senior EVP & CFO Conference Call Participants Ebrahim Poonawala - Bank of America Merrill Lynch Robert Siefers - Piper Sandler & Co. Betsy Graseck - Morgan Stanley Christopher Spahr - Wells Fargo Securities Peter Winter - D.A. Davidson & Co. Kenneth Usdin - Jefferies David Rochester - Compass Point John Pan ...

Regions Financial Corporation’s (RF) first-quarter 2024 adjusted earnings per share of 44 cents missed the Zacks Consensus Estimate of 46 cents. This compares unfavorably with earnings of 62 cents per share reported in the year-ago quarter.The results were adversely affected by a decline in net interest income (NII) and a rise in expenses and provisions. Nonetheless, an improvement in non-interest income offers some support. Also, RF’s strong capital position indicates its availability of adequate capital t ...

Exhibit 99.2 Regions Financial Corporation and Subsidiaries Financial Supplement (unaudited) First Quarter 2024 Regions Financial Corporation and Subsidiaries Financial Supplement (unaudited) to First Quarter 2024 Earnings Release Table of Contents Page Financial Highlights 1 Selected Ratios and Other Information* 2 Consolidated Balance Sheets 3 Loans 4 Deposits 6 Consolidated Statements of Income 8 Consolidated Average Daily Balances and Yield / Rate Analysis 9 Pre-Tax Pre-Provision Income ("PPI")* and Adj ...

Investors are always looking for stocks that are poised to beat at earnings season and Regions Financial Corporation (RF) may be one such company. The firm has earnings coming up pretty soon, and events are shaping up quite nicely for their report.That is because Regions Financialis seeing favorable earnings estimate revision activity as of late, which is generally a precursor to an earnings beat. After all, analysts raising estimates right before earnings — with the most up-to-date information possible — i ...

In its upcoming report, Regions Financial (RF) is predicted by Wall Street analysts to post quarterly earnings of $0.46 per share, reflecting a decline of 25.8% compared to the same period last year. Revenues are forecasted to be $1.75 billion, representing a year-over-year decrease of 10.4%.The current level reflects a downward revision of 1.2% in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initi ...

Peter Blottman Photography Regions Financial (NYSE:RF) stock remains a solid pick among regional banks due to its relatively low exposure to the Corporate Real Estate (CRE) sector, high profitability and high dividend yield. Regional banks remain undervalued due to fears about their exposure to commercial real estate, however, light can be seen at the end of the tunnel as the Fed is preparing to cut rates. We might be at the end of the current risk cycle as falling interest rate will reduce balance shee ...