Net income of $8.8 million and diluted EPS of $0.91 Total revenue increased $9.4 million, or 7.2% • Interest and fee income up 7.8% due to a 10.0% increase in ANR • Insurance income, net decreased by 5.0% due to lower premiums Provision for credit losses increased $2.9 million, or 5.9% • Net credit losses up $11.7 million from higher ANR and macro conditions • Lower provision build of $8.8 million year-over-year Operating expense ratio improved 0.5% • Revenue growth outpaced G&A expense growth by 2.4x compa ...

Long history of liquidity support from a strong group of banking partners Diversified funding platform with a senior revolving facility, warehouse facilities, and securitizations | --- | --- | --- | --- | --- | |----------------------------------------|--------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of (I ...

Regional Management Corp. (NYSE:RM) Q2 2023 Earnings Conference Call August 2, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Robert Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants Steven Kwok - KBW Bill Dezellem - Tieton Capital Alexander Villalobos - Jefferies Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Second Quarter 2023 Earnings Call. As a remi ...

Regional Management Corp. (NYSE:RM) Q1 2023 Earnings Conference Call March 3, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Robert W. Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants John Hecht - Jefferies Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management First Quarter 2023 Earnings Call. As a reminder, all participants are in listen-only mode, and the co ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of ( ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of (I.R ...

Regional Management Corp. (NYSE:RM) Q4 2022 Earnings Conference Call February 8, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Rob Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2022 Earnings Call. As a reminder, all participants are in listen-only mode, and t ...

Regional Management Corp. (NYSE:RM) Q3 2022 Earnings Conference Call November 1, 2022 5:00 PM ET Company Participants Garrett Edson - ICR Rob Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants David Scharf - JMP Securities John Hecht - Jefferies Steven Kwok - KBW Vincent Caintic - Stephens Matt Dhane - Tieton Capital Management Operator Thank you for standing by. This is the conference operator. Welcome to Regional Manag ...

n RM LISTED NYSE 3Q 2022 Earnings Presentation November 1st, 2022 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the "Company") and the Company's business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q filed with th ...