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All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yiel ...

Regions Financial Corp.’s fourth-quarter results detailed digital transactions are gaining ground among a user base that is turning to mobile and online channels for everyday banking.Supplementals tied to the company’s Friday (Jan. 17) earnings release noted that active mobile banking users were up 9% year on year to 2.6 million. With a bit more granular insight, the company said that 76% of customer transactions were digital, up from 71% last year. Zelle transactions surged 49% year over year to 5.1 millio ...

Regions Financial Corporation (NYSE:RF) Q4 2024 Earnings Conference Call January 17, 2025 10:00 AM ET Company Participants Dana Nolan - Investor Relations John Turner - Chief Executive Officer David Turner - Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Scott Siefers - Piper Sandler John Pancari - Evercore Peter Winter - D.A. Davidson Matt O'Connor - Deutsche Bank Erika Najarian - UBS Gerard Cassidy - RBC Betsy Graseck - Morgan Stanley Christopher Spahr - Wells Fargo Operato ...

Regions Financial Corporation’s (RF) fourth-quarter 2024 adjusted earnings per share of 59 cents beat the Zacks Consensus Estimate of 55 cents per share. This compares favorably with earnings of 52 cents per share in the year-ago quarter.Find the latest earnings estimates and surprises on the Zacks Earnings Calendar.A decrease in non-interest expenses and an increase in non-interest income supported RF’s results. Also, Regions Financial’s strong capital position indicates its availability of adequate capita ...

For the quarter ended December 2024, Regions Financial (RF) reported revenue of $1.82 billion, up 0.2% over the same period last year. EPS came in at $0.59, compared to $0.52 in the year-ago quarter.The reported revenue represents a surprise of -2.14% over the Zacks Consensus Estimate of $1.85 billion. With the consensus EPS estimate being $0.55, the EPS surprise was +7.27%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street ...

Financial Performance - Net income available to common shareholders was $508 million for 4Q24 and $1774 million for FY24[3] - Total revenue reached $1815 million in 4Q24 and $7083 million for the full year 2024, with adjusted revenues of $1845 million and $7291 million respectively[3] - Non-interest expense was $1038 million for 4Q24 and $4242 million for FY24, with adjusted figures of $1029 million and $4227 million respectively[3] - Pre-tax pre-provision income was $777 million in 4Q24 and $2841 million in FY24, with adjusted figures of $816 million and $3064 million respectively[3] - The efficiency ratio was 568% for 4Q24 and 595% for FY24, with adjusted ratios of 554% and 576% respectively[3] - Net charge-offs as a percentage of average loans were 049% for both 4Q24 and FY24[3] Loan and Deposit Trends - Average loans and leases stood at $964 billion in 4Q24, slightly down from $970 billion in 3Q24[19] - Ending loans and leases were $967 billion in 4Q24, a slight decrease from $968 billion in 3Q24[21] - Average deposits increased to $1276 billion in 4Q24 from $1264 billion in 3Q24[26] - Ending deposits increased to $1265 billion in 4Q24 from $1260 billion in 3Q24[26] Net Interest Income (NII) and Margin - Net interest income (NII) was $1243 million in 4Q24, compared to $1230 million in 3Q24[30] - Net interest margin (NIM) increased by 1 basis point to 355% in 4Q24[30] - The company sold approximately $700 million of securities at a $30 million pre-tax loss and reinvested the proceeds at higher market yields[36] 2025 Expectations - Net interest income is expected to increase by 2-5% in 2025[38] - Adjusted non-interest income is projected to grow by 2-4% in FY25[44] - Adjusted non-interest expense is expected to increase by 1-3% in FY25, inclusive of investments[48] - Average loan balances are expected to increase by approximately 1% in 2025[23]

Regions Financial (RF) came out with quarterly earnings of $0.59 per share, beating the Zacks Consensus Estimate of $0.55 per share. This compares to earnings of $0.52 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 7.27%. A quarter ago, it was expected that this holding company for Regions Bank would post earnings of $0.53 per share when it actually produced earnings of $0.57, delivering a surprise of 7.55%.Over the last four ...

Exhibit 99.2 Regions Financial Corporation and Subsidiaries Financial Supplement (unaudited) Fourth Quarter 2024 Regions Financial Corporation and Subsidiaries Financial Supplement (unaudited) to Fourth Quarter 2024 Earnings Release Table of Contents | | Page | | --- | --- | | Financial Highlights | 1 | | Selected Ratios and Other Information* | 2 | | Consolidated Balance Sheets | 3 | | Loans | 4 | | Deposits | 6 | | Consolidated Statements of Income | 8 | | Consolidated Average Daily Balances and Yield / R ...

Regions Financial Corporation (RF) is scheduled to report fourth-quarter 2024 results on Jan. 17, before the opening bell. Quarterly earnings and revenues are expected to have registered year-over-year growth in the to-be-reported quarter.Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar.This Birmingham, AL-based player’s third-quarter 2024 earnings beat the Zacks Consensus Estimate, driven by a decline in expenses and an increase in non-interest income. However, a decrease in net int ...